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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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CPT 27447
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Vanderbilt University Medical Center median $24,087 · local Medicare $12,317 · file 2025-10-01 | |||
| Aetna | $7,915 | 0.6× | 3 |
| BCBS TN | $6,914 | 0.6× | 2 |
| Commonwealth Health | $27,964 | 2.3× | 1 |
| Elevance/Anthem/Empire | $12,739 | 1.0× | 2 |
| Hpi | $27,964 | 2.3× | 1 |
| Humana | $12,867 | 1.0× | 2 |
| Lucent | $27,964 | 2.3× | 1 |
| MedBen | $27,964 | 2.3× | 1 |
| Partner Direct Health | $27,964 | 2.3× | 1 |
| UnitedHealthcare | $20,210 | 1.6× | 10 |
| Ascension Saint Thomas Rutherford median $24,343 · local Medicare $12,317 · file 2026-01-01 | |||
| Aetna | $22,901 | 1.9× | 5 |
| BCBS TN | $26,000 | 2.1× | 6 |
| Cigna | $19,876 | 1.6× | 6 |
| UnitedHealthcare | $25,785 | 2.1× | 6 |
| TriStar Skyline Medical Center median $24,538 · local Medicare $12,317 · file 2026-09-01 | |||
| Aetna | $23,507 | 1.9× | 2 |
| BCBS TN | $37,269 | 3.0× | 1 |
| Bright Health | $19,564 | 1.6× | 3 |
| Cigna | $30,338 | 2.5× | 2 |
| Humana | $14,000 | 1.1× | 1 |
| Oscar | $30,445 | 2.5× | 1 |
| UnitedHealthcare | $25,569 | 2.1× | 3 |
| Zing | $13,549 | 1.1× | 1 |
| Ascension Saint Thomas Hospital (Midtown + West) median $24,638 · local Medicare $12,317 · file 2026-01-01 | |||
| Aetna | $23,491 | 1.9× | 6 |
| BCBS TN | $26,000 | 2.1× | 7 |
| Cigna | $19,876 | 1.6× | 7 |
| UnitedHealthcare | $25,785 | 2.1× | 7 |
| TriStar Summit Medical Center median $24,658 · local Medicare $12,317 · file 2026-09-01 | |||
| Aetna | $23,507 | 1.9× | 2 |
| BCBS TN | $37,269 | 3.0× | 1 |
| Bright Health | $19,564 | 1.6× | 3 |
| Cigna | $30,338 | 2.5× | 2 |
| Humana | $14,000 | 1.1× | 1 |
| Oscar | $30,445 | 2.5× | 1 |
| UnitedHealthcare | $25,808 | 2.1× | 3 |
| Zing | $13,549 | 1.1× | 1 |
| TriStar Hendersonville Medical Center median $24,658 · local Medicare $12,317 · file 2026-09-01 | |||
| Aetna | $23,507 | 1.9× | 2 |
| BCBS TN | $37,269 | 3.0× | 1 |
| Bright Health | $19,564 | 1.6× | 3 |
| Cigna | $30,338 | 2.5× | 2 |
| Humana | $14,000 | 1.1× | 1 |
| Oscar | $30,445 | 2.5× | 1 |
| UnitedHealthcare | $25,808 | 2.1× | 3 |
| Zing | $13,549 | 1.1× | 1 |
| TriStar StoneCrest Medical Center median $24,658 · local Medicare $12,317 · file 2026-09-01 | |||
| Aetna | $23,507 | 1.9× | 2 |
| BCBS TN | $37,269 | 3.0× | 1 |
| Bright Health | $19,564 | 1.6× | 3 |
| Cigna | $30,338 | 2.5× | 2 |
| Humana | $14,000 | 1.1× | 1 |
| Oscar | $30,445 | 2.5× | 1 |
| UnitedHealthcare | $25,808 | 2.1× | 3 |
| Zing | $13,549 | 1.1× | 1 |
| Vanderbilt Wilson County Hospital median $26,296 · local Medicare $12,317 · file 2025-10-01 | |||
| Aetna | $8,354 | 0.7× | 2 |
