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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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CPT 45378
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| John Muir Medical Center - Walnut Creek Campus median $1,641 · local Medicare $1,313 · file 2026-03-23 | |||
| Aetna | $9,691 | 7.4× | 2 |
| Alignment Health | $1,313 | 1.0× | 1 |
| Canopy Hn HMO | $2,403 | 1.8× | 1 |
| Covid19 Hrsa Uninsured Testing And Treatment Fund | $1,313 | 1.0× | 1 |
| Donor Network West | $4,000 | 3.0× | 1 |
| Elevance/Anthem/Empire | $8,228 | 6.3× | 4 |
| Essence Healthcare | $1,313 | 1.0× | 2 |
| Generic Commercial/Indemnity | $1,641 | 1.2× | 1 |
| Generic HMO | $1,641 | 1.2× | 1 |
| Generic PPO | $1,641 | 1.2× | 1 |
| John Muir Medical Center - Concord Campus median $2,022 · local Medicare $1,313 · file 2026-03-23 | |||
| Aetna | $9,691 | 7.4× | 2 |
| Alignment Health | $1,313 | 1.0× | 1 |
| BCBS (other) | $5,911 | 4.5× | 2 |
| Brms | $5,911 | 4.5× | 1 |
| Canopy Hn HMO | $2,403 | 1.8× | 1 |
| Covid19 Hrsa Uninsured Testing And Treatment Fund | $1,313 | 1.0× | 1 |
| Donor Network West | $4,000 | 3.0× | 1 |
| Elevance/Anthem/Empire | $5,911 | 4.5× | 7 |
| Essence Healthcare | $1,313 | 1.0× | 2 |
| Generic Commercial/Indemnity | $1,641 | 1.2× | 1 |
| Generic HMO | $1,641 | 1.2× | 1 |
| Generic PPO | $1,641 | 1.2× | 1 |
| St Mary's Medical Center median $3,227 · local Medicare $1,344 · file 2026-04-01 | |||
| Aetna | $4,035 | 3.0× | 1 |
| Blue Shield of California | $7,344 | 5.5× | 1 |
| Healthnet | $3,197 | 2.4× | 1 |
| Heritage Provider Network | $1,346 | 1.0× | 2 |
| Kaiser Permanente | $3,033 | 2.3× | 1 |
| UnitedHealthcare | $3,257 | 2.4× | 2 |
| Good Samaritan Hospital median $5,022 · local Medicare $1,368 · file 2026-09-01 | |||
| Aetna | $6,193 | 4.5× | 2 |
| Blue Shield of California | $10,378 | 7.6× | 2 |
| Bright Health | $3,680 | 2.7× | 1 |
| Cigna | $5,002 | 3.7× | 4 |
| Elevance/Anthem/Empire | $5,022 | 3.7× | 2 |
| MedCare Partners | $1,368 | 1.0× | 1 |
| MultiPlan/PHCS (rental network) | $2,638 | 1.9× | 1 |
| UnitedHealthcare | $7,848 | 5.7× | 1 |
| Stanford Health Care Tri-Valley median $5,460 · local Medicare $1,313 · file 2026-04-01 | |||
| Aetna | $5,227 | 4.0× | 2 |
| Blue Shield of California | $7,416 | 5.6× | 2 |
| Cigna | $2,424 | 1.8× | 1 |
| UnitedHealthcare | $5,694 | 4.3× | 1 |
| Stanford Health Care median $9,589 · local Medicare $1,368 · file 2026-04-01 | |||
| Elevance/Anthem/Empire | $9,589 | 7.0× | 1 |
CPT 45380
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| John Muir Medical Center - Walnut Creek Campus median $3,546 · local Medicare $1,690 · file 2026-03-23 | |||
| Aetna | $9,691 | 5.7× | 4 |
