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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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MS-DRG 220
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Henrico Doctors' Hospital median $61,636 · local Medicare $36,986 · file 2026-09-01 | |||
| Aetna | $92,407 | 2.5× | 3 |
| Bright Health | $50,011 | 1.4× | 2 |
| Cigna | $97,734 | 2.6× | 2 |
| Elevance/Anthem/Empire | $93,484 | 2.5× | 4 |
| Oscar | $61,636 | 1.7× | 1 |
| Pyramid Life | $43,289 | 1.2× | 1 |
| Sentara Optima Health | $112,751 | 3.0× | 3 |
| UnitedHealthcare | $52,119 | 1.4× | 8 |
| Virginia Premier Health | $40,141 | 1.1× | 1 |
| CJW Medical Center (Chippenham + Johnston-Willis) median $64,885 · local Medicare $36,986 · file 2026-09-01 | |||
| Aetna | $92,407 | 2.5× | 3 |
| Bright Health | $50,011 | 1.4× | 2 |
| Cigna | $97,734 | 2.6× | 2 |
| Elevance/Anthem/Empire | $85,501 | 2.3× | 4 |
| Oscar | $61,636 | 1.7× | 1 |
| Pyramid Life | $43,669 | 1.2× | 1 |
| Sentara Optima Health | $112,751 | 3.0× | 3 |
| UnitedHealthcare | $64,885 | 1.8× | 7 |
| Virginia Premier Health | $40,493 | 1.1× | 1 |
| Tricities Hospital median $77,686 · local Medicare $36,986 · file 2026-09-01 | |||
| Aetna | $96,103 | 2.6× | 3 |
| Cigna | $97,734 | 2.6× | 2 |
| Elevance/Anthem/Empire | $90,487 | 2.4× | 5 |
| Oscar | $61,636 | 1.7× | 1 |
| Pyramid Life | $43,005 | 1.2× | 1 |
| Sentara Optima Health | $112,751 | 3.0× | 3 |
| UnitedHealthcare | $64,885 | 1.8× | 7 |
| Virginia Premier Health | $39,878 | 1.1× | 1 |
| Bon Secours Memorial Regional Medical Center median $122,689 · local Medicare $36,986 · file 2026-04-01 | |||
| BCBS (other) | $121,417 | 3.3× | 3 |
| Cigna | $128,309 | 3.5× | 2 |
| Elevance/Anthem/Empire | $121,417 | 3.3× | 10 |
| UnitedHealthcare | $123,961 | 3.4× | 4 |
| Bon Secours St. Mary's Hospital median $128,309 · local Medicare $36,986 · file 2026-04-01 | |||
| Aetna | $100,971 | 2.7× | 3 |
| BCBS (other) | $143,234 | 3.9× | 3 |
| Cigna | $128,309 | 3.5× | 2 |
| Elevance/Anthem/Empire | $143,234 | 3.9× | 12 |
| UnitedHealthcare | $123,961 | 3.4× | 4 |
| VCU Medical Center median $153,006 · local Medicare $36,986 · file 2026-01-02 | |||
| Aetna | $136,677 | 3.7× | 1 |
| Elevance/Anthem/Empire | $153,006 | 4.1× | 2 |
| UnitedHealthcare | $212,355 | 5.7× | 1 |
MS-DRG 219
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| CJW Medical Center (Chippenham + Johnston-Willis) median $88,746 · local Medicare $53,253 · file 2026-09-01 | |||
| Aetna | $104,994 | 2.0× | 3 |
| Bright Health | $74,793 | 1.4× | 2 |
| Cigna | $97,734 | 1.8× | 2 |
| Elevance/Anthem/Empire | $123,106 | 2.3× | 4 |
| Oscar | $88,746 | 1.7× | 1 |
| Pyramid Life | $62,636 | 1.2× | 1 |
| Sentara Optima Health | $112,751 | 2.1× | 3 |
| UnitedHealthcare | $64,885 | 1.2× | 7 |
| Virginia Premier Health | $58,081 | 1.1× | 1 |
| Henrico Doctors' Hospital median $88,746 · local Medicare $53,253 · file 2026-09-01 | |||
| Aetna | $104,994 | 2.0× | 3 |
| Bright Health | $74,793 | 1.4× | 2 |
