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Heart valve surgery (open) in Richmond VA

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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MS-DRG 220

Hospital · insurer	Rate	× Medicare	Plans
CJW Medical Center (Chippenham + Johnston-Willis) median $85,501 · local Medicare $36,986 · file 2026-09-01
Aetna	$92,407	2.5×	3
Cigna	$97,734	2.6×	2
Elevance/Anthem/Empire	$85,501	2.3×	4
Oscar	$61,636	1.7×	1
UnitedHealthcare	$64,885	1.8×	7
Henrico Doctors' Hospital median $92,407 · local Medicare $36,986 · file 2026-09-01
Aetna	$92,407	2.5×	3
Cigna	$97,734	2.6×	2
Elevance/Anthem/Empire	$93,484	2.5×	4
Oscar	$61,636	1.7×	1
UnitedHealthcare	$52,119	1.4×	8
Bon Secours St. Mary's Hospital median $128,309 · local Medicare $36,986 · file 2026-04-01
Aetna	$100,971	2.7×	3
BCBS (other)	$143,234	3.9×	3
Cigna	$128,309	3.5×	2
Elevance/Anthem/Empire	$143,234	3.9×	12
UnitedHealthcare	$123,961	3.4×	4
VCU Medical Center median $153,006 · local Medicare $36,986 · file 2026-01-02
Aetna	$136,677	3.7×	1
Elevance/Anthem/Empire	$153,006	4.1×	2
UnitedHealthcare	$212,355	5.7×	1

MS-DRG 219

Hospital · insurer	Rate	× Medicare	Plans
CJW Medical Center (Chippenham + Johnston-Willis) median $97,734 · local Medicare $53,253 · file 2026-09-01
Aetna	$104,994	2.0×	3
Cigna	$97,734	1.8×	2
Elevance/Anthem/Empire	$123,106	2.3×	4
Oscar	$88,746	1.7×	1
UnitedHealthcare	$64,885	1.2×	7
Henrico Doctors' Hospital median $97,734 · local Medicare $53,253 · file 2026-09-01
Aetna	$104,994	2.0×	3
Cigna	$97,734	1.8×	2
Elevance/Anthem/Empire	$134,601	2.5×	4
Oscar	$88,746	1.7×	1
UnitedHealthcare	$60,654	1.1×	8
Bon Secours St. Mary's Hospital median $195,487 · local Medicare $53,253 · file 2026-04-01
BCBS (other)	$206,231	3.9×	3
Cigna	$184,743	3.5×	2
Elevance/Anthem/Empire	$206,231	3.9×	12
UnitedHealthcare	$178,482	3.4×	4
VCU Medical Center median $203,881 · local Medicare $53,253 · file 2026-01-02
Aetna	$203,881	3.8×	1
Elevance/Anthem/Empire	$198,583	3.7×	2
UnitedHealthcare	$310,212	5.8×	1

MS-DRG 216

Hospital · insurer	Rate	× Medicare	Plans
CJW Medical Center (Chippenham + Johnston-Willis) median $113,070 · local Medicare $67,849 · file 2026-09-01
Aetna	$122,959	1.8×	3
Cigna	$90,145	1.3×	2
Elevance/Anthem/Empire	$156,848	2.3×	4
Oscar	$113,070	1.7×	1
UnitedHealthcare	$72,413	1.1×	7
Henrico Doctors' Hospital median $113,070 · local Medicare $67,849 · file 2026-09-01
Aetna	$122,959	1.8×	3
Cigna	$90,145	1.3×	2
Elevance/Anthem/Empire	$171,492	2.5×	4
Oscar	$113,070	1.7×	1
UnitedHealthcare	$71,737	1.1×	8
Bon Secours St. Mary's Hospital median $249,067 · local Medicare $67,849 · file 2026-04-01
BCBS (other)	$262,756	3.9×	3
Cigna	$235,378	3.5×	2
Elevance/Anthem/Empire	$262,756	3.9×	12
UnitedHealthcare	$227,401	3.4×	4
VCU Medical Center median $263,995 · local Medicare $67,849 · file 2026-01-02
Aetna	$263,995	3.9×	1
Elevance/Anthem/Empire	$247,695	3.7×	2
UnitedHealthcare	$386,932	5.7×	1

MS-DRG 217

Hospital · insurer	Rate	× Medicare	Plans
CJW Medical Center (Chippenham + Johnston-Willis) median $96,297 · local Medicare $45,603 · file 2026-09-01
Aetna	$122,959	2.7×	3
Cigna	$96,297	2.1×	2
Elevance/Anthem/Empire	$105,422	2.3×	4
Oscar	$75,997	1.7×	1
UnitedHealthcare	$66,491	1.5×	7
Henrico Doctors' Hospital median $96,297 · local Medicare $45,603 · file 2026-09-01
Aetna	$122,959	2.7×	3
Cigna	$96,297	2.1×	2
Elevance/Anthem/Empire	$115,265	2.5×	4
Oscar	$75,997	1.7×	1
UnitedHealthcare	$57,443	1.3×	8
Bon Secours St. Mary's Hospital median $158,204 · local Medicare $45,603 · file 2026-04-01
Aetna	$124,497	2.7×	3
BCBS (other)	$176,606	3.9×	3
Cigna	$158,204	3.5×	2
Elevance/Anthem/Empire	$176,606	3.9×	12
UnitedHealthcare	$152,843	3.4×	4
VCU Medical Center median $186,549 · local Medicare $45,603 · file 2026-01-02
Aetna	$164,338	3.6×	1
Elevance/Anthem/Empire	$186,549	4.1×	2
UnitedHealthcare	$258,910	5.7×	1

Questions

How much does heart valve surgery (open) cost with commercial insurance in Richmond VA?

4 Richmond VA hospitals post usable commercial rates for inpatient stay (MS-DRG 220). The median across hospitals is $110,358; hospital medians range from $85,501 to $153,006. Your cost depends on your plan's deductible and coinsurance.