Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Scripps Memorial Hospital La Jolla median $11,814 · local Medicare $8,961 · file 2026-03-30 | |||
| Cigna | $13,423 | 1.5× | 4 |
| UnitedHealthcare | $10,206 | 1.1× | 5 |
| Tri-City Medical Center median $12,070 · local Medicare $8,961 · file 2026-05-29 | |||
| Elevance/Anthem/Empire | $9,270 | 1.0× | 2 |
| Kaiser Permanente | $16,688 | 1.9× | 1 |
| UnitedHealthcare | $12,070 | 1.3× | 2 |
| Uc San Diego Health Hillcrest - Hillcrest Med Ctr median $12,564 · local Medicare $8,961 · file 2026-04-01 | |||
| Aetna | $12,564 | 1.4× | 1 |
| Blue Shield of California | $12,564 | 1.4× | 1 |
| Cigna | $12,564 | 1.4× | 1 |
| Elevance/Anthem/Empire | $12,564 | 1.4× | 1 |
| HealthPartners | $10,406 | 1.2× | 1 |
| UnitedHealthcare | $12,516 | 1.4× | 3 |
| Scripps Mercy Hospital median $13,719 · local Medicare $8,961 · file 2026-03-30 | |||
| Aetna | $24,776 | 2.8× | 5 |
| Blue Shield of California | $10,778 | 1.2× | 2 |
| Cigna | $13,423 | 1.5× | 5 |
| Elevance/Anthem/Empire | $13,719 | 1.5× | 11 |
| HealthPartners | $13,719 | 1.5× | 1 |
| UnitedHealthcare | $17,594 | 2.0× | 6 |
| Scripps Memorial Hospital - Encinitas median $13,719 · local Medicare $8,961 · file 2026-03-30 | |||
| Aetna | $24,776 | 2.8× | 5 |
| Blue Shield of California | $9,456 | 1.1× | 2 |
| Cigna | $13,423 | 1.5× | 5 |
| Elevance/Anthem/Empire | $13,719 | 1.5× | 11 |
| HealthPartners | $13,719 | 1.5× | 1 |
| UnitedHealthcare | $17,594 | 2.0× | 6 |
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Tri-City Medical Center median $12,070 · local Medicare $10,437 · file 2026-05-29 | |||
| Elevance/Anthem/Empire | $9,270 | 0.9× | 2 |
| Kaiser Permanente | $19,213 | 1.8× | 1 |
| UnitedHealthcare | $12,070 | 1.2× | 2 |
| Scripps Memorial Hospital - Encinitas median $12,730 · local Medicare $10,437 · file 2026-03-30 | |||
| Cigna | $15,255 | 1.5× | 1 |
| UnitedHealthcare | $10,206 | 1.0× | 5 |
| Scripps Mercy Hospital median $12,920 · local Medicare $10,437 · file 2026-03-30 | |||
| Cigna | $15,635 | 1.5× | 4 |
| UnitedHealthcare | $10,206 | 1.0× | 5 |
| Scripps Memorial Hospital La Jolla median $12,920 · local Medicare $10,437 · file 2026-03-30 | |||
| Cigna | $15,635 | 1.5× | 4 |
| UnitedHealthcare | $10,206 | 1.0× | 5 |
| Uc San Diego Health Hillcrest - Hillcrest Med Ctr median $14,505 · local Medicare $10,437 · file 2026-04-01 | |||
| Aetna | $14,505 | 1.4× | 1 |
| Blue Shield of California | $14,505 | 1.4× | 1 |
| Cigna | $14,505 | 1.4× | 1 |
| Elevance/Anthem/Empire | $14,505 | 1.4× | 1 |
| HealthPartners | $11,991 | 1.1× | 1 |
| UnitedHealthcare | $14,423 | 1.4× | 3 |
5 San Diego CA hospitals post usable commercial rates for inpatient stay (MS-DRG 788). The median across hospitals is $12,564; hospital medians range from $11,814 to $13,719. Your cost depends on your plan's deductible and coinsurance.