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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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MS-DRG 788
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Tricities Hospital median $9,734 · local Medicare $6,650 · file 2026-09-01 | |||
| Aetna | $13,602 | 2.0× | 3 |
| Cigna | $16,453 | 2.5× | 2 |
| Elevance/Anthem/Empire | $8,237 | 1.2× | 5 |
| Johns Hopkins | $6,725 | 1.0× | 1 |
| Oscar | $11,625 | 1.7× | 1 |
| Pyramid Life | $8,479 | 1.3× | 1 |
| Sentara Optima Health | $19,345 | 2.9× | 3 |
| UnitedHealthcare | $9,734 | 1.5× | 7 |
| Virginia Premier Health | $7,862 | 1.2× | 1 |
| Henrico Doctors' Hospital median $10,127 · local Medicare $6,650 · file 2026-09-01 | |||
| Aetna | $13,079 | 2.0× | 3 |
| Bright Health | $6,500 | 1.0× | 1 |
| Cigna | $16,453 | 2.5× | 2 |
| Elevance/Anthem/Empire | $13,476 | 2.0× | 8 |
| Johns Hopkins | $6,725 | 1.0× | 1 |
| Oscar | $11,625 | 1.7× | 1 |
| Pyramid Life | $8,277 | 1.2× | 1 |
| Sentara Optima Health | $19,345 | 2.9× | 3 |
| UnitedHealthcare | $8,629 | 1.3× | 8 |
| Virginia Premier Health | $7,675 | 1.2× | 1 |
| CJW Medical Center (Chippenham + Johnston-Willis) median $10,680 · local Medicare $6,650 · file 2026-09-01 | |||
| Aetna | $13,079 | 2.0× | 3 |
| Bright Health | $6,500 | 1.0× | 1 |
| Cigna | $16,453 | 2.5× | 2 |
| Elevance/Anthem/Empire | $12,380 | 1.9× | 8 |
| Johns Hopkins | $6,725 | 1.0× | 1 |
| Oscar | $11,625 | 1.7× | 1 |
| Pyramid Life | $8,299 | 1.2× | 1 |
| Sentara Optima Health | $19,345 | 2.9× | 3 |
| UnitedHealthcare | $9,734 | 1.5× | 7 |
| Virginia Premier Health | $7,695 | 1.2× | 1 |
| VCU Medical Center median $16,057 · local Medicare $6,650 · file 2026-01-02 | |||
| Aetna | $14,452 | 2.2× | 1 |
| Elevance/Anthem/Empire | $17,662 | 2.7× | 2 |
| Bon Secours St. Francis Medical Center median $17,478 · local Medicare $6,650 · file 2026-04-01 | |||
| BCBS (other) | $17,478 | 2.6× | 3 |
| Elevance/Anthem/Empire | $17,478 | 2.6× | 10 |
| Bon Secours Memorial Regional Medical Center median $20,420 · local Medicare $6,650 · file 2026-04-01 | |||
| BCBS (other) | $18,554 | 2.8× | 3 |
| Cigna | $23,069 | 3.5× | 2 |
| Elevance/Anthem/Empire | $18,554 | 2.8× | 11 |
| UnitedHealthcare | $22,287 | 3.4× | 4 |
| Bon Secours St. Mary's Hospital median $20,658 · local Medicare $6,650 · file 2026-04-01 | |||
| BCBS (other) | $19,029 | 2.9× | 3 |
| Cigna | $23,069 | 3.5× | 2 |
| Elevance/Anthem/Empire | $19,029 | 2.9× | 13 |
| UnitedHealthcare | $22,287 | 3.4× | 4 |
MS-DRG 787
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Tricities Hospital median $9,734 · local Medicare $7,746 · file 2026-09-01 | |||
| Aetna | $13,602 | 1.8× | 3 |
| Cigna | $16,453 | 2.1× | 2 |
| Elevance/Anthem/Empire | $9,107 | 1.2× | 5 |
| Johns Hopkins | $6,725 | 0.9× | 1 |
| Oscar | $11,625 | 1.5× | 1 |
| Pyramid Life | $9,726 | 1.3× | 1 |
| Sentara Optima Health | $19,345 | 2.5× | 3 |
| UnitedHealthcare | $9,734 | 1.3× | 7 |
| Virginia Premier Health | $9,019 | 1.2× | 1 |
| Henrico Doctors' Hospital median $10,583 · local Medicare $7,746 · file 2026-09-01 | |||
| Aetna | $13,079 | 1.7× | 3 |
| Bright Health | $6,500 | 0.8× | 1 |
| Cigna | $16,453 | 2.1× | 2 |
| Elevance/Anthem/Empire | $14,696 | 1.9× | 8 |
| Johns Hopkins | $6,725 | 0.9× | 1 |
| Oscar | $11,625 | 1.5× | 1 |
| Pyramid Life | $9,541 | 1.2× | 1 |
| Sentara Optima Health | $19,345 | 2.5× | 3 |
| UnitedHealthcare | $9,204 | 1.2× | 8 |
| Virginia Premier Health | $8,847 | 1.1× | 1 |
| CJW Medical Center (Chippenham + Johnston-Willis) median $11,044 · local Medicare $7,746 · file 2026-09-01 | |||
