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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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CPT 27130
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Riverview Health median $27,238 · local Medicare $13,583 · file 2026-04-01 | |||
| Elevance/Anthem/Empire | $35,000 | 2.6× | 3 |
| UnitedHealthcare | $19,477 | 1.4× | 1 |
| Franciscan Health Indianapolis median $53,405 · local Medicare $13,583 · file 2026-01-01 | |||
| BCBS (other) | $53,405 | 3.9× | 1 |
| BCBS IL | $53,405 | 3.9× | 1 |
| Elevance/Anthem/Empire | $53,405 | 3.9× | 7 |
| Franciscan Health Mooresville median $57,617 · local Medicare $13,583 · file 2026-01-01 | |||
| BCBS (other) | $57,617 | 4.2× | 1 |
| BCBS IL | $57,617 | 4.2× | 1 |
| Elevance/Anthem/Empire | $57,617 | 4.2× | 7 |
MS-DRG 470
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Ascension St Vincent Carmel median $14,482 · local Medicare $14,587 · file 2026-01-01 | |||
| Aetna | $11,231 | 0.8× | 1 |
| Cigna | $15,520 | 1.1× | 4 |
| Elevance/Anthem/Empire | $17,233 | 1.2× | 17 |
| Encore (rental network) | $13,400 | 0.9× | 1 |
| Encore Exclusive (rental network) | $13,400 | 0.9× | 1 |
| Humana | $13,469 | 0.9× | 6 |
| One Health Plan | $11,500 | 0.8× | 1 |
| SIHO PPO | $15,000 | 1.0× | 1 |
| Sagamore Plus Drg | $19,607 | 1.3× | 1 |
| Smarthealth PPO/Hdhp 20161001 | $13,700 | 0.9× | 1 |
| Unified Zionsville | $13,965 | 1.0× | 3 |
| UnitedHealthcare | $18,509 | 1.3× | 3 |
| Ascension St Vincent Fishers median $15,001 · local Medicare $14,587 · file 2026-01-01 | |||
| Aetna | $11,231 | 0.8× | 1 |
| Cigna | $15,520 | 1.1× | 4 |
| Elevance/Anthem/Empire | $17,233 | 1.2× | 17 |
| Encore (rental network) | $13,400 | 0.9× | 1 |
| Encore Exclusive (rental network) | $13,400 | 0.9× | 1 |
| Humana | $15,002 | 1.0× | 4 |
| One Health Plan | $11,500 | 0.8× | 1 |
| SIHO PPO | $15,000 | 1.0× | 1 |
| Sagamore Plus Drg | $19,607 | 1.3× | 1 |
| Smarthealth PPO/Hdhp 20161001 | $13,700 | 0.9× | 1 |
| Unified Zionsville | $14,464 | 1.0× | 2 |
| UnitedHealthcare | $18,509 | 1.3× | 3 |
| Ascension St Vincent Anderson median $15,002 · local Medicare $14,587 · file 2026-01-01 | |||
| Aetna | $11,231 | 0.8× | 1 |
| Cigna | $17,562 | 1.2× | 3 |
| Elevance/Anthem/Empire | $15,894 | 1.1× | 12 |
| Encore (rental network) | $13,400 | 0.9× | 1 |
| Encore Exclusive (rental network) | $13,400 | 0.9× | 1 |
| Humana | $15,002 | 1.0× | 4 |
| One Health Plan | $11,500 | 0.8× | 1 |
| SIHO PPO | $15,000 | 1.0× | 1 |
| Sagamore Plus Drg | $19,607 | 1.3× | 1 |
| Smarthealth PPO/Hdhp 20161001 | $13,700 | 0.9× | 1 |
| Unified Group Services | $18,211 | 1.2× | 1 |
| Unified Zionsville | $13,965 | 1.0× | 3 |
| UnitedHealthcare | $18,509 | 1.3× | 1 |
| Hendricks Regional Health median $35,309 · local Medicare $14,587 · file 2026-05-20 | |||
| Cigna | $59,302 | 4.1× | 1 |
| Elevance/Anthem/Empire | $25,032 | 1.7× | 3 |
| Sagamore Health Incumbent Program | $35,309 | 2.4× | 1 |
