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Neck fusion (ACDF) in Indianapolis IN

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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CPT 22551

Hospital · insurerRate× MedicarePlans
Riverview Health median $25,516 · local Medicare $13,583 · file 2026-04-01
Elevance/Anthem/Empire$33,6172.5×9
UnitedHealthcare$17,4161.3×1
Franciscan Health Indianapolis median $53,405 · local Medicare $13,583 · file 2026-01-01
BCBS (other)$53,4053.9×1
BCBS IL$53,4053.9×1
Elevance/Anthem/Empire$53,4053.9×7

MS-DRG 473

Hospital · insurerRate× MedicarePlans
Ascension St Vincent Carmel median $14,482 · local Medicare $18,461 · file 2026-01-01
Aetna$11,2310.6×1
Cigna$15,5200.8×4
Elevance/Anthem/Empire$17,2330.9×17
Encore (rental network)$13,4000.7×1
Encore Exclusive (rental network)$13,4000.7×1
Humana$13,4690.7×6
One Health Plan$11,5000.6×1
SIHO PPO$15,0000.8×1
Sagamore Plus Drg$19,6071.1×1
Smarthealth PPO/Hdhp 20161001$13,7000.7×1
Unified Zionsville$13,9650.8×3
UnitedHealthcare$18,5091.0×3
Ascension St Vincent Fishers median $15,001 · local Medicare $18,461 · file 2026-01-01
Aetna$11,2310.6×1
Cigna$15,5200.8×4
Elevance/Anthem/Empire$17,2330.9×17
Encore (rental network)$13,4000.7×1
Encore Exclusive (rental network)$13,4000.7×1
Humana$15,0020.8×4
One Health Plan$11,5000.6×1
SIHO PPO$15,0000.8×1
Sagamore Plus Drg$19,6071.1×1
Smarthealth PPO/Hdhp 20161001$13,7000.7×1
Unified Zionsville$14,4640.8×2
UnitedHealthcare$18,5091.0×3
Ascension St Vincent Anderson median $15,002 · local Medicare $18,461 · file 2026-01-01
Aetna$11,2310.6×1
Cigna$17,5621.0×3
Elevance/Anthem/Empire$15,8940.9×12
Encore (rental network)$13,4000.7×1
Encore Exclusive (rental network)$13,4000.7×1
Humana$15,0020.8×4
One Health Plan$11,5000.6×1
SIHO PPO$15,0000.8×1
Sagamore Plus Drg$19,6071.1×1
Smarthealth PPO/Hdhp 20161001$13,7000.7×1
Unified Group Services$18,2111.0×1
Unified Zionsville$13,9650.8×3
UnitedHealthcare$18,5091.0×1
Hendricks Regional Health median $44,688 · local Medicare $18,461 · file 2026-05-20
Cigna$75,0554.1×1
Elevance/Anthem/Empire$31,6811.7×3
Sagamore Health Incumbent Program$44,6882.4×1
SagamoreHealth Network$47,0392.5×1
UnitedHealthcare$35,4571.9×2
Franciscan Health Indianapolis median $55,342 · local Medicare $18,461 · file 2026-01-01
Aetna$62,0293.4×3
BCBS (other)$55,3423.0×1
BCBS IL$55,3423.0×1
Elevance/Anthem/Empire$55,3423.0×7
UnitedHealthcare$47,9572.6×6

MS-DRG 472

Hospital · insurerRate× MedicarePlans
Ascension St Vincent Carmel median $15,260 · local Medicare $22,279 · file 2026-01-01
Cigna$15,5200.7×4
Elevance/Anthem/Empire$17,2330.8×15
Encore (rental network)$13,4000.6×1
Encore Exclusive (rental network)$13,4000.6×1
Humana$13,4690.6×6
SIHO PPO$15,0000.7×1
Sagamore Plus Drg$19,6070.9×1
Smarthealth PPO/Hdhp 20161001$13,7000.6×1
Unified Zionsville$13,9650.6×3
UnitedHealthcare$18,5090.8×3
Ascension St Vincent Fishers median $15,261 · local Medicare $22,279 · file 2026-01-01
Cigna$15,5200.7×4
Elevance/Anthem/Empire$17,2330.8×15
Encore (rental network)$13,4000.6×1
Encore Exclusive (rental network)$13,4000.6×1
Humana$15,0020.7×4
SIHO PPO$15,0000.7×1
Sagamore Plus Drg$19,6070.9×1
Smarthealth PPO/Hdhp 20161001$13,7000.6×1
Unified Zionsville$14,4640.6×2
UnitedHealthcare$18,5090.8×3
Ascension St Vincent Anderson median $15,894 · local Medicare $22,279 · file 2026-01-01
Cigna$17,5620.8×3
Elevance/Anthem/Empire$15,8940.7×10
Encore (rental network)$13,4000.6×1
Encore Exclusive (rental network)$13,4000.6×1
Humana$15,0020.7×4
SIHO PPO$15,0000.7×1
Sagamore Plus Drg$19,6070.9×1
Smarthealth PPO/Hdhp 20161001$13,7000.6×1
Unified Group Services$18,2110.8×1
Unified Zionsville$13,9650.6×3
UnitedHealthcare$18,5090.8×1
Hendricks Regional Health median $53,928 · local Medicare $22,279 · file 2026-05-20
Cigna$90,5754.1×1
Elevance/Anthem/Empire$38,2321.7×3
Sagamore Health Incumbent Program$53,9282.4×1
SagamoreHealth Network$56,7652.5×1
UnitedHealthcare$42,7891.9×2
Franciscan Health Indianapolis median $66,785 · local Medicare $22,279 · file 2026-01-01
Aetna$74,8553.4×3
BCBS (other)$66,7853.0×1
BCBS IL$66,7853.0×1
Elevance/Anthem/Empire$66,7853.0×7

Questions

How much does neck fusion (acdf) cost with commercial insurance in Indianapolis IN?

2 Indianapolis IN hospitals post usable commercial rates for CPT 22551, hospital outpatient. The median across hospitals is $39,461; hospital medians range from $25,516 to $53,405. Your cost depends on your plan's deductible and coinsurance.