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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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MS-DRG 291
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| TriStar Summit Medical Center median $11,064 · local Medicare $8,748 · file 2026-09-01 | |||
| Aetna | $10,401 | 1.2× | 5 |
| BCBS TN | $15,311 | 1.8× | 2 |
| Bright Health | $11,162 | 1.3× | 5 |
| Cigna | $17,952 | 2.1× | 2 |
| Elevance/Anthem/Empire | $7,208 | 0.8× | 1 |
| Humana | $10,298 | 1.2× | 1 |
| MultiPlan/PHCS (rental network) | $17,574 | 2.0× | 1 |
| Odyssey Healthcare | $10,298 | 1.2× | 1 |
| Oscar | $14,761 | 1.7× | 1 |
| UnitedHealthcare | $17,098 | 2.0× | 5 |
| Zing | $10,967 | 1.3× | 2 |
| TriStar Hendersonville Medical Center median $11,162 · local Medicare $8,748 · file 2026-09-01 | |||
| Aetna | $10,370 | 1.2× | 5 |
| BCBS TN | $22,647 | 2.6× | 1 |
| Bright Health | $11,162 | 1.3× | 5 |
| Cigna | $17,952 | 2.1× | 2 |
| Elevance/Anthem/Empire | $7,187 | 0.8× | 1 |
| Humana | $10,267 | 1.2× | 1 |
| Oscar | $14,761 | 1.7× | 1 |
| UnitedHealthcare | $17,098 | 2.0× | 5 |
| Zing | $10,935 | 1.3× | 2 |
| TriStar StoneCrest Medical Center median $11,805 · local Medicare $8,748 · file 2026-09-01 | |||
| Aetna | $11,492 | 1.3× | 5 |
| BCBS TN | $22,647 | 2.6× | 1 |
| Bright Health | $11,264 | 1.3× | 5 |
| Cigna | $17,952 | 2.1× | 2 |
| Elevance/Anthem/Empire | $7,965 | 0.9× | 1 |
| Humana | $11,378 | 1.3× | 1 |
| Odyssey Healthcare | $11,378 | 1.3× | 1 |
| Oscar | $14,761 | 1.7× | 1 |
| UnitedHealthcare | $17,098 | 2.0× | 5 |
| Zing | $12,118 | 1.4× | 2 |
| TriStar Skyline Medical Center median $11,988 · local Medicare $8,748 · file 2026-09-01 | |||
| Aetna | $11,670 | 1.3× | 5 |
| BCBS TN | $15,062 | 1.7× | 2 |
| Bright Health | $11,439 | 1.3× | 5 |
| Cigna | $17,952 | 2.1× | 2 |
| Elevance/Anthem/Empire | $7,973 | 0.9× | 1 |
| Humana | $11,555 | 1.3× | 1 |
| MultiPlan/PHCS (rental network) | $22,171 | 2.5× | 1 |
| Odyssey Healthcare | $11,555 | 1.3× | 1 |
| Oscar | $14,761 | 1.7× | 1 |
| UnitedHealthcare | $18,752 | 2.1× | 5 |
| Zing | $12,306 | 1.4× | 2 |
| Ascension Saint Thomas Hospital (Midtown + West) median $13,518 · local Medicare $8,748 · file 2026-01-01 | |||
| Aetna | $19,970 | 2.3× | 5 |
| BCBS TN | $17,148 | 2.0× | 14 |
| Cigna | $13,518 | 1.5× | 20 |
| Covid Uninsured Test Fund | $7,802 | 0.9× | 2 |
| Health 2 Business | $18,108 | 2.1× | 3 |
| Humana | $11,267 | 1.3× | 2 |
| MultiPlan/PHCS (rental network) | $13,288 | 1.5× | 2 |
| Oscar | $8,272 | 0.9× | 2 |
| Smart Health | $10,900 | 1.2× | 8 |
| UnitedHealthcare | $15,974 | 1.8× | 7 |
| Ascension Saint Thomas Rutherford median $13,520 · local Medicare $8,748 · file 2026-01-01 | |||
| Aetna | $20,300 | 2.3× | 4 |
| BCBS TN | $13,390 | 1.5× | 9 |
| Cigna | $13,520 | 1.5× | 16 |
| Covid Uninsured Test Fund | $8,391 | 1.0× | 1 |
| Health 2 Business | $18,108 | 2.1× | 3 |
| Humana | $11,794 | 1.3× | 1 |
| Oscar | $8,369 | 1.0× | 2 |
| Smart Health | $14,253 | 1.6× | 4 |
| UnitedHealthcare | $15,974 | 1.8× | 6 |
