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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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MS-DRG 291
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Spotsylvania Regional Medical Center median $13,321 · local Medicare $9,472 · file 2026-09-01 | |||
| Aetna | $19,891 | 2.1× | 2 |
| Bright Health | $13,321 | 1.4× | 2 |
| Cigna | $15,262 | 1.6× | 2 |
| Elevance/Anthem/Empire | $11,763 | 1.2× | 5 |
| Sentara Optima Health | $21,620 | 2.3× | 3 |
| UnitedHealthcare | $10,337 | 1.1× | 4 |
| Virginia Premier Health | $10,544 | 1.1× | 1 |
| Reston Hospital Center median $15,262 · local Medicare $9,472 · file 2026-09-01 | |||
| Aetna | $20,071 | 2.1× | 2 |
| Bright Health | $14,077 | 1.5× | 2 |
| CareFirst BCBS | $19,949 | 2.1× | 2 |
| Cigna | $15,262 | 1.6× | 2 |
| Elevance/Anthem/Empire | $17,437 | 1.8× | 5 |
| Pyramid Life | $11,759 | 1.2× | 1 |
| Sentara Optima Health | $21,620 | 2.3× | 2 |
| UnitedHealthcare | $10,690 | 1.1× | 3 |
| Virginia Premier Health | $10,904 | 1.2× | 1 |
| Stonesprings Hospital Center median $16,960 · local Medicare $9,472 · file 2026-09-01 | |||
| Aetna | $20,183 | 2.1× | 2 |
| Bright Health | $14,077 | 1.5× | 2 |
| CareFirst BCBS | $19,949 | 2.1× | 2 |
| Cigna | $15,262 | 1.6× | 2 |
| Elevance/Anthem/Empire | $18,659 | 2.0× | 5 |
| Sentara Optima Health | $21,620 | 2.3× | 2 |
| UnitedHealthcare | $10,908 | 1.2× | 3 |
| Virginia Premier Health | $11,126 | 1.2× | 1 |
| George Washington Univ Hospital median $22,950 · local Medicare $10,948 · file 2026-09-01 | |||
| Aetna | $26,365 | 2.4× | 1 |
| Cigna | $22,336 | 2.0× | 2 |
| Elevance/Anthem/Empire | $23,342 | 2.1× | 2 |
| Mdipa | $22,558 | 2.1× | 1 |
| Medstar | $15,879 | 1.5× | 1 |
| UnitedHealthcare | $38,099 | 3.5× | 2 |
| Medstar Georgetown University Hospital median $24,089 · local Medicare $10,948 · file 2026-04-01 | |||
| Aetna | $42,833 | 3.9× | 1 |
| CareFirst BCBS | $24,089 | 2.2× | 2 |
| Cigna | $36,706 | 3.4× | 2 |
| Health Care Service Corporation | $12,509 | 1.1× | 1 |
| UnitedHealthcare | $19,508 | 1.8× | 4 |
| Inova Alexandria Hospital median $25,582 · local Medicare $9,472 · file 2026-04-01 | |||
| Aetna | $25,582 | 2.7× | 3 |
| CareFirst BCBS | $21,623 | 2.3× | 2 |
| Cigna | $28,357 | 3.0× | 2 |
| Elevance/Anthem/Empire | $24,593 | 2.6× | 2 |
| Innovation | $23,919 | 2.5× | 2 |
| Sentara Health | $27,274 | 2.9× | 2 |
| UnitedHealthcare | $34,855 | 3.7× | 2 |
| Inova Mount Vernon Hospital median $25,591 · local Medicare $9,472 · file 2026-04-01 | |||
| Aetna | $25,582 | 2.7× | 3 |
| CareFirst BCBS | $21,623 | 2.3× | 2 |
| Cigna | $28,357 | 3.0× | 2 |
| Elevance/Anthem/Empire | $25,591 | 2.7× | 2 |
| Innovation | $23,919 | 2.5× | 2 |
| Sentara Health | $27,274 | 2.9× | 2 |
| UnitedHealthcare | $34,855 | 3.7× | 2 |
| Inova Loudoun Hospital median $26,242 · local Medicare $9,472 · file 2026-04-01 | |||
| Aetna | $25,582 | 2.7× | 3 |
| CareFirst BCBS | $21,623 | 2.3× | 2 |
| Cigna | $28,357 | 3.0× | 2 |
| Elevance/Anthem/Empire | $26,242 | 2.8× | 2 |
| Innovation | $23,919 | 2.5× | 2 |
| Sentara Health | $27,274 | 2.9× | 2 |
| UnitedHealthcare | $34,855 | 3.7× | 2 |