| Alignment Health | $1,690 | 1.0× | 2 |
| BCBS (other) | $5,911 | 3.5× | 2 |
| Blue Shield of California | $11,180 | 6.6× | 8 |
| Brms | $5,911 | 3.5× | 2 |
| Canopy Hn HMO | $3,092 | 1.8× | 2 |
| Cigna | $12,628 | 7.5× | 4 |
| Covid19 Hrsa Uninsured Testing And Treatment Fund | $1,690 | 1.0× | 2 |
| Donor Network West | $4,000 | 2.4× | 1 |
| Elevance/Anthem/Empire | $5,911 | 3.5× | 14 |
| Essence Healthcare | $1,690 | 1.0× | 4 |
| Generic Commercial/Indemnity | $2,112 | 1.2× | 2 |
| Generic HMO | $2,112 | 1.2× | 2 |
| Generic PPO | $2,112 | 1.2× | 2 |
| John Muir Medical Center - Concord Campus median $3,546 · local Medicare $1,690 · file 2026-03-23 | |||
| Aetna | $9,691 | 5.7× | 4 |
| Alignment Health | $1,690 | 1.0× | 2 |
| BCBS (other) | $5,911 | 3.5× | 4 |
| Blue Shield of California | $11,574 | 6.8× | 10 |
| Brms | $5,911 | 3.5× | 2 |
| Canopy Hn HMO | $3,092 | 1.8× | 2 |
| Cigna | $12,628 | 7.5× | 4 |
| Covid19 Hrsa Uninsured Testing And Treatment Fund | $1,690 | 1.0× | 2 |
| Donor Network West | $4,000 | 2.4× | 1 |
| Elevance/Anthem/Empire | $5,911 | 3.5× | 14 |
| Essence Healthcare | $1,690 | 1.0× | 4 |
| Generic Commercial/Indemnity | $2,112 | 1.2× | 2 |
| Generic HMO | $2,112 | 1.2× | 2 |
| Generic PPO | $2,112 | 1.2× | 2 |
| St Mary's Medical Center median $3,903 · local Medicare $1,730 · file 2026-04-01 | |||
| Aetna | $4,035 | 2.3× | 1 |
| Blue Shield of California | $7,344 | 4.2× | 1 |
| Elevance/Anthem/Empire | $12,647 | 7.3× | 1 |
| Healthnet | $3,197 | 1.8× | 1 |
| Heritage Provider Network | $1,731 | 1.0× | 2 |
| Kaiser Permanente | $3,903 | 2.3× | 1 |
| UnitedHealthcare | $3,257 | 1.9× | 2 |
| Stanford Health Care Tri-Valley median $5,460 · local Medicare $1,690 · file 2026-04-01 | |||
| Aetna | $5,227 | 3.1× | 2 |
| Blue Shield of California | $7,416 | 4.4× | 2 |
| Cigna | $2,424 | 1.4× | 1 |
| UnitedHealthcare | $5,694 | 3.4× | 1 |
| Good Samaritan Hospital median $5,606 · local Medicare $1,760 · file 2026-09-01 | |||
| Aetna | $6,193 | 3.5× | 2 |
| Blue Shield of California | $10,378 | 5.9× | 2 |
| Bright Health | $3,680 | 2.1× | 1 |
| Cigna | $5,002 | 2.8× | 4 |
| Elevance/Anthem/Empire | $5,606 | 3.2× | 2 |
| MedCare Partners | $1,760 | 1.0× | 1 |
| MultiPlan/PHCS (rental network) | $2,638 | 1.5× | 1 |
| UnitedHealthcare | $7,848 | 4.5× | 1 |
| Stanford Health Care median $9,589 · local Medicare $1,760 · file 2026-04-01 | |||
| Elevance/Anthem/Empire | $9,589 | 5.4× | 1 |
CPT 45385
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| John Muir Medical Center - Walnut Creek Campus median $3,546 · local Medicare $1,690 · file 2026-03-23 | |||
| Aetna | $9,691 | 5.7× | 4 |
| Alignment Health | $1,690 | 1.0× | 1 |
| BCBS (other) | $11,715 | 6.9× | 1 |