| Vanderbilt University Medical Center median $25,052 · local Medicare $8,748 · file 2025-10-01 | |||
| Aetna | $22,527 | 2.6× | 9 |
| BCBS TN | $26,490 | 3.0× | 4 |
| Cigna | $20,635 | 2.4× | 5 |
| Commonwealth Health | $25,052 | 2.9× | 1 |
| Hpi | $25,052 | 2.9× | 1 |
| Lucent | $25,052 | 2.9× | 1 |
| MedBen | $25,052 | 2.9× | 1 |
| MultiPlan/PHCS (rental network) | $20,475 | 2.3× | 2 |
| Oscar | $27,443 | 3.1× | 1 |
| Partner Direct Health | $25,052 | 2.9× | 1 |
| UnitedHealthcare | $26,719 | 3.1× | 10 |
| Vanderbilt Wilson County Hospital median $25,052 · local Medicare $8,748 · file 2025-10-01 | |||
| Aetna | $18,112 | 2.1× | 5 |
| BCBS TN | $23,532 | 2.7× | 2 |
| Cigna | $17,135 | 2.0× | 3 |
| Commonwealth Health | $25,052 | 2.9× | 1 |
| Hpi | $25,052 | 2.9× | 1 |
| Lucent | $25,052 | 2.9× | 1 |
| MedBen | $25,052 | 2.9× | 1 |
| MultiPlan/PHCS (rental network) | $18,308 | 2.1× | 1 |
| Oscar | $27,443 | 3.1× | 1 |
| Partner Direct Health | $25,052 | 2.9× | 1 |
| UnitedHealthcare | $21,196 | 2.4× | 5 |
MS-DRG 292
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| TriStar Summit Medical Center median $7,614 · local Medicare $5,785 · file 2026-09-01 | |||
| Aetna | $7,380 | 1.3× | 5 |
| BCBS TN | $9,880 | 1.7× | 2 |
| Bright Health | $7,446 | 1.3× | 5 |
| Cigna | $17,952 | 3.1× | 2 |
| Elevance/Anthem/Empire | $5,115 | 0.9× | 1 |
| Humana | $7,306 | 1.3× | 1 |
| MultiPlan/PHCS (rental network) | $11,622 | 2.0× | 1 |
| Odyssey Healthcare | $7,306 | 1.3× | 1 |
| Oscar | $9,762 | 1.7× | 1 |
| UnitedHealthcare | $16,154 | 2.8× | 5 |
| Zing | $7,781 | 1.3× | 2 |
| TriStar Hendersonville Medical Center median $7,744 · local Medicare $5,785 · file 2026-09-01 | |||
| Aetna | $7,344 | 1.3× | 5 |
| BCBS TN | $14,526 | 2.5× | 1 |
| Bright Health | $7,446 | 1.3× | 5 |
| Cigna | $17,952 | 3.1× | 2 |
| Elevance/Anthem/Empire | $5,090 | 0.9× | 1 |
| Humana | $7,271 | 1.3× | 1 |
| Oscar | $9,762 | 1.7× | 1 |
| UnitedHealthcare | $16,154 | 2.8× | 5 |
| Zing | $7,744 | 1.3× | 2 |
| TriStar StoneCrest Medical Center median $8,606 · local Medicare $5,785 · file 2026-09-01 | |||
| Aetna | $8,378 | 1.4× | 5 |
| BCBS TN | $14,526 | 2.5× | 1 |
| Bright Health | $7,932 | 1.4× | 5 |
| Cigna | $17,952 | 3.1× | 2 |
| Elevance/Anthem/Empire | $5,807 | 1.0× | 1 |
| Humana | $8,295 | 1.4× | 1 |
| Odyssey Healthcare | $8,295 | 1.4× | 1 |
| Oscar | $9,762 | 1.7× | 1 |
| UnitedHealthcare | $16,154 | 2.8× | 5 |
| Zing | $8,834 | 1.5× | 2 |
| TriStar Skyline Medical Center median $8,780 · local Medicare $5,785 · file 2026-09-01 | |||
| Aetna | $8,547 | 1.5× | 5 |
| BCBS TN | $9,716 | 1.7× | 2 |
| Bright Health | $7,932 | 1.4× | 5 |
| Cigna | $17,952 | 3.1× | 2 |
| Elevance/Anthem/Empire | $5,839 | 1.0× | 1 |
| Humana | $8,463 | 1.5× | 1 |
| MultiPlan/PHCS (rental network) | $14,662 | 2.5× | 1 |
| Odyssey Healthcare | $8,463 | 1.5× | 1 |
| Oscar | $9,762 | 1.7× | 1 |
| UnitedHealthcare | $18,307 | 3.2× | 5 |
| Zing | $9,013 | 1.6× | 2 |
| Ascension Saint Thomas Rutherford median $10,217 · local Medicare $5,785 · file 2026-01-01 | |||
