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Knee replacement in Illinois: what insurers pay

Posted commercial rates at 13 Illinois hospitals, each next to its own Medicare base rate.

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CPT 27447

HospitalMedian across insurers× MedicareInsurersFile date
Endeavor Health Evanston Hospital Evanston$10,1560.7×32026-04-01
Endeavor Health Northwest Community Hospital Arlington Heights$13,5591.0×22026-04-01
Loyola University Medical Center Maywood$15,4571.1×12026-03-31
Endeavor Health Elmhurst Hospital Elmhurst$15,4901.1×22026-04-01
Endeavor Health Edward Hospital Naperville$22,1641.6×12026-04-01
University of Chicago Medical Center Chicago$26,1201.9×22026-04-01
Advocate Christ Medical Center Oak Lawn$27,8132.0×12025-11-04
Advocate Lutheran General Hospital Park Ridge$27,8132.0×12025-11-04

MS-DRG 470

HospitalMedian across insurers× MedicareInsurersFile date
Sarah Bush Lincoln Health Center Mattoon$15,3681.0×12026-06-03
Endeavor Health Northwest Community Hospital Arlington Heights$17,9081.2×32026-04-01
Endeavor Health Edward Hospital Naperville$20,6711.4×32026-04-01
Endeavor Health Elmhurst Hospital Elmhurst$22,9231.6×32026-04-01
Alton Memorial Hospital Alton$24,7021.7×52025-12-15
Northwestern Medicine Central DuPage Hospital Winfield$25,6411.7×12026-04-01
Endeavor Health Evanston Hospital Evanston$26,3181.8×32026-04-01
Loyola University Medical Center Maywood$27,9081.9×42026-03-31
Rush University Medical Center Chicago$29,5382.0×42026-09-25
Advocate Christ Medical Center Oak Lawn$31,8752.1×42025-11-04
Advocate Lutheran General Hospital Park Ridge$31,8752.1×42025-11-04
University of Chicago Medical Center Chicago$35,8782.4×52026-04-01

MS-DRG 469

HospitalMedian across insurers× MedicareInsurersFile date
Sarah Bush Lincoln Health Center Mattoon$24,1661.0×12026-06-03
Alton Memorial Hospital Alton$30,3841.3×52025-12-15
Endeavor Health Northwest Community Hospital Arlington Heights$31,0341.3×32026-04-01
University of Illinois Hospital and Clinics Chicago$33,6561.4×12026-04-01
Endeavor Health Edward Hospital Naperville$35,8331.5×32026-04-01
Endeavor Health Elmhurst Hospital Elmhurst$39,7371.7×32026-04-01
Northwestern Medicine Central DuPage Hospital Winfield$40,3201.7×12026-04-01
Endeavor Health Evanston Hospital Evanston$45,6222.0×32026-04-01
Rush University Medical Center Chicago$46,4482.0×42026-09-25
Loyola University Medical Center Maywood$48,3822.1×42026-03-31
Advocate Christ Medical Center Oak Lawn$55,2582.4×42025-11-04
Advocate Lutheran General Hospital Park Ridge$55,2582.4×42025-11-04
University of Chicago Medical Center Chicago$56,4182.4×52026-04-01

Questions

How much do insurers pay for knee replacement in Illinois?

13 Illinois hospitals post usable commercial rates for knee replacement in their federal price-transparency files. For CPT 27447, hospital outpatient, the median across 8 hospitals is $18,827, 1.4× each hospital's local Medicare base rate. Your share depends on your plan's deductible and coinsurance; the surgeon and anesthesia bill separately.