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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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MS-DRG 788
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Ascension St Vincent Carmel median $13,700 · local Medicare $7,251 · file 2026-01-01 | |||
| Aetna | $11,231 | 1.5× | 1 |
| Cigna | $15,520 | 2.1× | 4 |
| Elevance/Anthem/Empire | $17,233 | 2.4× | 17 |
| Encore (rental network) | $13,400 | 1.8× | 1 |
| Encore Exclusive (rental network) | $13,400 | 1.8× | 1 |
| Humana | $13,469 | 1.9× | 6 |
| One Health Plan | $11,500 | 1.6× | 1 |
| Prohealth | $7,940 | 1.1× | 3 |
| SIHO PPO | $15,000 | 2.1× | 1 |
| Sagamore Plus Drg | $19,607 | 2.7× | 1 |
| Smarthealth PPO/Hdhp 20161001 | $13,700 | 1.9× | 1 |
| Suburban TPA | $7,940 | 1.1× | 1 |
| Suburban/Sho | $7,940 | 1.1× | 2 |
| Unified Zionsville | $13,965 | 1.9× | 3 |
| UnitedHealthcare | $18,509 | 2.6× | 3 |
| Ascension St Vincent Fishers median $14,732 · local Medicare $7,251 · file 2026-01-01 | |||
| Aetna | $11,231 | 1.5× | 1 |
| Cigna | $15,520 | 2.1× | 4 |
| Elevance/Anthem/Empire | $17,233 | 2.4× | 17 |
| Encore (rental network) | $13,400 | 1.8× | 1 |
| Encore Exclusive (rental network) | $13,400 | 1.8× | 1 |
| Humana | $15,002 | 2.1× | 4 |
| One Health Plan | $11,500 | 1.6× | 1 |
| Prohealth | $7,940 | 1.1× | 3 |
| SIHO PPO | $15,000 | 2.1× | 1 |
| Sagamore Plus Drg | $19,607 | 2.7× | 1 |
| Smarthealth PPO/Hdhp 20161001 | $13,700 | 1.9× | 1 |
| Suburban/Sho | $7,940 | 1.1× | 2 |
| Unified Zionsville | $14,464 | 2.0× | 2 |
| UnitedHealthcare | $18,509 | 2.6× | 3 |
| Ascension St Vincent Anderson median $15,000 · local Medicare $7,251 · file 2026-01-01 | |||
| Aetna | $11,231 | 1.5× | 1 |
| Cigna | $17,562 | 2.4× | 3 |
| Elevance/Anthem/Empire | $15,894 | 2.2× | 12 |
| Encore (rental network) | $13,400 | 1.8× | 1 |
| Encore Exclusive (rental network) | $13,400 | 1.8× | 1 |
| Humana | $15,002 | 2.1× | 4 |
| One Health Plan | $11,500 | 1.6× | 1 |
| Prohealth | $7,940 | 1.1× | 3 |
| SIHO PPO | $15,000 | 2.1× | 1 |
| Sagamore Plus Drg | $19,607 | 2.7× | 1 |
| Smarthealth PPO/Hdhp 20161001 | $13,700 | 1.9× | 1 |
| Suburban/Sho | $7,940 | 1.1× | 3 |
| Unified Group Services | $18,211 | 2.5× | 1 |
| Unified Zionsville | $13,965 | 1.9× | 3 |
| UnitedHealthcare | $18,509 | 2.6× | 1 |
| Hendricks Regional Health median $17,551 · local Medicare $7,251 · file 2026-05-20 | |||
| Cigna | $29,477 | 4.1× | 1 |
| Elevance/Anthem/Empire | $12,442 | 1.7× | 3 |
| Sagamore Health Incumbent Program | $17,551 | 2.4× | 1 |
| SagamoreHealth Network | $18,474 | 2.5× | 1 |
| UnitedHealthcare | $13,926 | 1.9× | 2 |
| Franciscan Health Mooresville median $21,735 · local Medicare $7,251 · file 2026-01-01 | |||
| Aetna | $24,361 | 3.4× | 3 |
| BCBS (other) | $21,735 | 3.0× | 1 |
| BCBS IL | $21,735 | 3.0× | 1 |
| Elevance/Anthem/Empire | $21,735 | 3.0× | 7 |
| UnitedHealthcare | $18,835 | 2.6× | 7 |
| Franciscan Health Indianapolis median $21,735 · local Medicare $7,251 · file 2026-01-01 | |||
| Aetna | $24,361 | 3.4× | 3 |
| BCBS (other) | $21,735 | 3.0× | 1 |
| BCBS IL | $21,735 | 3.0× | 1 |
| Elevance/Anthem/Empire | $21,735 | 3.0× | 7 |
| UnitedHealthcare | $18,835 | 2.6× | 6 |
