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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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CPT 28296
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Elmhurst Hospital Center median $3,876 · local Medicare $4,084 · file 2026-09-05 | |||
| Aetna | $2,626 | 0.6× | 1 |
| Carelon | $2,487 | 0.6× | 1 |
| Cigna | $4,285 | 1.0× | 1 |
| Elevance/Anthem/Empire | $3,913 | 1.0× | 7 |
| EmblemHealth | $3,751 | 0.9× | 2 |
| Oscar | $4,677 | 1.1× | 1 |
| UnitedHealthcare | $3,961 | 1.0× | 3 |
| Vaccn | $3,840 | 0.9× | 1 |
| South Brooklyn Health median $3,895 · local Medicare $4,084 · file 2026-09-05 | |||
| Aetna | $2,626 | 0.6× | 1 |
| Carelon | $2,508 | 0.6× | 1 |
| Cigna | $4,285 | 1.0× | 1 |
| Elevance/Anthem/Empire | $3,950 | 1.0× | 7 |
| EmblemHealth | $3,761 | 0.9× | 2 |
| Oscar | $4,677 | 1.1× | 1 |
| UnitedHealthcare | $3,961 | 1.0× | 3 |
| Vaccn | $3,840 | 0.9× | 1 |
| LINCOLN MEDICAL & MENTAL HEALTH CENTER median $3,900 · local Medicare $4,084 · file 2026-09-05 | |||
| Aetna | $2,626 | 0.6× | 1 |
| Carelon | $2,490 | 0.6× | 1 |
| Cigna | $4,285 | 1.0× | 1 |
| Elevance/Anthem/Empire | $3,970 | 1.0× | 7 |
| EmblemHealth | $3,752 | 0.9× | 2 |
| Oscar | $4,677 | 1.1× | 1 |
| UnitedHealthcare | $3,961 | 1.0× | 3 |
| Vaccn | $3,840 | 0.9× | 1 |
| Jacobi Medical Center median $3,900 · local Medicare $4,084 · file 2026-09-05 | |||
| Aetna | $2,626 | 0.6× | 1 |
| Carelon | $2,513 | 0.6× | 1 |
| Cigna | $4,285 | 1.0× | 1 |
| Elevance/Anthem/Empire | $3,967 | 1.0× | 7 |
| EmblemHealth | $3,763 | 0.9× | 2 |
| Oscar | $4,677 | 1.1× | 1 |
| UnitedHealthcare | $3,961 | 1.0× | 3 |
| Vaccn | $3,840 | 0.9× | 1 |
| Maimonides Medical Center median $6,307 · local Medicare $4,084 · file 2026-04-01 | |||
| 1199SEIU | $3,161 | 0.8× | 1 |
| Aetna | $5,457 | 1.3× | 3 |
| Centivo | $6,360 | 1.6× | 1 |
| Elevance/Anthem/Empire | $6,997 | 1.7× | 2 |
| EmblemHealth | $12,417 | 3.0× | 1 |
| Magnacare (rental network) | $7,738 | 1.9× | 1 |
| UnitedHealthcare | $6,254 | 1.5× | 7 |
| Montefiore Medical Center median $8,668 · local Medicare $4,084 · file 2026-04-01 | |||
| 1199SEIU | $4,956 | 1.2× | 1 |
| Aetna | $12,235 | 3.0× | 3 |
| Christian Brothers | $12,920 | 3.2× | 1 |
| Cigna | $2,675 | 0.7× | 5 |
| Elevance/Anthem/Empire | $7,565 | 1.9× | 9 |
| EmblemHealth | $9,771 | 2.4× | 8 |
| Healthfirst | $3,472 | 0.9× | 1 |
| Mvp | $2,463 | 0.6× | 2 |
| Nat Assoc Letter Carriers | $12,920 | 3.2× | 1 |
| Nippon Life Insurance | $12,920 | 3.2× | 1 |
| Northwell | $12,621 | 3.1× | 1 |