| Inova Fairfax Hospital median $26,498 · local Medicare $9,472 · file 2026-04-01 | |||
| Aetna | $26,451 | 2.8× | 3 |
| CareFirst BCBS | $23,203 | 2.4× | 2 |
| Cigna | $28,775 | 3.0× | 2 |
| Elevance/Anthem/Empire | $26,498 | 2.8× | 2 |
| Innovation | $24,799 | 2.6× | 2 |
| Sentara Health | $29,646 | 3.1× | 2 |
| UnitedHealthcare | $35,286 | 3.7× | 2 |
| Inova Fair Oaks Hospital median $26,735 · local Medicare $9,472 · file 2026-04-01 | |||
| Aetna | $25,582 | 2.7× | 3 |
| CareFirst BCBS | $21,623 | 2.3× | 2 |
| Cigna | $28,357 | 3.0× | 2 |
| Elevance/Anthem/Empire | $26,735 | 2.8× | 2 |
| Innovation | $23,919 | 2.5× | 2 |
| Sentara Health | $27,274 | 2.9× | 2 |
| UnitedHealthcare | $34,855 | 3.7× | 2 |
| Medstar Washington Hospital Center median $27,032 · local Medicare $10,948 · file 2026-04-01 | |||
| Aetna | $35,216 | 3.2× | 1 |
| CareFirst BCBS | $21,210 | 1.9× | 2 |
| Cigna | $34,939 | 3.2× | 2 |
| Health Care Service Corporation | $12,997 | 1.2× | 1 |
| Kaiser Permanente | $27,032 | 2.5× | 1 |
| Mamsi | $32,537 | 3.0× | 1 |
| UnitedHealthcare | $23,536 | 2.1× | 4 |
MS-DRG 292
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Spotsylvania Regional Medical Center median $8,981 · local Medicare $6,264 · file 2026-09-01 | |||
| Aetna | $18,224 | 2.9× | 2 |
| Bright Health | $8,981 | 1.4× | 2 |
| Cigna | $10,093 | 1.6× | 2 |
| Elevance/Anthem/Empire | $7,779 | 1.2× | 5 |
| Sentara Optima Health | $21,620 | 3.5× | 3 |
| UnitedHealthcare | $7,072 | 1.1× | 4 |
| Virginia Premier Health | $7,214 | 1.2× | 1 |
| Reston Hospital Center median $10,093 · local Medicare $6,264 · file 2026-09-01 | |||
| Aetna | $18,358 | 2.9× | 2 |
| Bright Health | $9,490 | 1.5× | 2 |
| CareFirst BCBS | $13,193 | 2.1× | 2 |
| Cigna | $10,093 | 1.6× | 2 |
| Elevance/Anthem/Empire | $11,531 | 1.8× | 5 |
| Pyramid Life | $8,070 | 1.3× | 1 |
| Sentara Optima Health | $21,620 | 3.5× | 2 |
| UnitedHealthcare | $7,336 | 1.2× | 3 |
| Virginia Premier Health | $7,483 | 1.2× | 1 |
| Stonesprings Hospital Center median $11,216 · local Medicare $6,264 · file 2026-09-01 | |||
| Aetna | $18,509 | 3.0× | 2 |
| Bright Health | $9,490 | 1.5× | 2 |
| CareFirst BCBS | $13,193 | 2.1× | 2 |
| Cigna | $10,093 | 1.6× | 2 |
| Elevance/Anthem/Empire | $12,339 | 2.0× | 5 |
| Sentara Optima Health | $21,620 | 3.5× | 2 |
| UnitedHealthcare | $7,632 | 1.2× | 3 |
| Virginia Premier Health | $7,784 | 1.2× | 1 |
| George Washington Univ Hospital median $15,178 · local Medicare $7,240 · file 2026-09-01 | |||
| Aetna | $17,436 | 2.4× | 1 |
| Cigna | $14,771 | 2.0× | 2 |
| Elevance/Anthem/Empire | $15,437 | 2.1× | 2 |
| Mdipa | $14,918 | 2.1× | 1 |
| Medstar | $10,699 | 1.5× | 1 |
| UnitedHealthcare | $25,196 | 3.5× | 2 |
| Medstar Georgetown University Hospital median $15,931 · local Medicare $7,240 · file 2026-04-01 | |||
| Aetna | $28,326 | 3.9× | 1 |
| CareFirst BCBS | $15,931 | 2.2× | 2 |
| Cigna | $24,275 | 3.4× | 2 |
| Health Care Service Corporation | $8,434 | 1.2× | 1 |
| UnitedHealthcare | $12,978 | 1.8× | 4 |
| Inova Alexandria Hospital median $16,885 · local Medicare $6,264 · file 2026-04-01 | |||
| Aetna | $16,885 | 2.7× | 3 |
| CareFirst BCBS | $14,300 | 2.3× | 2 |
| Cigna | $18,716 | 3.0× | 2 |
