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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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MS-DRG 220
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| TriStar Summit Medical Center median $41,967 · local Medicare $36,339 · file 2026-09-01 | |||
| Aetna | $38,533 | 1.1× | 5 |
| BCBS TN | $78,475 | 2.2× | 2 |
| Bright Health | $45,597 | 1.3× | 5 |
| Elevance/Anthem/Empire | $26,706 | 0.7× | 1 |
| Humana | $38,152 | 1.0× | 1 |
| MultiPlan/PHCS (rental network) | $73,001 | 2.0× | 1 |
| Odyssey Healthcare | $38,152 | 1.0× | 1 |
| Oscar | $61,317 | 1.7× | 1 |
| UnitedHealthcare | $82,064 | 2.3× | 5 |
| Zing | $41,967 | 1.2× | 1 |
| TriStar Hendersonville Medical Center median $43,791 · local Medicare $36,339 · file 2026-09-01 | |||
| Aetna | $38,549 | 1.1× | 5 |
| BCBS TN | $121,402 | 3.3× | 1 |
| Bright Health | $45,597 | 1.3× | 5 |
| Elevance/Anthem/Empire | $26,717 | 0.7× | 1 |
| Humana | $38,168 | 1.1× | 1 |
| Oscar | $61,317 | 1.7× | 1 |
| UnitedHealthcare | $82,064 | 2.3× | 5 |
| Zing | $41,985 | 1.2× | 1 |
| TriStar StoneCrest Medical Center median $44,096 · local Medicare $36,339 · file 2026-09-01 | |||
| Aetna | $40,488 | 1.1× | 5 |
| BCBS TN | $121,402 | 3.3× | 1 |
| Bright Health | $45,597 | 1.3× | 5 |
| Elevance/Anthem/Empire | $28,061 | 0.8× | 1 |
| Humana | $40,087 | 1.1× | 1 |
| Odyssey Healthcare | $40,087 | 1.1× | 1 |
| Oscar | $61,317 | 1.7× | 1 |
| UnitedHealthcare | $82,064 | 2.3× | 5 |
| Zing | $44,096 | 1.2× | 1 |
| TriStar Skyline Medical Center median $44,383 · local Medicare $36,339 · file 2026-09-01 | |||
| Aetna | $40,752 | 1.1× | 5 |
| BCBS TN | $77,442 | 2.1× | 2 |
| Bright Health | $45,597 | 1.3× | 5 |
| Elevance/Anthem/Empire | $27,840 | 0.8× | 1 |
| Humana | $40,348 | 1.1× | 1 |
| MultiPlan/PHCS (rental network) | $92,097 | 2.5× | 1 |
| Odyssey Healthcare | $40,348 | 1.1× | 1 |
| Oscar | $61,317 | 1.7× | 1 |
| UnitedHealthcare | $93,476 | 2.6× | 5 |
| Zing | $44,383 | 1.2× | 1 |
| Ascension Saint Thomas Hospital (Midtown + West) median $61,596 · local Medicare $36,339 · file 2026-01-01 | |||
| Aetna | $69,035 | 1.9× | 1 |
| BCBS TN | $71,526 | 2.0× | 9 |
| Cigna | $54,158 | 1.5× | 7 |
| Covid Uninsured Test Fund | $32,410 | 0.9× | 2 |
| Health 2 Business | $72,920 | 2.0× | 3 |
| Smart Health | $45,374 | 1.2× | 4 |
| Ascension Saint Thomas Rutherford median $62,796 · local Medicare $36,339 · file 2026-01-01 | |||
| Aetna | $69,035 | 1.9× | 1 |
| BCBS TN | $71,665 | 2.0× | 6 |
| Cigna | $56,556 | 1.6× | 6 |
| Covid Uninsured Test Fund | $34,857 | 1.0× | 1 |
| Health 2 Business | $72,920 | 2.0× | 3 |
| Smart Health | $55,145 | 1.5× | 3 |
| Vanderbilt University Medical Center median $101,697 · local Medicare $36,339 · file 2025-10-01 | |||
| Aetna | $93,575 | 2.6× | 9 |
| BCBS TN | $113,604 | 3.1× | 4 |
| Cigna | $83,767 | 2.3× | 5 |
| Commonwealth Health | $101,697 | 2.8× | 1 |
| Hpi | $101,697 | 2.8× | 1 |