MS-DRG 787
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Ascension St Vincent Carmel median $13,700 · local Medicare $8,445 · file 2026-01-01 | |||
| Aetna | $11,231 | 1.3× | 1 |
| Cigna | $15,520 | 1.8× | 4 |
| Elevance/Anthem/Empire | $17,233 | 2.0× | 17 |
| Encore (rental network) | $13,400 | 1.6× | 1 |
| Encore Exclusive (rental network) | $13,400 | 1.6× | 1 |
| Humana | $13,469 | 1.6× | 6 |
| One Health Plan | $11,500 | 1.4× | 1 |
| Prohealth | $7,940 | 0.9× | 3 |
| SIHO PPO | $15,000 | 1.8× | 1 |
| Sagamore Plus Drg | $19,607 | 2.3× | 1 |
| Smarthealth PPO/Hdhp 20161001 | $13,700 | 1.6× | 1 |
| Suburban TPA | $7,940 | 0.9× | 1 |
| Suburban/Sho | $7,940 | 0.9× | 2 |
| Unified Zionsville | $13,965 | 1.7× | 3 |
| UnitedHealthcare | $18,509 | 2.2× | 3 |
| Ascension St Vincent Fishers median $14,732 · local Medicare $8,445 · file 2026-01-01 | |||
| Aetna | $11,231 | 1.3× | 1 |
| Cigna | $15,520 | 1.8× | 4 |
| Elevance/Anthem/Empire | $17,233 | 2.0× | 17 |
| Encore (rental network) | $13,400 | 1.6× | 1 |
| Encore Exclusive (rental network) | $13,400 | 1.6× | 1 |
| Humana | $15,002 | 1.8× | 4 |
| One Health Plan | $11,500 | 1.4× | 1 |
| Prohealth | $7,940 | 0.9× | 3 |
| SIHO PPO | $15,000 | 1.8× | 1 |
| Sagamore Plus Drg | $19,607 | 2.3× | 1 |
| Smarthealth PPO/Hdhp 20161001 | $13,700 | 1.6× | 1 |
| Suburban/Sho | $7,940 | 0.9× | 2 |
| Unified Zionsville | $14,464 | 1.7× | 2 |
| UnitedHealthcare | $18,509 | 2.2× | 3 |
| Ascension St Vincent Anderson median $15,000 · local Medicare $8,445 · file 2026-01-01 | |||
| Aetna | $11,231 | 1.3× | 1 |
| Cigna | $17,562 | 2.1× | 3 |
| Elevance/Anthem/Empire | $15,894 | 1.9× | 12 |
| Encore (rental network) | $13,400 | 1.6× | 1 |
| Encore Exclusive (rental network) | $13,400 | 1.6× | 1 |
| Humana | $15,002 | 1.8× | 4 |
| One Health Plan | $11,500 | 1.4× | 1 |
| Prohealth | $7,940 | 0.9× | 3 |
| SIHO PPO | $15,000 | 1.8× | 1 |
| Sagamore Plus Drg | $19,607 | 2.3× | 1 |
| Smarthealth PPO/Hdhp 20161001 | $13,700 | 1.6× | 1 |
| Suburban/Sho | $7,940 | 0.9× | 3 |
| Unified Group Services | $18,211 | 2.2× | 1 |
| Unified Zionsville | $13,965 | 1.7× | 3 |
| UnitedHealthcare | $18,509 | 2.2× | 1 |
| Hendricks Regional Health median $20,443 · local Medicare $8,445 · file 2026-05-20 | |||
| Cigna | $34,335 | 4.1× | 1 |
| Elevance/Anthem/Empire | $14,493 | 1.7× | 3 |
| Sagamore Health Incumbent Program | $20,443 | 2.4× | 1 |
| SagamoreHealth Network | $21,518 | 2.5× | 1 |
| UnitedHealthcare | $16,220 | 1.9× | 2 |
| Franciscan Health Mooresville median $25,317 · local Medicare $8,445 · file 2026-01-01 | |||
| Aetna | $28,376 | 3.4× | 3 |
| BCBS (other) | $25,317 | 3.0× | 1 |
| BCBS IL | $25,317 | 3.0× | 1 |
| Elevance/Anthem/Empire | $25,317 | 3.0× | 7 |
| Franciscan Health Indianapolis median $25,317 · local Medicare $8,445 · file 2026-01-01 | |||
| Aetna | $28,376 | 3.4× | 3 |
| BCBS (other) | $25,317 | 3.0× | 1 |
| BCBS IL | $25,317 | 3.0× | 1 |
| Elevance/Anthem/Empire | $25,317 | 3.0× | 7 |
| UnitedHealthcare | $21,938 | 2.6× | 6 |
MS-DRG 786
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Ascension St Vincent Carmel median $13,700 · local Medicare $12,474 · file 2026-01-01 | |||
| Aetna | $11,231 | 0.9× | 1 |