| Oscar | $6,602 | 1.6× | 1 |
| Point Comfort | $4,084 | 1.0× | 1 |
| UnitedHealthcare | $15,108 | 3.7× | 5 |
| NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $9,226 · local Medicare $4,084 · file 2026-01-01 | |||
| 1199SEIU | $7,084 | 1.7× | 3 |
| Aetna | $10,024 | 2.5× | 24 |
| BCBS (other) | $13,586 | 3.3× | 16 |
| Centerlight | $3,916 | 1.0× | 2 |
| Cigna | $6,487 | 1.6× | 22 |
| Elevance/Anthem/Empire | $13,586 | 3.3× | 36 |
| EmblemHealth | $8,427 | 2.1× | 84 |
| Magnacare (rental network) | $25,798 | 6.3× | 10 |
| UnitedHealthcare | $10,978 | 2.7× | 24 |
| Hospital for Special Surgery median $12,245 · local Medicare $4,084 · file 2026-04-01 | |||
| Aetna | $12,267 | 3.0× | 17 |
| Apwu | $12,245 | 3.0× | 1 |
| BCBS (other) | $9,082 | 2.2× | 3 |
| Christian Brothers | $12,267 | 3.0× | 1 |
| Cigna | $12,245 | 3.0× | 13 |
| Connecticare | $12,343 | 3.0× | 1 |
| Elevance/Anthem/Empire | $9,373 | 2.3× | 10 |
| EmblemHealth | $12,343 | 3.0× | 14 |
| Harvard Pilgrim | $14,759 | 3.6× | 2 |
| Nalc | $12,245 | 3.0× | 1 |
| Nippon Life | $12,267 | 3.0× | 1 |
| Qualcare | $12,245 | 3.0× | 1 |
| Student Resources | $12,177 | 3.0× | 1 |
| UnitedHealthcare | $12,177 | 3.0× | 25 |
CPT 28297
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Hospital for Special Surgery median $12,267 · local Medicare $16,026 · file 2026-04-01 | |||
| Aetna | $12,267 | 0.8× | 18 |
| Apwu | $12,245 | 0.8× | 1 |
| BCBS (other) | $14,526 | 0.9× | 3 |
| Christian Brothers | $12,267 | 0.8× | 1 |
| Cigna | $12,245 | 0.8× | 13 |
| Connecticare | $12,343 | 0.8× | 1 |
| Elevance/Anthem/Empire | $14,991 | 0.9× | 11 |
| EmblemHealth | $12,343 | 0.8× | 15 |
| Harvard Pilgrim | $14,759 | 0.9× | 2 |
| Nalc | $12,245 | 0.8× | 1 |
| Nippon Life | $12,267 | 0.8× | 1 |
| Qualcare | $12,245 | 0.8× | 1 |
| Student Resources | $12,177 | 0.8× | 1 |
| UnitedHealthcare | $12,177 | 0.8× | 24 |
| Montefiore Medical Center median $12,920 · local Medicare $16,026 · file 2026-04-01 | |||
| Aetna | $12,235 | 0.8× | 2 |
| Christian Brothers | $12,920 | 0.8× | 1 |
| Elevance/Anthem/Empire | $11,622 | 0.7× | 7 |
| EmblemHealth | $12,211 | 0.8× | 6 |
| Healthfirst | $13,622 | 0.8× | 1 |
| Nat Assoc Letter Carriers | $12,920 | 0.8× | 1 |
| Nippon Life Insurance | $12,920 | 0.8× | 1 |
| Northwell | $49,521 | 3.1× | 1 |
| Point Comfort | $16,026 | 1.0× | 1 |
| UnitedHealthcare | $15,108 | 0.9× | 3 |
| NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $13,254 · local Medicare $16,026 · file 2026-01-01 | |||
| Aetna | $10,024 | 0.6× | 24 |
| BCBS (other) | $24,258 | 1.5× | 16 |
