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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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CPT 27447
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Maimonides Medical Center median $12,297 · local Medicare $16,026 · file 2026-04-01 | |||
| 1199SEIU | $43,884 | 2.7× | 1 |
| Aetna | $8,428 | 0.5× | 3 |
| Elevance/Anthem/Empire | $12,297 | 0.8× | 2 |
| EmblemHealth | $48,720 | 3.0× | 1 |
| UnitedHealthcare | $9,733 | 0.6× | 7 |
| Montefiore Medical Center median $21,432 · local Medicare $16,026 · file 2026-04-01 | |||
| 1199SEIU | $58,734 | 3.7× | 1 |
| Aetna | $24,470 | 1.5× | 2 |
| Elevance/Anthem/Empire | $11,308 | 0.7× | 8 |
| EmblemHealth | $18,395 | 1.1× | 6 |
| Healthfirst | $13,622 | 0.8× | 1 |
| UnitedHealthcare | $27,952 | 1.7× | 3 |
| NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $46,959 · local Medicare $16,026 · file 2026-01-01 | |||
| 1199SEIU | $103,505 | 6.5× | 3 |
| Aetna | $39,109 | 2.4× | 24 |
| BCBS (other) | $37,925 | 2.4× | 16 |
| Cigna | $46,959 | 2.9× | 22 |
| Elevance/Anthem/Empire | $37,925 | 2.4× | 32 |
| EmblemHealth | $57,819 | 3.6× | 40 |
| UnitedHealthcare | $69,615 | 4.3× | 24 |
| Hospital for Special Surgery median $57,650 · local Medicare $16,026 · file 2026-04-01 | |||
| Aetna | $60,632 | 3.8× | 18 |
| BCBS (other) | $51,970 | 3.2× | 3 |
| Cigna | $54,668 | 3.4× | 16 |
| Elevance/Anthem/Empire | $53,632 | 3.3× | 10 |
| EmblemHealth | $62,711 | 3.9× | 15 |
| UnitedHealthcare | $61,508 | 3.8× | 30 |
| LINCOLN MEDICAL & MENTAL HEALTH CENTER median $67,464 · local Medicare $16,026 · file 2026-09-05 | |||
| 1199SEIU | $67,464 | 4.2× | 1 |
| Jacobi Medical Center median $67,464 · local Medicare $16,026 · file 2026-09-05 | |||
| 1199SEIU | $67,464 | 4.2× | 1 |
| Elmhurst Hospital Center median $67,464 · local Medicare $16,026 · file 2026-09-05 | |||
| 1199SEIU | $67,464 | 4.2× | 1 |
| South Brooklyn Health median $67,464 · local Medicare $16,026 · file 2026-09-05 | |||
| 1199SEIU | $67,464 | 4.2× | 1 |
MS-DRG 470
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Montefiore Medical Center median $18,537 · local Medicare $17,457 · file 2026-04-01 | |||
| EmblemHealth | $18,537 | 1.1× | 1 |
| Jamaica Hospital Medical Center median $30,724 · local Medicare $17,457 · file 2026-03-25 | |||
| Aetna | $27,898 | 1.6× | 1 |
| Cigna | $33,522 | 1.9× | 1 |
| EmblemHealth | $30,724 | 1.8× | 3 |
| LINCOLN MEDICAL & MENTAL HEALTH CENTER median $36,148 · local Medicare $17,457 · file 2026-09-05 | |||
| 1199SEIU | $25,425 | 1.5× | 1 |
| Aetna | $36,121 | 2.1× | 1 |
| Cigna | $37,877 | 2.2× | 1 |
| EmblemHealth | $38,362 | 2.2× | 2 |
