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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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CPT 27130
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Riverview Health median $27,238 · local Medicare $13,583 · file 2026-04-01 | |||
| Elevance/Anthem/Empire | $35,000 | 2.6× | 3 |
| UnitedHealthcare | $19,477 | 1.4× | 1 |
MS-DRG 470
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Ascension St Vincent Carmel median $15,520 · local Medicare $14,587 · file 2026-01-01 | |||
| Aetna | $11,231 | 0.8× | 1 |
| Cigna | $15,520 | 1.1× | 4 |
| Elevance/Anthem/Empire | $17,233 | 1.2× | 17 |
| Humana | $13,469 | 0.9× | 6 |
| UnitedHealthcare | $18,509 | 1.3× | 3 |
| Ascension St Vincent Fishers median $15,520 · local Medicare $14,587 · file 2026-01-01 | |||
| Aetna | $11,231 | 0.8× | 1 |
| Cigna | $15,520 | 1.1× | 4 |
| Elevance/Anthem/Empire | $19,220 | 1.3× | 17 |
| Humana | $15,002 | 1.0× | 4 |
| UnitedHealthcare | $18,509 | 1.3× | 3 |
| Ascension St Vincent Anderson median $15,894 · local Medicare $14,587 · file 2026-01-01 | |||
| Aetna | $11,231 | 0.8× | 1 |
| Cigna | $17,562 | 1.2× | 3 |
| Elevance/Anthem/Empire | $15,894 | 1.1× | 12 |
| Humana | $15,002 | 1.0× | 4 |
| UnitedHealthcare | $18,509 | 1.3× | 1 |
| Hendricks Regional Health median $28,015 · local Medicare $14,587 · file 2026-05-20 | |||
| Cigna | $59,302 | 4.1× | 1 |
| Elevance/Anthem/Empire | $25,032 | 1.7× | 3 |
| UnitedHealthcare | $28,015 | 1.9× | 2 |
MS-DRG 469
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Ascension St Vincent Anderson median $17,048 · local Medicare $22,937 · file 2026-01-01 | |||
| Cigna | $17,562 | 0.8× | 2 |
| Elevance/Anthem/Empire | $15,894 | 0.7× | 10 |
| Humana | $16,535 | 0.7× | 2 |
| UnitedHealthcare | $18,509 | 0.8× | 1 |
| Ascension St Vincent Carmel median $17,398 · local Medicare $22,937 · file 2026-01-01 | |||
| Cigna | $17,562 | 0.8× | 2 |
| Elevance/Anthem/Empire | $17,233 | 0.8× | 15 |
| Humana | $16,535 | 0.7× | 2 |
| UnitedHealthcare | $18,509 | 0.8× | 3 |
| Ascension St Vincent Fishers median $18,036 · local Medicare $22,937 · file 2026-01-01 | |||
| Cigna | $17,562 | 0.8× | 2 |
| Elevance/Anthem/Empire | $19,220 | 0.8× | 15 |
| Humana | $16,535 | 0.7× | 2 |
| UnitedHealthcare | $18,509 | 0.8× | 3 |
| Hendricks Regional Health median $44,054 · local Medicare $22,937 · file 2026-05-20 | |||
| Cigna | $93,253 | 4.1× | 1 |
| Elevance/Anthem/Empire | $39,362 | 1.7× | 3 |
| UnitedHealthcare | $44,054 | 1.9× | 2 |
Questions
How much does hip replacement cost with commercial insurance in Indianapolis IN?
1 Indianapolis IN hospital post usable commercial rates for CPT 27130, hospital outpatient. The median across hospitals is $27,238; hospital medians range from $27,238 to $27,238. Your cost depends on your plan's deductible and coinsurance.