| Aetna | $20,300 | 3.5× | 4 |
| BCBS TN | $8,575 | 1.5× | 9 |
| Cigna | $10,217 | 1.8× | 16 |
| Covid Uninsured Test Fund | $5,549 | 1.0× | 1 |
| Health 2 Business | $12,087 | 2.1× | 3 |
| Humana | $11,794 | 2.0× | 1 |
| Oscar | $8,369 | 1.4× | 2 |
| Smart Health | $9,744 | 1.7× | 4 |
| UnitedHealthcare | $15,974 | 2.8× | 6 |
| Ascension Saint Thomas Hospital (Midtown + West) median $11,267 · local Medicare $5,785 · file 2026-01-01 | |||
| Aetna | $19,970 | 3.5× | 5 |
| BCBS TN | $11,810 | 2.0× | 14 |
| Cigna | $9,668 | 1.7× | 20 |
| Covid Uninsured Test Fund | $5,160 | 0.9× | 2 |
| Health 2 Business | $12,087 | 2.1× | 3 |
| Humana | $11,267 | 1.9× | 2 |
| MultiPlan/PHCS (rental network) | $13,288 | 2.3× | 2 |
| Oscar | $8,272 | 1.4× | 2 |
| Smart Health | $10,900 | 1.9× | 8 |
| UnitedHealthcare | $15,974 | 2.8× | 7 |
| Vanderbilt University Medical Center median $16,535 · local Medicare $5,785 · file 2025-10-01 | |||
| Aetna | $14,918 | 2.6× | 8 |
| BCBS TN | $16,991 | 2.9× | 4 |
| Cigna | $13,620 | 2.4× | 5 |
| Commonwealth Health | $16,535 | 2.9× | 1 |
| Hpi | $16,535 | 2.9× | 1 |
| Lucent | $16,535 | 2.9× | 1 |
| MedBen | $16,535 | 2.9× | 1 |
| MultiPlan/PHCS (rental network) | $13,540 | 2.3× | 2 |
| Oscar | $18,149 | 3.1× | 1 |
| Partner Direct Health | $16,535 | 2.9× | 1 |
| UnitedHealthcare | $17,670 | 3.1× | 10 |
| Vanderbilt Wilson County Hospital median $16,535 · local Medicare $5,785 · file 2025-10-01 | |||
| Aetna | $12,859 | 2.2× | 4 |
| BCBS TN | $15,094 | 2.6× | 2 |
| Cigna | $11,332 | 2.0× | 3 |
| Commonwealth Health | $16,535 | 2.9× | 1 |
| Hpi | $16,535 | 2.9× | 1 |
| Lucent | $16,535 | 2.9× | 1 |
| MedBen | $16,535 | 2.9× | 1 |
| MultiPlan/PHCS (rental network) | $12,108 | 2.1× | 1 |
| Oscar | $18,149 | 3.1× | 1 |
| Partner Direct Health | $16,535 | 2.9× | 1 |
| UnitedHealthcare | $14,017 | 2.4× | 5 |
MS-DRG 293
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| TriStar Summit Medical Center median $5,560 · local Medicare $3,857 · file 2026-09-01 | |||
| Aetna | $5,413 | 1.4× | 5 |
| BCBS TN | $7,154 | 1.9× | 2 |
| Bright Health | $5,200 | 1.3× | 5 |
| Cigna | $17,952 | 4.7× | 2 |
| Elevance/Anthem/Empire | $3,752 | 1.0× | 1 |
| Humana | $5,360 | 1.4× | 1 |
| MultiPlan/PHCS (rental network) | $7,748 | 2.0× | 1 |
| Odyssey Healthcare | $5,360 | 1.4× | 1 |
| Oscar | $6,508 | 1.7× | 1 |
| UnitedHealthcare | $16,153 | 4.2× | 5 |
| Zing | $5,708 | 1.5× | 2 |
| TriStar Hendersonville Medical Center median $5,667 · local Medicare $3,857 · file 2026-09-01 | |||
| Aetna | $5,374 | 1.4× | 5 |
| BCBS TN | $10,727 | 2.8× | 1 |
| Bright Health | $5,200 | 1.3× | 5 |
| Cigna | $17,952 | 4.7× | 2 |
| Elevance/Anthem/Empire | $3,725 | 1.0× | 1 |
| Humana | $5,321 | 1.4× | 1 |
| Oscar | $6,508 | 1.7× | 1 |
| UnitedHealthcare | $16,153 | 4.2× | 5 |
| Zing | $5,667 | 1.5× | 2 |
| TriStar StoneCrest Medical Center median $6,430 · local Medicare $3,857 · file 2026-09-01 | |||
| Aetna | $6,352 | 1.6× | 5 |
| BCBS TN | $10,727 | 2.8× | 1 |
| Bright Health | $5,200 | 1.3× | 5 |
