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Knee replacement in Indianapolis IN

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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CPT 27447

Hospital · insurer	Rate	× Medicare	Plans
Riverview Health median $25,451 · local Medicare $13,583 · file 2026-04-01
Elevance/Anthem/Empire	$31,425	2.3×	9
UnitedHealthcare	$19,477	1.4×	1

MS-DRG 470

Hospital · insurer	Rate	× Medicare	Plans
Ascension St Vincent Carmel median $15,520 · local Medicare $14,587 · file 2026-01-01
Aetna	$11,231	0.8×	1
Cigna	$15,520	1.1×	4
Elevance/Anthem/Empire	$17,233	1.2×	17
Humana	$13,469	0.9×	6
UnitedHealthcare	$18,509	1.3×	3
Ascension St Vincent Fishers median $15,520 · local Medicare $14,587 · file 2026-01-01
Aetna	$11,231	0.8×	1
Cigna	$15,520	1.1×	4
Elevance/Anthem/Empire	$19,220	1.3×	17
Humana	$15,002	1.0×	4
UnitedHealthcare	$18,509	1.3×	3
Ascension St Vincent Anderson median $15,894 · local Medicare $14,587 · file 2026-01-01
Aetna	$11,231	0.8×	1
Cigna	$17,562	1.2×	3
Elevance/Anthem/Empire	$15,894	1.1×	12
Humana	$15,002	1.0×	4
UnitedHealthcare	$18,509	1.3×	1
Hendricks Regional Health median $28,015 · local Medicare $14,587 · file 2026-05-20
Cigna	$59,302	4.1×	1
Elevance/Anthem/Empire	$25,032	1.7×	3
UnitedHealthcare	$28,015	1.9×	2

MS-DRG 469

Hospital · insurer	Rate	× Medicare	Plans
Ascension St Vincent Anderson median $17,048 · local Medicare $22,937 · file 2026-01-01
Cigna	$17,562	0.8×	2
Elevance/Anthem/Empire	$15,894	0.7×	10
Humana	$16,535	0.7×	2
UnitedHealthcare	$18,509	0.8×	1
Ascension St Vincent Carmel median $17,398 · local Medicare $22,937 · file 2026-01-01
Cigna	$17,562	0.8×	2
Elevance/Anthem/Empire	$17,233	0.8×	15
Humana	$16,535	0.7×	2
UnitedHealthcare	$18,509	0.8×	3
Ascension St Vincent Fishers median $18,036 · local Medicare $22,937 · file 2026-01-01
Cigna	$17,562	0.8×	2
Elevance/Anthem/Empire	$19,220	0.8×	15
Humana	$16,535	0.7×	2
UnitedHealthcare	$18,509	0.8×	3
Hendricks Regional Health median $44,054 · local Medicare $22,937 · file 2026-05-20
Cigna	$93,253	4.1×	1
Elevance/Anthem/Empire	$39,362	1.7×	3
UnitedHealthcare	$44,054	1.9×	2

Questions

How much does knee replacement cost with commercial insurance in Indianapolis IN?

1 Indianapolis IN hospital post usable commercial rates for CPT 27447, hospital outpatient. The median across hospitals is $25,451; hospital medians range from $25,451 to $25,451. Your cost depends on your plan's deductible and coinsurance.