Posted commercial rates at 23 New Jersey hospitals, each next to its own Medicare base rate.
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| Hospital | Median across insurers | × Medicare | Insurers | File date |
|---|---|---|---|---|
| Shore Medical Center Somers Point | $12,179 | 1.2× | 4 | 2026-08-30 |
| Valley Hospital Paramus | $15,474 | 1.4× | 2 | 2026-05-06 |
| Englewood Hospital Englewood | $17,836 | 1.6× | 12 | 2026-02-02 |
| St Mary'S General Hospital Passaic | $20,924 | 1.9× | 6 | 2026-09-01 |
| St Luke'S Warren Hospital Phillipsburg | $21,190 | 2.0× | 5 | 2026-02-27 |
| Capital Health Medical Center - Hopewell Pennington | $21,526 | 2.1× | 1 | 2026-06-24 |
| Capital Health Regional Medical Center Trenton | $21,526 | 2.1× | 1 | 2026-06-24 |
| Jefferson Stratford Hospital Stratford | $22,424 | 2.2× | 8 | 2026-09-15 |
| Deborah Heart And Lung Center Browns Mills | $22,541 | 2.2× | 3 | 2026-02-26 |
| University Hospital Newark | $22,822 | 2.2× | 4 | 2026-08-13 |
| Virtua Willingboro Hospital Willingboro | $22,849 | 2.2× | 9 | 2026-04-01 |
| Virtua Our Lady Of Lourdes Hospital Camden | $24,966 | 2.4× | 9 | 2026-04-01 |
| Virtua Mount Holly Hospital Mount Holly | $26,745 | 2.6× | 9 | 2026-04-01 |
| Hackettstown Medical Center Hackettstown | $27,274 | 2.6× | 21 | 2026-04-01 |
| Chilton Medical Center Pompton Plains | $27,842 | 2.7× | 20 | 2026-04-01 |
| Newton Medical Center Newton | $28,410 | 2.7× | 21 | 2026-04-01 |
| Overlook Medical Center Summit | $29,262 | 2.8× | 20 | 2026-04-01 |
| Centrastate Medical Center Freehold | $29,262 | 2.8× | 13 | 2026-01-01 |
| Palisades Medical Center North Bergen | $31,162 | 2.8× | 8 | 2025-12-31 |
| Morristown Medical Center Morristown | $31,575 | 3.0× | 5 | 2026-04-01 |
| St Joseph'S University Medical Center Inc Paterson | $32,812 | 3.0× | 5 | 2026-04-24 |
| Inspira Medical Center Vineland Vineland | $37,683 | 3.6× | 6 | 2026-03-24 |
| Inspira Medical Center Mullica Hill Mullica Hill | $37,683 | 3.6× | 6 | 2026-03-24 |
| Hospital | Median across insurers | × Medicare | Insurers | File date |
|---|---|---|---|---|
| Shore Medical Center Somers Point | $8,112 | 1.2× | 4 | 2026-08-30 |
| Englewood Hospital Englewood | $11,804 | 1.6× | 12 | 2026-02-02 |
| Valley Hospital Paramus | $12,394 | 1.7× | 2 | 2026-05-06 |
| St Luke'S Warren Hospital Phillipsburg | $14,013 | 2.0× | 5 | 2026-02-27 |
| St Mary'S General Hospital Passaic | $14,180 | 1.9× | 6 | 2026-09-01 |
| Capital Health Medical Center - Hopewell Pennington | $14,655 | 2.1× | 1 | 2026-06-24 |
| Capital Health Regional Medical Center Trenton | $14,655 | 2.1× | 1 | 2026-06-24 |
| Jefferson Stratford Hospital Stratford | $14,830 | 2.2× | 8 | 2026-09-15 |
| University Hospital Newark | $15,093 | 2.2× | 4 | 2026-08-13 |
| Deborah Heart And Lung Center Browns Mills | $15,166 | 2.2× | 3 | 2026-02-26 |
| Virtua Willingboro Hospital Willingboro | $15,405 | 2.2× | 9 | 2026-04-01 |
| Virtua Our Lady Of Lourdes Hospital Camden | $16,777 | 2.4× | 9 | 2026-04-01 |
