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Hca Florida Gulf Coast Hospital: what a joint replacement costs

Panama City, FL 32405 · CMS Certification Number 100242. What Medicare pays this hospital for knee, hip and shoulder replacement, what it lists, how it compares, and what a surgery center nearby is paid.

Surgery center nearby
$8,500
Northwest Florida Surgery Center, same ZIP
Outpatient here
$11,696
Medicare allowed amount, 196 cases, APC 5115
Inpatient here
$14,128
Avg total payment (incl. patient share), 34 Medicare stays, MS-DRG 470

Medicare prices at Hca Florida Gulf Coast Hospital

OperationInpatient avg total payment
Medicare + patient share
List priceList ÷ totalOutpatient Medicare allowed
Hip or knee replacement$14,128$214,27015.2×$11,696
Shoulder replacement———$16,499
Hip replacement after a fracture (DRG 522)$15,229$249,81016.4×—

Commercial negotiated rates (beta)

MS-DRG 470Median across insurers× Medicare total paymentLowest–highest insurerInsurers
Hip or knee replacement$25,5461.8×$16,006–$55,35812
InsurerMedian negotiated, MS-DRG 470× Medicare total paymentPlans
Cigna$55,3583.9×1
AvMed$49,2853.5×1
Evolutions$48,6373.4×1
UnitedHealthcare$32,4272.3×1
Florida Blue$31,1212.2×1
Aetna$29,1592.1×1
Oscar$21,9321.6×1
NDMS Definitive Care$19,8091.4×1
Simply Healthcare$18,8201.3×1
Centurion$17,4321.2×1
Simply$16,6401.2×1
Humana$16,0061.1×1

From the hospital's price-transparency file (2026-09-01); commercial plans, dollar-amount contracts only.

From the hospital's price-transparency file (2026-09-01); commercial plans, dollar-amount contracts only.

Quality

Complications after hip or knee replacement: 3% (no different from the national rate). Readmissions: 5.5%. Overall Care Compare rating: 2 of 5 stars. For-profit · Acute · 282 beds

Florida has a certificate-of-need program that does not cover surgery centers.

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Questions

How much does Medicare pay Hca Florida Gulf Coast Hospital for a knee or hip replacement?

In 2024 the average total payment to Hca Florida Gulf Coast Hospital for an inpatient hip or knee replacement stay was $14,128 (MS-DRG 470, 34 Medicare stays; Medicare's payment plus the patient's deductible and coinsurance), and the Medicare allowed amount averaged $11,696 per outpatient case (APC 5115, 196 cases).

What is Hca Florida Gulf Coast Hospital's list price for a joint replacement?

The hospital's average list (chargemaster) price for an inpatient hip or knee replacement was $214,270, 15.2× the average total payment for a Medicare stay. Almost nobody pays the list price; it matters for uninsured bills and percent-of-charge contracts.

Is a knee replacement cheaper at a surgery center near Hca Florida Gulf Coast Hospital?

Yes for Medicare facility payments. Northwest Florida Surgery Center, an orthopedic surgery center same ZIP away, is paid about $8,500 by Medicare for a knee replacement (CPT 27447), $5,628 less than an inpatient stay at Hca Florida Gulf Coast Hospital. Not every patient is a surgery-center candidate.

How does Hca Florida Gulf Coast Hospital compare with other Florida hospitals?

Hca Florida Gulf Coast Hospital's average total payment per Medicare stay is lower than 68% of the 88 Florida hospitals that report inpatient hip or knee replacement.

What do commercial insurers pay Hca Florida Gulf Coast Hospital for a hip or knee replacement?

From the hospital's own price-transparency file, commercial plans' negotiated rates for MS-DRG 470 have a median of $25,546 across 12 insurers, ranging from $16,006 to $55,358.