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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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MS-DRG 788
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Montefiore Medical Center median $8,066 · local Medicare $8,678 · file 2026-04-01 | |||
| EmblemHealth | $8,897 | 1.0× | 1 |
| Point Comfort | $7,234 | 0.8× | 1 |
| Jamaica Hospital Medical Center median $15,430 · local Medicare $8,678 · file 2026-03-25 | |||
| 1999 National Benefit Fund | $14,776 | 1.7× | 1 |
| Aetna | $14,435 | 1.7× | 4 |
| Centerlight Healthcare | $15,430 | 1.8× | 1 |
| Cigna | $16,085 | 1.9× | 1 |
| Create Health Plan | $21,449 | 2.5× | 1 |
| Elderplan | $15,430 | 1.8× | 1 |
| EmblemHealth | $14,742 | 1.7× | 3 |
| LINCOLN MEDICAL & MENTAL HEALTH CENTER median $17,954 · local Medicare $8,678 · file 2026-09-05 | |||
| 1199SEIU | $12,638 | 1.5× | 1 |
| Aetna | $17,954 | 2.1× | 1 |
| Cigna | $15,447 | 1.8× | 1 |
| EmblemHealth | $19,069 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $20,203 | 2.3× | 1 |
| Oscar | $15,824 | 1.8× | 1 |
| UnitedHealthcare | $17,997 | 2.1× | 3 |
| Vaccn | $39,511 | 4.6× | 1 |
| Elmhurst Hospital Center median $17,954 · local Medicare $8,678 · file 2026-09-05 | |||
| 1199SEIU | $12,638 | 1.5× | 1 |
| Aetna | $17,954 | 2.1× | 1 |
| Cigna | $15,447 | 1.8× | 1 |
| EmblemHealth | $19,069 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $20,203 | 2.3× | 1 |
| Oscar | $15,824 | 1.8× | 1 |
| UnitedHealthcare | $17,997 | 2.1× | 3 |
| Vaccn | $38,034 | 4.4× | 1 |
| South Brooklyn Health median $17,954 · local Medicare $8,678 · file 2026-09-05 | |||
| 1199SEIU | $12,638 | 1.5× | 1 |
| Aetna | $17,954 | 2.1× | 1 |
| Cigna | $15,447 | 1.8× | 1 |
| EmblemHealth | $19,069 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $20,203 | 2.3× | 1 |
| Oscar | $15,824 | 1.8× | 1 |
| UnitedHealthcare | $17,997 | 2.1× | 3 |
| Vaccn | $18,802 | 2.2× | 1 |
| Jacobi Medical Center median $17,997 · local Medicare $8,678 · file 2026-09-05 | |||
| 1199SEIU | $12,638 | 1.5× | 1 |
| Aetna | $22,539 | 2.6× | 1 |
| Cigna | $15,447 | 1.8× | 1 |
| EmblemHealth | $19,069 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $21,213 | 2.4× | 1 |
| Oscar | $15,824 | 1.8× | 1 |
| UnitedHealthcare | $17,997 | 2.1× | 3 |
| Vaccn | $23,036 | 2.7× | 1 |
| Maimonides Medical Center median $27,772 · local Medicare $8,678 · file 2026-04-01 | |||
| 1199SEIU | $16,479 | 1.9× | 1 |
| Centivo | $29,474 | 3.4× | 1 |
| Cigna | $27,615 | 3.2× | 3 |
| Elevance/Anthem/Empire | $29,547 | 3.4× | 2 |
| EmblemHealth | $27,526 | 3.2× | 3 |
| UnitedHealthcare | $27,929 | 3.2× | 7 |
| NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $31,826 · local Medicare $8,678 · file 2026-01-01 | |||
| 1199SEIU | $30,771 | 3.5× | 3 |
| Aetna | $35,733 | 4.1× | 24 |
| BCBS (other) | $50,836 | 5.9× | 16 |
| Centerlight | $10,172 | 1.2× | 2 |
| Cigna | $26,088 | 3.0× | 22 |
| Elevance/Anthem/Empire | $50,836 | 5.9× | 32 |
| EmblemHealth | $30,935 | 3.6× | 40 |
| Magnacare (rental network) | $49,898 | 5.7× | 9 |
| UnitedHealthcare | $32,718 | 3.8× | 24 |
MS-DRG 787