| SagamoreHealth Network | $37,166 | 2.5× | 1 |
| UnitedHealthcare | $28,015 | 1.9× | 2 |
| Franciscan Health Mooresville median $43,726 · local Medicare $14,587 · file 2026-01-01 | |||
| Aetna | $49,009 | 3.4× | 3 |
| BCBS (other) | $43,726 | 3.0× | 1 |
| BCBS IL | $43,726 | 3.0× | 1 |
| Elevance/Anthem/Empire | $43,726 | 3.0× | 7 |
| Franciscan Health Indianapolis median $43,726 · local Medicare $14,587 · file 2026-01-01 | |||
| Aetna | $49,009 | 3.4× | 3 |
| BCBS (other) | $43,726 | 3.0× | 1 |
| BCBS IL | $43,726 | 3.0× | 1 |
| Elevance/Anthem/Empire | $43,726 | 3.0× | 7 |
MS-DRG 469
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Ascension St Vincent Anderson median $17,048 · local Medicare $22,937 · file 2026-01-01 | |||
| Cigna | $17,562 | 0.8× | 2 |
| Elevance/Anthem/Empire | $15,894 | 0.7× | 10 |
| Humana | $16,535 | 0.7× | 2 |
| SIHO PPO | $15,000 | 0.7× | 1 |
| Sagamore Plus Drg | $19,607 | 0.9× | 1 |
| Unified Group Services | $18,211 | 0.8× | 1 |
| Unified Zionsville | $14,464 | 0.6× | 2 |
| UnitedHealthcare | $18,509 | 0.8× | 1 |
| Ascension St Vincent Carmel median $17,233 · local Medicare $22,937 · file 2026-01-01 | |||
| Cigna | $17,562 | 0.8× | 2 |
| Elevance/Anthem/Empire | $17,233 | 0.8× | 15 |
| Humana | $16,535 | 0.7× | 2 |
| SIHO PPO | $15,000 | 0.7× | 1 |
| Sagamore Plus Drg | $19,607 | 0.9× | 1 |
| Unified Zionsville | $13,965 | 0.6× | 3 |
| UnitedHealthcare | $18,509 | 0.8× | 3 |
| Ascension St Vincent Fishers median $17,233 · local Medicare $22,937 · file 2026-01-01 | |||
| Cigna | $17,562 | 0.8× | 2 |
| Elevance/Anthem/Empire | $17,233 | 0.8× | 15 |
| Humana | $16,535 | 0.7× | 2 |
| SIHO PPO | $15,000 | 0.7× | 1 |
| Sagamore Plus Drg | $19,607 | 0.9× | 1 |
| Unified Zionsville | $14,464 | 0.6× | 2 |
| UnitedHealthcare | $18,509 | 0.8× | 3 |
| Hendricks Regional Health median $55,523 · local Medicare $22,937 · file 2026-05-20 | |||
| Cigna | $93,253 | 4.1× | 1 |
| Elevance/Anthem/Empire | $39,362 | 1.7× | 3 |
| Sagamore Health Incumbent Program | $55,523 | 2.4× | 1 |
| SagamoreHealth Network | $58,444 | 2.5× | 1 |
| UnitedHealthcare | $44,054 | 1.9× | 2 |
| Franciscan Health Mooresville median $68,760 · local Medicare $22,937 · file 2026-01-01 | |||
| Aetna | $77,068 | 3.4× | 3 |
| BCBS (other) | $68,760 | 3.0× | 1 |
| BCBS IL | $68,760 | 3.0× | 1 |
| Elevance/Anthem/Empire | $68,760 | 3.0× | 7 |
| UnitedHealthcare | $59,584 | 2.6× | 7 |
| Franciscan Health Indianapolis median $68,760 · local Medicare $22,937 · file 2026-01-01 | |||
| Aetna | $77,068 | 3.4× | 3 |
| BCBS (other) | $68,760 | 3.0× | 1 |
| BCBS IL | $68,760 | 3.0× | 1 |
| Elevance/Anthem/Empire | $68,760 | 3.0× | 7 |
Questions
How much does hip replacement cost with commercial insurance in Indianapolis IN?
3 Indianapolis IN hospitals post usable commercial rates for CPT 27130, hospital outpatient. The median across hospitals is $53,405; hospital medians range from $27,238 to $57,617. Your cost depends on your plan's deductible and coinsurance.