| Elevance/Anthem/Empire | $16,232 | 2.6× | 2 |
| Innovation | $15,787 | 2.5× | 2 |
| Sentara Health | $18,002 | 2.9× | 2 |
| UnitedHealthcare | $23,005 | 3.7× | 2 |
| Inova Mount Vernon Hospital median $16,891 · local Medicare $6,264 · file 2026-04-01 | |||
| Aetna | $16,885 | 2.7× | 3 |
| CareFirst BCBS | $14,300 | 2.3× | 2 |
| Cigna | $18,716 | 3.0× | 2 |
| Elevance/Anthem/Empire | $16,891 | 2.7× | 2 |
| Innovation | $15,787 | 2.5× | 2 |
| Sentara Health | $18,002 | 2.9× | 2 |
| UnitedHealthcare | $23,005 | 3.7× | 2 |
| Inova Loudoun Hospital median $17,320 · local Medicare $6,264 · file 2026-04-01 | |||
| Aetna | $16,885 | 2.7× | 3 |
| CareFirst BCBS | $14,300 | 2.3× | 2 |
| Cigna | $18,716 | 3.0× | 2 |
| Elevance/Anthem/Empire | $17,320 | 2.8× | 2 |
| Innovation | $15,787 | 2.5× | 2 |
| Sentara Health | $18,002 | 2.9× | 2 |
| UnitedHealthcare | $23,005 | 3.7× | 2 |
| Inova Fairfax Hospital median $17,489 · local Medicare $6,264 · file 2026-04-01 | |||
| Aetna | $17,458 | 2.8× | 3 |
| CareFirst BCBS | $15,345 | 2.4× | 2 |
| Cigna | $18,992 | 3.0× | 2 |
| Elevance/Anthem/Empire | $17,489 | 2.8× | 2 |
| Innovation | $16,368 | 2.6× | 2 |
| Sentara Health | $19,567 | 3.1× | 2 |
| UnitedHealthcare | $23,289 | 3.7× | 2 |
| Inova Fair Oaks Hospital median $17,646 · local Medicare $6,264 · file 2026-04-01 | |||
| Aetna | $16,885 | 2.7× | 3 |
| CareFirst BCBS | $14,300 | 2.3× | 2 |
| Cigna | $18,716 | 3.0× | 2 |
| Elevance/Anthem/Empire | $17,646 | 2.8× | 2 |
| Innovation | $15,787 | 2.5× | 2 |
| Sentara Health | $18,002 | 2.9× | 2 |
| UnitedHealthcare | $23,005 | 3.7× | 2 |
| Medstar Washington Hospital Center median $17,877 · local Medicare $7,240 · file 2026-04-01 | |||
| Aetna | $23,289 | 3.2× | 1 |
| CareFirst BCBS | $14,026 | 1.9× | 2 |
| Cigna | $23,106 | 3.2× | 2 |
| Health Care Service Corporation | $8,834 | 1.2× | 1 |
| Kaiser Permanente | $17,877 | 2.5× | 1 |
| Mamsi | $21,517 | 3.0× | 1 |
| UnitedHealthcare | $15,680 | 2.2× | 4 |
MS-DRG 293
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Spotsylvania Regional Medical Center median $5,832 · local Medicare $4,176 · file 2026-09-01 | |||
| Aetna | $17,138 | 4.1× | 2 |
| Bright Health | $5,832 | 1.4× | 2 |
| Cigna | $6,729 | 1.6× | 2 |
| Elevance/Anthem/Empire | $5,186 | 1.2× | 5 |
| Sentara Optima Health | $21,620 | 5.2× | 3 |
| UnitedHealthcare | $4,947 | 1.2× | 4 |
| Virginia Premier Health | $5,046 | 1.2× | 1 |
| Reston Hospital Center median $6,729 · local Medicare $4,176 · file 2026-09-01 | |||
| Aetna | $17,244 | 4.1× | 2 |
| Bright Health | $6,163 | 1.5× | 2 |
| CareFirst BCBS | $8,795 | 2.1× | 2 |
| Cigna | $6,729 | 1.6× | 2 |
| Elevance/Anthem/Empire | $7,687 | 1.8× | 5 |
| Pyramid Life | $5,668 | 1.4× | 1 |
| Sentara Optima Health | $21,620 | 5.2× | 2 |
| UnitedHealthcare | $5,153 | 1.2× | 3 |
| Virginia Premier Health | $5,256 | 1.3× | 1 |
| Stonesprings Hospital Center median $7,478 · local Medicare $4,176 · file 2026-09-01 | |||
| Aetna | $17,420 | 4.2× | 2 |
| Bright Health | $6,163 | 1.5× | 2 |
| CareFirst BCBS | $8,795 | 2.1× | 2 |
| Cigna | $6,729 | 1.6× | 2 |
| Elevance/Anthem/Empire | $8,226 | 2.0× | 5 |
| Sentara Optima Health | $21,620 | 5.2× | 2 |
