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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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CPT 27245
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Tricities Hospital median $8,515 · local Medicare $7,080 · file 2026-09-01 | |||
| Cigna | $11,680 | 1.6× | 2 |
| Elevance/Anthem/Empire | $5,350 | 0.8× | 4 |
| Oscar | $4,872 | 0.7× | 1 |
| UnitedHealthcare | $11,789 | 1.7× | 4 |
| Henrico Doctors' Hospital median $8,694 · local Medicare $7,080 · file 2026-09-01 | |||
| Cigna | $11,680 | 1.6× | 2 |
| Elevance/Anthem/Empire | $5,708 | 0.8× | 4 |
| Oscar | $4,872 | 0.7× | 1 |
| UnitedHealthcare | $11,789 | 1.7× | 4 |
| CJW Medical Center (Chippenham + Johnston-Willis) median $8,863 · local Medicare $7,080 · file 2026-09-01 | |||
| Cigna | $11,680 | 1.6× | 2 |
| Elevance/Anthem/Empire | $6,046 | 0.9× | 4 |
| Oscar | $4,872 | 0.7× | 1 |
| UnitedHealthcare | $11,789 | 1.7× | 4 |
CPT 27244
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Tricities Hospital median $11,680 · local Medicare $7,080 · file 2026-09-01 | |||
| Cigna | $11,680 | 1.6× | 2 |
| Elevance/Anthem/Empire | $5,350 | 0.8× | 4 |
| UnitedHealthcare | $13,876 | 2.0× | 4 |
| CJW Medical Center (Chippenham + Johnston-Willis) median $11,680 · local Medicare $7,080 · file 2026-09-01 | |||
| Cigna | $11,680 | 1.6× | 2 |
| Elevance/Anthem/Empire | $6,046 | 0.9× | 4 |
| UnitedHealthcare | $13,876 | 2.0× | 4 |
| Henrico Doctors' Hospital median $11,680 · local Medicare $7,080 · file 2026-09-01 | |||
| Cigna | $11,680 | 1.6× | 2 |
| Elevance/Anthem/Empire | $5,708 | 0.8× | 4 |
| UnitedHealthcare | $13,876 | 2.0× | 4 |
CPT 27235
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| CJW Medical Center (Chippenham + Johnston-Willis) median $9,901 · local Medicare $7,080 · file 2026-09-01 | |||
| Bright Health | $4,278 | 0.6× | 1 |
| Cigna | $11,680 | 1.6× | 2 |
| Elevance/Anthem/Empire | $9,901 | 1.4× | 4 |
| Oscar | $6,067 | 0.9× | 1 |
| UnitedHealthcare | $10,016 | 1.4× | 4 |
| Henrico Doctors' Hospital median $10,016 · local Medicare $7,080 · file 2026-09-01 | |||
| Bright Health | $4,278 | 0.6× | 1 |
| Cigna | $11,680 | 1.6× | 2 |
| Elevance/Anthem/Empire | $11,821 | 1.7× | 4 |
| Oscar | $6,067 | 0.9× | 1 |
| UnitedHealthcare | $10,016 | 1.4× | 4 |
| Tricities Hospital median $10,742 · local Medicare $7,080 · file 2026-09-01 | |||
| Cigna | $11,680 | 1.6× | 2 |
| Elevance/Anthem/Empire | $11,469 | 1.6× | 4 |
| Oscar | $6,067 | 0.9× | 1 |
| UnitedHealthcare | $10,016 | 1.4× | 4 |
MS-DRG 481
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| CJW Medical Center (Chippenham + Johnston-Willis) median $24,208 · local Medicare $14,526 · file 2026-09-01 | |||
| Aetna | $27,568 | 1.9× | 3 |
| Bright Health | $19,437 | 1.3× | 2 |
| Cigna | $26,515 | 1.8× | 2 |
| Elevance/Anthem/Empire | $32,385 | 2.2× | 8 |
| Oscar | $24,208 | 1.7× | 1 |
| Pyramid Life | $17,483 | 1.2× | 1 |
| Sentara Optima Health | $96,148 | 6.6× | 3 |
| UnitedHealthcare | $15,893 | 1.1× | 7 |
| Virginia Premier Health | $16,211 | 1.1× | 1 |
| Henrico Doctors' Hospital median $24,208 · local Medicare $14,526 · file 2026-09-01 | |||
| Aetna | $27,568 | 1.9× | 3 |
| Bright Health | $19,437 | 1.3× | 2 |
| Cigna | $26,515 | 1.8× | 2 |
| Elevance/Anthem/Empire | $33,046 | 2.3× | 8 |
| Oscar | $24,208 | 1.7× | 1 |
| Pyramid Life | $17,368 | 1.2× | 1 |
| Sentara Optima Health | $96,148 | 6.6× | 3 |