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Montefiore Medical Center median $9,463 · local Medicare $10,108 · file 2026-04-01 | |||
| EmblemHealth | $10,439 | 1.0× | 1 |
| Point Comfort | $8,487 | 0.8× | 1 |
| Jamaica Hospital Medical Center median $17,461 · local Medicare $10,108 · file 2026-03-25 | |||
| 1999 National Benefit Fund | $17,342 | 1.7× | 1 |
| Aetna | $17,461 | 1.7× | 1 |
| Centerlight Healthcare | $17,461 | 1.7× | 1 |
| Cigna | $18,878 | 1.9× | 1 |
| Create Health Plan | $25,173 | 2.5× | 1 |
| Elderplan | $17,461 | 1.7× | 1 |
| EmblemHealth | $17,302 | 1.7× | 3 |
| LINCOLN MEDICAL & MENTAL HEALTH CENTER median $17,997 · local Medicare $10,108 · file 2026-09-05 | |||
| 1199SEIU | $14,721 | 1.5× | 1 |
| Aetna | $20,913 | 2.1× | 1 |
| Cigna | $15,447 | 1.5× | 1 |
| EmblemHealth | $22,211 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $20,203 | 2.0× | 1 |
| Oscar | $15,824 | 1.6× | 1 |
| UnitedHealthcare | $17,997 | 1.8× | 3 |
| Vaccn | $41,819 | 4.1× | 1 |
| Jacobi Medical Center median $17,997 · local Medicare $10,108 · file 2026-09-05 | |||
| 1199SEIU | $14,721 | 1.5× | 1 |
| Aetna | $26,254 | 2.6× | 1 |
| Cigna | $15,447 | 1.5× | 1 |
| EmblemHealth | $22,211 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $21,213 | 2.1× | 1 |
| Oscar | $15,824 | 1.6× | 1 |
| UnitedHealthcare | $17,997 | 1.8× | 3 |
| Vaccn | $25,100 | 2.5× | 1 |
| Elmhurst Hospital Center median $17,997 · local Medicare $10,108 · file 2026-09-05 | |||
| 1199SEIU | $14,721 | 1.5× | 1 |
| Aetna | $20,913 | 2.1× | 1 |
| Cigna | $15,447 | 1.5× | 1 |
| EmblemHealth | $22,211 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $20,203 | 2.0× | 1 |
| Oscar | $15,824 | 1.6× | 1 |
| UnitedHealthcare | $17,997 | 1.8× | 3 |
| Vaccn | $40,096 | 4.0× | 1 |
| South Brooklyn Health median $17,997 · local Medicare $10,108 · file 2026-09-05 | |||
| 1199SEIU | $14,721 | 1.5× | 1 |
| Aetna | $20,913 | 2.1× | 1 |
| Cigna | $15,447 | 1.5× | 1 |
| EmblemHealth | $22,211 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $20,203 | 2.0× | 1 |
| Oscar | $15,824 | 1.6× | 1 |
| UnitedHealthcare | $17,997 | 1.8× | 3 |
| Vaccn | $20,870 | 2.1× | 1 |
| Maimonides Medical Center median $32,348 · local Medicare $10,108 · file 2026-04-01 | |||
| 1199SEIU | $19,194 | 1.9× | 1 |
| Centivo | $34,330 | 3.4× | 1 |
| Cigna | $32,166 | 3.2× | 3 |
| Elevance/Anthem/Empire | $34,416 | 3.4× | 2 |
| EmblemHealth | $32,062 | 3.2× | 3 |
| UnitedHealthcare | $32,531 | 3.2× | 7 |
| NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $34,226 · local Medicare $10,108 · file 2026-01-01 | |||
| 1199SEIU | $35,841 | 3.5× | 3 |
| Aetna | $35,733 | 3.5× | 24 |
| BCBS (other) | $50,836 | 5.0× | 16 |
| Centerlight | $11,756 | 1.2× | 2 |
| Cigna | $26,088 | 2.6× | 22 |
| Elevance/Anthem/Empire | $50,836 | 5.0× | 32 |
| EmblemHealth | $30,935 | 3.1× | 40 |
| Magnacare (rental network) | $49,898 | 4.9× | 9 |
| UnitedHealthcare | $32,718 | 3.2× | 24 |
MS-DRG 786
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Montefiore Medical Center median $14,400 · local Medicare $14,929 · file 2026-04-01 | |||