| Virtua Mount Holly Hospital Mount Holly | $17,687 | 2.6× | 9 | 2026-04-01 |
| Chilton Medical Center Pompton Plains | $18,770 | 2.7× | 20 | 2026-04-01 |
| Overlook Medical Center Summit | $19,024 | 2.8× | 20 | 2026-04-01 |
| Centrastate Medical Center Freehold | $19,351 | 2.8× | 13 | 2026-01-01 |
| Palisades Medical Center North Bergen | $20,567 | 2.8× | 8 | 2025-12-31 |
| Morristown Medical Center Morristown | $21,287 | 3.1× | 5 | 2026-04-01 |
| Hackettstown Medical Center Hackettstown | $21,546 | 3.1× | 21 | 2026-04-01 |
| St Joseph'S University Medical Center Inc Paterson | $22,993 | 3.2× | 5 | 2026-04-24 |
| Newton Medical Center Newton | $23,074 | 3.4× | 22 | 2026-04-01 |
| Inspira Medical Center Vineland Vineland | $25,314 | 3.7× | 6 | 2026-03-24 |
| Inspira Medical Center Mullica Hill Mullica Hill | $25,314 | 3.7× | 6 | 2026-03-24 |
| Hospital | Median across insurers | × Medicare | Insurers | File date |
|---|---|---|---|---|
| Shore Medical Center Somers Point | $5,464 | 1.2× | 4 | 2026-08-30 |
| St Luke'S Warren Hospital Phillipsburg | $9,342 | 2.0× | 5 | 2026-02-27 |
| Englewood Hospital Englewood | $9,464 | 1.9× | 12 | 2026-02-02 |
| St Mary'S General Hospital Passaic | $9,790 | 2.0× | 6 | 2026-09-01 |
| Jefferson Stratford Hospital Stratford | $9,886 | 2.2× | 8 | 2026-09-15 |
| Capital Health Medical Center - Hopewell Pennington | $10,012 | 2.2× | 1 | 2026-06-24 |
| Capital Health Regional Medical Center Trenton | $10,012 | 2.2× | 1 | 2026-06-24 |
| University Hospital Newark | $10,062 | 2.2× | 4 | 2026-08-13 |
| Valley Hospital Paramus | $10,466 | 2.2× | 2 | 2026-05-06 |
| Virtua Willingboro Hospital Willingboro | $10,559 | 2.3× | 9 | 2026-04-01 |
| Deborah Heart And Lung Center Browns Mills | $10,976 | 2.4× | 3 | 2026-02-26 |
| Virtua Our Lady Of Lourdes Hospital Camden | $11,448 | 2.5× | 9 | 2026-04-01 |
| Virtua Mount Holly Hospital Mount Holly | $11,791 | 2.6× | 9 | 2026-04-01 |
| Palisades Medical Center North Bergen | $13,104 | 2.7× | 8 | 2025-12-31 |
| St Joseph'S University Medical Center Inc Paterson | $16,206 | 3.3× | 5 | 2026-04-24 |
| Inspira Medical Center Vineland Vineland | $17,104 | 3.7× | 6 | 2026-03-24 |
| Inspira Medical Center Mullica Hill Mullica Hill | $17,104 | 3.7× | 6 | 2026-03-24 |
| Overlook Medical Center Summit | $25,404 | 5.5× | 20 | 2026-04-01 |
| Newton Medical Center Newton | $26,706 | 5.8× | 22 | 2026-04-01 |
| Hackettstown Medical Center Hackettstown | $26,706 | 5.8× | 21 | 2026-04-01 |
| Chilton Medical Center Pompton Plains | $27,274 | 6.0× | 20 | 2026-04-01 |
| Centrastate Medical Center Freehold | $29,262 | 6.4× | 13 | 2026-01-01 |
| Morristown Medical Center Morristown | $31,575 | 6.9× | 4 | 2026-04-01 |
23 New Jersey hospitals post usable commercial rates for heart failure (hospital stay) in their federal price-transparency files. For inpatient stay (MS-DRG 291), the median across 23 hospitals is $24,966, 2.4× each hospital's local Medicare base rate. Your share depends on your plan's deductible and coinsurance; the surgeon and anesthesia bill separately.