Price AtlasInteractive atlas · All states · techysurgeon.comHeart valve surgery (open) in Charlotte NC
Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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MS-DRG 220
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Lake Norman Regional Medical Center median $59,823 · local Medicare $36,830 · file 2026-04-01 | |||
| Aetna | $60,890 | 1.7× | 1 |
| BCBS NC | $39,201 | 1.1× | 2 |
| Cigna | $59,823 | 1.6× | 1 |
| MedCost | $53,195 | 1.4× | 1 |
| UnitedHealthcare | $68,137 | 1.9× | 2 |
| Atrium Health University City median $77,303 · local Medicare $36,830 · file 2025-12-05 | |||
| BCBS NC | $59,805 | 1.6× | 2 |
| Cigna | $94,801 | 2.6× | 1 |
| Atrium Health Union median $81,760 · local Medicare $36,830 · file 2025-12-04 | |||
| BCBS NC | $68,719 | 1.9× | 2 |
| Cigna | $94,801 | 2.6× | 1 |
| Atrium Health Cabarrus median $86,824 · local Medicare $36,830 · file 2025-12-01 | |||
| BCBS NC | $78,847 | 2.1× | 2 |
| Cigna | $94,801 | 2.6× | 1 |
| Atrium Health Pineville median $87,854 · local Medicare $36,830 · file 2025-12-05 | |||
| BCBS NC | $80,907 | 2.2× | 2 |
| Cigna | $94,801 | 2.6× | 1 |
| Novant Health Presbyterian Medical Center median $104,251 · local Medicare $36,830 · file 2026-03-31 | |||
| BCBS NC | $71,505 | 1.9× | 4 |
| Cigna | $104,251 | 2.8× | 1 |
| UnitedHealthcare | $113,391 | 3.1× | 1 |
| Novant Health Matthews Medical Center median $104,251 · local Medicare $36,830 · file 2026-03-30 | |||
| BCBS NC | $71,505 | 1.9× | 4 |
| Cigna | $104,251 | 2.8× | 1 |
| UnitedHealthcare | $113,391 | 3.1× | 1 |
| Novant Health Huntersville Medical Center median $104,251 · local Medicare $36,830 · file 2026-03-30 | |||
| BCBS NC | $71,505 | 1.9× | 4 |
| Cigna | $104,251 | 2.8× | 1 |
| UnitedHealthcare | $113,391 | 3.1× | 1 |
MS-DRG 219
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Lake Norman Regional Medical Center median $86,135 · local Medicare $53,029 · file 2026-04-01 | |||
| Aetna | $87,671 | 1.7× | 1 |
| BCBS NC | $56,443 | 1.1× | 2 |
| Cigna | $86,135 | 1.6× | 1 |
| MedCost | $76,591 | 1.4× | 1 |
| UnitedHealthcare | $98,106 | 1.9× | 2 |
| Atrium Health University City median $112,926 · local Medicare $53,029 · file 2025-12-05 | |||
| BCBS NC | $87,364 | 1.6× | 2 |
| Cigna | $138,487 | 2.6× | 1 |
| Atrium Health Union median $119,436 · local Medicare $53,029 · file 2025-12-04 | |||
| BCBS NC | $100,386 | 1.9× | 2 |
| Cigna | $138,487 | 2.6× | 1 |
| Atrium Health Cabarrus median $126,834 · local Medicare $53,029 · file 2025-12-01 | |||
| BCBS NC | $115,180 | 2.2× | 2 |
| Cigna | $138,487 | 2.6× | 1 |
| Atrium Health Pineville median $128,338 · local Medicare $53,029 · file 2025-12-05 | |||
| BCBS NC | $118,190 | 2.2× | 2 |
| Cigna | $138,487 | 2.6× | 1 |
| Novant Health Presbyterian Medical Center median $150,103 · local Medicare $53,029 · file 2026-03-31 | |||
| BCBS NC | $102,954 | 1.9× | 4 |
| Cigna | $150,103 | 2.8× | 1 |
| UnitedHealthcare | $163,264 | 3.1× | 1 |
| Novant Health Matthews Medical Center median $150,103 · local Medicare $53,029 · file 2026-03-30 | |||
| BCBS NC | $102,954 | 1.9× | 4 |
| Cigna | $150,103 | 2.8× | 1 |
| UnitedHealthcare | $163,264 | 3.1× | 1 |
| Novant Health Huntersville Medical Center median $150,103 · local Medicare $53,029 · file 2026-03-30 | |||
| BCBS NC | $102,954 | 1.9× | 4 |
| Cigna | $150,103 | 2.8× | 1 |
| UnitedHealthcare | $163,264 | 3.1× | 1 |
MS-DRG 216
