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Franciscan Health Michigan City: what a joint replacement costs

Michigan City, IN 46360 · CMS Certification Number 150015. What Medicare pays this hospital for knee, hip and shoulder replacement, what it lists, how it compares, and what a surgery center nearby is paid.

Surgery center nearby
$8,573
Franciscan Surgery Center Laporte, 9.3 mi
Outpatient here
$11,623
Medicare allowed amount, 108 cases, APC 5115
Inpatient here
$14,499
Avg total payment (incl. patient share), 19 Medicare stays, MS-DRG 470

Medicare prices at Franciscan Health Michigan City

OperationInpatient avg total payment
Medicare + patient share
List priceList ÷ totalOutpatient Medicare allowed
Hip or knee replacement$14,499$92,5066.4×$11,623
Shoulder replacement———$16,577
Hip replacement after a fracture (DRG 522)$15,170$100,5376.6×—

Commercial negotiated rates (beta)

MS-DRG 470Median across insurers× Medicare total paymentLowest–highest insurerInsurers
Hip or knee replacement$32,4112.2×$32,411–$48,2224
InsurerMedian negotiated, MS-DRG 470× Medicare total paymentPlans
Aetna$48,2223.3×1
BCBS (other)$32,4112.2×1
BCBS IL$32,4112.2×1
Elevance/Anthem/Empire$32,4112.2×1

From the hospital's price-transparency file (2026-01-01); commercial plans, dollar-amount contracts only.

From the hospital's price-transparency file (2026-01-01); commercial plans, dollar-amount contracts only.

Quality

Complications after hip or knee replacement: 4.5% (no different from the national rate). Readmissions: 5.1%. Overall Care Compare rating: 3 of 5 stars. Nonprofit · Acute · 310 beds

Indiana has a certificate-of-need program that does not cover surgery centers.

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Questions

How much does Medicare pay Franciscan Health Michigan City for a knee or hip replacement?

In 2024 the average total payment to Franciscan Health Michigan City for an inpatient hip or knee replacement stay was $14,499 (MS-DRG 470, 19 Medicare stays; Medicare's payment plus the patient's deductible and coinsurance), and the Medicare allowed amount averaged $11,623 per outpatient case (APC 5115, 108 cases).

What is Franciscan Health Michigan City's list price for a joint replacement?

The hospital's average list (chargemaster) price for an inpatient hip or knee replacement was $92,506, 6.4× the average total payment for a Medicare stay. Almost nobody pays the list price; it matters for uninsured bills and percent-of-charge contracts.

Is a knee replacement cheaper at a surgery center near Franciscan Health Michigan City?

Yes for Medicare facility payments. Franciscan Surgery Center Laporte, an orthopedic surgery center 9.3 mi away, is paid about $8,573 by Medicare for a knee replacement (CPT 27447), $5,926 less than an inpatient stay at Franciscan Health Michigan City. Not every patient is a surgery-center candidate.

How does Franciscan Health Michigan City compare with other Indiana hospitals?

Franciscan Health Michigan City's average total payment per Medicare stay is higher than 53% of the 34 Indiana hospitals that report inpatient hip or knee replacement.

What do commercial insurers pay Franciscan Health Michigan City for a hip or knee replacement?

From the hospital's own price-transparency file, commercial plans' negotiated rates for MS-DRG 470 have a median of $32,411 across 4 insurers, ranging from $32,411 to $48,222.