| Commonwealth Health | $27,726 | 2.3× | 1 |
| Elevance/Anthem/Empire | $12,446 | 1.0× | 1 |
| Hpi | $27,726 | 2.3× | 1 |
| Humana | $11,092 | 0.9× | 2 |
| Lucent | $27,726 | 2.3× | 1 |
| MedBen | $27,726 | 2.3× | 1 |
| Oscar | $24,867 | 2.0× | 1 |
| Partner Direct Health | $27,726 | 2.3× | 1 |
| UnitedHealthcare | $17,251 | 1.4× | 5 |
MS-DRG 470
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Ascension Saint Thomas Hospital (Midtown + West) median $15,974 · local Medicare $13,144 · file 2026-01-01 | |||
| Aetna | $19,970 | 1.5× | 6 |
| BCBS TN | $32,813 | 2.5× | 14 |
| Cigna | $16,471 | 1.3× | 20 |
| Covid Uninsured Test Fund | $11,723 | 0.9× | 2 |
| Health 2 Business | $25,656 | 2.0× | 3 |
| Humana | $11,267 | 0.9× | 2 |
| MultiPlan/PHCS (rental network) | $13,288 | 1.0× | 2 |
| Oscar | $8,272 | 0.6× | 2 |
| Smart Health | $10,900 | 0.8× | 8 |
| UnitedHealthcare | $15,974 | 1.2× | 7 |
| TriStar Summit Medical Center median $16,284 · local Medicare $13,144 · file 2026-09-01 | |||
| Aetna | $14,883 | 1.1× | 5 |
| BCBS TN | $37,751 | 2.9× | 2 |
| Bright Health | $16,360 | 1.2× | 5 |
| Cigna | $19,062 | 1.5× | 2 |
| Elevance/Anthem/Empire | $10,315 | 0.8× | 1 |
| Humana | $14,735 | 1.1× | 1 |
| MultiPlan/PHCS (rental network) | $26,405 | 2.0× | 1 |
| Odyssey Healthcare | $14,735 | 1.1× | 1 |
| Oscar | $22,178 | 1.7× | 1 |
| UnitedHealthcare | $25,715 | 2.0× | 5 |
| Zing | $16,209 | 1.2× | 1 |
| TriStar Hendersonville Medical Center median $16,360 · local Medicare $13,144 · file 2026-09-01 | |||
| Aetna | $14,860 | 1.1× | 5 |
| BCBS TN | $61,118 | 4.6× | 1 |
| Bright Health | $16,360 | 1.2× | 5 |
| Cigna | $19,062 | 1.5× | 2 |
| Elevance/Anthem/Empire | $10,299 | 0.8× | 1 |
| Humana | $14,712 | 1.1× | 1 |
| Oscar | $22,178 | 1.7× | 1 |
| UnitedHealthcare | $25,715 | 2.0× | 5 |
| Zing | $16,184 | 1.2× | 1 |
| Ascension Saint Thomas Rutherford median $16,471 · local Medicare $13,144 · file 2026-01-01 | |||
| Aetna | $20,300 | 1.5× | 5 |
| BCBS TN | $42,043 | 3.2× | 9 |
| Cigna | $16,471 | 1.3× | 16 |
| Covid Uninsured Test Fund | $12,608 | 1.0× | 1 |
| Health 2 Business | $25,656 | 2.0× | 3 |
| Humana | $11,794 | 0.9× | 1 |
| Oscar | $8,369 | 0.6× | 2 |
| Smart Health | $21,080 | 1.6× | 4 |
| UnitedHealthcare | $15,974 | 1.2× | 6 |
| TriStar StoneCrest Medical Center median $16,954 · local Medicare $13,144 · file 2026-09-01 | |||
| Aetna | $16,112 | 1.2× | 5 |
| BCBS TN | $61,118 | 4.6× | 1 |
| Bright Health | $16,360 | 1.2× | 5 |
| Cigna | $19,062 | 1.5× | 2 |
| Elevance/Anthem/Empire | $11,166 | 0.8× | 1 |
| Humana | $15,952 | 1.2× | 1 |
| Odyssey Healthcare | $15,952 | 1.2× | 1 |
| Oscar | $22,178 | 1.7× | 1 |
| UnitedHealthcare | $25,715 | 2.0× | 5 |
| Zing | $17,547 | 1.3× | 1 |
| TriStar Skyline Medical Center median $17,058 · local Medicare $13,144 · file 2026-09-01 | |||
