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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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MS-DRG 788
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Henry Ford Health -St John Hospital median $9,410 · local Medicare $6,797 · file 2026-01-01 | |||
| Aetna | $9,410 | 1.4× | 1 |
| Humana | $8,400 | 1.2× | 1 |
| MultiPlan/PHCS (rental network) | $9,410 | 1.4× | 2 |
| UnitedHealthcare | $10,828 | 1.6× | 4 |
| Mclaren Lapeer Region median $10,425 · local Medicare $6,797 · file 2025-12-31 | |||
| BCBS Michigan | $10,425 | 1.5× | 1 |
| Henry Ford Health Macomb Hospital median $12,003 · local Medicare $6,797 · file 2026-06-28 | |||
| Aetna | $8,450 | 1.2× | 1 |
| BCBS Michigan | $13,044 | 1.9× | 3 |
| UnitedHealthcare | $12,003 | 1.8× | 3 |
| Mclaren Port Huron median $12,647 · local Medicare $6,797 · file 2025-12-31 | |||
| BCBS Michigan | $12,647 | 1.9× | 1 |
| Corewell Health Beaumont Grosse Pointe Hospital median $13,134 · local Medicare $6,797 · file 2026-05-01 | |||
| Aetna | $13,431 | 2.0× | 1 |
| BCBS Michigan | $13,130 | 1.9× | 1 |
| Cigna | $13,134 | 1.9× | 1 |
| Corewell Health Trenton Hospital median $13,134 · local Medicare $6,797 · file 2026-05-01 | |||
| Aetna | $13,431 | 2.0× | 1 |
| BCBS Michigan | $13,081 | 1.9× | 1 |
| Cigna | $13,134 | 1.9× | 1 |
| Corewell Health William Beaumont University Hospit median $13,244 · local Medicare $6,797 · file 2026-05-01 | |||
| Aetna | $13,431 | 2.0× | 1 |
| BCBS Michigan | $13,244 | 1.9× | 1 |
| Cigna | $13,134 | 1.9× | 1 |
| Corewell Health Beaumont Troy Hospital median $13,244 · local Medicare $6,797 · file 2026-05-01 | |||
| Aetna | $13,431 | 2.0× | 1 |
| BCBS Michigan | $13,244 | 1.9× | 1 |
| Cigna | $13,134 | 1.9× | 1 |
| Corewell Health Wayne Hospital median $13,431 · local Medicare $6,797 · file 2026-05-01 | |||
| Aetna | $13,431 | 2.0× | 1 |
| BCBS Michigan | $14,023 | 2.1× | 1 |
| Cigna | $13,134 | 1.9× | 1 |
| Corewell Health Farmington Hills Hospital median $13,431 · local Medicare $6,797 · file 2026-05-01 | |||
| Aetna | $13,431 | 2.0× | 1 |
| BCBS Michigan | $13,986 | 2.1× | 1 |
| Cigna | $13,134 | 1.9× | 1 |
| MultiPlan/PHCS (rental network) | $7,466 | 1.1× | 1 |
| Corewell Health Dearborn Hospital median $13,524 · local Medicare $6,797 · file 2026-05-01 | |||
| Aetna | $13,431 | 2.0× | 1 |
| BCBS Michigan | $13,618 | 2.0× | 1 |
| Trinity Health Oakland Hospital median $14,412 · local Medicare $6,797 · file 2026-03-31 | |||
| Aetna | $14,300 | 2.1× | 4 |
| BCBS (other) | $14,412 | 2.1× | 1 |
| BCBS AZ | $14,412 | 2.1× | 1 |
| BCBS MN | $14,412 | 2.1× | 1 |
| BCBS Michigan | $14,412 | 2.1× | 29 |
| BCBS NC | $14,412 | 2.1× | 1 |
| BCBS TN | $14,412 | 2.1× | 1 |
| CareFirst BCBS | $14,412 | 2.1× | 2 |
| Elevance/Anthem/Empire | $14,412 | 2.1× | 13 |
| Excellus BCBS | $14,412 | 2.1× | 1 |
