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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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CPT 49505
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Elmhurst Hospital Center median $3,937 · local Medicare $4,469 · file 2026-09-05 | |||
| Aetna | $3,245 | 0.7× | 1 |
| Carelon | $2,485 | 0.6× | 1 |
| Cigna | $4,285 | 1.0× | 1 |
| Elevance/Anthem/Empire | $3,913 | 0.9× | 7 |
| EmblemHealth | $3,749 | 0.8× | 2 |
| Oscar | $4,677 | 1.0× | 1 |
| UnitedHealthcare | $3,961 | 0.9× | 3 |
| Vaccn | $4,176 | 0.9× | 1 |
| South Brooklyn Health median $3,956 · local Medicare $4,469 · file 2026-09-05 | |||
| Aetna | $3,245 | 0.7× | 1 |
| Carelon | $2,506 | 0.6× | 1 |
| Cigna | $4,285 | 1.0× | 1 |
| Elevance/Anthem/Empire | $3,950 | 0.9× | 7 |
| EmblemHealth | $3,760 | 0.8× | 2 |
| Oscar | $4,677 | 1.0× | 1 |
| UnitedHealthcare | $3,961 | 0.9× | 3 |
| Vaccn | $4,176 | 0.9× | 1 |
| Jacobi Medical Center median $3,964 · local Medicare $4,469 · file 2026-09-05 | |||
| Aetna | $3,245 | 0.7× | 1 |
| Carelon | $2,510 | 0.6× | 1 |
| Cigna | $4,285 | 1.0× | 1 |
| Elevance/Anthem/Empire | $3,967 | 0.9× | 7 |
| EmblemHealth | $3,762 | 0.8× | 2 |
| Oscar | $4,677 | 1.0× | 1 |
| UnitedHealthcare | $3,961 | 0.9× | 3 |
| Vaccn | $4,176 | 0.9× | 1 |
| LINCOLN MEDICAL & MENTAL HEALTH CENTER median $3,966 · local Medicare $4,469 · file 2026-09-05 | |||
| Aetna | $3,245 | 0.7× | 1 |
| Carelon | $2,487 | 0.6× | 1 |
| Cigna | $4,285 | 1.0× | 1 |
| Elevance/Anthem/Empire | $3,970 | 0.9× | 7 |
| EmblemHealth | $3,750 | 0.8× | 2 |
| Oscar | $4,677 | 1.0× | 1 |
| UnitedHealthcare | $3,961 | 0.9× | 3 |
| Vaccn | $4,176 | 0.9× | 1 |
| Maimonides Medical Center median $6,816 · local Medicare $4,469 · file 2026-04-01 | |||
| 1199SEIU | $3,898 | 0.9× | 1 |
| Aetna | $6,634 | 1.5× | 3 |
| Centivo | $9,010 | 2.0× | 1 |
| Elevance/Anthem/Empire | $6,997 | 1.6× | 2 |
| EmblemHealth | $13,587 | 3.0× | 1 |
| Magnacare (rental network) | $7,738 | 1.7× | 1 |
| UnitedHealthcare | $6,254 | 1.4× | 7 |
| Montefiore Medical Center median $7,084 · local Medicare $4,469 · file 2026-04-01 | |||
| 1199SEIU | $6,104 | 1.4× | 1 |
| Aetna | $24,470 | 5.5× | 3 |
| Christian Brothers | $25,839 | 5.8× | 1 |
| Cigna | $2,357 | 0.5× | 4 |
| Elevance/Anthem/Empire | $7,565 | 1.7× | 11 |
| EmblemHealth | $5,379 | 1.2× | 8 |
| Healthfirst | $3,799 | 0.9× | 1 |
| Mvp | $2,357 | 0.5× | 1 |
| Nat Assoc Letter Carriers | $25,839 | 5.8× | 1 |
| Nippon Life Insurance | $25,839 | 5.8× | 1 |
| Northwell | $13,810 | 3.1× | 1 |
| Oscar | $6,602 | 1.5× | 1 |
| Point Comfort | $4,469 | 1.0× | 1 |
| UnitedHealthcare | $15,108 | 3.4× | 5 |
| NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $9,810 · local Medicare $4,469 · file 2026-01-01 | |||
| 1199SEIU | $8,539 | 1.9× | 3 |
| Aetna | $11,080 | 2.5× | 24 |
| BCBS (other) | $13,586 | 3.0× | 16 |
| Centerlight | $4,259 | 1.0× | 2 |
| Cigna | $6,487 | 1.5× | 22 |
| Elevance/Anthem/Empire | $13,586 | 3.0× | 36 |
| EmblemHealth | $8,427 | 1.9× | 73 |
| Magnacare (rental network) | $25,798 | 5.8× | 10 |
| UnitedHealthcare | $14,618 | 3.3× | 24 |
| Hospital for Special Surgery median $12,245 · local Medicare $4,469 · file 2026-04-01 | |||
| Aetna | $12,511 | 2.8× | 17 |
