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COPD flare (hospital stay) in New York City

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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MS-DRG 190

Hospital · insurerRate× MedicarePlans
Montefiore Medical Center median $11,043 · local Medicare $10,025 · file 2026-04-01
EmblemHealth$11,0431.1×1
NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $35,549 · local Medicare $10,025 · file 2026-01-01
1199SEIU$35,5493.5×3
Aetna$28,8932.9×24
BCBS (other)$45,7254.6×16
Cigna$32,1323.2×22
Elevance/Anthem/Empire$45,7254.6×32
EmblemHealth$32,6633.3×40
UnitedHealthcare$42,3144.2×24

MS-DRG 191

Hospital · insurerRate× MedicarePlans
Montefiore Medical Center median $8,446 · local Medicare $7,629 · file 2026-04-01
EmblemHealth$8,4461.1×1
NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $27,054 · local Medicare $7,629 · file 2026-01-01
1199SEIU$27,0543.5×3
Aetna$21,9892.9×24
BCBS (other)$34,7984.6×16
Cigna$24,4543.2×22
Elevance/Anthem/Empire$34,7984.6×32
EmblemHealth$24,8583.3×40
UnitedHealthcare$32,2034.2×24

MS-DRG 192

Hospital · insurerRate× MedicarePlans
Montefiore Medical Center median $6,363 · local Medicare $5,810 · file 2026-04-01
EmblemHealth$6,3631.1×1
Hospital for Special Surgery median $12,868 · local Medicare $5,810 · file 2026-04-01
EmblemHealth$5,4740.9×13
UnitedHealthcare$20,2613.5×25
NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $20,604 · local Medicare $5,810 · file 2026-01-01
1199SEIU$20,6043.5×3
Aetna$16,7462.9×24
BCBS (other)$26,5014.6×16
Cigna$18,6233.2×22
Elevance/Anthem/Empire$26,5014.6×32
EmblemHealth$18,9313.3×40
UnitedHealthcare$24,5244.2×24

Questions

How much does copd flare (hospital stay) cost with commercial insurance in New York City?

2 New York City hospitals post usable commercial rates for inpatient stay (MS-DRG 190). The median across hospitals is $23,296; hospital medians range from $11,043 to $35,549. Your cost depends on your plan's deductible and coinsurance.