| MultiPlan/PHCS (rental network) | $37,614 | 2.2× | 1 |
| Oscar | $36,175 | 2.1× | 1 |
| UnitedHealthcare | $30,417 | 1.7× | 3 |
| South Brooklyn Health median $36,148 · local Medicare $17,457 · file 2026-09-05 | |||
| 1199SEIU | $25,425 | 1.5× | 1 |
| Aetna | $36,121 | 2.1× | 1 |
| Cigna | $37,877 | 2.2× | 1 |
| EmblemHealth | $38,362 | 2.2× | 2 |
| MultiPlan/PHCS (rental network) | $40,553 | 2.3× | 1 |
| Oscar | $36,175 | 2.1× | 1 |
| UnitedHealthcare | $35,698 | 2.0× | 3 |
| Elmhurst Hospital Center median $36,664 · local Medicare $17,457 · file 2026-09-05 | |||
| 1199SEIU | $25,425 | 1.5× | 1 |
| Aetna | $36,121 | 2.1× | 1 |
| Cigna | $37,877 | 2.2× | 1 |
| EmblemHealth | $38,362 | 2.2× | 2 |
| MultiPlan/PHCS (rental network) | $51,604 | 3.0× | 1 |
| Oscar | $36,175 | 2.1× | 1 |
| UnitedHealthcare | $37,154 | 2.1× | 4 |
| Jacobi Medical Center median $38,120 · local Medicare $17,457 · file 2026-09-05 | |||
| 1199SEIU | $25,425 | 1.5× | 1 |
| Aetna | $45,345 | 2.6× | 1 |
| Cigna | $37,877 | 2.2× | 1 |
| EmblemHealth | $38,362 | 2.2× | 2 |
| MultiPlan/PHCS (rental network) | $52,088 | 3.0× | 1 |
| Oscar | $36,175 | 2.1× | 1 |
| UnitedHealthcare | $53,683 | 3.1× | 3 |
| Maimonides Medical Center median $55,872 · local Medicare $17,457 · file 2026-04-01 | |||
| 1199SEIU | $33,152 | 1.9× | 1 |
| Aetna | $56,243 | 3.2× | 3 |
| Cigna | $55,556 | 3.2× | 3 |
| Elevance/Anthem/Empire | $59,443 | 3.4× | 2 |
| EmblemHealth | $55,377 | 3.2× | 3 |
| UnitedHealthcare | $56,187 | 3.2× | 7 |
| NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $61,904 · local Medicare $17,457 · file 2026-01-01 | |||
| 1199SEIU | $61,904 | 3.5× | 3 |
| Aetna | $46,561 | 2.7× | 24 |
| BCBS (other) | $71,041 | 4.1× | 16 |
| Cigna | $50,923 | 2.9× | 22 |
| Elevance/Anthem/Empire | $71,041 | 4.1× | 32 |
| EmblemHealth | $56,877 | 3.3× | 80 |
| UnitedHealthcare | $76,145 | 4.4× | 24 |
| Hospital for Special Surgery median $68,940 · local Medicare $17,457 · file 2026-04-01 | |||
| Aetna | $69,635 | 4.0× | 17 |
| BCBS (other) | $62,900 | 3.6× | 2 |
| Cigna | $61,800 | 3.5× | 13 |
| EmblemHealth | $74,336 | 4.3× | 14 |
| UnitedHealthcare | $68,940 | 3.9× | 25 |
MS-DRG 469
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Montefiore Medical Center median $32,133 · local Medicare $27,452 · file 2026-04-01 | |||
| EmblemHealth | $32,133 | 1.2× | 1 |
| LINCOLN MEDICAL & MENTAL HEALTH CENTER median $56,842 · local Medicare $27,452 · file 2026-09-05 | |||
| 1199SEIU | $39,981 | 1.5× | 1 |
| Aetna | $56,800 | 2.1× | 1 |
| Cigna | $59,561 | 2.2× | 1 |
| EmblemHealth | $60,324 | 2.2× | 2 |
| MultiPlan/PHCS (rental network) | $59,147 | 2.2× | 1 |