| Apwu | $12,245 | 2.7× | 1 |
| BCBS (other) | $9,082 | 2.0× | 3 |
| Christian Brothers | $12,511 | 2.8× | 1 |
| Cigna | $12,245 | 2.7× | 13 |
| Connecticare | $12,543 | 2.8× | 1 |
| Elevance/Anthem/Empire | $9,373 | 2.1× | 10 |
| EmblemHealth | $12,543 | 2.8× | 14 |
| Harvard Pilgrim | $14,759 | 3.3× | 2 |
| Nalc | $12,245 | 2.7× | 1 |
| Nippon Life | $12,511 | 2.8× | 1 |
| Qualcare | $12,245 | 2.7× | 1 |
| Student Resources | $12,177 | 2.7× | 1 |
| UnitedHealthcare | $12,177 | 2.7× | 25 |
CPT 49650
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Elmhurst Hospital Center median $5,217 · local Medicare $7,547 · file 2026-09-05 | |||
| Aetna | $5,402 | 0.7× | 1 |
| Cigna | $5,356 | 0.7× | 1 |
| Elevance/Anthem/Empire | $5,217 | 0.7× | 7 |
| EmblemHealth | $5,014 | 0.7× | 1 |
| Oscar | $4,677 | 0.6× | 1 |
| UnitedHealthcare | $5,139 | 0.7× | 3 |
| Vaccn | $6,904 | 0.9× | 1 |
| South Brooklyn Health median $5,268 · local Medicare $7,547 · file 2026-09-05 | |||
| Aetna | $5,402 | 0.7× | 1 |
| Cigna | $5,356 | 0.7× | 1 |
| Elevance/Anthem/Empire | $5,268 | 0.7× | 7 |
| EmblemHealth | $5,014 | 0.7× | 1 |
| Oscar | $4,677 | 0.6× | 1 |
| UnitedHealthcare | $5,139 | 0.7× | 3 |
| Vaccn | $6,904 | 0.9× | 1 |
| Jacobi Medical Center median $5,289 · local Medicare $7,547 · file 2026-09-05 | |||
| Aetna | $5,402 | 0.7× | 1 |
| Cigna | $5,356 | 0.7× | 1 |
| Elevance/Anthem/Empire | $5,289 | 0.7× | 7 |
| EmblemHealth | $5,014 | 0.7× | 1 |
| Oscar | $4,677 | 0.6× | 1 |
| UnitedHealthcare | $5,139 | 0.7× | 3 |
| Vaccn | $6,904 | 0.9× | 1 |
| LINCOLN MEDICAL & MENTAL HEALTH CENTER median $5,294 · local Medicare $7,547 · file 2026-09-05 | |||
| Aetna | $5,402 | 0.7× | 1 |
| Cigna | $5,356 | 0.7× | 1 |
| Elevance/Anthem/Empire | $5,294 | 0.7× | 7 |
| EmblemHealth | $5,014 | 0.7× | 1 |
| Oscar | $4,677 | 0.6× | 1 |
| UnitedHealthcare | $5,139 | 0.7× | 3 |
| Vaccn | $6,904 | 0.9× | 1 |
| Maimonides Medical Center median $8,478 · local Medicare $7,547 · file 2026-04-01 | |||
| 1199SEIU | $3,898 | 0.5× | 1 |
| Aetna | $6,634 | 0.9× | 3 |
| Centivo | $9,010 | 1.2× | 1 |
| Elevance/Anthem/Empire | $9,681 | 1.3× | 2 |
| EmblemHealth | $22,941 | 3.0× | 1 |
| Magnacare (rental network) | $9,222 | 1.2× | 1 |
| UnitedHealthcare | $7,945 | 1.1× | 7 |
| NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $11,578 · local Medicare $7,547 · file 2026-01-01 | |||
| 1199SEIU | $8,539 | 1.1× | 3 |
| Aetna | $16,624 | 2.2× | 24 |
| BCBS (other) | $18,617 | 2.5× | 16 |
| Centerlight | $7,042 | 0.9× | 2 |
| Cigna | $6,487 | 0.9× | 22 |
| Elevance/Anthem/Empire | $18,617 | 2.5× | 32 |
| EmblemHealth | $8,427 | 1.1× | 69 |
| Magnacare (rental network) | $25,798 | 3.4× | 10 |
| UnitedHealthcare | $14,618 | 1.9× | 24 |
| Montefiore Medical Center median $12,211 · local Medicare $7,547 · file 2026-04-01 | |||
| 1199SEIU | $6,104 | 0.8× | 1 |
| Aetna | $24,470 | 3.2× | 2 |
| Christian Brothers | $25,839 | 3.4× | 1 |
| Cigna | $9,032 | 1.2× | 2 |
| Elevance/Anthem/Empire | $10,680 | 1.4× | 8 |
| EmblemHealth | $12,211 | 1.6× | 6 |
| Healthfirst | $6,415 | 0.9× | 1 |
| Nat Assoc Letter Carriers | $25,839 | 3.4× | 1 |
| Nippon Life Insurance | $25,839 | 3.4× | 1 |
| Northwell | $23,319 | 3.1× | 1 |
| Oscar | $6,602 | 0.9× | 1 |
| Point Comfort | $7,547 | 1.0× | 1 |