| Cigna | $15,520 | 1.2× | 4 |
| Elevance/Anthem/Empire | $17,233 | 1.4× | 17 |
| Encore (rental network) | $13,400 | 1.1× | 1 |
| Encore Exclusive (rental network) | $13,400 | 1.1× | 1 |
| Humana | $13,469 | 1.1× | 6 |
| One Health Plan | $11,500 | 0.9× | 1 |
| Prohealth | $7,940 | 0.6× | 3 |
| SIHO PPO | $15,000 | 1.2× | 1 |
| Sagamore Plus Drg | $19,607 | 1.6× | 1 |
| Smarthealth PPO/Hdhp 20161001 | $13,700 | 1.1× | 1 |
| Suburban TPA | $7,940 | 0.6× | 1 |
| Suburban/Sho | $7,940 | 0.6× | 2 |
| Unified Zionsville | $13,965 | 1.1× | 3 |
| UnitedHealthcare | $18,509 | 1.5× | 3 |
| Ascension St Vincent Fishers median $14,732 · local Medicare $12,474 · file 2026-01-01 | |||
| Aetna | $11,231 | 0.9× | 1 |
| Cigna | $15,520 | 1.2× | 4 |
| Elevance/Anthem/Empire | $17,233 | 1.4× | 17 |
| Encore (rental network) | $13,400 | 1.1× | 1 |
| Encore Exclusive (rental network) | $13,400 | 1.1× | 1 |
| Humana | $15,002 | 1.2× | 4 |
| One Health Plan | $11,500 | 0.9× | 1 |
| Prohealth | $7,940 | 0.6× | 3 |
| SIHO PPO | $15,000 | 1.2× | 1 |
| Sagamore Plus Drg | $19,607 | 1.6× | 1 |
| Smarthealth PPO/Hdhp 20161001 | $13,700 | 1.1× | 1 |
| Suburban/Sho | $7,940 | 0.6× | 2 |
| Unified Zionsville | $14,464 | 1.2× | 2 |
| UnitedHealthcare | $18,509 | 1.5× | 3 |
| Ascension St Vincent Anderson median $15,000 · local Medicare $12,474 · file 2026-01-01 | |||
| Aetna | $11,231 | 0.9× | 1 |
| Cigna | $17,562 | 1.4× | 3 |
| Elevance/Anthem/Empire | $15,894 | 1.3× | 12 |
| Encore (rental network) | $13,400 | 1.1× | 1 |
| Encore Exclusive (rental network) | $13,400 | 1.1× | 1 |
| Humana | $15,002 | 1.2× | 4 |
| One Health Plan | $11,500 | 0.9× | 1 |
| Prohealth | $7,940 | 0.6× | 3 |
| SIHO PPO | $15,000 | 1.2× | 1 |
| Sagamore Plus Drg | $19,607 | 1.6× | 1 |
| Smarthealth PPO/Hdhp 20161001 | $13,700 | 1.1× | 1 |
| Suburban/Sho | $7,940 | 0.6× | 3 |
| Unified Group Services | $18,211 | 1.5× | 1 |
| Unified Zionsville | $13,965 | 1.1× | 3 |
| UnitedHealthcare | $18,509 | 1.5× | 1 |
| Hendricks Regional Health median $30,194 · local Medicare $12,474 · file 2026-05-20 | |||
| Cigna | $50,712 | 4.1× | 1 |
| Elevance/Anthem/Empire | $21,406 | 1.7× | 3 |
| Sagamore Health Incumbent Program | $30,194 | 2.4× | 1 |
| SagamoreHealth Network | $31,783 | 2.5× | 1 |
| UnitedHealthcare | $23,957 | 1.9× | 2 |
| Franciscan Health Mooresville median $37,393 · local Medicare $12,474 · file 2026-01-01 | |||
| Aetna | $41,910 | 3.4× | 3 |
| BCBS (other) | $37,393 | 3.0× | 1 |
| BCBS IL | $37,393 | 3.0× | 1 |
| Elevance/Anthem/Empire | $37,393 | 3.0× | 7 |
| UnitedHealthcare | $32,403 | 2.6× | 7 |
| Franciscan Health Indianapolis median $37,393 · local Medicare $12,474 · file 2026-01-01 | |||
| Aetna | $41,910 | 3.4× | 3 |
| BCBS (other) | $37,393 | 3.0× | 1 |
| BCBS IL | $37,393 | 3.0× | 1 |
| Elevance/Anthem/Empire | $37,393 | 3.0× | 7 |
| UnitedHealthcare | $32,403 | 2.6× | 6 |
Questions
How much does c-section cost with commercial insurance in Indianapolis IN?
6 Indianapolis IN hospitals post usable commercial rates for inpatient stay (MS-DRG 788). The median across hospitals is $16,276; hospital medians range from $13,700 to $21,735. Your cost depends on your plan's deductible and coinsurance.