| UnitedHealthcare | $15,789 | 1.1× | 8 |
| Virginia Premier Health | $16,104 | 1.1× | 1 |
| Tricities Hospital median $25,362 · local Medicare $14,526 · file 2026-09-01 | |||
| Aetna | $28,671 | 2.0× | 3 |
| Cigna | $26,515 | 1.8× | 2 |
| Elevance/Anthem/Empire | $28,216 | 1.9× | 5 |
| Oscar | $24,208 | 1.7× | 1 |
| Pyramid Life | $17,444 | 1.2× | 1 |
| Sentara Optima Health | $96,148 | 6.6× | 3 |
| UnitedHealthcare | $15,858 | 1.1× | 7 |
| Virginia Premier Health | $16,175 | 1.1× | 1 |
| Bon Secours St. Francis Medical Center median $44,914 · local Medicare $14,526 · file 2026-04-01 | |||
| Aetna | $39,657 | 2.7× | 3 |
| BCBS (other) | $44,914 | 3.1× | 3 |
| Cigna | $50,395 | 3.5× | 2 |
| Elevance/Anthem/Empire | $44,914 | 3.1× | 11 |
| UnitedHealthcare | $48,687 | 3.4× | 4 |
| Bon Secours Memorial Regional Medical Center median $47,688 · local Medicare $14,526 · file 2026-04-01 | |||
| Aetna | $39,657 | 2.7× | 3 |
| BCBS (other) | $47,688 | 3.3× | 3 |
| Cigna | $50,395 | 3.5× | 2 |
| Elevance/Anthem/Empire | $47,688 | 3.3× | 11 |
| UnitedHealthcare | $48,687 | 3.4× | 4 |
| Bon Secours St. Mary's Hospital median $50,395 · local Medicare $14,526 · file 2026-04-01 | |||
| Aetna | $39,657 | 2.7× | 3 |
| BCBS (other) | $56,256 | 3.9× | 3 |
| Cigna | $50,395 | 3.5× | 2 |
| Elevance/Anthem/Empire | $56,256 | 3.9× | 13 |
| UnitedHealthcare | $48,687 | 3.4× | 4 |
| VCU Medical Center median $52,617 · local Medicare $14,526 · file 2026-01-02 | |||
| Aetna | $45,724 | 3.1× | 1 |
| Elevance/Anthem/Empire | $52,617 | 3.6× | 2 |
| UnitedHealthcare | $76,043 | 5.2× | 1 |
MS-DRG 482
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Henrico Doctors' Hospital median $18,788 · local Medicare $11,312 · file 2026-09-01 | |||
| Aetna | $18,788 | 1.7× | 3 |
| Bright Health | $15,147 | 1.3× | 2 |
| Cigna | $30,916 | 2.7× | 2 |
| Elevance/Anthem/Empire | $29,280 | 2.6× | 8 |
| Oscar | $18,851 | 1.7× | 1 |
| Pyramid Life | $13,657 | 1.2× | 1 |
| Sentara Optima Health | $35,562 | 3.1× | 3 |
| UnitedHealthcare | $17,897 | 1.6× | 8 |
| Virginia Premier Health | $12,664 | 1.1× | 1 |
| CJW Medical Center (Chippenham + Johnston-Willis) median $18,851 · local Medicare $11,312 · file 2026-09-01 | |||
| Aetna | $18,788 | 1.7× | 3 |
| Bright Health | $15,147 | 1.3× | 2 |
| Cigna | $30,916 | 2.7× | 2 |
| Elevance/Anthem/Empire | $28,482 | 2.5× | 8 |
| Oscar | $18,851 | 1.7× | 1 |
| Pyramid Life | $13,735 | 1.2× | 1 |
| Sentara Optima Health | $35,562 | 3.1× | 3 |
| UnitedHealthcare | $23,379 | 2.1× | 7 |
| Virginia Premier Health | $12,736 | 1.1× | 1 |
| Tricities Hospital median $21,460 · local Medicare $11,312 · file 2026-09-01 | |||
| Aetna | $19,540 | 1.7× | 3 |
| Cigna | $30,916 | 2.7× | 2 |
| Elevance/Anthem/Empire | $28,216 | 2.5× | 5 |
| Oscar | $18,851 | 1.7× | 1 |
| Pyramid Life | $13,785 | 1.2× | 1 |
| Sentara Optima Health | $35,562 | 3.1× | 3 |
| UnitedHealthcare | $23,379 | 2.1× | 7 |
| Virginia Premier Health | $12,783 | 1.1× | 1 |
| Bon Secours St. Francis Medical Center median $34,975 · local Medicare $11,312 · file 2026-04-01 | |||
| Aetna | $30,881 | 2.7× | 3 |
| BCBS (other) | $34,975 | 3.1× | 3 |
| Cigna | $39,243 | 3.5× | 2 |
| Elevance/Anthem/Empire | $34,975 | 3.1× | 11 |
| UnitedHealthcare | $37,913 | 3.4× | 4 |
| Bon Secours Memorial Regional Medical Center median $37,135 · local Medicare $11,312 · file 2026-04-01 | |||
| Aetna | $30,881 | 2.7× | 3 |
| BCBS (other) | $37,135 | 3.3× | 3 |
