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ACL reconstruction in San Francisco Bay Area CA

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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CPT 29888

Hospital · insurerRate× MedicarePlans
Stanford Health Care Tri-Valley median $8,476 · local Medicare $10,246 · file 2026-04-01
Aetna$6,3220.6×2
Blue Shield of California$8,4760.8×2
UnitedHealthcare$12,5891.2×1
St Mary's Medical Center median $10,713 · local Medicare $10,489 · file 2026-04-01
Aetna$8,7410.8×1
Blue Shield of California$8,3930.8×1
Elevance/Anthem/Empire$20,5492.0×2
Kaiser Permanente$23,6682.3×1
UnitedHealthcare$10,7131.0×2
Good Samaritan Hospital median $11,254 · local Medicare $10,673 · file 2026-09-01
Aetna$7,0000.7×3
Blue Shield of California$11,8611.1×2
Cigna$5,7880.5×4
Elevance/Anthem/Empire$11,2541.1×2
UnitedHealthcare$17,7161.7×1
John Muir Medical Center - Walnut Creek Campus median $32,719 · local Medicare $10,246 · file 2026-03-23
Aetna$10,0261.0×4
BCBS (other)$51,7585.1×1
Blue Shield of California$12,7781.2×5
Cigna$13,6801.3×3
Elevance/Anthem/Empire$51,7585.1×7
UnitedHealthcare$51,9325.1×7
Stanford Health Care median $35,500 · local Medicare $10,673 · file 2026-04-01
Aetna$26,5732.5×1
Blue Shield of California$39,1403.7×2
Elevance/Anthem/Empire$31,8613.0×1
UnitedHealthcare$47,9734.5×1

Questions

How much does acl reconstruction cost with commercial insurance in San Francisco Bay Area CA?

5 San Francisco Bay Area CA hospitals post usable commercial rates for CPT 29888, hospital outpatient. The median across hospitals is $11,254; hospital medians range from $8,476 to $35,500. Your cost depends on your plan's deductible and coinsurance.