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Bunion surgery in New York City

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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CPT 28296

Hospital · insurerRate× MedicarePlans
Montefiore Medical Center median $7,084 · local Medicare $4,084 · file 2026-04-01
1199SEIU$4,9561.2×1
Aetna$12,2353.0×3
Cigna$2,6750.7×5
Elevance/Anthem/Empire$7,5651.9×9
EmblemHealth$9,7712.4×8
Healthfirst$3,4720.9×1
Oscar$6,6021.6×1
UnitedHealthcare$15,1083.7×5
NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $10,024 · local Medicare $4,084 · file 2026-01-01
1199SEIU$7,0841.7×3
Aetna$10,0242.5×24
BCBS (other)$13,5863.3×16
Cigna$6,4871.6×22
Elevance/Anthem/Empire$13,5863.3×36
EmblemHealth$8,4272.1×84
UnitedHealthcare$10,9782.7×24
Hospital for Special Surgery median $12,211 · local Medicare $4,084 · file 2026-04-01
Aetna$12,2673.0×17
BCBS (other)$9,0822.2×3
Cigna$12,2453.0×13
Elevance/Anthem/Empire$9,3732.3×10
EmblemHealth$12,3433.0×14
UnitedHealthcare$12,1773.0×25

CPT 28297

Hospital · insurerRate× MedicarePlans
NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $10,978 · local Medicare $16,026 · file 2026-01-01
Aetna$10,0240.6×24
BCBS (other)$24,2581.5×16
Elevance/Anthem/Empire$24,2581.5×32
EmblemHealth$9,8650.6×66
UnitedHealthcare$10,9780.7×24
Montefiore Medical Center median $12,235 · local Medicare $16,026 · file 2026-04-01
Aetna$12,2350.8×2
Elevance/Anthem/Empire$11,6220.7×7
EmblemHealth$12,2110.8×6
Healthfirst$13,6220.8×1
UnitedHealthcare$15,1080.9×3
Hospital for Special Surgery median $12,305 · local Medicare $16,026 · file 2026-04-01
Aetna$12,2670.8×18
BCBS (other)$14,5260.9×3
Cigna$12,2450.8×13
Elevance/Anthem/Empire$14,9910.9×11
EmblemHealth$12,3430.8×15
UnitedHealthcare$12,1770.8×24

CPT 28292

Hospital · insurerRate× MedicarePlans
Montefiore Medical Center median $7,084 · local Medicare $4,084 · file 2026-04-01
1199SEIU$4,3421.1×1
Aetna$12,2353.0×2
Cigna$2,8970.7×5
Elevance/Anthem/Empire$7,5651.9×14
EmblemHealth$9,0012.2×8
Healthfirst$3,4720.9×1
Oscar$6,6021.6×1
UnitedHealthcare$15,1083.7×5
NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $8,442 · local Medicare $4,084 · file 2026-01-01
1199SEIU$5,9411.5×3
Aetna$8,4422.1×24
BCBS (other)$13,5863.3×16
Cigna$6,4871.6×22
Elevance/Anthem/Empire$13,5863.3×36
EmblemHealth$8,4272.1×84
UnitedHealthcare$10,9782.7×24
Hospital for Special Surgery median $10,170 · local Medicare $4,084 · file 2026-04-01
Aetna$7,7731.9×17
BCBS (other)$14,5263.6×3
Cigna$7,9621.9×13
Elevance/Anthem/Empire$14,9913.7×10
EmblemHealth$8,1622.0×14
UnitedHealthcare$12,1773.0×25

Questions

How much does bunion surgery cost with commercial insurance in New York City?

3 New York City hospitals post usable commercial rates for CPT 28296, hospital outpatient. The median across hospitals is $10,024; hospital medians range from $7,084 to $12,211. Your cost depends on your plan's deductible and coinsurance.