| Lucent | $101,697 | 2.8× | 1 |
| MedBen | $101,697 | 2.8× | 1 |
| MultiPlan/PHCS (rental network) | $85,050 | 2.3× | 2 |
| Oscar | $113,997 | 3.1× | 1 |
| Partner Direct Health | $101,697 | 2.8× | 1 |
| UnitedHealthcare | $110,989 | 3.1× | 10 |
| Vanderbilt Wilson County Hospital median $101,697 · local Medicare $36,339 · file 2025-10-01 | |||
| Aetna | $75,235 | 2.1× | 5 |
| BCBS TN | $100,918 | 2.8× | 2 |
| Cigna | $71,177 | 2.0× | 3 |
| Commonwealth Health | $101,697 | 2.8× | 1 |
| Hpi | $101,697 | 2.8× | 1 |
| Lucent | $101,697 | 2.8× | 1 |
| MedBen | $101,697 | 2.8× | 1 |
| MultiPlan/PHCS (rental network) | $76,051 | 2.1× | 1 |
| Oscar | $113,997 | 3.1× | 1 |
| Partner Direct Health | $101,697 | 2.8× | 1 |
| UnitedHealthcare | $88,045 | 2.4× | 5 |
MS-DRG 219
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| TriStar Summit Medical Center median $59,715 · local Medicare $52,322 · file 2026-09-01 | |||
| Aetna | $54,830 | 1.0× | 5 |
| BCBS TN | $144,591 | 2.8× | 2 |
| Bright Health | $67,041 | 1.3× | 5 |
| Elevance/Anthem/Empire | $38,001 | 0.7× | 1 |
| Humana | $54,287 | 1.0× | 1 |
| MultiPlan/PHCS (rental network) | $105,108 | 2.0× | 1 |
| Odyssey Healthcare | $54,287 | 1.0× | 1 |
| Oscar | $88,285 | 1.7× | 1 |
| UnitedHealthcare | $84,047 | 1.6× | 5 |
| Zing | $59,715 | 1.1× | 1 |
| TriStar StoneCrest Medical Center median $62,389 · local Medicare $52,322 · file 2026-09-01 | |||
| Aetna | $57,285 | 1.1× | 5 |
| BCBS TN | $232,854 | 4.5× | 1 |
| Bright Health | $67,041 | 1.3× | 5 |
| Elevance/Anthem/Empire | $39,702 | 0.8× | 1 |
| Humana | $56,718 | 1.1× | 1 |
| Odyssey Healthcare | $56,718 | 1.1× | 1 |
| Oscar | $88,285 | 1.7× | 1 |
| UnitedHealthcare | $84,047 | 1.6× | 5 |
| Zing | $62,389 | 1.2× | 1 |
| TriStar Skyline Medical Center median $62,731 · local Medicare $52,322 · file 2026-09-01 | |||
| Aetna | $57,598 | 1.1× | 5 |
| BCBS TN | $143,104 | 2.7× | 2 |
| Bright Health | $67,041 | 1.3× | 5 |
| Elevance/Anthem/Empire | $39,349 | 0.8× | 1 |
| Humana | $57,028 | 1.1× | 1 |
| MultiPlan/PHCS (rental network) | $132,604 | 2.5× | 1 |
| Odyssey Healthcare | $57,028 | 1.1× | 1 |
| Oscar | $88,285 | 1.7× | 1 |
| UnitedHealthcare | $95,743 | 1.8× | 5 |
| Zing | $62,731 | 1.2× | 1 |
| TriStar Hendersonville Medical Center median $63,402 · local Medicare $52,322 · file 2026-09-01 | |||
| Aetna | $54,873 | 1.0× | 5 |
| BCBS TN | $232,854 | 4.5× | 1 |
| Bright Health | $67,041 | 1.3× | 5 |
| Elevance/Anthem/Empire | $38,031 | 0.7× | 1 |
| Humana | $54,330 | 1.0× | 1 |
| Oscar | $88,285 | 1.7× | 1 |
| UnitedHealthcare | $84,047 | 1.6× | 5 |
| Zing | $59,763 | 1.1× | 1 |
| Ascension Saint Thomas Hospital (Midtown + West) median $73,946 · local Medicare $52,322 · file 2026-01-01 | |||
| Aetna | $69,035 | 1.3× | 1 |
| BCBS TN | $133,515 | 2.6× | 9 |
| Cigna | $78,858 | 1.5× | 7 |
| Covid Uninsured Test Fund | $46,665 | 0.9× | 2 |
| Health 2 Business | $108,776 | 2.1× | 3 |
| Smart Health | $65,331 | 1.2× | 4 |