| Highmark BCBS | $14,412 | 2.1× | 5 |
| Horizon BCBS NJ | $14,412 | 2.1× | 1 |
| Independence Blue Cross | $14,412 | 2.1× | 1 |
| Kaiser Permanente | $14,412 | 2.1× | 1 |
| Premera Blue Cross | $14,412 | 2.1× | 2 |
| Regence BlueShield | $14,412 | 2.1× | 4 |
| Wellmark BCBS | $14,412 | 2.1× | 2 |
| Henry Ford Health Rochester Hospital median $15,199 · local Medicare $6,797 · file 2026-01-01 | |||
| BCBS Michigan | $15,199 | 2.2× | 4 |
| Huron Valley-Sinai Hospital median $15,957 · local Medicare $6,797 · file 2026-05-20 | |||
| BCBS Michigan | $15,957 | 2.3× | 1 |
| Oscar | $9,969 | 1.5× | 1 |
| UnitedHealthcare | $17,564 | 2.6× | 4 |
| Harper University Hospital median $16,400 · local Medicare $6,797 · file 2026-09-02 | |||
| BCBS Michigan | $17,270 | 2.5× | 1 |
| Oscar | $9,969 | 1.5× | 1 |
| UnitedHealthcare | $16,400 | 2.4× | 4 |
| Henry Ford Health Hospital median $17,341 · local Medicare $6,797 · file 2026-06-28 | |||
| Aetna | $8,874 | 1.3× | 1 |
| BCBS Michigan | $19,240 | 2.8× | 3 |
| UnitedHealthcare | $17,341 | 2.6× | 3 |
| Trinity Health Livonia Hospital median $17,840 · local Medicare $6,797 · file 2026-03-31 | |||
| Aetna | $15,148 | 2.2× | 4 |
| BCBS (other) | $17,840 | 2.6× | 1 |
| BCBS AZ | $17,840 | 2.6× | 1 |
| BCBS MN | $17,840 | 2.6× | 1 |
| BCBS Michigan | $17,840 | 2.6× | 31 |
| BCBS NC | $17,840 | 2.6× | 1 |
| BCBS TN | $17,840 | 2.6× | 1 |
| CareFirst BCBS | $17,840 | 2.6× | 2 |
| Elevance/Anthem/Empire | $17,840 | 2.6× | 13 |
| Excellus BCBS | $17,840 | 2.6× | 1 |
| Highmark BCBS | $17,840 | 2.6× | 5 |
| Horizon BCBS NJ | $17,840 | 2.6× | 1 |
| Independence Blue Cross | $17,840 | 2.6× | 1 |
| Kaiser Permanente | $17,840 | 2.6× | 1 |
| Premera Blue Cross | $17,840 | 2.6× | 2 |
| Regence BlueShield | $17,840 | 2.6× | 4 |
MS-DRG 787
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Henry Ford Health -St John Hospital median $9,410 · local Medicare $7,917 · file 2026-01-01 | |||
| Aetna | $9,410 | 1.2× | 1 |
| Humana | $8,400 | 1.1× | 1 |
| MultiPlan/PHCS (rental network) | $9,410 | 1.2× | 2 |
| UnitedHealthcare | $10,828 | 1.4× | 4 |
| Mclaren Lapeer Region median $11,404 · local Medicare $7,917 · file 2025-12-31 | |||
| BCBS Michigan | $11,404 | 1.4× | 1 |
| Mclaren Port Huron median $13,834 · local Medicare $7,917 · file 2025-12-31 | |||
| BCBS Michigan | $13,834 | 1.7× | 1 |
| Henry Ford Health Macomb Hospital median $13,981 · local Medicare $7,917 · file 2026-06-28 | |||
| Aetna | $10,850 | 1.4× | 1 |
| BCBS Michigan | $14,268 | 1.8× | 3 |
| UnitedHealthcare | $13,981 | 1.8× | 3 |
| Corewell Health Dearborn Hospital median $15,270 · local Medicare $7,917 · file 2026-05-01 | |||
| Aetna | $15,644 | 2.0× | 1 |
| BCBS Michigan | $14,896 | 1.9× | 1 |
| Corewell Health Beaumont Grosse Pointe Hospital median $15,298 · local Medicare $7,917 · file 2026-05-01 | |||
| Aetna | $15,644 | 2.0× | 1 |
| BCBS Michigan | $14,363 | 1.8× | 1 |