| Centerlight | $15,530 | 1.0× | 2 |
| Elevance/Anthem/Empire | $24,258 | 1.5× | 32 |
| EmblemHealth | $9,865 | 0.6× | 66 |
| Magnacare (rental network) | $25,798 | 1.6× | 10 |
| UnitedHealthcare | $10,978 | 0.7× | 24 |
| LINCOLN MEDICAL & MENTAL HEALTH CENTER median $19,632 · local Medicare $16,026 · file 2026-09-05 | |||
| Magnacare (rental network) | $18,271 | 1.1× | 4 |
| Oscar | $24,039 | 1.5× | 1 |
| Vaccn | $15,226 | 1.0× | 1 |
| Jacobi Medical Center median $19,632 · local Medicare $16,026 · file 2026-09-05 | |||
| Magnacare (rental network) | $18,271 | 1.1× | 4 |
| Oscar | $24,039 | 1.5× | 1 |
| Vaccn | $15,226 | 1.0× | 1 |
| Elmhurst Hospital Center median $19,632 · local Medicare $16,026 · file 2026-09-05 | |||
| Magnacare (rental network) | $18,271 | 1.1× | 4 |
| Oscar | $24,039 | 1.5× | 1 |
| Vaccn | $15,226 | 1.0× | 1 |
| South Brooklyn Health median $19,632 · local Medicare $16,026 · file 2026-09-05 | |||
| Magnacare (rental network) | $18,271 | 1.1× | 4 |
| Oscar | $24,039 | 1.5× | 1 |
| Vaccn | $15,226 | 1.0× | 1 |
| Maimonides Medical Center median $30,020 · local Medicare $16,026 · file 2026-04-01 | |||
| Elevance/Anthem/Empire | $11,319 | 0.7× | 2 |
| EmblemHealth | $48,720 | 3.0× | 1 |
CPT 28292
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| LINCOLN MEDICAL & MENTAL HEALTH CENTER median $3,165 · local Medicare $4,084 · file 2026-09-05 | |||
| Carelon | $2,490 | 0.6× | 1 |
| EmblemHealth | $2,490 | 0.6× | 1 |
| Magnacare (rental network) | $4,607 | 1.1× | 4 |
| Oscar | $6,127 | 1.5× | 1 |
| Vaccn | $3,840 | 0.9× | 1 |
| Jacobi Medical Center median $3,840 · local Medicare $4,084 · file 2026-09-05 | |||
| Aetna | $2,297 | 0.6× | 1 |
| Carelon | $2,513 | 0.6× | 1 |
| Elevance/Anthem/Empire | $3,967 | 1.0× | 7 |
| EmblemHealth | $3,763 | 0.9× | 2 |
| Magnacare (rental network) | $4,607 | 1.1× | 4 |
| Oscar | $6,127 | 1.5× | 1 |
| UnitedHealthcare | $3,961 | 1.0× | 3 |
| Vaccn | $3,840 | 0.9× | 1 |
| Elmhurst Hospital Center median $3,840 · local Medicare $4,084 · file 2026-09-05 | |||
| Aetna | $2,297 | 0.6× | 1 |
| Carelon | $2,487 | 0.6× | 1 |
| Elevance/Anthem/Empire | $3,913 | 1.0× | 7 |
| EmblemHealth | $3,751 | 0.9× | 2 |
| Magnacare (rental network) | $4,607 | 1.1× | 4 |
| Oscar | $6,127 | 1.5× | 1 |
| UnitedHealthcare | $3,961 | 1.0× | 3 |
| Vaccn | $3,840 | 0.9× | 1 |
| South Brooklyn Health median $3,840 · local Medicare $4,084 · file 2026-09-05 | |||
| Aetna | $2,297 | 0.6× | 1 |
| Carelon | $2,508 | 0.6× | 1 |
| Elevance/Anthem/Empire | $3,950 | 1.0× | 7 |