| Ascension Saint Thomas Rutherford median $81,894 · local Medicare $52,322 · file 2026-01-01 | |||
| Aetna | $69,035 | 1.3× | 1 |
| BCBS TN | $137,234 | 2.6× | 5 |
| Cigna | $82,302 | 1.6× | 6 |
| Covid Uninsured Test Fund | $50,188 | 1.0× | 1 |
| Health 2 Business | $108,776 | 2.1× | 3 |
| Smart Health | $81,485 | 1.6× | 3 |
| Vanderbilt University Medical Center median $148,560 · local Medicare $52,322 · file 2025-10-01 | |||
| Aetna | $128,178 | 2.4× | 8 |
| BCBS TN | $217,895 | 4.2× | 4 |
| Cigna | $122,369 | 2.3× | 5 |
| Commonwealth Health | $148,560 | 2.8× | 1 |
| Hpi | $148,560 | 2.8× | 1 |
| Lucent | $148,560 | 2.8× | 1 |
| MedBen | $148,560 | 2.8× | 1 |
| MultiPlan/PHCS (rental network) | $122,457 | 2.3× | 2 |
| Oscar | $164,136 | 3.1× | 1 |
| Partner Direct Health | $148,560 | 2.8× | 1 |
| UnitedHealthcare | $159,805 | 3.1× | 10 |
| Vanderbilt Wilson County Hospital median $148,560 · local Medicare $52,322 · file 2025-10-01 | |||
| Aetna | $108,325 | 2.1× | 5 |
| BCBS TN | $193,564 | 3.7× | 2 |
| Cigna | $102,482 | 2.0× | 3 |
| Commonwealth Health | $148,560 | 2.8× | 1 |
| Hpi | $148,560 | 2.8× | 1 |
| Lucent | $148,560 | 2.8× | 1 |
| MedBen | $148,560 | 2.8× | 1 |
| MultiPlan/PHCS (rental network) | $109,500 | 2.1× | 1 |
| Oscar | $164,136 | 3.1× | 1 |
| Partner Direct Health | $148,560 | 2.8× | 1 |
| UnitedHealthcare | $126,769 | 2.4× | 5 |
MS-DRG 216
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| TriStar Summit Medical Center median $75,640 · local Medicare $66,663 · file 2026-09-01 | |||
| Aetna | $69,452 | 1.0× | 5 |
| BCBS TN | $137,294 | 2.1× | 2 |
| Bright Health | $84,378 | 1.3× | 5 |
| Elevance/Anthem/Empire | $48,135 | 0.7× | 1 |
| Humana | $68,764 | 1.0× | 1 |
| MultiPlan/PHCS (rental network) | $133,917 | 2.0× | 1 |
| Odyssey Healthcare | $68,764 | 1.0× | 1 |
| Oscar | $112,483 | 1.7× | 1 |
| UnitedHealthcare | $80,126 | 1.2× | 5 |
| Zing | $75,640 | 1.1× | 1 |
| TriStar Hendersonville Medical Center median $77,920 · local Medicare $66,663 · file 2026-09-01 | |||
| Aetna | $69,520 | 1.0× | 5 |
| BCBS TN | $210,462 | 3.2× | 1 |
| Bright Health | $84,378 | 1.3× | 5 |
| Elevance/Anthem/Empire | $48,182 | 0.7× | 1 |
| Humana | $68,831 | 1.0× | 1 |
| Oscar | $112,483 | 1.7× | 1 |
| UnitedHealthcare | $80,126 | 1.2× | 5 |
| Zing | $75,715 | 1.1× | 1 |
| TriStar StoneCrest Medical Center median $78,803 · local Medicare $66,663 · file 2026-09-01 | |||
| Aetna | $72,356 | 1.1× | 5 |
| BCBS TN | $210,462 | 3.2× | 1 |
| Bright Health | $84,378 | 1.3× | 5 |
| Elevance/Anthem/Empire | $50,148 | 0.8× | 1 |
| Humana | $71,639 | 1.1× | 1 |
| Odyssey Healthcare | $71,639 | 1.1× | 1 |
| Oscar | $112,483 | 1.7× | 1 |
| UnitedHealthcare | $80,126 | 1.2× | 5 |
| Zing | $78,803 | 1.2× | 1 |
| TriStar Skyline Medical Center median $79,193 · local Medicare $66,663 · file 2026-09-01 | |||
| Aetna | $72,714 | 1.1× | 5 |
| BCBS TN | $135,399 | 2.0× | 2 |
| Bright Health | $84,378 | 1.3× | 5 |
