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Medical Center of the Rockies: what a joint replacement costs

Loveland, CO 80538 · CMS Certification Number 060119. What Medicare pays this hospital for knee, hip and shoulder replacement, what it lists, how it compares, and what a surgery center nearby is paid.

Surgery center nearby
$8,932
Loveland Surgery Center, same ZIP
Outpatient here
$12,374
Medicare allowed amount, 239 cases, APC 5115
Inpatient here
—
Under 11 stays

Medicare prices at Medical Center of the Rockies

OperationInpatient avg total payment
Medicare + patient share
List priceList ÷ totalOutpatient Medicare allowed
Hip or knee replacement———$12,374
Shoulder replacement———$17,526
Hip replacement after a fracture (DRG 522)$15,322$112,8657.4×—

Commercial negotiated rates (beta)

MS-DRG 470Median across insurers× Medicare total paymentLowest–highest insurerInsurers
Hip or knee replacement$44,844—$42,146–$47,5422
InsurerMedian negotiated, MS-DRG 470× Medicare total paymentPlans
Cigna$47,542—1
Elevance/Anthem/Empire$42,146—1

From the hospital's price-transparency file (2025-11-01); commercial plans, dollar-amount contracts only.

From the hospital's price-transparency file (2025-11-01); commercial plans, dollar-amount contracts only.

Quality

Overall Care Compare rating: 5 of 5 stars. Nonprofit · Acute · 180 beds

Colorado has no certificate-of-need law.

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Questions

How much does Medicare pay Medical Center of the Rockies for a knee or hip replacement?

The Medicare allowed amount averaged $12,374 per outpatient hip or knee replacement case (APC 5115, 239 cases) in 2024. Inpatient stays were too few to report.

Is a knee replacement cheaper at a surgery center near Medical Center of the Rockies?

Yes for Medicare facility payments. Loveland Surgery Center, an orthopedic surgery center same ZIP away, is paid about $8,932 by Medicare for a knee replacement (CPT 27447). Not every patient is a surgery-center candidate.

What do commercial insurers pay Medical Center of the Rockies for a hip or knee replacement?

From the hospital's own price-transparency file, commercial plans' negotiated rates for MS-DRG 470 have a median of $44,844 across 2 insurers, ranging from $42,146 to $47,542.