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Heart failure (hospital stay) in Washington: what insurers pay

Posted commercial rates at 15 Washington hospitals, each next to its own Medicare base rate.

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MS-DRG 291

HospitalMedian across insurers× MedicareInsurersFile date
Overlake Hospital Medical Center Bellevue$25,5962.4×62026-04-01
Swedish Edmonds Hospital Edmonds$26,2442.5×52026-04-01
Legacy Salmon Creek Medical Center Vancouver$27,7762.7×42026-04-01
St Anne Hospital Burien$28,5432.7×52026-02-28
Tacoma General Allenmore Hospital Tacoma$28,9442.7×62026-08-27
Multicare Auburn Medical Center Auburn$28,9442.7×62026-08-27
Multicare Covington Medical Center Covington$28,9442.7×62026-08-27
Multicare Good Samaritan Hospital Puyallup$29,0442.7×62026-08-27
St Clare Hospital Lakewood$29,5482.7×62026-02-28
St Anthony Hospital Gig Harbor$29,5482.7×62026-02-28
St Joseph Medical Center Tacoma$29,5482.7×62026-02-28
St Francis Community Hospital Federal Way$29,5482.8×62026-02-28
Swedish Issaquah Issaquah$31,1682.9×42026-04-01
Swedish Medical Center Seattle$37,0293.5×52026-04-01
Swedish Medical Center / Cherry Hill Seattle$37,0293.5×52026-04-01

MS-DRG 292

HospitalMedian across insurers× MedicareInsurersFile date
Overlake Hospital Medical Center Bellevue$16,9672.4×62026-04-01
Tacoma General Allenmore Hospital Tacoma$19,2262.7×62026-08-27
Multicare Good Samaritan Hospital Puyallup$19,2742.7×62026-08-27
St Clare Hospital Lakewood$19,5022.7×62026-02-28
St Anthony Hospital Gig Harbor$19,5022.7×62026-02-28
Swedish Medical Center Seattle$24,4413.4×52026-04-01

MS-DRG 293

HospitalMedian across insurers× MedicareInsurersFile date
Overlake Hospital Medical Center Bellevue$11,1472.4×62026-04-01
Multicare Good Samaritan Hospital Puyallup$12,7092.7×62026-08-27
Tacoma General Allenmore Hospital Tacoma$12,7092.7×62026-08-27
St Clare Hospital Lakewood$12,7152.7×62026-02-28
St Anthony Hospital Gig Harbor$12,7152.7×62026-02-28
Swedish Medical Center Seattle$15,5793.3×52026-04-01

Questions

How much do insurers pay for heart failure (hospital stay) in Washington?

15 Washington hospitals post usable commercial rates for heart failure (hospital stay) in their federal price-transparency files. For inpatient stay (MS-DRG 291), the median across 15 hospitals is $29,044, 2.7× each hospital's local Medicare base rate. Your share depends on your plan's deductible and coinsurance; the surgeon and anesthesia bill separately.