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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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CPT 28296
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Trinity Health Oakland Hospital median $2,775 · local Medicare $3,260 · file 2026-03-31 | |||
| BCBS (other) | $2,775 | 0.9× | 1 |
| BCBS AZ | $2,775 | 0.9× | 1 |
| BCBS MN | $2,775 | 0.9× | 1 |
| BCBS Michigan | $2,775 | 0.9× | 29 |
| BCBS NC | $2,775 | 0.9× | 1 |
| BCBS TN | $2,775 | 0.9× | 1 |
| CareFirst BCBS | $2,775 | 0.9× | 2 |
| Elevance/Anthem/Empire | $2,775 | 0.9× | 13 |
| Excellus BCBS | $2,775 | 0.9× | 1 |
| Highmark BCBS | $2,775 | 0.9× | 5 |
| Horizon BCBS NJ | $2,775 | 0.9× | 1 |
| Independence Blue Cross | $2,775 | 0.9× | 1 |
| Kaiser Permanente | $2,775 | 0.9× | 1 |
| Premera Blue Cross | $2,775 | 0.9× | 2 |
| Regence BlueShield | $2,775 | 0.9× | 4 |
| Wellmark BCBS | $2,775 | 0.9× | 2 |
| Corewell Health Beaumont Grosse Pointe Hospital median $3,841 · local Medicare $3,260 · file 2026-05-01 | |||
| Cigna | $3,841 | 1.2× | 1 |
| Corewell Health William Beaumont University Hospit median $3,841 · local Medicare $3,260 · file 2026-05-01 | |||
| Cigna | $3,841 | 1.2× | 1 |
| Corewell Health Beaumont Troy Hospital median $3,841 · local Medicare $3,260 · file 2026-05-01 | |||
| Cigna | $3,841 | 1.2× | 1 |
| Henry Ford Health Rochester Hospital median $4,482 · local Medicare $3,260 · file 2026-01-01 | |||
| BCBS Michigan | $4,482 | 1.4× | 4 |
| Harper University Hospital median $7,320 · local Medicare $3,260 · file 2026-09-02 | |||
| BCBS Michigan | $7,473 | 2.3× | 4 |
| UnitedHealthcare | $7,166 | 2.2× | 1 |
CPT 28297
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Trinity Health Oakland Hospital median $6,863 · local Medicare $12,793 · file 2026-03-31 | |||
| BCBS (other) | $6,863 | 0.5× | 1 |
| BCBS AZ | $6,863 | 0.5× | 1 |
| BCBS MN | $6,863 | 0.5× | 1 |
| BCBS Michigan | $6,863 | 0.5× | 28 |
| BCBS NC | $6,863 | 0.5× | 1 |
| BCBS TN | $6,863 | 0.5× | 1 |
| CareFirst BCBS | $6,863 | 0.5× | 2 |
| Elevance/Anthem/Empire | $6,863 | 0.5× | 13 |
| Excellus BCBS | $6,863 | 0.5× | 1 |
| Highmark BCBS | $6,863 | 0.5× | 5 |
| Horizon BCBS NJ | $6,863 | 0.5× | 1 |
| Independence Blue Cross | $6,863 | 0.5× | 1 |
| Kaiser Permanente | $6,863 | 0.5× | 1 |
| Premera Blue Cross | $6,863 | 0.5× | 2 |
| Regence BlueShield | $6,863 | 0.5× | 4 |
| Wellmark BCBS | $6,863 | 0.5× | 2 |
| Harper University Hospital median $7,166 · local Medicare $12,793 · file 2026-09-02 | |||
| UnitedHealthcare | $7,166 | 0.6× | 1 |
| Henry Ford Health Rochester Hospital median $8,079 · local Medicare $12,793 · file 2026-01-01 | |||
| BCBS Michigan | $8,079 | 0.6× | 4 |
CPT 28292
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Trinity Health Oakland Hospital median $3,830 · local Medicare $3,260 · file 2026-03-31 | |||
| BCBS (other) | $3,830 | 1.2× | 1 |
| BCBS AZ | $3,830 | 1.2× | 1 |
| BCBS MN | $3,830 | 1.2× | 1 |
| BCBS Michigan | $3,830 | 1.2× | 29 |
| BCBS NC | $3,830 | 1.2× | 1 |
| BCBS TN | $3,830 | 1.2× | 1 |
| CareFirst BCBS | $3,830 | 1.2× | 2 |
| Elevance/Anthem/Empire | $3,830 | 1.2× | 13 |
| Excellus BCBS | $3,830 | 1.2× | 1 |
| Highmark BCBS | $3,830 | 1.2× | 5 |
| Horizon BCBS NJ | $3,830 | 1.2× | 1 |
| Independence Blue Cross | $3,830 | 1.2× | 1 |
| Kaiser Permanente | $3,830 | 1.2× | 1 |
| Premera Blue Cross | $3,830 | 1.2× | 2 |
| Regence BlueShield | $3,830 | 1.2× | 4 |
| Wellmark BCBS | $3,830 | 1.2× | 2 |
| Corewell Health Beaumont Grosse Pointe Hospital median $3,841 · local Medicare $3,260 · file 2026-05-01 | |||
| Cigna | $3,841 | 1.2× | 1 |
| Corewell Health William Beaumont University Hospit median $3,841 · local Medicare $3,260 · file 2026-05-01 | |||
| Cigna | $3,841 | 1.2× | 1 |
| Corewell Health Beaumont Troy Hospital median $3,841 · local Medicare $3,260 · file 2026-05-01 | |||
| Cigna | $3,841 | 1.2× | 1 |
| Henry Ford Health Rochester Hospital median $4,509 · local Medicare $3,260 · file 2026-01-01 | |||
| BCBS Michigan | $4,509 | 1.4× | 4 |
| Harper University Hospital median $7,166 · local Medicare $3,260 · file 2026-09-02 | |||
| UnitedHealthcare | $7,166 | 2.2× | 1 |
Questions
How much does bunion surgery cost with commercial insurance in Detroit MI?
6 Detroit MI hospitals post usable commercial rates for CPT 28296, hospital outpatient. The median across hospitals is $3,841; hospital medians range from $2,775 to $7,320. Your cost depends on your plan's deductible and coinsurance.