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What the whole C-section costs

Cesarean section without sterilization; 788 = without CC/MCC, 787 = with CC. Every bill that usually comes with it, who sends it, and where each number comes from.

Price it for your ZIP, hospital or insurerRates by insurer

Medicare, national amounts, 2026

BillHospital stay
Facility$6,977
Surgeon$2,473
Anesthesia$225
Total$9,676

National Medicare amounts (payment-area and wage adjustments at 1.0). Facility: OPPS Addendum B, July 2026 (national unadjusted rate); local = rate × (0.6 × wage index + 0.4); ASC Addendum AA, July 2026 (national rate); local = rate × (0.5 × wage index + 0.5); device-intensive (J8) codes keep the device portion unadjusted; FY 2026 IPPS final rule CMS-1833-F, Table 5; standard amounts from Tables 1A-1E; local = weight × (labor × wage index + non-labor + capital × wage index^0.6848). Leaves out teaching (IME), safety-net (DSH) and outlier add-ons. Surgeon: CMS Physician Fee Schedule CY2026 (RVU26D). Anesthesia: CMS base units × the CY2026 anesthesia conversion factor, with an assumed case time. An educational estimate, not a quote.

Line by line (hospital stay)

Questions

How much does a C-section cost in total, with every bill?

At national Medicare rates for 2026, the whole C-section comes to about $9,676 in a hospital stay, counting the facility, the surgeon, anesthesia and typical care before and after. Commercial plans usually pay more; local rates differ by area.

Why do I get separate bills for a C-section?

The hospital bills for the facility; the surgeon's group bills for the operation (Surgeon, CPT 59510, about $2,473 from Medicare nationally); the anesthesia group bills by base units plus time (about $225 at our default time); labs, imaging, pathology and therapy each come from their own provider.

What does the surgeon's fee include?

Maternity global: prenatal visits, the delivery and postpartum care are one fee.