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C-section in New York City

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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MS-DRG 788

Hospital · insurerRate× MedicarePlans
Montefiore Medical Center median $8,897 · local Medicare $8,678 · file 2026-04-01
EmblemHealth$8,8971.0×1
Jamaica Hospital Medical Center median $14,742 · local Medicare $8,678 · file 2026-03-25
Aetna$14,4351.7×4
Cigna$16,0851.9×1
EmblemHealth$14,7421.7×3
LINCOLN MEDICAL & MENTAL HEALTH CENTER median $16,889 · local Medicare $8,678 · file 2026-09-05
1199SEIU$12,6381.5×1
Aetna$17,9542.1×1
Cigna$15,4471.8×1
EmblemHealth$19,0692.2×2
MultiPlan/PHCS (rental network)$20,2032.3×1
Oscar$15,8241.8×1
UnitedHealthcare$17,9972.1×3
Elmhurst Hospital Center median $16,889 · local Medicare $8,678 · file 2026-09-05
1199SEIU$12,6381.5×1
Aetna$17,9542.1×1
Cigna$15,4471.8×1
EmblemHealth$19,0692.2×2
MultiPlan/PHCS (rental network)$20,2032.3×1
Oscar$15,8241.8×1
UnitedHealthcare$17,9972.1×3
South Brooklyn Health median $16,889 · local Medicare $8,678 · file 2026-09-05
1199SEIU$12,6381.5×1
Aetna$17,9542.1×1
Cigna$15,4471.8×1
EmblemHealth$19,0692.2×2
MultiPlan/PHCS (rental network)$20,2032.3×1
Oscar$15,8241.8×1
UnitedHealthcare$17,9972.1×3
Jacobi Medical Center median $16,910 · local Medicare $8,678 · file 2026-09-05
1199SEIU$12,6381.5×1
Aetna$22,5392.6×1
Cigna$15,4471.8×1
EmblemHealth$19,0692.2×2
MultiPlan/PHCS (rental network)$21,2132.4×1
Oscar$15,8241.8×1
UnitedHealthcare$17,9972.1×3
Maimonides Medical Center median $27,615 · local Medicare $8,678 · file 2026-04-01
1199SEIU$16,4791.9×1
Cigna$27,6153.2×3
Elevance/Anthem/Empire$29,5473.4×2
EmblemHealth$27,5263.2×3
UnitedHealthcare$27,9293.2×7
NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $32,718 · local Medicare $8,678 · file 2026-01-01
1199SEIU$30,7713.5×3
Aetna$35,7334.1×24
BCBS (other)$50,8365.9×16
Cigna$26,0883.0×22
Elevance/Anthem/Empire$50,8365.9×32
EmblemHealth$30,9353.6×40
UnitedHealthcare$32,7183.8×24

MS-DRG 787

Hospital · insurerRate× MedicarePlans
Montefiore Medical Center median $10,439 · local Medicare $10,108 · file 2026-04-01
EmblemHealth$10,4391.0×1
LINCOLN MEDICAL & MENTAL HEALTH CENTER median $16,910 · local Medicare $10,108 · file 2026-09-05
1199SEIU$14,7211.5×1
Aetna$20,9132.1×1
Cigna$15,4471.5×1
EmblemHealth$22,2112.2×2
MultiPlan/PHCS (rental network)$20,2032.0×1
Oscar$15,8241.6×1
UnitedHealthcare$17,9971.8×3
Jacobi Medical Center median $16,910 · local Medicare $10,108 · file 2026-09-05
1199SEIU$14,7211.5×1
Aetna$26,2542.6×1
Cigna$15,4471.5×1
EmblemHealth$22,2112.2×2
MultiPlan/PHCS (rental network)$21,2132.1×1
Oscar$15,8241.6×1
UnitedHealthcare$17,9971.8×3
Elmhurst Hospital Center median $16,910 · local Medicare $10,108 · file 2026-09-05
1199SEIU$14,7211.5×1
Aetna$20,9132.1×1
Cigna$15,4471.5×1
EmblemHealth$22,2112.2×2
MultiPlan/PHCS (rental network)$20,2032.0×1
Oscar$15,8241.6×1
UnitedHealthcare$17,9971.8×3
South Brooklyn Health median $16,910 · local Medicare $10,108 · file 2026-09-05
1199SEIU$14,7211.5×1
Aetna$20,9132.1×1
Cigna$15,4471.5×1
EmblemHealth$22,2112.2×2
MultiPlan/PHCS (rental network)$20,2032.0×1
Oscar$15,8241.6×1
UnitedHealthcare$17,9971.8×3
Jamaica Hospital Medical Center median $17,461 · local Medicare $10,108 · file 2026-03-25
Aetna$17,4611.7×1
Cigna$18,8781.9×1
EmblemHealth$17,3021.7×3
Maimonides Medical Center median $32,166 · local Medicare $10,108 · file 2026-04-01
1199SEIU$19,1941.9×1
Cigna$32,1663.2×3
Elevance/Anthem/Empire$34,4163.4×2
EmblemHealth$32,0623.2×3
UnitedHealthcare$32,5323.2×7
NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $35,733 · local Medicare $10,108 · file 2026-01-01
1199SEIU$35,8413.5×3
Aetna$35,7333.5×24
BCBS (other)$50,8365.0×16
Cigna$26,0882.6×22
Elevance/Anthem/Empire$50,8365.0×32
EmblemHealth$30,9353.1×40
UnitedHealthcare$32,7183.2×24

MS-DRG 786

Hospital · insurerRate× MedicarePlans
Montefiore Medical Center median $15,885 · local Medicare $14,929 · file 2026-04-01
EmblemHealth$15,8851.1×1
NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $35,733 · local Medicare $14,929 · file 2026-01-01
1199SEIU$52,9373.5×3
Aetna$35,7332.4×24
BCBS (other)$50,8363.4×16
Cigna$26,0881.7×22
Elevance/Anthem/Empire$50,8363.4×32
EmblemHealth$30,9352.1×40
UnitedHealthcare$32,7182.2×24

Questions

How much does c-section cost with commercial insurance in New York City?

8 New York City hospitals post usable commercial rates for inpatient stay (MS-DRG 788). The median across hospitals is $16,889; hospital medians range from $8,897 to $32,718. Your cost depends on your plan's deductible and coinsurance.