| Aetna | $16,304 | 1.2× | 5 |
| BCBS TN | $37,377 | 2.8× | 2 |
| Bright Health | $16,360 | 1.2× | 5 |
| Cigna | $19,062 | 1.5× | 2 |
| Elevance/Anthem/Empire | $11,138 | 0.8× | 1 |
| Humana | $16,142 | 1.2× | 1 |
| MultiPlan/PHCS (rental network) | $33,312 | 2.5× | 1 |
| Odyssey Healthcare | $16,142 | 1.2× | 1 |
| Oscar | $22,178 | 1.7× | 1 |
| UnitedHealthcare | $27,206 | 2.1× | 5 |
| Zing | $17,757 | 1.4× | 1 |
| Vanderbilt University Medical Center median $36,202 · local Medicare $13,144 · file 2025-10-01 | |||
| Aetna | $33,846 | 2.6× | 9 |
| BCBS TN | $53,550 | 4.1× | 4 |
| Cigna | $29,819 | 2.3× | 5 |
| Commonwealth Health | $36,202 | 2.8× | 1 |
| Hpi | $36,202 | 2.8× | 1 |
| Lucent | $36,202 | 2.8× | 1 |
| MedBen | $36,202 | 2.8× | 1 |
| MultiPlan/PHCS (rental network) | $30,763 | 2.3× | 2 |
| Oscar | $41,233 | 3.1× | 1 |
| Partner Direct Health | $36,202 | 2.8× | 1 |
| UnitedHealthcare | $40,145 | 3.1× | 10 |
| Vanderbilt Wilson County Hospital median $36,202 · local Medicare $13,144 · file 2025-10-01 | |||
| Aetna | $27,213 | 2.1× | 5 |
| BCBS TN | $47,570 | 3.6× | 2 |
| Cigna | $25,745 | 2.0× | 3 |
| Commonwealth Health | $36,202 | 2.8× | 1 |
| Hpi | $36,202 | 2.8× | 1 |
| Lucent | $36,202 | 2.8× | 1 |
| MedBen | $36,202 | 2.8× | 1 |
| MultiPlan/PHCS (rental network) | $27,508 | 2.1× | 1 |
| Oscar | $41,233 | 3.1× | 1 |
| Partner Direct Health | $36,202 | 2.8× | 1 |
| UnitedHealthcare | $31,846 | 2.4× | 5 |
MS-DRG 469
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| TriStar Summit Medical Center median $23,560 · local Medicare $20,669 · file 2026-09-01 | |||
| Aetna | $22,555 | 1.1× | 5 |
| BCBS TN | $46,587 | 2.3× | 2 |
| Bright Health | $28,949 | 1.4× | 5 |
| Cigna | $19,062 | 0.9× | 2 |
| Elevance/Anthem/Empire | $15,632 | 0.8× | 1 |
| Humana | $22,332 | 1.1× | 1 |
| MultiPlan/PHCS (rental network) | $41,521 | 2.0× | 1 |
| Odyssey Healthcare | $22,332 | 1.1× | 1 |
| Oscar | $34,876 | 1.7× | 1 |
| UnitedHealthcare | $25,715 | 1.2× | 5 |
| Zing | $24,565 | 1.2× | 1 |
| TriStar Hendersonville Medical Center median $24,554 · local Medicare $20,669 · file 2026-09-01 | |||
| Aetna | $22,545 | 1.1× | 5 |
| BCBS TN | $72,638 | 3.5× | 1 |
| Bright Health | $28,949 | 1.4× | 5 |
| Cigna | $19,062 | 0.9× | 2 |
| Elevance/Anthem/Empire | $15,625 | 0.8× | 1 |
| Humana | $22,322 | 1.1× | 1 |
| Oscar | $34,876 | 1.7× | 1 |
| UnitedHealthcare | $25,715 | 1.2× | 5 |
| Zing | $24,554 | 1.2× | 1 |
| TriStar StoneCrest Medical Center median $24,868 · local Medicare $20,669 · file 2026-09-01 | |||
| Aetna | $24,020 | 1.2× | 5 |
| BCBS TN | $72,638 | 3.5× | 1 |
| Bright Health | $28,949 | 1.4× | 5 |
| Cigna | $19,062 | 0.9× | 2 |
| Elevance/Anthem/Empire | $16,647 | 0.8× | 1 |
| Humana | $23,782 | 1.2× | 1 |
| Odyssey Healthcare | $23,782 | 1.2× | 1 |