| Cigna | $15,298 | 1.9× | 1 |
| Corewell Health William Beaumont University Hospit median $15,298 · local Medicare $7,917 · file 2026-05-01 | |||
| Aetna | $15,644 | 2.0× | 1 |
| BCBS Michigan | $14,487 | 1.8× | 1 |
| Cigna | $15,298 | 1.9× | 1 |
| Corewell Health Beaumont Troy Hospital median $15,298 · local Medicare $7,917 · file 2026-05-01 | |||
| Aetna | $15,644 | 2.0× | 1 |
| BCBS Michigan | $14,487 | 1.8× | 1 |
| Cigna | $15,298 | 1.9× | 1 |
| Corewell Health Trenton Hospital median $15,298 · local Medicare $7,917 · file 2026-05-01 | |||
| Aetna | $15,644 | 2.0× | 1 |
| BCBS Michigan | $14,309 | 1.8× | 1 |
| Cigna | $15,298 | 1.9× | 1 |
| Corewell Health Farmington Hills Hospital median $15,299 · local Medicare $7,917 · file 2026-05-01 | |||
| Aetna | $15,644 | 2.0× | 1 |
| BCBS Michigan | $15,299 | 1.9× | 1 |
| Cigna | $15,298 | 1.9× | 1 |
| MultiPlan/PHCS (rental network) | $8,760 | 1.1× | 1 |
| Corewell Health Wayne Hospital median $15,340 · local Medicare $7,917 · file 2026-05-01 | |||
| Aetna | $15,644 | 2.0× | 1 |
| BCBS Michigan | $15,340 | 1.9× | 1 |
| Cigna | $15,298 | 1.9× | 1 |
| Trinity Health Oakland Hospital median $15,765 · local Medicare $7,917 · file 2026-03-31 | |||
| Aetna | $16,656 | 2.1× | 4 |
| BCBS (other) | $15,765 | 2.0× | 1 |
| BCBS AZ | $15,765 | 2.0× | 1 |
| BCBS MN | $15,765 | 2.0× | 1 |
| BCBS Michigan | $15,765 | 2.0× | 29 |
| BCBS NC | $15,765 | 2.0× | 1 |
| BCBS TN | $15,765 | 2.0× | 1 |
| CareFirst BCBS | $15,765 | 2.0× | 2 |
| Elevance/Anthem/Empire | $15,765 | 2.0× | 13 |
| Excellus BCBS | $15,765 | 2.0× | 1 |
| Highmark BCBS | $15,765 | 2.0× | 5 |
| Horizon BCBS NJ | $15,765 | 2.0× | 1 |
| Independence Blue Cross | $15,765 | 2.0× | 1 |
| Kaiser Permanente | $15,765 | 2.0× | 1 |
| Premera Blue Cross | $15,765 | 2.0× | 2 |
| Regence BlueShield | $15,765 | 2.0× | 4 |
| Wellmark BCBS | $15,765 | 2.0× | 2 |
| Henry Ford Health Rochester Hospital median $16,626 · local Medicare $7,917 · file 2026-01-01 | |||
| BCBS Michigan | $16,626 | 2.1× | 4 |
| Huron Valley-Sinai Hospital median $17,455 · local Medicare $7,917 · file 2026-05-20 | |||
| BCBS Michigan | $17,455 | 2.2× | 1 |
| Oscar | $9,969 | 1.3× | 1 |
| UnitedHealthcare | $20,458 | 2.6× | 4 |
| Harper University Hospital median $18,891 · local Medicare $7,917 · file 2026-09-02 | |||
| BCBS Michigan | $18,891 | 2.4× | 1 |
| Oscar | $9,969 | 1.3× | 1 |
| UnitedHealthcare | $19,102 | 2.4× | 4 |
| Trinity Health Livonia Hospital median $19,515 · local Medicare $7,917 · file 2026-03-31 | |||
| Aetna | $17,644 | 2.2× | 4 |
| BCBS (other) | $19,515 | 2.5× | 1 |
| BCBS AZ | $19,515 | 2.5× | 1 |
| BCBS MN | $19,515 | 2.5× | 1 |
| BCBS Michigan | $19,515 | 2.5× | 31 |
| BCBS NC | $19,515 | 2.5× | 1 |
| BCBS TN | $19,515 | 2.5× | 1 |
| CareFirst BCBS | $19,515 | 2.5× | 2 |
| Elevance/Anthem/Empire | $19,515 | 2.5× | 13 |
| Excellus BCBS | $19,515 | 2.5× | 1 |
