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How much does having a baby (vaginal delivery) cost?

An uncomplicated vaginal delivery. Medicare covers few births, so this is a reference price; commercial prices are usually far higher. What Medicare pays in each setting, in every state, and where it costs less.

Hospital stay
$7,242
Medicare 2026, national

An uncomplicated vaginal delivery. Medicare covers few births, so this is a reference price; commercial prices are usually far higher.

Every bill for the whole procedure: facility, surgeon, anesthesia and the care around it

Look up the price in your ZIP codeAll services

By state

StateHospital stay
Alabama$6,227–$6,596
Alaska$8,179
Arizona$7,431
Arkansas$6,445–$6,662
California$8,479–$9,947
Colorado$7,430–$7,690
Connecticut$8,376
Delaware$7,273–$7,435
District of Columbia$7,122–$8,312
Florida$7,567–$7,981
Georgia$6,672–$7,320
Hawaii$7,822
Idaho$6,781–$6,866
Illinois$7,957–$8,281
Indiana$7,141–$7,200
Iowa$6,466–$7,006
Kansas$6,517–$6,680
Kentucky$6,762–$6,993
Louisiana$6,467–$6,748
Maine$6,937–$7,194
Maryland$6,741–$7,463
Massachusetts$8,242–$8,394
Michigan$7,092–$7,353
Minnesota$7,121–$7,405
Mississippi$6,152–$6,468
Missouri$6,991–$7,057
Montana$7,429
Nebraska$6,843–$7,039
Nevada$7,252–$7,262
New Hampshire$7,623
New Jersey$7,981–$8,470
New Mexico$7,019–$7,370
New York$8,520–$9,155
North Carolina$6,998–$7,054
North Dakota$7,033
Ohio$6,817–$7,084
Oklahoma$6,751
Oregon$7,768–$7,874
Pennsylvania$6,887–$7,415
Rhode Island$7,881
South Carolina$6,833–$6,934
South Dakota$7,008
Tennessee$6,446–$6,872
Texas$7,131–$7,351
Utah$7,044
Vermont$7,079–$7,277
Virginia$7,041–$7,195
Washington$8,069–$8,244
West Virginia$6,818–$7,329
Wisconsin$6,743–$7,072
Wyoming$7,150

Questions

How much does having a baby (vaginal delivery) cost?

Medicare's 2026 national price for having a baby (vaginal delivery) is $7,242 at hospital stay. Prices vary by area; private insurance usually pays more.

Is this what I will pay?

These are Medicare's payment rates, a public benchmark for a fair price. What you pay depends on your insurance, deductible and the provider. Ask for a written estimate before you book; if you are uninsured or paying yourself, you are entitled to a Good Faith Estimate.