| Aetna | $13,079 | 1.7× | 3 |
| Bright Health | $6,500 | 0.8× | 1 |
| Cigna | $16,453 | 2.1× | 2 |
| Elevance/Anthem/Empire | $13,496 | 1.7× | 8 |
| Johns Hopkins | $6,725 | 0.9× | 1 |
| Oscar | $11,625 | 1.5× | 1 |
| Pyramid Life | $9,577 | 1.2× | 1 |
| Sentara Optima Health | $19,345 | 2.5× | 3 |
| UnitedHealthcare | $10,463 | 1.4× | 8 |
| Virginia Premier Health | $8,880 | 1.1× | 1 |
| Bon Secours St. Francis Medical Center median $17,478 · local Medicare $7,746 · file 2026-04-01 | |||
| BCBS (other) | $17,478 | 2.3× | 3 |
| Elevance/Anthem/Empire | $17,478 | 2.3× | 10 |
| VCU Medical Center median $19,022 · local Medicare $7,746 · file 2026-01-02 | |||
| Aetna | $17,313 | 2.2× | 1 |
| Elevance/Anthem/Empire | $20,730 | 2.7× | 2 |
| Bon Secours St. Mary's Hospital median $19,029 · local Medicare $7,746 · file 2026-04-01 | |||
| BCBS (other) | $19,029 | 2.5× | 3 |
| Elevance/Anthem/Empire | $19,029 | 2.5× | 12 |
| Bon Secours Memorial Regional Medical Center median $22,257 · local Medicare $7,746 · file 2026-04-01 | |||
| BCBS (other) | $18,554 | 2.4× | 3 |
| Cigna | $26,871 | 3.5× | 2 |
| Elevance/Anthem/Empire | $18,554 | 2.4× | 11 |
| UnitedHealthcare | $25,960 | 3.4× | 4 |
MS-DRG 786
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Tricities Hospital median $13,260 · local Medicare $11,440 · file 2026-09-01 | |||
| Aetna | $13,602 | 1.2× | 3 |
| Cigna | $16,453 | 1.4× | 2 |
| Elevance/Anthem/Empire | $10,451 | 0.9× | 5 |
| Oscar | $11,625 | 1.0× | 1 |
| Pyramid Life | $13,931 | 1.2× | 1 |
| Sentara Optima Health | $19,345 | 1.7× | 3 |
| UnitedHealthcare | $12,436 | 1.1× | 7 |
| Virginia Premier Health | $12,918 | 1.1× | 1 |
| Henrico Doctors' Hospital median $13,442 · local Medicare $11,440 · file 2026-09-01 | |||
| Aetna | $13,079 | 1.1× | 3 |
| Cigna | $16,453 | 1.4× | 2 |
| Elevance/Anthem/Empire | $18,812 | 1.6× | 8 |
| Oscar | $11,625 | 1.0× | 1 |
| Pyramid Life | $13,805 | 1.2× | 1 |
| Sentara Optima Health | $19,345 | 1.7× | 3 |
| UnitedHealthcare | $12,405 | 1.1× | 8 |
| Virginia Premier Health | $12,801 | 1.1× | 1 |
| CJW Medical Center (Chippenham + Johnston-Willis) median $13,482 · local Medicare $11,440 · file 2026-09-01 | |||
| Aetna | $13,079 | 1.1× | 3 |
| Cigna | $16,453 | 1.4× | 2 |
| Elevance/Anthem/Empire | $17,261 | 1.5× | 8 |
| Oscar | $11,625 | 1.0× | 1 |
| Pyramid Life | $13,884 | 1.2× | 1 |
| Sentara Optima Health | $19,345 | 1.7× | 3 |
| UnitedHealthcare | $12,436 | 1.1× | 8 |
| Virginia Premier Health | $12,874 | 1.1× | 1 |
| Bon Secours St. Francis Medical Center median $17,478 · local Medicare $11,440 · file 2026-04-01 | |||
| BCBS (other) | $17,478 | 1.5× | 3 |
| Elevance/Anthem/Empire | $17,478 | 1.5× | 10 |
| Bon Secours St. Mary's Hospital median $19,029 · local Medicare $11,440 · file 2026-04-01 | |||
| BCBS (other) | $19,029 | 1.7× | 3 |
| Elevance/Anthem/Empire | $19,029 | 1.7× | 12 |
| Bon Secours Memorial Regional Medical Center median $28,448 · local Medicare $11,440 · file 2026-04-01 | |||
| BCBS (other) | $18,554 | 1.6× | 3 |
| Cigna | $39,688 | 3.5× | 2 |
| Elevance/Anthem/Empire | $18,554 | 1.6× | 11 |
| UnitedHealthcare | $38,343 | 3.4× | 4 |
| VCU Medical Center median $35,302 · local Medicare $11,440 · file 2026-01-02 | |||
| Aetna | $29,625 | 2.6× | 1 |
| Elevance/Anthem/Empire | $40,978 | 3.6× | 2 |
Questions
How much does c-section cost with commercial insurance in Richmond VA?
7 Richmond VA hospitals post usable commercial rates for inpatient stay (MS-DRG 788). The median across hospitals is $16,057; hospital medians range from $9,734 to $20,658. Your cost depends on your plan's deductible and coinsurance.