| Blue Shield of California | $11,180 | 6.6× | 4 |
| Brms | $11,715 | 6.9× | 1 |
| Canopy Hn HMO | $3,092 | 1.8× | 1 |
| Cigna | $12,628 | 7.5× | 2 |
| Covid19 Hrsa Uninsured Testing And Treatment Fund | $1,690 | 1.0× | 1 |
| Donor Network West | $4,000 | 2.4× | 1 |
| Elevance/Anthem/Empire | $11,715 | 6.9× | 7 |
| Essence Healthcare | $1,690 | 1.0× | 2 |
| Generic Commercial/Indemnity | $2,112 | 1.2× | 1 |
| Generic HMO | $2,112 | 1.2× | 1 |
| Generic PPO | $2,112 | 1.2× | 1 |
| John Muir Medical Center - Concord Campus median $3,546 · local Medicare $1,690 · file 2026-03-23 | |||
| Aetna | $9,691 | 5.7× | 4 |
| Alignment Health | $1,690 | 1.0× | 1 |
| BCBS (other) | $5,911 | 3.5× | 2 |
| Blue Shield of California | $11,574 | 6.8× | 5 |
| Brms | $5,911 | 3.5× | 1 |
| Canopy Hn HMO | $3,092 | 1.8× | 1 |
| Cigna | $12,628 | 7.5× | 2 |
| Covid19 Hrsa Uninsured Testing And Treatment Fund | $1,690 | 1.0× | 1 |
| Donor Network West | $4,000 | 2.4× | 1 |
| Elevance/Anthem/Empire | $5,911 | 3.5× | 7 |
| Essence Healthcare | $1,690 | 1.0× | 2 |
| Generic Commercial/Indemnity | $2,112 | 1.2× | 1 |
| Generic HMO | $2,112 | 1.2× | 1 |
| Generic PPO | $2,112 | 1.2× | 1 |
| St Mary's Medical Center median $3,903 · local Medicare $1,730 · file 2026-04-01 | |||
| Aetna | $4,035 | 2.3× | 1 |
| Blue Shield of California | $7,344 | 4.2× | 1 |
| Elevance/Anthem/Empire | $12,647 | 7.3× | 1 |
| Healthnet | $3,197 | 1.8× | 1 |
| Heritage Provider Network | $1,731 | 1.0× | 2 |
| Kaiser Permanente | $3,903 | 2.3× | 1 |
| UnitedHealthcare | $3,257 | 1.9× | 2 |
| Stanford Health Care Tri-Valley median $5,460 · local Medicare $1,690 · file 2026-04-01 | |||
| Aetna | $5,227 | 3.1× | 2 |
| Blue Shield of California | $7,416 | 4.4× | 2 |
| Cigna | $2,424 | 1.4× | 1 |
| UnitedHealthcare | $5,694 | 3.4× | 1 |
| Good Samaritan Hospital median $5,606 · local Medicare $1,760 · file 2026-09-01 | |||
| Aetna | $6,193 | 3.5× | 2 |
| Blue Shield of California | $10,378 | 5.9× | 2 |
| Bright Health | $3,680 | 2.1× | 1 |
| Cigna | $5,002 | 2.8× | 4 |
| Elevance/Anthem/Empire | $5,606 | 3.2× | 2 |
| MedCare Partners | $1,760 | 1.0× | 1 |
| MultiPlan/PHCS (rental network) | $2,638 | 1.5× | 1 |
| UnitedHealthcare | $7,848 | 4.5× | 1 |
| Stanford Health Care median $9,589 · local Medicare $1,760 · file 2026-04-01 | |||
| Elevance/Anthem/Empire | $9,589 | 5.4× | 1 |
Questions
How much does colonoscopy cost with commercial insurance in San Francisco Bay Area CA?
6 San Francisco Bay Area CA hospitals post usable commercial rates for CPT 45378, hospital outpatient. The median across hospitals is $4,125; hospital medians range from $1,641 to $9,589. Your cost depends on your plan's deductible and coinsurance.