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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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CPT 49505
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Henry Ford Health -St John Hospital median $2,080 · local Medicare $3,568 · file 2026-01-01 | |||
| BCBS Michigan | $2,080 | 0.6× | 3 |
| MultiPlan/PHCS (rental network) | $2,212 | 0.6× | 3 |
| Trinity Health Oakland Hospital median $3,975 · local Medicare $3,568 · file 2026-03-31 | |||
| BCBS (other) | $3,975 | 1.1× | 1 |
| BCBS AZ | $3,975 | 1.1× | 1 |
| BCBS MN | $3,975 | 1.1× | 1 |
| BCBS Michigan | $3,975 | 1.1× | 29 |
| BCBS NC | $3,975 | 1.1× | 1 |
| BCBS TN | $3,975 | 1.1× | 1 |
| CareFirst BCBS | $3,975 | 1.1× | 2 |
| Elevance/Anthem/Empire | $3,975 | 1.1× | 13 |
| Excellus BCBS | $3,975 | 1.1× | 1 |
| Highmark BCBS | $3,975 | 1.1× | 5 |
| Horizon BCBS NJ | $3,975 | 1.1× | 1 |
| Independence Blue Cross | $3,975 | 1.1× | 1 |
| Kaiser Permanente | $3,975 | 1.1× | 1 |
| Premera Blue Cross | $3,975 | 1.1× | 2 |
| Regence BlueShield | $3,975 | 1.1× | 4 |
| Wellmark BCBS | $3,975 | 1.1× | 2 |
| Corewell Health Beaumont Grosse Pointe Hospital median $4,015 · local Medicare $3,568 · file 2026-05-01 | |||
| Cigna | $4,015 | 1.1× | 1 |
| Corewell Health William Beaumont University Hospit median $4,015 · local Medicare $3,568 · file 2026-05-01 | |||
| Cigna | $4,015 | 1.1× | 1 |
| Corewell Health Beaumont Troy Hospital median $4,015 · local Medicare $3,568 · file 2026-05-01 | |||
| Cigna | $4,015 | 1.1× | 1 |
| Corewell Health Wayne Hospital median $4,015 · local Medicare $3,568 · file 2026-05-01 | |||
| Cigna | $4,015 | 1.1× | 1 |
| Corewell Health Farmington Hills Hospital median $4,015 · local Medicare $3,568 · file 2026-05-01 | |||
| Cigna | $4,015 | 1.1× | 1 |
| Corewell Health Trenton Hospital median $4,015 · local Medicare $3,568 · file 2026-05-01 | |||
| Cigna | $4,015 | 1.1× | 1 |
| Mclaren Port Huron median $4,342 · local Medicare $3,568 · file 2025-12-31 | |||
| BCBS Michigan | $4,342 | 1.2× | 1 |
| Trinity Health Livonia Hospital median $4,528 · local Medicare $3,568 · file 2026-03-31 | |||
| BCBS (other) | $4,528 | 1.3× | 1 |
| BCBS AZ | $4,528 | 1.3× | 1 |
| BCBS MN | $4,528 | 1.3× | 1 |
| BCBS Michigan | $4,528 | 1.3× | 31 |
| BCBS NC | $4,528 | 1.3× | 1 |
| BCBS TN | $4,528 | 1.3× | 1 |
| CareFirst BCBS | $4,528 | 1.3× | 2 |
| Elevance/Anthem/Empire | $4,528 | 1.3× | 13 |
| Excellus BCBS | $4,528 | 1.3× | 1 |
| Highmark BCBS | $4,528 | 1.3× | 5 |
| Horizon BCBS NJ | $4,528 | 1.3× | 1 |
| Independence Blue Cross | $4,528 | 1.3× | 1 |
| Kaiser Permanente | $4,528 | 1.3× | 1 |
| Premera Blue Cross | $4,528 | 1.3× | 2 |
| Regence BlueShield | $4,528 | 1.3× | 4 |
| Mclaren Lapeer Region median $5,000 · local Medicare $3,568 · file 2025-12-31 | |||
| BCBS Michigan | $5,000 | 1.4× | 1 |
| Henry Ford Health Macomb Hospital median $5,834 · local Medicare $3,568 · file 2026-06-28 | |||
| BCBS Michigan | $6,395 | 1.8× | 3 |
| UnitedHealthcare | $5,273 | 1.5× | 2 |
| Henry Ford Health Hospital median $6,041 · local Medicare $3,568 · file 2026-06-28 | |||
| Aetna | $4,933 | 1.4× | 1 |
| BCBS Michigan | $7,430 | 2.1× | 4 |
| UnitedHealthcare | $6,041 | 1.7× | 2 |
| Trinity Health Livingston Hospital median $6,251 · local Medicare $3,568 · file 2026-03-31 | |||
| BCBS (other) | $6,251 | 1.8× | 1 |
| BCBS AZ | $6,251 | 1.8× | 1 |
