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C-section in Charlotte NC

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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MS-DRG 788

Hospital · insurer	Rate	× Medicare	Plans
Lake Norman Regional Medical Center median $10,852 · local Medicare $6,622 · file 2026-04-01
Aetna	$10,948	1.7×	1
BCBS NC	$4,924	0.7×	2
Cigna	$10,756	1.6×	1
UnitedHealthcare	$12,251	1.9×	2
Atrium Health Pineville median $11,978 · local Medicare $6,622 · file 2025-12-05
Aetna	$11,978	1.8×	3
BCBS NC	$9,188	1.4×	2
Cigna	$12,228	1.8×	1
Atrium Health Cabarrus median $11,978 · local Medicare $6,622 · file 2025-12-01
Aetna	$11,978	1.8×	2
BCBS NC	$9,116	1.4×	2
Cigna	$12,228	1.8×	1
Atrium Health Union median $11,978 · local Medicare $6,622 · file 2025-12-04
Aetna	$11,978	1.8×	2
BCBS NC	$9,203	1.4×	2
Cigna	$12,228	1.8×	1
Atrium Health University City median $11,978 · local Medicare $6,622 · file 2025-12-05
Aetna	$11,978	1.8×	3
BCBS NC	$8,944	1.4×	2
Cigna	$12,228	1.8×	1
Novant Health Matthews Medical Center median $13,907 · local Medicare $6,622 · file 2026-03-30
BCBS NC	$10,249	1.5×	4
Cigna	$13,907	2.1×	1
UnitedHealthcare	$14,098	2.1×	1
Novant Health Huntersville Medical Center median $13,907 · local Medicare $6,622 · file 2026-03-30
BCBS NC	$10,249	1.5×	4
Cigna	$13,907	2.1×	1
UnitedHealthcare	$14,098	2.1×	1

MS-DRG 787

Hospital · insurer	Rate	× Medicare	Plans
Atrium Health Pineville median $11,978 · local Medicare $7,713 · file 2025-12-05
Aetna	$11,978	1.6×	3
BCBS NC	$9,188	1.2×	2
Cigna	$12,228	1.6×	1
Atrium Health Cabarrus median $11,978 · local Medicare $7,713 · file 2025-12-01
Aetna	$11,978	1.6×	2
BCBS NC	$9,116	1.2×	2
Cigna	$12,228	1.6×	1
Atrium Health Union median $11,978 · local Medicare $7,713 · file 2025-12-04
Aetna	$11,978	1.6×	2
BCBS NC	$9,203	1.2×	2
Cigna	$12,228	1.6×	1
Atrium Health University City median $11,978 · local Medicare $7,713 · file 2025-12-05
Aetna	$11,978	1.6×	3
BCBS NC	$8,944	1.2×	2
Cigna	$12,228	1.6×	1
Lake Norman Regional Medical Center median $12,640 · local Medicare $7,713 · file 2026-04-01
Aetna	$12,752	1.7×	1
BCBS NC	$4,924	0.6×	2
Cigna	$12,528	1.6×	1
UnitedHealthcare	$14,269	1.8×	2
Novant Health Matthews Medical Center median $13,907 · local Medicare $7,713 · file 2026-03-30
BCBS NC	$10,249	1.3×	4
Cigna	$13,907	1.8×	1
UnitedHealthcare	$14,098	1.8×	1
Novant Health Huntersville Medical Center median $13,907 · local Medicare $7,713 · file 2026-03-30
BCBS NC	$10,249	1.3×	4
Cigna	$13,907	1.8×	1
UnitedHealthcare	$14,098	1.8×	1

MS-DRG 786

Hospital · insurer	Rate	× Medicare	Plans
Atrium Health Pineville median $11,978 · local Medicare $11,392 · file 2025-12-05
Aetna	$11,978	1.1×	3
BCBS NC	$9,188	0.8×	2
Cigna	$12,228	1.1×	1
Novant Health Matthews Medical Center median $13,907 · local Medicare $11,392 · file 2026-03-30
BCBS NC	$10,249	0.9×	4
Cigna	$13,907	1.2×	1
UnitedHealthcare	$14,098	1.2×	1

Questions

How much does c-section cost with commercial insurance in Charlotte NC?

7 Charlotte NC hospitals post usable commercial rates for inpatient stay (MS-DRG 788). The median across hospitals is $11,978; hospital medians range from $10,852 to $13,907. Your cost depends on your plan's deductible and coinsurance.