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Heart failure (hospital stay) in Indianapolis IN

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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MS-DRG 291

Hospital · insurerRate× MedicarePlans
Ascension St Vincent Carmel median $13,700 · local Medicare $9,708 · file 2026-01-01
Aetna$11,2311.2×1
Cigna$15,5201.6×4
Elevance/Anthem/Empire$17,2331.8×17
Encore (rental network)$13,4001.4×1
Encore Exclusive (rental network)$13,4001.4×1
Humana$13,4691.4×6
One Health Plan$11,5001.2×1
Prohealth$7,9400.8×3
SIHO PPO$15,0001.5×1
Sagamore Plus Drg$19,6072.0×1
Smarthealth PPO/Hdhp 20161001$13,7001.4×1
Suburban TPA$7,9400.8×1
Suburban/Sho$7,9400.8×2
Unified Zionsville$13,9651.4×3
UnitedHealthcare$18,5091.9×3
Ascension St Vincent Fishers median $14,732 · local Medicare $9,708 · file 2026-01-01
Aetna$11,2311.2×1
Cigna$15,5201.6×4
Elevance/Anthem/Empire$17,2331.8×17
Encore (rental network)$13,4001.4×1
Encore Exclusive (rental network)$13,4001.4×1
Humana$15,0021.5×4
One Health Plan$11,5001.2×1
Prohealth$7,9400.8×3
SIHO PPO$15,0001.5×1
Sagamore Plus Drg$19,6072.0×1
Smarthealth PPO/Hdhp 20161001$13,7001.4×1
Suburban/Sho$7,9400.8×2
Unified Zionsville$14,4641.5×2
UnitedHealthcare$18,5091.9×3
Ascension St Vincent Anderson median $15,000 · local Medicare $9,708 · file 2026-01-01
Aetna$11,2311.2×1
Cigna$17,5621.8×3
Elevance/Anthem/Empire$15,8941.6×12
Encore (rental network)$13,4001.4×1
Encore Exclusive (rental network)$13,4001.4×1
Humana$15,0021.5×4
One Health Plan$11,5001.2×1
Prohealth$7,9400.8×3
SIHO PPO$15,0001.5×1
Sagamore Plus Drg$19,6072.0×1
Smarthealth PPO/Hdhp 20161001$13,7001.4×1
Suburban/Sho$7,9400.8×3
Unified Group Services$18,2111.9×1
Unified Zionsville$13,9651.4×3
UnitedHealthcare$18,5091.9×1
Hendricks Regional Health median $23,500 · local Medicare $9,708 · file 2026-05-20
Cigna$39,4694.1×1
Elevance/Anthem/Empire$16,6601.7×3
Sagamore Health Incumbent Program$23,5002.4×1
SagamoreHealth Network$24,7362.5×1
UnitedHealthcare$18,6461.9×2
Franciscan Health Mooresville median $29,102 · local Medicare $9,708 · file 2026-01-01
Aetna$32,6193.4×3
BCBS (other)$29,1023.0×1
BCBS IL$29,1023.0×1
Elevance/Anthem/Empire$29,1023.0×7
UnitedHealthcare$25,2192.6×7
Franciscan Health Indianapolis median $29,102 · local Medicare $9,708 · file 2026-01-01
Aetna$32,6193.4×3
BCBS (other)$29,1023.0×1
BCBS IL$29,1023.0×1
Elevance/Anthem/Empire$29,1023.0×7