| BCBS MN | $6,251 | 1.8× | 1 |
| BCBS Michigan | $6,251 | 1.8× | 31 |
| BCBS NC | $6,251 | 1.8× | 1 |
| BCBS TN | $6,251 | 1.8× | 1 |
| CareFirst BCBS | $6,251 | 1.8× | 2 |
| Elevance/Anthem/Empire | $6,251 | 1.8× | 13 |
| Excellus BCBS | $6,251 | 1.8× | 1 |
| Highmark BCBS | $6,251 | 1.8× | 5 |
| Horizon BCBS NJ | $6,251 | 1.8× | 1 |
| Independence Blue Cross | $6,251 | 1.8× | 1 |
| Kaiser Permanente | $6,251 | 1.8× | 1 |
| Premera Blue Cross | $6,251 | 1.8× | 2 |
| Regence BlueShield | $6,251 | 1.8× | 4 |
| Henry Ford Health Rochester Hospital median $6,422 · local Medicare $3,568 · file 2026-01-01 | |||
| BCBS Michigan | $6,422 | 1.8× | 4 |
| Huron Valley-Sinai Hospital median $8,006 · local Medicare $3,568 · file 2026-05-20 | |||
| BCBS Michigan | $8,846 | 2.5× | 4 |
| UnitedHealthcare | $7,166 | 2.0× | 1 |
| Harper University Hospital median $8,936 · local Medicare $3,568 · file 2026-09-02 | |||
| BCBS Michigan | $10,707 | 3.0× | 4 |
| UnitedHealthcare | $7,166 | 2.0× | 1 |
CPT 49650
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Henry Ford Health -St John Hospital median $3,038 · local Medicare $6,024 · file 2026-01-01 | |||
| BCBS Michigan | $3,038 | 0.5× | 3 |
| Trinity Health Oakland Hospital median $5,809 · local Medicare $6,024 · file 2026-03-31 | |||
| BCBS (other) | $5,809 | 1.0× | 1 |
| BCBS AZ | $5,809 | 1.0× | 1 |
| BCBS MN | $5,809 | 1.0× | 1 |
| BCBS Michigan | $5,809 | 1.0× | 29 |
| BCBS NC | $5,809 | 1.0× | 1 |
| BCBS TN | $5,809 | 1.0× | 1 |
| CareFirst BCBS | $5,809 | 1.0× | 2 |
| Elevance/Anthem/Empire | $5,809 | 1.0× | 13 |
| Excellus BCBS | $5,809 | 1.0× | 1 |
| Highmark BCBS | $5,809 | 1.0× | 5 |
| Horizon BCBS NJ | $5,809 | 1.0× | 1 |
| Independence Blue Cross | $5,809 | 1.0× | 1 |
| Kaiser Permanente | $5,809 | 1.0× | 1 |
| Premera Blue Cross | $5,809 | 1.0× | 2 |
| Regence BlueShield | $5,809 | 1.0× | 4 |
| Wellmark BCBS | $5,809 | 1.0× | 2 |
| Corewell Health Beaumont Grosse Pointe Hospital median $6,035 · local Medicare $6,024 · file 2026-05-01 | |||
| Cigna | $6,035 | 1.0× | 1 |
| Corewell Health William Beaumont University Hospit median $6,035 · local Medicare $6,024 · file 2026-05-01 | |||
| Cigna | $6,035 | 1.0× | 1 |
| Corewell Health Beaumont Troy Hospital median $6,035 · local Medicare $6,024 · file 2026-05-01 | |||
| Cigna | $6,035 | 1.0× | 1 |
| Corewell Health Wayne Hospital median $6,035 · local Medicare $6,024 · file 2026-05-01 | |||
| Cigna | $6,035 | 1.0× | 1 |
| Corewell Health Farmington Hills Hospital median $6,035 · local Medicare $6,024 · file 2026-05-01 | |||
| Cigna | $6,035 | 1.0× | 1 |
| Corewell Health Trenton Hospital median $6,035 · local Medicare $6,024 · file 2026-05-01 | |||
| Cigna | $6,035 | 1.0× | 1 |
| Trinity Health Livonia Hospital median $6,617 · local Medicare $6,024 · file 2026-03-31 | |||
| BCBS (other) | $6,617 | 1.1× | 1 |
| BCBS AZ | $6,617 | 1.1× | 1 |
| BCBS MN | $6,617 | 1.1× | 1 |
| BCBS Michigan | $6,617 | 1.1× | 31 |
| BCBS NC | $6,617 | 1.1× | 1 |
| BCBS TN | $6,617 | 1.1× | 1 |
| CareFirst BCBS | $6,617 | 1.1× | 2 |
| Elevance/Anthem/Empire | $6,617 | 1.1× | 13 |
| Excellus BCBS | $6,617 | 1.1× | 1 |
| Highmark BCBS | $6,617 | 1.1× | 5 |
| Horizon BCBS NJ | $6,617 | 1.1× | 1 |
| Independence Blue Cross | $6,617 | 1.1× | 1 |
| Kaiser Permanente | $6,617 | 1.1× | 1 |
| Premera Blue Cross | $6,617 | 1.1× | 2 |
| Regence BlueShield | $6,617 | 1.1× | 4 |
