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Heart failure (hospital stay) in Michigan: what insurers pay

Posted commercial rates at 18 Michigan hospitals, each next to its own Medicare base rate.

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MS-DRG 291

HospitalMedian across insurers× MedicareInsurersFile date
Henry Ford Health -St John Hospital Detroit$9,4101.0×42026-01-01
Mclaren Lapeer Region Lapeer$16,1501.8×12025-12-31
Henry Ford Health Macomb Hospital Clinton Township$17,0151.9×32026-06-28
Corewell Health Beaumont Grosse Pointe Hospital Grosse Pointe$17,9832.0×32026-05-01
Corewell Health William Beaumont University Hospit Royal Oak$17,9832.0×32026-05-01
Corewell Health Beaumont Troy Hospital Troy$17,9832.0×32026-05-01
Corewell Health Wayne Hospital Wayne$17,9832.0×32026-05-01
Corewell Health Farmington Hills Hospital Farmington Hills$17,9832.0×42026-05-01
Corewell Health Trenton Hospital Trenton$17,9832.0×32026-05-01
Corewell Health Dearborn Hospital Dearborn$19,5392.1×22026-05-01
Mclaren Port Huron Port Huron$19,5912.1×12025-12-31
Henry Ford Health Rochester Hospital Rochester$23,5442.6×12026-01-01
Huron Valley-Sinai Hospital Commerce Township$24,1182.6×22026-05-20
Harper University Hospital Detroit$24,3562.7×22026-09-02
Trinity Health Livonia Hospital Livonia$27,6363.0×162026-03-31
Trinity Health Livingston Hospital Howell$29,2623.2×162026-03-31
Henry Ford Health Hospital Detroit$29,8043.3×32026-06-28

MS-DRG 292

HospitalMedian across insurers× MedicareInsurersFile date
Corewell Health Beaumont Grosse Pointe Hospital Grosse Pointe$11,8932.0×32026-05-01
Corewell Health William Beaumont University Hospit Royal Oak$11,8932.0×32026-05-01
Corewell Health Beaumont Troy Hospital Troy$11,8932.0×32026-05-01
Corewell Health Dearborn Hospital Dearborn$13,0402.2×22026-05-01
Mclaren Port Huron Port Huron$13,1762.2×12025-12-31
Trinity Health Oakland Hospital Pontiac$15,0152.5×172026-03-31
Henry Ford Health Rochester Hospital Rochester$15,8352.6×12026-01-01
Harper University Hospital Detroit$16,2582.7×22026-09-02

MS-DRG 293

HospitalMedian across insurers× MedicareInsurersFile date
Corewell Health Beaumont Grosse Pointe Hospital Grosse Pointe$7,9292.0×32026-05-01
Corewell Health William Beaumont University Hospit Royal Oak$7,9292.0×32026-05-01
Corewell Health Beaumont Troy Hospital Troy$7,9292.0×32026-05-01
Corewell Health Dearborn Hospital Dearborn$8,6162.1×22026-05-01
Trinity Health Oakland Hospital Pontiac$9,8452.5×172026-03-31
Henry Ford Health Rochester Hospital Rochester$10,3822.6×12026-01-01
Harper University Hospital Detroit$10,7392.7×22026-09-02

Questions

How much do insurers pay for heart failure (hospital stay) in Michigan?

18 Michigan hospitals post usable commercial rates for heart failure (hospital stay) in their federal price-transparency files. For inpatient stay (MS-DRG 291), the median across 17 hospitals is $17,983, 2.0× each hospital's local Medicare base rate. Your share depends on your plan's deductible and coinsurance; the surgeon and anesthesia bill separately.