| Cigna | $97,734 | 1.8× | 2 |
| Elevance/Anthem/Empire | $134,601 | 2.5× | 4 |
| Oscar | $88,746 | 1.7× | 1 |
| Pyramid Life | $62,064 | 1.2× | 1 |
| Sentara Optima Health | $112,751 | 2.1× | 3 |
| UnitedHealthcare | $60,654 | 1.1× | 8 |
| Virginia Premier Health | $57,550 | 1.1× | 1 |
| Tricities Hospital median $93,240 · local Medicare $53,253 · file 2026-09-01 | |||
| Aetna | $109,194 | 2.1× | 3 |
| Cigna | $97,734 | 1.8× | 2 |
| Elevance/Anthem/Empire | $130,285 | 2.4× | 5 |
| Oscar | $88,746 | 1.7× | 1 |
| Pyramid Life | $61,519 | 1.2× | 1 |
| Sentara Optima Health | $112,751 | 2.1× | 3 |
| UnitedHealthcare | $64,885 | 1.2× | 7 |
| Virginia Premier Health | $57,045 | 1.1× | 1 |
| Bon Secours Memorial Regional Medical Center median $179,782 · local Medicare $53,253 · file 2026-04-01 | |||
| BCBS (other) | $174,820 | 3.3× | 1 |
| Cigna | $184,743 | 3.5× | 2 |
| Elevance/Anthem/Empire | $174,820 | 3.3× | 8 |
| UnitedHealthcare | $217,641 | 4.1× | 3 |
| Bon Secours St. Mary's Hospital median $195,487 · local Medicare $53,253 · file 2026-04-01 | |||
| BCBS (other) | $206,231 | 3.9× | 3 |
| Cigna | $184,743 | 3.5× | 2 |
| Elevance/Anthem/Empire | $206,231 | 3.9× | 12 |
| UnitedHealthcare | $178,482 | 3.4× | 4 |
| VCU Medical Center median $203,881 · local Medicare $53,253 · file 2026-01-02 | |||
| Aetna | $203,881 | 3.8× | 1 |
| Elevance/Anthem/Empire | $198,583 | 3.7× | 2 |
| UnitedHealthcare | $310,212 | 5.8× | 1 |
MS-DRG 216
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| CJW Medical Center (Chippenham + Johnston-Willis) median $90,145 · local Medicare $67,849 · file 2026-09-01 | |||
| Aetna | $122,959 | 1.8× | 3 |
| Bright Health | $89,640 | 1.3× | 2 |
| Cigna | $90,145 | 1.3× | 2 |
| Elevance/Anthem/Empire | $156,848 | 2.3× | 4 |
| Oscar | $113,070 | 1.7× | 1 |
| Pyramid Life | $79,654 | 1.2× | 1 |
| Sentara Optima Health | $112,751 | 1.7× | 3 |
| UnitedHealthcare | $72,413 | 1.1× | 7 |
| Virginia Premier Health | $73,861 | 1.1× | 1 |
| Henrico Doctors' Hospital median $90,145 · local Medicare $67,849 · file 2026-09-01 | |||
| Aetna | $122,959 | 1.8× | 3 |
| Bright Health | $89,640 | 1.3× | 2 |
| Cigna | $90,145 | 1.3× | 2 |
| Elevance/Anthem/Empire | $171,492 | 2.5× | 4 |
| Oscar | $113,070 | 1.7× | 1 |
| Pyramid Life | $78,910 | 1.2× | 1 |
| Sentara Optima Health | $112,751 | 1.7× | 3 |
| UnitedHealthcare | $71,737 | 1.1× | 8 |
| Virginia Premier Health | $73,171 | 1.1× | 1 |
| Tricities Hospital median $101,448 · local Medicare $67,849 · file 2026-09-01 | |||
| Aetna | $127,877 | 1.9× | 3 |
| Cigna | $90,145 | 1.3× | 2 |
| Elevance/Anthem/Empire | $165,995 | 2.4× | 5 |
| Oscar | $113,070 | 1.7× | 1 |
| Pyramid Life | $78,131 | 1.2× | 1 |
| Sentara Optima Health | $112,751 | 1.7× | 3 |
| UnitedHealthcare | $71,028 | 1.0× | 7 |
| Virginia Premier Health | $72,449 | 1.1× | 1 |
| Bon Secours St. Francis Medical Center median $218,592 · local Medicare $67,849 · file 2026-04-01 | |||
| BCBS (other) | $209,782 | 3.1× | 3 |
| Cigna | $235,378 | 3.5× | 2 |
| Elevance/Anthem/Empire | $209,782 | 3.1× | 10 |