| Elevance/Anthem/Empire | $49,676 | 0.7× | 1 |
| Humana | $71,994 | 1.1× | 1 |
| MultiPlan/PHCS (rental network) | $168,949 | 2.5× | 1 |
| Odyssey Healthcare | $71,994 | 1.1× | 1 |
| Oscar | $112,483 | 1.7× | 1 |
| UnitedHealthcare | $91,264 | 1.4× | 5 |
| Zing | $79,193 | 1.2× | 1 |
| Ascension Saint Thomas Hospital (Midtown + West) median $91,032 · local Medicare $66,663 · file 2026-01-01 | |||
| Aetna | $77,039 | 1.2× | 1 |
| BCBS TN | $124,440 | 1.9× | 9 |
| Cigna | $98,826 | 1.5× | 7 |
| Covid Uninsured Test Fund | $59,455 | 0.9× | 2 |
| Health 2 Business | $140,848 | 2.1× | 3 |
| Smart Health | $83,237 | 1.2× | 4 |
| Ascension Saint Thomas Rutherford median $103,579 · local Medicare $66,663 · file 2026-01-01 | |||
| Aetna | $77,039 | 1.2× | 1 |
| BCBS TN | $124,440 | 1.9× | 7 |
| Cigna | $103,115 | 1.5× | 6 |
| Covid Uninsured Test Fund | $63,944 | 1.0× | 1 |
| Health 2 Business | $140,848 | 2.1× | 3 |
| Smart Health | $104,043 | 1.6× | 3 |
| Vanderbilt University Medical Center median $185,301 · local Medicare $66,663 · file 2025-10-01 | |||
| Aetna | $171,659 | 2.6× | 9 |
| BCBS TN | $246,177 | 3.7× | 4 |
| Cigna | $152,632 | 2.3× | 5 |
| Commonwealth Health | $185,301 | 2.8× | 1 |
| Hpi | $185,301 | 2.8× | 1 |
| Lucent | $185,301 | 2.8× | 1 |
| MedBen | $185,301 | 2.8× | 1 |
| MultiPlan/PHCS (rental network) | $156,021 | 2.3× | 2 |
| Oscar | $209,123 | 3.1× | 1 |
| Partner Direct Health | $185,301 | 2.8× | 1 |
| UnitedHealthcare | $203,605 | 3.1× | 10 |
| Vanderbilt Wilson County Hospital median $185,301 · local Medicare $66,663 · file 2025-10-01 | |||
| Aetna | $138,016 | 2.1× | 5 |
| BCBS TN | $218,688 | 3.3× | 2 |
| Cigna | $130,571 | 2.0× | 3 |
| Commonwealth Health | $185,301 | 2.8× | 1 |
| Hpi | $185,301 | 2.8× | 1 |
| Lucent | $185,301 | 2.8× | 1 |
| MedBen | $185,301 | 2.8× | 1 |
| MultiPlan/PHCS (rental network) | $139,513 | 2.1× | 1 |
| Oscar | $209,123 | 3.1× | 1 |
| Partner Direct Health | $185,301 | 2.8× | 1 |
| UnitedHealthcare | $161,514 | 2.4× | 5 |
MS-DRG 217
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| TriStar Summit Medical Center median $51,369 · local Medicare $44,806 · file 2026-09-01 | |||
| Aetna | $47,166 | 1.1× | 5 |
| BCBS TN | $88,728 | 2.0× | 2 |
| Bright Health | $55,340 | 1.2× | 5 |
| Elevance/Anthem/Empire | $32,689 | 0.7× | 1 |
| Humana | $46,699 | 1.0× | 1 |
| MultiPlan/PHCS (rental network) | $90,009 | 2.0× | 1 |
| Odyssey Healthcare | $46,699 | 1.0× | 1 |
| Oscar | $75,603 | 1.7× | 1 |
| UnitedHealthcare | $80,117 | 1.8× | 5 |
| Zing | $51,369 | 1.1× | 1 |
| TriStar Hendersonville Medical Center median $53,371 · local Medicare $44,806 · file 2026-09-01 | |||
| Aetna | $47,197 | 1.1× | 5 |
| BCBS TN | $134,933 | 3.0× | 1 |
| Bright Health | $55,340 | 1.2× | 5 |
| Elevance/Anthem/Empire | $32,711 | 0.7× | 1 |
| Humana | $46,729 | 1.0× | 1 |
| Oscar | $75,603 | 1.7× | 1 |
| UnitedHealthcare | $80,117 | 1.8× | 5 |
| Zing | $51,402 | 1.1× | 1 |
