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Finley Hospital: what a joint replacement costs

Dubuque, IA 52001 · CMS Certification Number 160117. What Medicare pays this hospital for knee, hip and shoulder replacement, what it lists, how it compares, and what a surgery center nearby is paid.

Surgery center nearby
$8,314
Tri-State Surgery Center, LLC, 4.3 mi
Outpatient here
$11,151
Medicare allowed amount, 205 cases, APC 5115
Inpatient here
$12,640
Avg total payment (incl. patient share), 13 Medicare stays, MS-DRG 470

Medicare prices at Finley Hospital

OperationInpatient avg total payment
Medicare + patient share
List priceList ÷ totalOutpatient Medicare allowed
Hip or knee replacement$12,640$49,6253.9×$11,151
Shoulder replacement———$15,909

Commercial negotiated rates (beta)

MS-DRG 470Median across insurers× Medicare total paymentLowest–highest insurerInsurers
Hip or knee replacement$15,9811.3×$10,452–$21,9577
InsurerMedian negotiated, MS-DRG 470× Medicare total paymentPlans
HealthPartners$21,9571.7×1
Aetna$17,9311.4×1
UnitedHealthcare$17,9291.4×1
Medical Associates Health Plan$15,9811.3×1
Quartz Health$13,4401.1×1
BC Illinois Community$13,1011.0×1
Wellmark BCBS$10,4520.8×1

From the hospital's price-transparency file (2026-01-28); commercial plans, dollar-amount contracts only.

From the hospital's price-transparency file (2026-01-28); commercial plans, dollar-amount contracts only.

Quality

Complications after hip or knee replacement: 5.7% (no different from the national rate). Readmissions: 7.3%. Overall Care Compare rating: 3 of 5 stars. Nonprofit · Acute · 158 beds

Iowa requires a certificate of need for new surgery centers.

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Questions

How much does Medicare pay Finley Hospital for a knee or hip replacement?

In 2024 the average total payment to Finley Hospital for an inpatient hip or knee replacement stay was $12,640 (MS-DRG 470, 13 Medicare stays; Medicare's payment plus the patient's deductible and coinsurance), and the Medicare allowed amount averaged $11,151 per outpatient case (APC 5115, 205 cases).

What is Finley Hospital's list price for a joint replacement?

The hospital's average list (chargemaster) price for an inpatient hip or knee replacement was $49,625, 3.9× the average total payment for a Medicare stay. Almost nobody pays the list price; it matters for uninsured bills and percent-of-charge contracts.

Is a knee replacement cheaper at a surgery center near Finley Hospital?

Yes for Medicare facility payments. Tri-State Surgery Center, LLC, an orthopedic surgery center 4.3 mi away, is paid about $8,314 by Medicare for a knee replacement (CPT 27447), $4,326 less than an inpatient stay at Finley Hospital. Not every patient is a surgery-center candidate.

How does Finley Hospital compare with other Iowa hospitals?

Finley Hospital's average total payment per Medicare stay is lower than 80% of the 15 Iowa hospitals that report inpatient hip or knee replacement.

What do commercial insurers pay Finley Hospital for a hip or knee replacement?

From the hospital's own price-transparency file, commercial plans' negotiated rates for MS-DRG 470 have a median of $15,981 across 7 insurers, ranging from $10,452 to $21,957.