| Henry Ford Health Rochester Hospital median $6,839 · local Medicare $6,024 · file 2026-01-01 | |||
| BCBS Michigan | $6,839 | 1.1× | 4 |
| Mclaren Lapeer Region median $7,306 · local Medicare $6,024 · file 2025-12-31 | |||
| BCBS Michigan | $7,306 | 1.2× | 1 |
| Henry Ford Health Macomb Hospital median $7,584 · local Medicare $6,024 · file 2026-06-28 | |||
| Aetna | $4,933 | 0.8× | 1 |
| BCBS Michigan | $9,346 | 1.6× | 3 |
| UnitedHealthcare | $7,584 | 1.3× | 2 |
| Trinity Health Livingston Hospital median $9,135 · local Medicare $6,024 · file 2026-03-31 | |||
| BCBS (other) | $9,135 | 1.5× | 1 |
| BCBS AZ | $9,135 | 1.5× | 1 |
| BCBS MN | $9,135 | 1.5× | 1 |
| BCBS Michigan | $9,135 | 1.5× | 31 |
| BCBS NC | $9,135 | 1.5× | 1 |
| BCBS TN | $9,135 | 1.5× | 1 |
| CareFirst BCBS | $9,135 | 1.5× | 2 |
| Elevance/Anthem/Empire | $9,135 | 1.5× | 13 |
| Excellus BCBS | $9,135 | 1.5× | 1 |
| Highmark BCBS | $9,135 | 1.5× | 5 |
| Horizon BCBS NJ | $9,135 | 1.5× | 1 |
| Independence Blue Cross | $9,135 | 1.5× | 1 |
| Kaiser Permanente | $9,135 | 1.5× | 1 |
| Premera Blue Cross | $9,135 | 1.5× | 2 |
| Regence BlueShield | $9,135 | 1.5× | 4 |
| Harper University Hospital median $9,407 · local Medicare $6,024 · file 2026-09-02 | |||
| UnitedHealthcare | $9,407 | 1.6× | 1 |
| Huron Valley-Sinai Hospital median $9,407 · local Medicare $6,024 · file 2026-05-20 | |||
| UnitedHealthcare | $9,407 | 1.6× | 1 |
| Henry Ford Health Hospital median $9,723 · local Medicare $6,024 · file 2026-06-28 | |||
| BCBS Michigan | $10,858 | 1.8× | 4 |
| UnitedHealthcare | $8,588 | 1.4× | 2 |
CPT 49651
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Corewell Health Beaumont Grosse Pointe Hospital median $6,035 · local Medicare $6,024 · file 2026-05-01 | |||
| Cigna | $6,035 | 1.0× | 1 |
| Corewell Health William Beaumont University Hospit median $6,035 · local Medicare $6,024 · file 2026-05-01 | |||
| Cigna | $6,035 | 1.0× | 1 |
| Corewell Health Beaumont Troy Hospital median $6,035 · local Medicare $6,024 · file 2026-05-01 | |||
| Cigna | $6,035 | 1.0× | 1 |
| Trinity Health Oakland Hospital median $6,138 · local Medicare $6,024 · file 2026-03-31 | |||
| BCBS (other) | $6,138 | 1.0× | 1 |
| BCBS AZ | $6,138 | 1.0× | 1 |
| BCBS MN | $6,138 | 1.0× | 1 |
| BCBS Michigan | $6,138 | 1.0× | 29 |
| BCBS NC | $6,138 | 1.0× | 1 |
| BCBS TN | $6,138 | 1.0× | 1 |
| CareFirst BCBS | $6,138 | 1.0× | 2 |
| Elevance/Anthem/Empire | $6,138 | 1.0× | 13 |
| Excellus BCBS | $6,138 | 1.0× | 1 |
| Highmark BCBS | $6,138 | 1.0× | 5 |
| Horizon BCBS NJ | $6,138 | 1.0× | 1 |
| Independence Blue Cross | $6,138 | 1.0× | 1 |
| Kaiser Permanente | $6,138 | 1.0× | 1 |
| Premera Blue Cross | $6,138 | 1.0× | 2 |
| Regence BlueShield | $6,138 | 1.0× | 4 |
| Wellmark BCBS | $6,138 | 1.0× | 2 |
| Henry Ford Health Rochester Hospital median $7,226 · local Medicare $6,024 · file 2026-01-01 | |||
| BCBS Michigan | $7,226 | 1.2× | 4 |
| Harper University Hospital median $9,407 · local Medicare $6,024 · file 2026-09-02 | |||
| UnitedHealthcare | $9,407 | 1.6× | 1 |
Questions
How much does inguinal hernia repair cost with commercial insurance in Detroit MI?
17 Detroit MI hospitals post usable commercial rates for CPT 49505, hospital outpatient. The median across hospitals is $4,342; hospital medians range from $2,080 to $8,936. Your cost depends on your plan's deductible and coinsurance.