| TriStar StoneCrest Medical Center median $53,787 · local Medicare $44,806 · file 2026-09-01 | |||
| Aetna | $49,386 | 1.1× | 5 |
| BCBS TN | $134,933 | 3.0× | 1 |
| Bright Health | $55,340 | 1.2× | 5 |
| Elevance/Anthem/Empire | $34,228 | 0.8× | 1 |
| Humana | $48,897 | 1.1× | 1 |
| Odyssey Healthcare | $48,897 | 1.1× | 1 |
| Oscar | $75,603 | 1.7× | 1 |
| UnitedHealthcare | $80,117 | 1.8× | 5 |
| Zing | $53,787 | 1.2× | 1 |
| TriStar Skyline Medical Center median $54,103 · local Medicare $44,806 · file 2026-09-01 | |||
| Aetna | $49,676 | 1.1× | 5 |
| BCBS TN | $87,454 | 2.0× | 2 |
| Bright Health | $55,340 | 1.2× | 5 |
| Elevance/Anthem/Empire | $33,937 | 0.8× | 1 |
| Humana | $49,184 | 1.1× | 1 |
| MultiPlan/PHCS (rental network) | $113,555 | 2.5× | 1 |
| Odyssey Healthcare | $49,184 | 1.1× | 1 |
| Oscar | $75,603 | 1.7× | 1 |
| UnitedHealthcare | $91,264 | 2.0× | 5 |
| Zing | $54,103 | 1.2× | 1 |
| Ascension Saint Thomas Hospital (Midtown + West) median $71,210 · local Medicare $44,806 · file 2026-01-01 | |||
| Aetna | $77,039 | 1.7× | 1 |
| BCBS TN | $84,870 | 1.9× | 9 |
| Cigna | $65,380 | 1.5× | 7 |
| Covid Uninsured Test Fund | $39,961 | 0.9× | 2 |
| Health 2 Business | $87,679 | 2.0× | 3 |
| Smart Health | $55,946 | 1.2× | 4 |
| Ascension Saint Thomas Rutherford median $72,646 · local Medicare $44,806 · file 2026-01-01 | |||
| Aetna | $77,039 | 1.7× | 1 |
| BCBS TN | $79,782 | 1.8× | 7 |
| Cigna | $68,254 | 1.5× | 6 |
| Covid Uninsured Test Fund | $42,979 | 1.0× | 1 |
| Health 2 Business | $87,679 | 2.0× | 3 |
| Smart Health | $67,408 | 1.5× | 3 |
| Vanderbilt University Medical Center median $123,992 · local Medicare $44,806 · file 2025-10-01 | |||
| Aetna | $115,377 | 2.6× | 9 |
| BCBS TN | $157,831 | 3.5× | 4 |
| Cigna | $102,132 | 2.3× | 5 |
| Commonwealth Health | $123,992 | 2.8× | 1 |
| Hpi | $123,992 | 2.8× | 1 |
| Lucent | $123,992 | 2.8× | 1 |
| MedBen | $123,992 | 2.8× | 1 |
| MultiPlan/PHCS (rental network) | $104,866 | 2.3× | 2 |
| Oscar | $140,557 | 3.1× | 1 |
| Partner Direct Health | $123,992 | 2.8× | 1 |
| UnitedHealthcare | $136,848 | 3.1× | 10 |
| Vanderbilt Wilson County Hospital median $123,992 · local Medicare $44,806 · file 2025-10-01 | |||
| Aetna | $92,764 | 2.1× | 5 |
| BCBS TN | $140,207 | 3.1× | 2 |
| Cigna | $87,761 | 2.0× | 3 |
| Commonwealth Health | $123,992 | 2.8× | 1 |
| Hpi | $123,992 | 2.8× | 1 |
| Lucent | $123,992 | 2.8× | 1 |
| MedBen | $123,992 | 2.8× | 1 |
| MultiPlan/PHCS (rental network) | $93,770 | 2.1× | 1 |
| Oscar | $140,557 | 3.1× | 1 |
| Partner Direct Health | $123,992 | 2.8× | 1 |
| UnitedHealthcare | $108,558 | 2.4× | 5 |
Questions
How much does heart valve surgery (open) cost with commercial insurance in Nashville TN?
8 Nashville TN hospitals post usable commercial rates for inpatient stay (MS-DRG 220). The median across hospitals is $52,990; hospital medians range from $41,967 to $101,697. Your cost depends on your plan's deductible and coinsurance.