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Hip replacement in San Francisco Bay Area CA

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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CPT 27130

Hospital · insurerRate× MedicarePlans
Stanford Health Care Tri-Valley median $11,970 · local Medicare $18,129 · file 2026-04-01
Aetna$10,1550.6×2
UnitedHealthcare$13,7840.8×1
St Mary's Medical Center median $16,287 · local Medicare $18,558 · file 2026-04-01
Aetna$14,5200.8×1
Elevance/Anthem/Empire$18,0541.0×2
Kaiser Permanente$41,8762.3×1
UnitedHealthcare$14,1050.8×2
Good Samaritan Hospital median $28,950 · local Medicare $18,884 · file 2026-09-01
Aetna$18,8341.0×3
Blue Shield of California$11,8610.6×2
Elevance/Anthem/Empire$45,2692.4×2
UnitedHealthcare$39,0662.1×1
Stanford Health Care median $43,842 · local Medicare $18,884 · file 2026-04-01
Aetna$52,9162.8×1
Blue Shield of California$39,1402.1×2
Elevance/Anthem/Empire$26,3171.4×1
UnitedHealthcare$48,5432.6×1

MS-DRG 470

Hospital · insurerRate× MedicarePlans
St Mary's Medical Center median $28,355 · local Medicare $20,418 · file 2026-04-01
Blue Shield of California$42,9802.1×1
Cigna$28,3551.4×1
UnitedHealthcare$27,4761.3×2
Good Samaritan Hospital median $33,635 · local Medicare $20,798 · file 2026-09-01
Aetna$21,5321.0×6
Blue Shield of California$21,9621.1×5
Cigna$33,6351.6×4
Elevance/Anthem/Empire$49,4152.4×2
UnitedHealthcare$35,2861.7×2

MS-DRG 469

Hospital · insurerRate× MedicarePlans
Good Samaritan Hospital median $34,288 · local Medicare $32,705 · file 2026-09-01
Aetna$33,6161.0×6
Blue Shield of California$34,2881.0×5
Cigna$33,6351.0×4
Elevance/Anthem/Empire$49,4151.5×2
UnitedHealthcare$46,5921.4×2
St Mary's Medical Center median $47,629 · local Medicare $32,107 · file 2026-04-01
Blue Shield of California$69,7752.2×1
Cigna$28,3550.9×1
UnitedHealthcare$47,6291.5×2

Questions

How much does hip replacement cost with commercial insurance in San Francisco Bay Area CA?

4 San Francisco Bay Area CA hospitals post usable commercial rates for CPT 27130, hospital outpatient. The median across hospitals is $22,619; hospital medians range from $11,970 to $43,842. Your cost depends on your plan's deductible and coinsurance.