| EmblemHealth | $15,885 | 1.1× | 1 |
| Point Comfort | $12,915 | 0.9× | 1 |
| LINCOLN MEDICAL & MENTAL HEALTH CENTER median $21,742 · local Medicare $14,929 · file 2026-09-05 | |||
| 1199SEIU | $21,742 | 1.5× | 1 |
| Aetna | $30,889 | 2.1× | 1 |
| Cigna | $15,447 | 1.0× | 1 |
| EmblemHealth | $32,805 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $20,203 | 1.4× | 1 |
| Oscar | $15,824 | 1.1× | 1 |
| UnitedHealthcare | $17,997 | 1.2× | 3 |
| Vaccn | $49,603 | 3.3× | 1 |
| Jacobi Medical Center median $21,742 · local Medicare $14,929 · file 2026-09-05 | |||
| 1199SEIU | $21,742 | 1.5× | 1 |
| Aetna | $38,776 | 2.6× | 1 |
| Cigna | $15,447 | 1.0× | 1 |
| EmblemHealth | $32,805 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $21,213 | 1.4× | 1 |
| Oscar | $15,824 | 1.1× | 1 |
| UnitedHealthcare | $17,997 | 1.2× | 3 |
| Vaccn | $32,059 | 2.1× | 1 |
| Elmhurst Hospital Center median $21,742 · local Medicare $14,929 · file 2026-09-05 | |||
| 1199SEIU | $21,742 | 1.5× | 1 |
| Aetna | $30,889 | 2.1× | 1 |
| Cigna | $15,447 | 1.0× | 1 |
| EmblemHealth | $32,805 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $20,203 | 1.4× | 1 |
| Oscar | $15,824 | 1.1× | 1 |
| UnitedHealthcare | $17,997 | 1.2× | 3 |
| Vaccn | $47,046 | 3.2× | 1 |
| South Brooklyn Health median $21,742 · local Medicare $14,929 · file 2026-09-05 | |||
| 1199SEIU | $21,742 | 1.5× | 1 |
| Aetna | $30,889 | 2.1× | 1 |
| Cigna | $15,447 | 1.0× | 1 |
| EmblemHealth | $32,805 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $20,203 | 1.4× | 1 |
| Oscar | $15,824 | 1.1× | 1 |
| UnitedHealthcare | $17,997 | 1.2× | 3 |
| Vaccn | $27,842 | 1.9× | 1 |
| Jamaica Hospital Medical Center median $26,392 · local Medicare $14,929 · file 2026-03-25 | |||
| 1999 National Benefit Fund | $26,392 | 1.8× | 1 |
| Aetna | $28,625 | 1.9× | 4 |
| Centerlight Healthcare | $24,307 | 1.6× | 1 |
| Cigna | $28,729 | 1.9× | 1 |
| Create Health Plan | $38,310 | 2.6× | 1 |
| Elderplan | $24,307 | 1.6× | 1 |
| EmblemHealth | $26,331 | 1.8× | 3 |
| NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $34,226 · local Medicare $14,929 · file 2026-01-01 | |||
| 1199SEIU | $52,937 | 3.5× | 3 |
| Aetna | $35,733 | 2.4× | 24 |
| BCBS (other) | $50,836 | 3.4× | 16 |
| Centerlight | $17,096 | 1.1× | 2 |
| Cigna | $26,088 | 1.7× | 22 |
| Elevance/Anthem/Empire | $50,836 | 3.4× | 32 |
| EmblemHealth | $30,935 | 2.1× | 40 |
| Magnacare (rental network) | $49,898 | 3.3× | 9 |
| UnitedHealthcare | $32,718 | 2.2× | 24 |
| Maimonides Medical Center median $47,778 · local Medicare $14,929 · file 2026-04-01 | |||
| 1199SEIU | $28,350 | 1.9× | 1 |
| Centivo | $50,706 | 3.4× | 1 |
| Cigna | $47,509 | 3.2× | 3 |
| Elevance/Anthem/Empire | $50,833 | 3.4× | 2 |
| EmblemHealth | $47,356 | 3.2× | 3 |
| UnitedHealthcare | $48,048 | 3.2× | 7 |
Questions
How much does c-section cost with commercial insurance in New York City?
8 New York City hospitals post usable commercial rates for inpatient stay (MS-DRG 788). The median across hospitals is $17,954; hospital medians range from $8,066 to $31,826. Your cost depends on your plan's deductible and coinsurance.