MS-DRG 292

Hospital · insurerRate× MedicarePlans
Ascension St Vincent Carmel median $13,700 · local Medicare $6,420 · file 2026-01-01
Aetna$11,2311.7×1
Cigna$15,5202.4×4
Elevance/Anthem/Empire$17,2332.7×17
Encore (rental network)$13,4002.1×1
Encore Exclusive (rental network)$13,4002.1×1
Humana$13,4692.1×6
One Health Plan$11,5001.8×1
Prohealth$7,9401.2×3
SIHO PPO$15,0002.3×1
Sagamore Plus Drg$19,6073.1×1
Smarthealth PPO/Hdhp 20161001$13,7002.1×1
Suburban TPA$7,9401.2×1
Suburban/Sho$7,9401.2×2
Unified Zionsville$13,9652.2×3
UnitedHealthcare$18,5092.9×3
Ascension St Vincent Fishers median $14,732 · local Medicare $6,420 · file 2026-01-01
Aetna$11,2311.7×1
Cigna$15,5202.4×4
Elevance/Anthem/Empire$17,2332.7×17
Encore (rental network)$13,4002.1×1
Encore Exclusive (rental network)$13,4002.1×1
Humana$15,0022.3×4
One Health Plan$11,5001.8×1
Prohealth$7,9401.2×3
SIHO PPO$15,0002.3×1
Sagamore Plus Drg$19,6073.1×1
Smarthealth PPO/Hdhp 20161001$13,7002.1×1
Suburban/Sho$7,9401.2×2
Unified Zionsville$14,4642.3×2
UnitedHealthcare$18,5092.9×3
Ascension St Vincent Anderson median $15,000 · local Medicare $6,420 · file 2026-01-01
Aetna$11,2311.7×1
Cigna$17,5622.7×3
Elevance/Anthem/Empire$15,8942.5×12
Encore (rental network)$13,4002.1×1
Encore Exclusive (rental network)$13,4002.1×1
Humana$15,0022.3×4
One Health Plan$11,5001.8×1
Prohealth$7,9401.2×3
SIHO PPO$15,0002.3×1
Sagamore Plus Drg$19,6073.1×1
Smarthealth PPO/Hdhp 20161001$13,7002.1×1
Suburban/Sho$7,9401.2×3
Unified Group Services$18,2112.8×1
Unified Zionsville$13,9652.2×3
UnitedHealthcare$18,5092.9×1
Hendricks Regional Health median $15,541 · local Medicare $6,420 · file 2026-05-20
Cigna$26,1024.1×1
Elevance/Anthem/Empire$11,0181.7×3
Sagamore Health Incumbent Program$15,5412.4×1
SagamoreHealth Network$16,3592.5×1
UnitedHealthcare$12,3311.9×2
Franciscan Health Mooresville median $19,246 · local Medicare $6,420 · file 2026-01-01
Aetna$21,5713.4×3
BCBS (other)$19,2463.0×1
BCBS IL$19,2463.0×1
Elevance/Anthem/Empire$19,2463.0×7
Franciscan Health Indianapolis median $19,246 · local Medicare $6,420 · file 2026-01-01
Aetna$21,5713.4×3
BCBS (other)$19,2463.0×1
BCBS IL$19,2463.0×1
Elevance/Anthem/Empire$19,2463.0×7
UnitedHealthcare$16,6782.6×6

MS-DRG 293

Hospital · insurerRate× MedicarePlans
Hendricks Regional Health median $10,361 · local Medicare $4,280 · file 2026-05-20
Cigna$17,4014.1×1
Elevance/Anthem/Empire$7,3451.7×3
Sagamore Health Incumbent Program$10,3612.4×1
SagamoreHealth Network$10,9062.5×1
UnitedHealthcare$8,2211.9×2
Franciscan Health Indianapolis median $12,831 · local Medicare $4,280 · file 2026-01-01
Aetna$14,3813.4×3
BCBS (other)$12,8313.0×1
BCBS IL$12,8313.0×1
Elevance/Anthem/Empire$12,8313.0×7
UnitedHealthcare$11,1182.6×6
Ascension St Vincent Carmel median $13,700 · local Medicare $4,280 · file 2026-01-01
Aetna$11,2312.6×1
Cigna$15,5203.6×4
Elevance/Anthem/Empire$17,2334.0×17
Encore (rental network)$13,4003.1×1
Encore Exclusive (rental network)$13,4003.1×1
Humana$13,4693.1×6
One Health Plan$11,5002.7×1
Prohealth$7,9401.9×3
SIHO PPO$15,0003.5×1
Sagamore Plus Drg$19,6074.6×1
Smarthealth PPO/Hdhp 20161001$13,7003.2×1
Suburban TPA$7,9401.9×1
Suburban/Sho$7,9401.9×2
Unified Zionsville$13,9653.3×3
UnitedHealthcare$18,5094.3×3
Ascension St Vincent Fishers median $14,732 · local Medicare $4,280 · file 2026-01-01
Aetna$11,2312.6×1
Cigna$15,5203.6×4
Elevance/Anthem/Empire$17,2334.0×17
Encore (rental network)$13,4003.1×1
Encore Exclusive (rental network)$13,4003.1×1
Humana$15,0023.5×4
One Health Plan$11,5002.7×1
Prohealth$7,9401.9×3
SIHO PPO$15,0003.5×1
Sagamore Plus Drg$19,6074.6×1
Smarthealth PPO/Hdhp 20161001$13,7003.2×1
Suburban/Sho$7,9401.9×2
Unified Zionsville$14,4643.4×2
UnitedHealthcare$18,5094.3×3
Ascension St Vincent Anderson median $15,000 · local Medicare $4,280 · file 2026-01-01
Aetna$11,2312.6×1
Cigna$17,5624.1×3
Elevance/Anthem/Empire$15,8943.7×12
Encore (rental network)$13,4003.1×1
Encore Exclusive (rental network)$13,4003.1×1
Humana$15,0023.5×4
One Health Plan$11,5002.7×1
Prohealth$7,9401.9×3
SIHO PPO$15,0003.5×1
Sagamore Plus Drg$19,6074.6×1
Smarthealth PPO/Hdhp 20161001$13,7003.2×1
Suburban/Sho$7,9401.9×3
Unified Group Services$18,2114.3×1
Unified Zionsville$13,9653.3×3
UnitedHealthcare$18,5094.3×1

Questions

How much does heart failure (hospital stay) cost with commercial insurance in Indianapolis IN?

6 Indianapolis IN hospitals post usable commercial rates for inpatient stay (MS-DRG 291). The median across hospitals is $19,250; hospital medians range from $13,700 to $29,102. Your cost depends on your plan's deductible and coinsurance.