| Oscar | $34,876 | 1.7× | 1 |
| UnitedHealthcare | $25,715 | 1.2× | 5 |
| Zing | $26,160 | 1.3× | 1 |
| TriStar Skyline Medical Center median $25,315 · local Medicare $20,669 · file 2026-09-01 | |||
| Aetna | $24,235 | 1.2× | 5 |
| BCBS TN | $46,000 | 2.2× | 2 |
| Bright Health | $28,949 | 1.4× | 5 |
| Cigna | $19,062 | 0.9× | 2 |
| Elevance/Anthem/Empire | $16,557 | 0.8× | 1 |
| Humana | $23,995 | 1.2× | 1 |
| MultiPlan/PHCS (rental network) | $52,383 | 2.5× | 1 |
| Odyssey Healthcare | $23,995 | 1.2× | 1 |
| Oscar | $34,876 | 1.7× | 1 |
| UnitedHealthcare | $27,206 | 1.3× | 5 |
| Zing | $26,395 | 1.3× | 1 |
| Ascension Saint Thomas Hospital (Midtown + West) median $25,808 · local Medicare $20,669 · file 2026-01-01 | |||
| Aetna | $19,970 | 1.0× | 6 |
| BCBS TN | $42,957 | 2.1× | 14 |
| Cigna | $32,836 | 1.6× | 14 |
| Covid Uninsured Test Fund | $18,434 | 0.9× | 2 |
| Health 2 Business | $41,652 | 2.0× | 3 |
| MultiPlan/PHCS (rental network) | $13,288 | 0.6× | 2 |
| Smart Health | $25,808 | 1.2× | 4 |
| UnitedHealthcare | $15,974 | 0.8× | 7 |
| Ascension Saint Thomas Rutherford median $33,398 · local Medicare $20,669 · file 2026-01-01 | |||
| Aetna | $20,300 | 1.0× | 5 |
| BCBS TN | $40,149 | 1.9× | 9 |
| Cigna | $33,398 | 1.6× | 11 |
| Covid Uninsured Test Fund | $19,826 | 1.0× | 1 |
| Health 2 Business | $41,652 | 2.0× | 3 |
| Smart Health | $33,627 | 1.6× | 3 |
| UnitedHealthcare | $15,974 | 0.8× | 6 |
| Vanderbilt University Medical Center median $62,759 · local Medicare $20,669 · file 2025-10-01 | |||
| Aetna | $53,224 | 2.6× | 9 |
| BCBS TN | $79,554 | 3.8× | 4 |
| Cigna | $51,694 | 2.5× | 5 |
| Commonwealth Health | $62,759 | 3.0× | 1 |
| Hpi | $62,759 | 3.0× | 1 |
| Lucent | $62,759 | 3.0× | 1 |
| MedBen | $62,759 | 3.0× | 1 |
| MultiPlan/PHCS (rental network) | $48,375 | 2.3× | 2 |
| Oscar | $64,839 | 3.1× | 1 |
| Partner Direct Health | $62,759 | 3.0× | 1 |
| UnitedHealthcare | $63,128 | 3.1× | 10 |
| Vanderbilt Wilson County Hospital median $62,759 · local Medicare $20,669 · file 2025-10-01 | |||
| Aetna | $42,792 | 2.1× | 5 |
| BCBS TN | $70,670 | 3.4× | 2 |
| Cigna | $40,484 | 2.0× | 3 |
| Commonwealth Health | $62,759 | 3.0× | 1 |
| Hpi | $62,759 | 3.0× | 1 |
| Lucent | $62,759 | 3.0× | 1 |
| MedBen | $62,759 | 3.0× | 1 |
| MultiPlan/PHCS (rental network) | $43,256 | 2.1× | 1 |
| Oscar | $64,839 | 3.1× | 1 |
| Partner Direct Health | $62,759 | 3.0× | 1 |
| UnitedHealthcare | $50,078 | 2.4× | 5 |
Questions
How much does knee replacement cost with commercial insurance in Nashville TN?
8 Nashville TN hospitals post usable commercial rates for CPT 27447, hospital outpatient. The median across hospitals is $24,648; hospital medians range from $24,087 to $26,296. Your cost depends on your plan's deductible and coinsurance.