| Cigna | $17,952 | 4.7× | 2 |
| Elevance/Anthem/Empire | $4,402 | 1.1× | 1 |
| Humana | $6,289 | 1.6× | 1 |
| Odyssey Healthcare | $6,289 | 1.6× | 1 |
| Oscar | $6,508 | 1.7× | 1 |
| UnitedHealthcare | $16,153 | 4.2× | 5 |
| Zing | $6,697 | 1.7× | 2 |
| TriStar Skyline Medical Center median $6,512 · local Medicare $3,857 · file 2026-09-01 | |||
| Aetna | $6,515 | 1.7× | 5 |
| BCBS TN | $7,045 | 1.8× | 2 |
| Bright Health | $5,200 | 1.3× | 5 |
| Cigna | $17,952 | 4.7× | 2 |
| Elevance/Anthem/Empire | $4,451 | 1.2× | 1 |
| Humana | $6,450 | 1.7× | 1 |
| MultiPlan/PHCS (rental network) | $9,775 | 2.5× | 1 |
| Odyssey Healthcare | $6,450 | 1.7× | 1 |
| Oscar | $6,508 | 1.7× | 1 |
| UnitedHealthcare | $18,307 | 4.7× | 5 |
| Zing | $6,870 | 1.8× | 2 |
| Ascension Saint Thomas Rutherford median $8,813 · local Medicare $3,857 · file 2026-01-01 | |||
| Aetna | $20,300 | 5.3× | 4 |
| BCBS TN | $6,322 | 1.6× | 9 |
| Cigna | $9,610 | 2.5× | 16 |
| Covid Uninsured Test Fund | $3,700 | 1.0× | 1 |
| Health 2 Business | $8,813 | 2.3× | 3 |
| Humana | $11,794 | 3.1× | 1 |
| Oscar | $8,369 | 2.2× | 2 |
| Smart Health | $7,051 | 1.8× | 4 |
| UnitedHealthcare | $15,974 | 4.1× | 6 |
| Ascension Saint Thomas Hospital (Midtown + West) median $9,507 · local Medicare $3,857 · file 2026-01-01 | |||
| Aetna | $19,970 | 5.2× | 5 |
| BCBS TN | $7,211 | 1.9× | 14 |
| Cigna | $9,507 | 2.5× | 20 |
| Covid Uninsured Test Fund | $3,440 | 0.9× | 2 |
| Health 2 Business | $8,813 | 2.3× | 3 |
| Humana | $11,267 | 2.9× | 2 |
| MultiPlan/PHCS (rental network) | $13,288 | 3.4× | 2 |
| Oscar | $8,272 | 2.1× | 2 |
| Smart Health | $10,900 | 2.8× | 8 |
| UnitedHealthcare | $15,974 | 4.1× | 7 |
| Vanderbilt University Medical Center median $10,535 · local Medicare $3,857 · file 2025-10-01 | |||
| Aetna | $9,932 | 2.6× | 9 |
| BCBS TN | $10,039 | 2.6× | 4 |
| Cigna | $8,678 | 2.2× | 5 |
| Commonwealth Health | $10,535 | 2.7× | 1 |
| Hpi | $10,535 | 2.7× | 1 |
| Lucent | $10,535 | 2.7× | 1 |
| MedBen | $10,535 | 2.7× | 1 |
| MultiPlan/PHCS (rental network) | $9,027 | 2.3× | 2 |
| Oscar | $12,099 | 3.1× | 1 |
| Partner Direct Health | $10,535 | 2.7× | 1 |
| UnitedHealthcare | $11,780 | 3.1× | 10 |
| Vanderbilt Wilson County Hospital median $10,535 · local Medicare $3,857 · file 2025-10-01 | |||
| Aetna | $7,985 | 2.1× | 5 |
| BCBS TN | $8,918 | 2.3× | 2 |
| Cigna | $7,554 | 2.0× | 3 |
| Commonwealth Health | $10,535 | 2.7× | 1 |
| Hpi | $10,535 | 2.7× | 1 |
| Lucent | $10,535 | 2.7× | 1 |
| MedBen | $10,535 | 2.7× | 1 |
| MultiPlan/PHCS (rental network) | $8,072 | 2.1× | 1 |
| Oscar | $12,099 | 3.1× | 1 |
| Partner Direct Health | $10,535 | 2.7× | 1 |
| UnitedHealthcare | $9,345 | 2.4× | 5 |
Questions
How much does heart failure (hospital stay) cost with commercial insurance in Nashville TN?
8 Nashville TN hospitals post usable commercial rates for inpatient stay (MS-DRG 291). The median across hospitals is $12,753; hospital medians range from $11,064 to $25,052. Your cost depends on your plan's deductible and coinsurance.