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Lake Norman Regional Medical Center median $109,743 · local Medicare $67,564 · file 2026-04-01 | |||
| Aetna | $111,700 | 1.7× | 1 |
| BCBS NC | $71,913 | 1.1× | 2 |
| Cigna | $109,743 | 1.6× | 1 |
| MedCost | $97,583 | 1.4× | 1 |
| UnitedHealthcare | $124,995 | 1.9× | 2 |
| Atrium Health University City median $140,854 · local Medicare $67,564 · file 2025-12-05 | |||
| BCBS NC | $108,971 | 1.6× | 2 |
| Cigna | $172,737 | 2.6× | 1 |
| Atrium Health Union median $148,975 · local Medicare $67,564 · file 2025-12-04 | |||
| BCBS NC | $125,213 | 1.9× | 2 |
| Cigna | $172,737 | 2.6× | 1 |
| Atrium Health Cabarrus median $158,202 · local Medicare $67,564 · file 2025-12-01 | |||
| BCBS NC | $143,666 | 2.1× | 2 |
| Cigna | $172,737 | 2.6× | 1 |
| Atrium Health Pineville median $160,079 · local Medicare $67,564 · file 2025-12-05 | |||
| BCBS NC | $147,421 | 2.2× | 2 |
| Cigna | $172,737 | 2.6× | 1 |
| Novant Health Presbyterian Medical Center median $191,244 · local Medicare $67,564 · file 2026-03-31 | |||
| BCBS NC | $131,173 | 1.9× | 4 |
| Cigna | $191,244 | 2.8× | 1 |
| UnitedHealthcare | $208,012 | 3.1× | 1 |
| Novant Health Matthews Medical Center median $191,244 · local Medicare $67,564 · file 2026-03-30 | |||
| BCBS NC | $131,173 | 1.9× | 4 |
| Cigna | $191,244 | 2.8× | 1 |
| UnitedHealthcare | $208,012 | 3.1× | 1 |
| Novant Health Huntersville Medical Center median $191,244 · local Medicare $67,564 · file 2026-03-30 | |||
| BCBS NC | $131,173 | 1.9× | 4 |
| Cigna | $191,244 | 2.8× | 1 |
| UnitedHealthcare | $208,012 | 3.1× | 1 |
MS-DRG 217
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Lake Norman Regional Medical Center median $73,762 · local Medicare $45,411 · file 2026-04-01 | |||
| Aetna | $75,077 | 1.7× | 1 |
| BCBS NC | $48,335 | 1.1× | 2 |
| Cigna | $73,762 | 1.6× | 1 |
| MedCost | $65,589 | 1.4× | 1 |
| UnitedHealthcare | $84,013 | 1.9× | 2 |
| Atrium Health University City median $94,250 · local Medicare $45,411 · file 2025-12-05 | |||
| BCBS NC | $72,916 | 1.6× | 2 |
| Cigna | $115,585 | 2.5× | 1 |
| Atrium Health Union median $99,685 · local Medicare $45,411 · file 2025-12-04 | |||
| BCBS NC | $83,785 | 1.8× | 2 |
| Cigna | $115,585 | 2.5× | 1 |
| Atrium Health Cabarrus median $105,858 · local Medicare $45,411 · file 2025-12-01 | |||
| BCBS NC | $96,132 | 2.1× | 2 |
| Cigna | $115,585 | 2.5× | 1 |
| Atrium Health Pineville median $107,114 · local Medicare $45,411 · file 2025-12-05 | |||
| BCBS NC | $98,644 | 2.2× | 2 |
| Cigna | $115,585 | 2.5× | 1 |
| Novant Health Presbyterian Medical Center median $128,541 · local Medicare $45,411 · file 2026-03-31 | |||
| BCBS NC | $88,165 | 1.9× | 4 |
| Cigna | $128,541 | 2.8× | 1 |
| UnitedHealthcare | $139,811 | 3.1× | 1 |
| Novant Health Matthews Medical Center median $128,541 · local Medicare $45,411 · file 2026-03-30 | |||
| BCBS NC | $88,165 | 1.9× | 4 |
| Cigna | $128,541 | 2.8× | 1 |
| UnitedHealthcare | $139,811 | 3.1× | 1 |
| Novant Health Huntersville Medical Center median $128,541 · local Medicare $45,411 · file 2026-03-30 | |||
| BCBS NC | $88,165 | 1.9× | 4 |
| Cigna | $128,541 | 2.8× | 1 |
| UnitedHealthcare | $139,811 | 3.1× | 1 |
Questions
How much does heart valve surgery (open) cost with commercial insurance in Charlotte NC?
8 Charlotte NC hospitals post usable commercial rates for inpatient stay (MS-DRG 220). The median across hospitals is $87,339; hospital medians range from $59,823 to $104,251. Your cost depends on your plan's deductible and coinsurance.