| UnitedHealthcare | $5,499 | 1.3× | 3 |
| Virginia Premier Health | $5,609 | 1.3× | 1 |
| George Washington Univ Hospital median $10,118 · local Medicare $4,827 · file 2026-09-01 | |||
| Aetna | $11,624 | 2.4× | 1 |
| Cigna | $9,847 | 2.0× | 2 |
| Elevance/Anthem/Empire | $10,291 | 2.1× | 2 |
| Mdipa | $9,945 | 2.1× | 1 |
| Medstar | $7,326 | 1.5× | 1 |
| UnitedHealthcare | $16,797 | 3.5× | 2 |
| Medstar Georgetown University Hospital median $10,620 · local Medicare $4,827 · file 2026-04-01 | |||
| Aetna | $18,884 | 3.9× | 1 |
| CareFirst BCBS | $10,620 | 2.2× | 2 |
| Cigna | $16,183 | 3.4× | 2 |
| Health Care Service Corporation | $5,782 | 1.2× | 1 |
| UnitedHealthcare | $8,729 | 1.8× | 4 |
| Inova Alexandria Hospital median $10,758 · local Medicare $4,176 · file 2026-04-01 | |||
| Aetna | $10,758 | 2.6× | 3 |
| CareFirst BCBS | $9,533 | 2.3× | 2 |
| Cigna | $11,925 | 2.9× | 2 |
| Elevance/Anthem/Empire | $10,342 | 2.5× | 2 |
| Innovation | $10,058 | 2.4× | 2 |
| Sentara Health | $11,469 | 2.7× | 2 |
| UnitedHealthcare | $14,657 | 3.5× | 2 |
| Inova Mount Vernon Hospital median $10,762 · local Medicare $4,176 · file 2026-04-01 | |||
| Aetna | $10,758 | 2.6× | 3 |
| CareFirst BCBS | $9,533 | 2.3× | 2 |
| Cigna | $11,925 | 2.9× | 2 |
| Elevance/Anthem/Empire | $10,762 | 2.6× | 2 |
| Innovation | $10,058 | 2.4× | 2 |
| Sentara Health | $11,469 | 2.7× | 2 |
| UnitedHealthcare | $14,657 | 3.5× | 2 |
| Inova Loudoun Hospital median $11,035 · local Medicare $4,176 · file 2026-04-01 | |||
| Aetna | $10,758 | 2.6× | 3 |
| CareFirst BCBS | $9,533 | 2.3× | 2 |
| Cigna | $11,925 | 2.9× | 2 |
| Elevance/Anthem/Empire | $11,035 | 2.6× | 2 |
| Innovation | $10,058 | 2.4× | 2 |
| Sentara Health | $11,469 | 2.7× | 2 |
| UnitedHealthcare | $14,657 | 3.5× | 2 |
| Inova Fairfax Hospital median $11,143 · local Medicare $4,176 · file 2026-04-01 | |||
| Aetna | $11,123 | 2.7× | 3 |
| CareFirst BCBS | $10,230 | 2.4× | 2 |
| Cigna | $12,100 | 2.9× | 2 |
| Elevance/Anthem/Empire | $11,143 | 2.7× | 2 |
| Innovation | $10,429 | 2.5× | 2 |
| Sentara Health | $12,467 | 3.0× | 2 |
| UnitedHealthcare | $14,838 | 3.6× | 2 |
| Inova Fair Oaks Hospital median $11,243 · local Medicare $4,176 · file 2026-04-01 | |||
| Aetna | $10,758 | 2.6× | 3 |
| CareFirst BCBS | $9,533 | 2.3× | 2 |
| Cigna | $11,925 | 2.9× | 2 |
| Elevance/Anthem/Empire | $11,243 | 2.7× | 2 |
| Innovation | $10,058 | 2.4× | 2 |
| Sentara Health | $11,469 | 2.7× | 2 |
| UnitedHealthcare | $14,657 | 3.5× | 2 |
| Medstar Washington Hospital Center median $11,918 · local Medicare $4,827 · file 2026-04-01 | |||
| Aetna | $15,526 | 3.2× | 1 |
| CareFirst BCBS | $9,351 | 1.9× | 2 |
| Cigna | $15,404 | 3.2× | 2 |
| Health Care Service Corporation | $6,124 | 1.3× | 1 |
| Kaiser Permanente | $11,918 | 2.5× | 1 |
| Mamsi | $14,345 | 3.0× | 1 |
| UnitedHealthcare | $10,566 | 2.2× | 4 |
Questions
How much does heart failure (hospital stay) cost with commercial insurance in Washington DC?
11 Washington DC hospitals post usable commercial rates for inpatient stay (MS-DRG 291). The median across hospitals is $25,582; hospital medians range from $13,321 to $27,032. Your cost depends on your plan's deductible and coinsurance.