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Heart failure (hospital stay) in Arizona: what insurers pay

Posted commercial rates at 11 Arizona hospitals, each next to its own Medicare base rate.

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MS-DRG 291

HospitalMedian across insurers× MedicareInsurersFile date
HonorHealth Scottsdale Osborn Medical Center Scottsdale$21,3692.2×52026-04-01
HonorHealth Scottsdale Shea Medical Center Scottsdale$21,3692.2×52026-04-01
HonorHealth John C. Lincoln Medical Center Phoenix$21,3692.2×52026-04-01
HonorHealth Deer Valley Medical Center Phoenix$21,3692.2×52026-04-01
Mercy Gilbert Medical Center (Dignity) Gilbert$22,4042.3×42026-02-28
HonorHealth Scottsdale Thompson Peak Medical Center Scottsdale$22,5282.3×42026-04-01
HonorHealth Sonoran Crossing Medical Center Phoenix$22,5282.3×42026-04-01
Chandler Regional Medical Center (Dignity) Chandler$22,7192.3×42026-02-28
Banner Desert Medical Center Mesa$26,4522.7×52026-03-02
Banner Baywood Medical Center Mesa$26,4522.7×52026-03-02
Banner Del E. Webb Medical Center Sun City West$26,4522.7×52026-03-02

MS-DRG 292

HospitalMedian across insurers× MedicareInsurersFile date
HonorHealth Scottsdale Osborn Medical Center Scottsdale$14,1322.2×52026-04-01
HonorHealth Scottsdale Shea Medical Center Scottsdale$14,1322.2×52026-04-01
HonorHealth Scottsdale Thompson Peak Medical Center Scottsdale$15,0322.3×42026-04-01

MS-DRG 293

HospitalMedian across insurers× MedicareInsurersFile date
HonorHealth Scottsdale Osborn Medical Center Scottsdale$9,4212.2×52026-04-01
HonorHealth Scottsdale Shea Medical Center Scottsdale$9,4212.2×52026-04-01
HonorHealth Scottsdale Thompson Peak Medical Center Scottsdale$10,0212.3×42026-04-01

Questions

How much do insurers pay for heart failure (hospital stay) in Arizona?

11 Arizona hospitals post usable commercial rates for heart failure (hospital stay) in their federal price-transparency files. For inpatient stay (MS-DRG 291), the median across 11 hospitals is $22,528, 2.3× each hospital's local Medicare base rate. Your share depends on your plan's deductible and coinsurance; the surgeon and anesthesia bill separately.