| EmblemHealth | $3,761 | 0.9× | 2 |
| Magnacare (rental network) | $4,607 | 1.1× | 4 |
| Oscar | $6,127 | 1.5× | 1 |
| UnitedHealthcare | $3,961 | 1.0× | 3 |
| Vaccn | $3,840 | 0.9× | 1 |
| Maimonides Medical Center median $6,307 · local Medicare $4,084 · file 2026-04-01 | |||
| 1199SEIU | $2,830 | 0.7× | 1 |
| Aetna | $4,173 | 1.0× | 3 |
| Centivo | $6,360 | 1.6× | 1 |
| Elevance/Anthem/Empire | $6,997 | 1.7× | 2 |
| EmblemHealth | $12,417 | 3.0× | 1 |
| Magnacare (rental network) | $7,738 | 1.9× | 1 |
| UnitedHealthcare | $6,254 | 1.5× | 7 |
| Hospital for Special Surgery median $8,062 · local Medicare $4,084 · file 2026-04-01 | |||
| Aetna | $7,773 | 1.9× | 17 |
| Apwu | $7,962 | 1.9× | 1 |
| BCBS (other) | $14,526 | 3.6× | 3 |
| Christian Brothers | $7,773 | 1.9× | 1 |
| Cigna | $7,962 | 1.9× | 13 |
| Connecticare | $8,162 | 2.0× | 1 |
| Elevance/Anthem/Empire | $14,991 | 3.7× | 10 |
| EmblemHealth | $8,162 | 2.0× | 14 |
| Harvard Pilgrim | $14,759 | 3.6× | 2 |
| Nalc | $7,962 | 1.9× | 1 |
| Nippon Life | $7,773 | 1.9× | 1 |
| Qualcare | $7,962 | 1.9× | 1 |
| Student Resources | $12,177 | 3.0× | 1 |
| UnitedHealthcare | $12,177 | 3.0× | 25 |
| Montefiore Medical Center median $8,283 · local Medicare $4,084 · file 2026-04-01 | |||
| 1199SEIU | $4,342 | 1.1× | 1 |
| Aetna | $12,235 | 3.0× | 2 |
| Christian Brothers | $12,920 | 3.2× | 1 |
| Cigna | $2,897 | 0.7× | 5 |
| Elevance/Anthem/Empire | $7,565 | 1.9× | 14 |
| EmblemHealth | $9,001 | 2.2× | 8 |
| Healthfirst | $3,472 | 0.9× | 1 |
| Mvp | $2,667 | 0.7× | 2 |
| Nat Assoc Letter Carriers | $12,920 | 3.2× | 1 |
| Nippon Life Insurance | $12,920 | 3.2× | 1 |
| Northwell | $12,621 | 3.1× | 1 |
| Oscar | $6,602 | 1.6× | 1 |
| Point Comfort | $4,084 | 1.0× | 1 |
| UnitedHealthcare | $15,108 | 3.7× | 5 |
| NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $8,434 · local Medicare $4,084 · file 2026-01-01 | |||
| 1199SEIU | $5,941 | 1.5× | 3 |
| Aetna | $8,442 | 2.1× | 24 |
| BCBS (other) | $13,586 | 3.3× | 16 |
| Centerlight | $3,916 | 1.0× | 2 |
| Cigna | $6,487 | 1.6× | 22 |
| Elevance/Anthem/Empire | $13,586 | 3.3× | 36 |
| EmblemHealth | $8,427 | 2.1× | 84 |
| Magnacare (rental network) | $25,798 | 6.3× | 10 |
| UnitedHealthcare | $10,978 | 2.7× | 24 |
Questions
How much does bunion surgery cost with commercial insurance in New York City?
8 New York City hospitals post usable commercial rates for CPT 28296, hospital outpatient. The median across hospitals is $5,104; hospital medians range from $3,876 to $12,245. Your cost depends on your plan's deductible and coinsurance.