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Cervical disc replacement in Indianapolis IN

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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CPT 22856

Hospital · insurerRate× MedicarePlans
Riverview Health median $25,952 · local Medicare $18,551 · file 2026-04-01
Elevance/Anthem/Empire$34,4881.9×9
UnitedHealthcare$17,4160.9×1

MS-DRG 518

Hospital · insurerRate× MedicarePlans
Ascension St Vincent Anderson median $18,509 · local Medicare $28,262 · file 2026-01-01
Cigna$17,5620.6×2
Elevance/Anthem/Empire$19,8670.7×5
Sagamore Plus Drg$19,6070.7×1
Unified Group Services$18,2110.6×1
UnitedHealthcare$18,5090.7×1
Ascension St Vincent Carmel median $19,058 · local Medicare $28,262 · file 2026-01-01
Cigna$17,5620.6×2
Elevance/Anthem/Empire$19,6500.7×9
Sagamore Plus Drg$19,6070.7×1
UnitedHealthcare$18,5090.7×3
Ascension St Vincent Fishers median $19,058 · local Medicare $28,262 · file 2026-01-01
Cigna$17,5620.6×2
Elevance/Anthem/Empire$19,8840.7×10
Sagamore Plus Drg$19,6070.7×1
UnitedHealthcare$18,5090.7×3
Hendricks Regional Health median $68,411 · local Medicare $28,262 · file 2026-05-20
Cigna$114,9004.1×1
Elevance/Anthem/Empire$48,5001.7×3
Sagamore Health Incumbent Program$68,4112.4×1
SagamoreHealth Network$72,0102.5×1
UnitedHealthcare$54,2811.9×2
Franciscan Health Indianapolis median $84,721 · local Medicare $28,262 · file 2026-01-01
Aetna$94,9573.4×3
BCBS (other)$84,7213.0×1
BCBS IL$84,7213.0×1
Elevance/Anthem/Empire$84,7213.0×7

MS-DRG 520

Hospital · insurerRate× MedicarePlans
Ascension St Vincent Carmel median $13,700 · local Medicare $11,297 · file 2026-01-01
Aetna$11,2311.0×1
Cigna$15,5201.4×4
Elevance/Anthem/Empire$17,2331.5×17
Encore (rental network)$13,4001.2×1
Encore Exclusive (rental network)$13,4001.2×1
Humana$13,4691.2×6
One Health Plan$11,5001.0×1
Prohealth$7,9400.7×3
SIHO PPO$15,0001.3×1
Sagamore Plus Drg$19,6071.7×1
Smarthealth PPO/Hdhp 20161001$13,7001.2×1
Suburban TPA$7,9400.7×1
Suburban/Sho$7,9400.7×2
Unified Zionsville$13,9651.2×3
UnitedHealthcare$18,5091.6×3
Ascension St Vincent Fishers median $14,732 · local Medicare $11,297 · file 2026-01-01
Aetna$11,2311.0×1
Cigna$15,5201.4×4
Elevance/Anthem/Empire$17,2331.5×17
Encore (rental network)$13,4001.2×1
Encore Exclusive (rental network)$13,4001.2×1
Humana$15,0021.3×4
One Health Plan$11,5001.0×1
Prohealth$7,9400.7×3
SIHO PPO$15,0001.3×1
Sagamore Plus Drg$19,6071.7×1
Smarthealth PPO/Hdhp 20161001$13,7001.2×1
Suburban/Sho$7,9400.7×2
Unified Zionsville$14,4641.3×2
UnitedHealthcare$18,5091.6×3
Ascension St Vincent Anderson median $15,000 · local Medicare $11,297 · file 2026-01-01
Aetna$11,2311.0×1
Cigna$17,5621.6×3
Elevance/Anthem/Empire$15,8941.4×12
Encore (rental network)$13,4001.2×1
Encore Exclusive (rental network)$13,4001.2×1
Humana$15,0021.3×4
One Health Plan$11,5001.0×1
Prohealth$7,9400.7×3
SIHO PPO$15,0001.3×1
Sagamore Plus Drg$19,6071.7×1
Smarthealth PPO/Hdhp 20161001$13,7001.2×1
Suburban/Sho$7,9400.7×3
Unified Group Services$18,2111.6×1
Unified Zionsville$13,9651.2×3
UnitedHealthcare$18,5091.6×1
Hendricks Regional Health median $27,346 · local Medicare $11,297 · file 2026-05-20
Cigna$45,9284.1×1
Elevance/Anthem/Empire$19,3871.7×3
Sagamore Health Incumbent Program$27,3462.4×1
SagamoreHealth Network$28,7842.5×1
UnitedHealthcare$21,6971.9×2
Franciscan Health Indianapolis median $33,865 · local Medicare $11,297 · file 2026-01-01
Aetna$37,9573.4×3
BCBS (other)$33,8653.0×1
BCBS IL$33,8653.0×1
Elevance/Anthem/Empire$33,8653.0×7

Questions

How much does cervical disc replacement cost with commercial insurance in Indianapolis IN?

1 Indianapolis IN hospital post usable commercial rates for CPT 22856, hospital outpatient. The median across hospitals is $25,952; hospital medians range from $25,952 to $25,952. Your cost depends on your plan's deductible and coinsurance.