| Highmark BCBS | $19,515 | 2.5× | 5 |
| Horizon BCBS NJ | $19,515 | 2.5× | 1 |
| Independence Blue Cross | $19,515 | 2.5× | 1 |
| Kaiser Permanente | $19,515 | 2.5× | 1 |
| Premera Blue Cross | $19,515 | 2.5× | 2 |
| Regence BlueShield | $19,515 | 2.5× | 4 |
| Henry Ford Health Hospital median $20,198 · local Medicare $7,917 · file 2026-06-28 | |||
| Aetna | $11,393 | 1.4× | 1 |
| BCBS Michigan | $21,046 | 2.7× | 3 |
| UnitedHealthcare | $20,198 | 2.6× | 3 |
MS-DRG 786
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Mclaren Port Huron median $19,074 · local Medicare $11,694 · file 2025-12-31 | |||
| BCBS Michigan | $19,074 | 1.6× | 1 |
| Trinity Health Oakland Hospital median $21,738 · local Medicare $11,694 · file 2026-03-31 | |||
| Aetna | $24,601 | 2.1× | 4 |
| BCBS (other) | $21,738 | 1.9× | 1 |
| BCBS AZ | $21,738 | 1.9× | 1 |
| BCBS MN | $21,738 | 1.9× | 1 |
| BCBS Michigan | $21,738 | 1.9× | 29 |
| BCBS NC | $21,738 | 1.9× | 1 |
| BCBS TN | $21,738 | 1.9× | 1 |
| CareFirst BCBS | $21,738 | 1.9× | 2 |
| Elevance/Anthem/Empire | $21,738 | 1.9× | 13 |
| Excellus BCBS | $21,738 | 1.9× | 1 |
| Highmark BCBS | $21,738 | 1.9× | 5 |
| Horizon BCBS NJ | $21,738 | 1.9× | 1 |
| Independence Blue Cross | $21,738 | 1.9× | 1 |
| Kaiser Permanente | $21,738 | 1.9× | 1 |
| Premera Blue Cross | $21,738 | 1.9× | 2 |
| Regence BlueShield | $21,738 | 1.9× | 4 |
| Wellmark BCBS | $21,738 | 1.9× | 2 |
| Corewell Health Dearborn Hospital median $21,822 · local Medicare $11,694 · file 2026-05-01 | |||
| Aetna | $23,106 | 2.0× | 1 |
| BCBS Michigan | $20,539 | 1.8× | 1 |
| Corewell Health Beaumont Grosse Pointe Hospital median $22,595 · local Medicare $11,694 · file 2026-05-01 | |||
| Aetna | $23,106 | 2.0× | 1 |
| BCBS Michigan | $19,804 | 1.7× | 1 |
| Cigna | $22,595 | 1.9× | 1 |
| Corewell Health William Beaumont University Hospit median $22,595 · local Medicare $11,694 · file 2026-05-01 | |||
| Aetna | $23,106 | 2.0× | 1 |
| BCBS Michigan | $19,976 | 1.7× | 1 |
| Cigna | $22,595 | 1.9× | 1 |
| Corewell Health Beaumont Troy Hospital median $22,595 · local Medicare $11,694 · file 2026-05-01 | |||
| Aetna | $23,106 | 2.0× | 1 |
| BCBS Michigan | $19,976 | 1.7× | 1 |
| Cigna | $22,595 | 1.9× | 1 |
| Henry Ford Health Rochester Hospital median $22,924 · local Medicare $11,694 · file 2026-01-01 | |||
| BCBS Michigan | $22,924 | 2.0× | 4 |
| Harper University Hospital median $26,048 · local Medicare $11,694 · file 2026-09-02 | |||
| BCBS Michigan | $26,048 | 2.2× | 1 |
| Oscar | $9,969 | 0.9× | 1 |
| UnitedHealthcare | $28,214 | 2.4× | 4 |
Questions
How much does c-section cost with commercial insurance in Detroit MI?
17 Detroit MI hospitals post usable commercial rates for inpatient stay (MS-DRG 788). The median across hospitals is $13,431; hospital medians range from $9,410 to $17,840. Your cost depends on your plan's deductible and coinsurance.