| UnitedHealthcare | $21,908 | 2.9× | 3 |
CPT 49651
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Elmhurst Hospital Center median $5,178 · local Medicare $7,547 · file 2026-09-05 | |||
| Aetna | $5,125 | 0.7× | 1 |
| Elevance/Anthem/Empire | $5,217 | 0.7× | 7 |
| EmblemHealth | $5,014 | 0.7× | 1 |
| Magnacare (rental network) | $8,285 | 1.1× | 4 |
| Oscar | $11,320 | 1.5× | 1 |
| UnitedHealthcare | $5,139 | 0.7× | 3 |
| Vaccn | $6,904 | 0.9× | 1 |
| South Brooklyn Health median $5,204 · local Medicare $7,547 · file 2026-09-05 | |||
| Aetna | $5,125 | 0.7× | 1 |
| Elevance/Anthem/Empire | $5,268 | 0.7× | 7 |
| EmblemHealth | $5,014 | 0.7× | 1 |
| Magnacare (rental network) | $8,285 | 1.1× | 4 |
| Oscar | $11,320 | 1.5× | 1 |
| UnitedHealthcare | $5,139 | 0.7× | 3 |
| Vaccn | $6,904 | 0.9× | 1 |
| Jacobi Medical Center median $5,214 · local Medicare $7,547 · file 2026-09-05 | |||
| Aetna | $5,125 | 0.7× | 1 |
| Elevance/Anthem/Empire | $5,289 | 0.7× | 7 |
| EmblemHealth | $5,014 | 0.7× | 1 |
| Magnacare (rental network) | $8,285 | 1.1× | 4 |
| Oscar | $11,320 | 1.5× | 1 |
| UnitedHealthcare | $5,139 | 0.7× | 3 |
| Vaccn | $6,904 | 0.9× | 1 |
| LINCOLN MEDICAL & MENTAL HEALTH CENTER median $5,216 · local Medicare $7,547 · file 2026-09-05 | |||
| Aetna | $5,125 | 0.7× | 1 |
| Elevance/Anthem/Empire | $5,294 | 0.7× | 7 |
| EmblemHealth | $5,014 | 0.7× | 1 |
| Magnacare (rental network) | $8,285 | 1.1× | 4 |
| Oscar | $11,320 | 1.5× | 1 |
| UnitedHealthcare | $5,139 | 0.7× | 3 |
| Vaccn | $6,904 | 0.9× | 1 |
| Maimonides Medical Center median $8,869 · local Medicare $7,547 · file 2026-04-01 | |||
| 1199SEIU | $6,169 | 0.8× | 1 |
| Aetna | $8,057 | 1.1× | 3 |
| Centivo | $10,600 | 1.4× | 1 |
| Elevance/Anthem/Empire | $9,681 | 1.3× | 2 |
| EmblemHealth | $22,941 | 3.0× | 1 |
| Magnacare (rental network) | $9,222 | 1.2× | 1 |
| UnitedHealthcare | $7,945 | 1.1× | 7 |
| Montefiore Medical Center median $14,164 · local Medicare $7,547 · file 2026-04-01 | |||
| 1199SEIU | $9,650 | 1.3× | 1 |
| Aetna | $28,362 | 3.8× | 2 |
| Christian Brothers | $29,969 | 4.0× | 1 |
| Cigna | $14,164 | 1.9× | 2 |
| Elevance/Anthem/Empire | $10,680 | 1.4× | 8 |
| EmblemHealth | $12,211 | 1.6× | 6 |
| Healthfirst | $6,415 | 0.9× | 1 |
| Nat Assoc Letter Carriers | $29,969 | 4.0× | 1 |
| Nippon Life Insurance | $29,969 | 4.0× | 1 |
| Northwell | $23,319 | 3.1× | 1 |
| Oscar | $6,602 | 0.9× | 1 |
| Point Comfort | $7,547 | 1.0× | 1 |
| UnitedHealthcare | $21,908 | 2.9× | 4 |
| NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $15,248 · local Medicare $7,547 · file 2026-01-01 | |||
| 1199SEIU | $15,878 | 2.1× | 3 |
| Aetna | $16,624 | 2.2× | 24 |
| BCBS (other) | $18,617 | 2.5× | 16 |
| Centerlight | $7,042 | 0.9× | 2 |
| Cigna | $6,487 | 0.9× | 22 |
| Elevance/Anthem/Empire | $18,617 | 2.5× | 32 |
| EmblemHealth | $8,427 | 1.1× | 69 |
| Magnacare (rental network) | $25,798 | 3.4× | 10 |
| UnitedHealthcare | $14,618 | 1.9× | 24 |
Questions
How much does inguinal hernia repair cost with commercial insurance in New York City?
8 New York City hospitals post usable commercial rates for CPT 49505, hospital outpatient. The median across hospitals is $5,391; hospital medians range from $3,937 to $12,245. Your cost depends on your plan's deductible and coinsurance.