| Cigna | $39,243 | 3.5× | 2 |
| Elevance/Anthem/Empire | $37,135 | 3.3× | 11 |
| UnitedHealthcare | $37,913 | 3.4× | 4 |
| VCU Medical Center median $39,235 · local Medicare $11,312 · file 2026-01-02 | |||
| Aetna | $30,663 | 2.7× | 1 |
| Elevance/Anthem/Empire | $40,230 | 3.6× | 2 |
| UnitedHealthcare | $39,235 | 3.5× | 1 |
| Bon Secours St. Mary's Hospital median $39,243 · local Medicare $11,312 · file 2026-04-01 | |||
| Aetna | $30,881 | 2.7× | 3 |
| BCBS (other) | $43,807 | 3.9× | 3 |
| Cigna | $39,243 | 3.5× | 2 |
| Elevance/Anthem/Empire | $43,807 | 3.9× | 13 |
| UnitedHealthcare | $37,913 | 3.4× | 4 |
MS-DRG 480
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| CJW Medical Center (Chippenham + Johnston-Willis) median $27,568 · local Medicare $20,198 · file 2026-09-01 | |||
| Aetna | $27,568 | 1.4× | 3 |
| Bright Health | $27,328 | 1.4× | 2 |
| Cigna | $80,970 | 4.0× | 2 |
| Elevance/Anthem/Empire | $38,164 | 1.9× | 8 |
| Oscar | $33,660 | 1.7× | 1 |
| Pyramid Life | $24,096 | 1.2× | 1 |
| Sentara Optima Health | $96,148 | 4.8× | 3 |
| UnitedHealthcare | $21,905 | 1.1× | 7 |
| Virginia Premier Health | $22,343 | 1.1× | 1 |
| Henrico Doctors' Hospital median $27,568 · local Medicare $20,198 · file 2026-09-01 | |||
| Aetna | $27,568 | 1.4× | 3 |
| Bright Health | $27,328 | 1.4× | 2 |
| Cigna | $80,970 | 4.0× | 2 |
| Elevance/Anthem/Empire | $39,364 | 1.9× | 8 |
| Oscar | $33,660 | 1.7× | 1 |
| Pyramid Life | $23,914 | 1.2× | 1 |
| Sentara Optima Health | $96,148 | 4.8× | 3 |
| UnitedHealthcare | $21,740 | 1.1× | 8 |
| Virginia Premier Health | $22,175 | 1.1× | 1 |
| Tricities Hospital median $28,444 · local Medicare $20,198 · file 2026-09-01 | |||
| Aetna | $28,671 | 1.4× | 3 |
| Cigna | $80,970 | 4.0× | 2 |
| Elevance/Anthem/Empire | $28,216 | 1.4× | 5 |
| Oscar | $33,660 | 1.7× | 1 |
| Pyramid Life | $23,899 | 1.2× | 1 |
| Sentara Optima Health | $96,148 | 4.8× | 3 |
| UnitedHealthcare | $21,726 | 1.1× | 7 |
| Virginia Premier Health | $22,161 | 1.1× | 1 |
| Bon Secours St. Francis Medical Center median $62,451 · local Medicare $20,198 · file 2026-04-01 | |||
| Aetna | $55,141 | 2.7× | 3 |
| BCBS (other) | $62,451 | 3.1× | 3 |
| Cigna | $70,071 | 3.5× | 2 |
| Elevance/Anthem/Empire | $62,451 | 3.1× | 11 |
| UnitedHealthcare | $67,696 | 3.4× | 4 |
| Bon Secours Memorial Regional Medical Center median $66,307 · local Medicare $20,198 · file 2026-04-01 | |||
| Aetna | $55,141 | 2.7× | 3 |
| BCBS (other) | $66,307 | 3.3× | 3 |
| Cigna | $70,071 | 3.5× | 2 |
| Elevance/Anthem/Empire | $66,307 | 3.3× | 11 |
| UnitedHealthcare | $67,696 | 3.4× | 4 |
| Bon Secours St. Mary's Hospital median $70,071 · local Medicare $20,198 · file 2026-04-01 | |||
| Aetna | $55,141 | 2.7× | 3 |
| BCBS (other) | $78,221 | 3.9× | 3 |
| Cigna | $70,071 | 3.5× | 2 |
| Elevance/Anthem/Empire | $78,221 | 3.9× | 13 |
| UnitedHealthcare | $67,696 | 3.4× | 4 |
| VCU Medical Center median $83,104 · local Medicare $20,198 · file 2026-01-02 | |||
| Aetna | $76,554 | 3.8× | 1 |
| Elevance/Anthem/Empire | $83,104 | 4.1× | 2 |
| UnitedHealthcare | $107,785 | 5.3× | 1 |
Questions
How much does hip fracture fixation cost with commercial insurance in Richmond VA?
3 Richmond VA hospitals post usable commercial rates for CPT 27245, hospital outpatient. The median across hospitals is $8,694; hospital medians range from $8,515 to $8,863. Your cost depends on your plan's deductible and coinsurance.