Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| TriStar StoneCrest Medical Center median $7,784 · local Medicare $4,906 · file 2026-09-01 | |||
| Aetna | $7,454 | 1.5× | 5 |
| BCBS TN | $9,152 | 1.9× | 1 |
| Cigna | $17,952 | 3.7× | 2 |
| Elevance/Anthem/Empire | $5,166 | 1.1× | 1 |
| Humana | $7,381 | 1.5× | 1 |
| Oscar | $8,279 | 1.7× | 1 |
| UnitedHealthcare | $7,784 | 1.6× | 5 |
| Ascension Saint Thomas Hospital (Midtown + West) median $10,387 · local Medicare $4,906 · file 2026-01-01 | |||
| Aetna | $19,970 | 4.1× | 5 |
| BCBS TN | $6,608 | 1.3× | 14 |
| Cigna | $9,507 | 1.9× | 20 |
| Humana | $11,267 | 2.3× | 2 |
| MultiPlan/PHCS (rental network) | $13,288 | 2.7× | 2 |
| Oscar | $8,272 | 1.7× | 2 |
| UnitedHealthcare | $15,974 | 3.3× | 7 |
| Ascension Saint Thomas Rutherford median $10,702 · local Medicare $4,906 · file 2026-01-01 | |||
| Aetna | $20,300 | 4.1× | 4 |
| BCBS TN | $5,403 | 1.1× | 9 |
| Cigna | $9,610 | 2.0× | 16 |
| Humana | $11,794 | 2.4× | 1 |
| Oscar | $8,369 | 1.7× | 2 |
| UnitedHealthcare | $15,974 | 3.3× | 6 |
| Vanderbilt University Medical Center median $12,634 · local Medicare $4,906 · file 2025-10-01 | |||
| Aetna | $12,634 | 2.6× | 9 |
| BCBS TN | $10,705 | 2.2× | 4 |
| Cigna | $11,282 | 2.3× | 5 |
| MultiPlan/PHCS (rental network) | $11,483 | 2.3× | 2 |
| Oscar | $15,391 | 3.1× | 1 |
| UnitedHealthcare | $14,985 | 3.1× | 10 |
4 Nashville TN hospitals post usable commercial rates for inpatient stay (MS-DRG 313). The median across hospitals is $10,545; hospital medians range from $7,784 to $12,634. Your cost depends on your plan's deductible and coinsurance.