| Oscar | $56,885 | 2.1× | 1 |
| UnitedHealthcare | $47,831 | 1.7× | 3 |
| South Brooklyn Health median $56,842 · local Medicare $27,452 · file 2026-09-05 | |||
| 1199SEIU | $39,981 | 1.5× | 1 |
| Aetna | $56,800 | 2.1× | 1 |
| Cigna | $59,561 | 2.2× | 1 |
| EmblemHealth | $60,324 | 2.2× | 2 |
| MultiPlan/PHCS (rental network) | $63,770 | 2.3× | 1 |
| Oscar | $56,885 | 2.1× | 1 |
| UnitedHealthcare | $56,135 | 2.0× | 3 |
| Elmhurst Hospital Center median $57,654 · local Medicare $27,452 · file 2026-09-05 | |||
| 1199SEIU | $39,981 | 1.5× | 1 |
| Aetna | $56,800 | 2.1× | 1 |
| Cigna | $59,561 | 2.2× | 1 |
| EmblemHealth | $60,324 | 2.2× | 2 |
| MultiPlan/PHCS (rental network) | $81,147 | 3.0× | 1 |
| Oscar | $56,885 | 2.1× | 1 |
| UnitedHealthcare | $58,424 | 2.1× | 4 |
| Jamaica Hospital Medical Center median $57,904 · local Medicare $27,452 · file 2026-03-25 | |||
| Aetna | $57,904 | 2.1× | 4 |
| Cigna | $58,114 | 2.1× | 1 |
| EmblemHealth | $53,264 | 1.9× | 3 |
| Jacobi Medical Center median $59,942 · local Medicare $27,452 · file 2026-09-05 | |||
| 1199SEIU | $39,981 | 1.5× | 1 |
| Aetna | $71,304 | 2.6× | 1 |
| Cigna | $59,561 | 2.2× | 1 |
| EmblemHealth | $60,324 | 2.2× | 2 |
| MultiPlan/PHCS (rental network) | $81,909 | 3.0× | 1 |
| Oscar | $56,885 | 2.1× | 1 |
| UnitedHealthcare | $84,417 | 3.1× | 3 |
| Maimonides Medical Center median $87,858 · local Medicare $27,452 · file 2026-04-01 | |||
| 1199SEIU | $52,132 | 1.9× | 1 |
| Aetna | $88,442 | 3.2× | 3 |
| Cigna | $87,362 | 3.2× | 3 |
| Elevance/Anthem/Empire | $93,474 | 3.4× | 2 |
| EmblemHealth | $87,080 | 3.2× | 3 |
| UnitedHealthcare | $88,354 | 3.2× | 7 |
| NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $99,966 · local Medicare $27,452 · file 2026-01-01 | |||
| 1199SEIU | $97,344 | 3.5× | 3 |
| Aetna | $79,118 | 2.9× | 24 |
| BCBS (other) | $125,207 | 4.6× | 32 |
| Cigna | $87,987 | 3.2× | 22 |
| Elevance/Anthem/Empire | $125,207 | 4.6× | 62 |
| EmblemHealth | $99,966 | 3.6× | 80 |
| UnitedHealthcare | $121,835 | 4.4× | 24 |
| Hospital for Special Surgery median $128,589 · local Medicare $27,452 · file 2026-04-01 | |||
| Aetna | $139,027 | 5.1× | 17 |
| BCBS (other) | $63,139 | 2.3× | 2 |
| Cigna | $128,589 | 4.7× | 13 |
| EmblemHealth | $138,778 | 5.1× | 14 |
| UnitedHealthcare | $95,725 | 3.5× | 25 |
Questions
How much does knee replacement cost with commercial insurance in New York City?
8 New York City hospitals post usable commercial rates for CPT 27447, hospital outpatient. The median across hospitals is $62,557; hospital medians range from $12,297 to $67,464. Your cost depends on your plan's deductible and coinsurance.