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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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MS-DRG 897
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Tricities Hospital median $7,628 · local Medicare $6,123 · file 2026-09-01 | |||
| Aetna | $7,316 | 1.2× | 1 |
| Cigna | $13,824 | 2.3× | 2 |
| Elevance/Anthem/Empire | $7,378 | 1.2× | 1 |
| Oscar | $10,203 | 1.7× | 1 |
| Pyramid Life | $7,879 | 1.3× | 1 |
| Sentara Optima Health | $21,620 | 3.5× | 3 |
| UnitedHealthcare | $7,163 | 1.2× | 7 |
| Virginia Premier Health | $7,306 | 1.2× | 1 |
| CJW Medical Center (Chippenham + Johnston-Willis) median $7,684 · local Medicare $6,123 · file 2026-09-01 | |||
| Aetna | $7,135 | 1.2× | 1 |
| Bright Health | $8,861 | 1.4× | 2 |
| Cigna | $13,824 | 2.3× | 2 |
| Elevance/Anthem/Empire | $6,228 | 1.0× | 4 |
| Oscar | $10,203 | 1.7× | 1 |
| Pyramid Life | $7,684 | 1.3× | 1 |
| Sentara Optima Health | $21,620 | 3.5× | 3 |
| UnitedHealthcare | $6,986 | 1.1× | 7 |
| Virginia Premier Health | $7,125 | 1.2× | 1 |
| Henrico Doctors' Hospital median $8,861 · local Medicare $6,123 · file 2026-09-01 | |||
| Aetna | $7,120 | 1.2× | 1 |
| Bright Health | $8,861 | 1.4× | 2 |
| Cigna | $13,824 | 2.3× | 2 |
| Elevance/Anthem/Empire | $15,475 | 2.5× | 4 |
| Oscar | $10,203 | 1.7× | 1 |
| Pyramid Life | $7,668 | 1.3× | 1 |
| Sentara Optima Health | $21,620 | 3.5× | 3 |
| UnitedHealthcare | $6,971 | 1.1× | 8 |
| Virginia Premier Health | $7,111 | 1.2× | 1 |
| VCU Medical Center median $14,885 · local Medicare $6,123 · file 2026-01-02 | |||
| Aetna | $13,449 | 2.2× | 1 |
| Elevance/Anthem/Empire | $14,885 | 2.4× | 2 |
| UnitedHealthcare | $19,395 | 3.2× | 1 |
| Bon Secours St. Francis Medical Center median $20,521 · local Medicare $6,123 · file 2026-04-01 | |||
| Cigna | $21,241 | 3.5× | 2 |
| Elevance/Anthem/Empire | $15,890 | 2.6× | 1 |
| UnitedHealthcare | $20,521 | 3.4× | 4 |
| Bon Secours Memorial Regional Medical Center median $20,881 · local Medicare $6,123 · file 2026-04-01 | |||
| Cigna | $21,241 | 3.5× | 2 |
| UnitedHealthcare | $20,521 | 3.4× | 4 |
| Bon Secours St. Mary's Hospital median $22,476 · local Medicare $6,123 · file 2026-04-01 | |||
| BCBS (other) | $23,711 | 3.9× | 3 |
| Cigna | $21,241 | 3.5× | 2 |
| Elevance/Anthem/Empire | $23,711 | 3.9× | 13 |
| UnitedHealthcare | $20,521 | 3.4× | 4 |
MS-DRG 896
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Tricities Hospital median $14,218 · local Medicare $12,103 · file 2026-09-01 | |||
| Aetna | $13,636 | 1.1× | 1 |
| Cigna | $27,327 | 2.3× | 2 |
| Elevance/Anthem/Empire | $13,751 | 1.1× | 1 |
| Oscar | $20,170 | 1.7× | 1 |
| Pyramid Life | $14,686 | 1.2× | 1 |
| Sentara Optima Health | $21,620 | 1.8× | 3 |
| UnitedHealthcare | $10,775 | 0.9× | 6 |
| Virginia Premier Health | $13,618 | 1.1× | 1 |
| CJW Medical Center (Chippenham + Johnston-Willis) median $14,657 · local Medicare $12,103 · file 2026-09-01 | |||
| Aetna | $13,610 | 1.1× | 1 |
| Bright Health | $18,274 | 1.5× | 2 |
| Cigna | $27,327 | 2.3× | 2 |
| Elevance/Anthem/Empire | $7,551 | 0.6× | 2 |
| Oscar | $20,170 | 1.7× | 1 |
| Pyramid Life | $14,657 | 1.2× | 1 |
| Sentara Optima Health | $21,620 | 1.8× | 3 |
| UnitedHealthcare | $10,762 | 0.9× | 6 |
| Virginia Premier Health | $13,591 | 1.1× | 1 |
| Henrico Doctors' Hospital median $18,274 · local Medicare $12,103 · file 2026-09-01 | |||
| Aetna | $13,530 | 1.1× | 1 |
| Bright Health | $18,274 | 1.5× | 2 |
| Cigna | $27,327 | 2.3× | 2 |
| Elevance/Anthem/Empire | $30,592 | 2.5× | 4 |
| Oscar | $20,170 | 1.7× | 1 |
| Pyramid Life | $14,571 | 1.2× | 1 |
| Sentara Optima Health | $21,620 | 1.8× | 3 |
| UnitedHealthcare | $13,061 | 1.1× | 7 |
| Virginia Premier Health | $13,511 | 1.1× | 1 |
| VCU Medical Center median $33,088 · local Medicare $12,103 · file 2026-01-02 | |||
| Aetna | $33,088 | 2.7× | 1 |
| Elevance/Anthem/Empire | $30,047 | 2.5× | 2 |
| UnitedHealthcare | $44,043 | 3.6× | 1 |
| Bon Secours Memorial Regional Medical Center median $40,148 · local Medicare $12,103 · file 2026-04-01 | |||
| BCBS (other) | $39,732 | 3.3× | 3 |
| Cigna | $41,988 | 3.5× | 2 |
| Elevance/Anthem/Empire | $39,732 | 3.3× | 11 |
| UnitedHealthcare | $40,565 | 3.4× | 4 |
| Bon Secours St. Francis Medical Center median $40,565 · local Medicare $12,103 · file 2026-04-01 | |||
| Cigna | $41,988 | 3.5× | 2 |
| Elevance/Anthem/Empire | $31,412 | 2.6× | 1 |
| UnitedHealthcare | $40,565 | 3.4× | 4 |
| Bon Secours St. Mary's Hospital median $41,276 · local Medicare $12,103 · file 2026-04-01 | |||
| Cigna | $41,988 | 3.5× | 2 |
| UnitedHealthcare | $40,565 | 3.4× | 4 |
Questions
How much does alcohol or drug treatment stay cost with commercial insurance in Richmond VA?
7 Richmond VA hospitals post usable commercial rates for inpatient stay (MS-DRG 897). The median across hospitals is $14,885; hospital medians range from $7,628 to $22,476. Your cost depends on your plan's deductible and coinsurance.