| UnitedHealthcare | $227,401 | 3.4× | 4 |
| Bon Secours Memorial Regional Medical Center median $225,068 · local Medicare $67,849 · file 2026-04-01 | |||
| BCBS (other) | $222,735 | 3.3× | 3 |
| Cigna | $235,378 | 3.5× | 1 |
| Elevance/Anthem/Empire | $222,735 | 3.3× | 10 |
| UnitedHealthcare | $227,401 | 3.4× | 4 |
| Bon Secours St. Mary's Hospital median $249,067 · local Medicare $67,849 · file 2026-04-01 | |||
| BCBS (other) | $262,756 | 3.9× | 3 |
| Cigna | $235,378 | 3.5× | 2 |
| Elevance/Anthem/Empire | $262,756 | 3.9× | 12 |
| UnitedHealthcare | $227,401 | 3.4× | 4 |
| VCU Medical Center median $263,995 · local Medicare $67,849 · file 2026-01-02 | |||
| Aetna | $263,995 | 3.9× | 1 |
| Elevance/Anthem/Empire | $247,695 | 3.7× | 2 |
| UnitedHealthcare | $386,932 | 5.7× | 1 |
MS-DRG 217
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| CJW Medical Center (Chippenham + Johnston-Willis) median $75,997 · local Medicare $45,603 · file 2026-09-01 | |||
| Aetna | $122,959 | 2.7× | 3 |
| Bright Health | $58,418 | 1.3× | 2 |
| Cigna | $96,297 | 2.1× | 2 |
| Elevance/Anthem/Empire | $105,422 | 2.3× | 4 |
| Oscar | $75,997 | 1.7× | 1 |
| Pyramid Life | $53,717 | 1.2× | 1 |
| Sentara Optima Health | $112,751 | 2.5× | 3 |
| UnitedHealthcare | $66,491 | 1.5× | 7 |
| Virginia Premier Health | $49,810 | 1.1× | 1 |
| Henrico Doctors' Hospital median $75,997 · local Medicare $45,603 · file 2026-09-01 | |||
| Aetna | $122,959 | 2.7× | 3 |
| Bright Health | $58,418 | 1.3× | 2 |
| Cigna | $96,297 | 2.1× | 2 |
| Elevance/Anthem/Empire | $115,265 | 2.5× | 4 |
| Oscar | $75,997 | 1.7× | 1 |
| Pyramid Life | $53,235 | 1.2× | 1 |
| Sentara Optima Health | $112,751 | 2.5× | 3 |
| UnitedHealthcare | $57,443 | 1.3× | 8 |
| Virginia Premier Health | $49,363 | 1.1× | 1 |
| Tricities Hospital median $86,147 · local Medicare $45,603 · file 2026-09-01 | |||
| Aetna | $127,877 | 2.8× | 3 |
| Cigna | $96,297 | 2.1× | 2 |
| Elevance/Anthem/Empire | $111,570 | 2.4× | 5 |
| Oscar | $75,997 | 1.7× | 1 |
| Pyramid Life | $52,813 | 1.2× | 1 |
| Sentara Optima Health | $112,751 | 2.5× | 3 |
| UnitedHealthcare | $66,491 | 1.5× | 7 |
| Virginia Premier Health | $48,972 | 1.1× | 1 |
| Bon Secours St. Mary's Hospital median $158,204 · local Medicare $45,603 · file 2026-04-01 | |||
| Aetna | $124,497 | 2.7× | 3 |
| BCBS (other) | $176,606 | 3.9× | 3 |
| Cigna | $158,204 | 3.5× | 2 |
| Elevance/Anthem/Empire | $176,606 | 3.9× | 12 |
| UnitedHealthcare | $152,843 | 3.4× | 4 |
| VCU Medical Center median $186,549 · local Medicare $45,603 · file 2026-01-02 | |||
| Aetna | $164,338 | 3.6× | 1 |
| Elevance/Anthem/Empire | $186,549 | 4.1× | 2 |
| UnitedHealthcare | $258,910 | 5.7× | 1 |
Questions
How much does heart valve surgery (open) cost with commercial insurance in Richmond VA?
6 Richmond VA hospitals post usable commercial rates for inpatient stay (MS-DRG 220). The median across hospitals is $100,188; hospital medians range from $61,636 to $153,006. Your cost depends on your plan's deductible and coinsurance.