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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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CPT 27447
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Maimonides Medical Center median $11,015 · local Medicare $16,026 · file 2026-04-01 | |||
| 1199SEIU | $43,884 | 2.7× | 1 |
| Aetna | $8,428 | 0.5× | 3 |
| Centivo | $9,010 | 0.6× | 1 |
| Elevance/Anthem/Empire | $12,297 | 0.8× | 2 |
| EmblemHealth | $48,720 | 3.0× | 1 |
| Magnacare (rental network) | $9,540 | 0.6× | 1 |
| UnitedHealthcare | $9,733 | 0.6× | 7 |
| Montefiore Medical Center median $25,839 · local Medicare $16,026 · file 2026-04-01 | |||
| 1199SEIU | $58,734 | 3.7× | 1 |
| Aetna | $24,470 | 1.5× | 2 |
| Christian Brothers | $25,839 | 1.6× | 1 |
| Elevance/Anthem/Empire | $11,308 | 0.7× | 8 |
| EmblemHealth | $18,395 | 1.1× | 6 |
| Healthfirst | $13,622 | 0.8× | 1 |
| Nat Assoc Letter Carriers | $25,839 | 1.6× | 1 |
| Nippon Life Insurance | $25,839 | 1.6× | 1 |
| Northwell | $49,521 | 3.1× | 1 |
| Point Comfort | $16,026 | 1.0× | 1 |
| UnitedHealthcare | $27,952 | 1.7× | 3 |
| LINCOLN MEDICAL & MENTAL HEALTH CENTER median $41,345 · local Medicare $16,026 · file 2026-09-05 | |||
| 1199SEIU | $67,464 | 4.2× | 1 |
| Vaccn | $15,226 | 1.0× | 1 |
| Jacobi Medical Center median $41,345 · local Medicare $16,026 · file 2026-09-05 | |||
| 1199SEIU | $67,464 | 4.2× | 1 |
| Vaccn | $15,226 | 1.0× | 1 |
| Elmhurst Hospital Center median $41,345 · local Medicare $16,026 · file 2026-09-05 | |||
| 1199SEIU | $67,464 | 4.2× | 1 |
| Vaccn | $15,226 | 1.0× | 1 |
| South Brooklyn Health median $41,345 · local Medicare $16,026 · file 2026-09-05 | |||
| 1199SEIU | $67,464 | 4.2× | 1 |
| Vaccn | $15,226 | 1.0× | 1 |
| NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $43,034 · local Medicare $16,026 · file 2026-01-01 | |||
| 1199SEIU | $103,505 | 6.5× | 3 |
| Aetna | $39,109 | 2.4× | 24 |
| BCBS (other) | $37,925 | 2.4× | 16 |
| Centerlight | $15,530 | 1.0× | 2 |
| Cigna | $46,959 | 2.9× | 22 |
| Elevance/Anthem/Empire | $37,925 | 2.4× | 32 |
| EmblemHealth | $57,819 | 3.6× | 40 |
| Magnacare (rental network) | $62,936 | 3.9× | 10 |
| UnitedHealthcare | $69,615 | 4.3× | 24 |
| Hospital for Special Surgery median $60,632 · local Medicare $16,026 · file 2026-04-01 | |||
| Aetna | $60,632 | 3.8× | 18 |
| Apwu | $54,668 | 3.4× | 1 |
| BCBS (other) | $51,970 | 3.2× | 3 |
| Christian Brothers | $60,632 | 3.8× | 1 |
| Cigna | $54,668 | 3.4× | 16 |
| Connecticare | $62,711 | 3.9× | 1 |
| Elevance/Anthem/Empire | $53,632 | 3.3× | 10 |
| EmblemHealth | $62,711 | 3.9× | 15 |
| Harvard Pilgrim | $76,712 | 4.8× | 2 |
| Nalc | $54,668 | 3.4× | 1 |
| Nippon Life | $60,632 | 3.8× | 1 |
| Qualcare | $54,668 | 3.4× | 1 |
| Student Resources | $68,940 | 4.3× | 1 |
| UnitedHealthcare | $61,508 | 3.8× | 30 |
MS-DRG 470
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Montefiore Medical Center median $16,804 · local Medicare $17,457 · file 2026-04-01 | |||
| EmblemHealth | $18,537 | 1.1× | 1 |
| Point Comfort | $15,071 | 0.9× | 1 |
| Jamaica Hospital Medical Center median $30,760 · local Medicare $17,457 · file 2026-03-25 | |||
| 1999 National Benefit Fund | $30,796 | 1.8× | 1 |
| Aetna | $27,898 | 1.6× | 1 |
| Centerlight Healthcare | $27,898 | 1.6× | 1 |
| Centivo | $35,292 | 2.0× | 1 |
| Cigna | $33,522 | 1.9× | 1 |
| Create Health Plan | $44,701 | 2.6× | 1 |
| Elderplan | $27,898 | 1.6× | 1 |
| EmblemHealth | $30,724 | 1.8× | 3 |
| South Brooklyn Health median $36,121 · local Medicare $17,457 · file 2026-09-05 | |||
| 1199SEIU | $25,425 | 1.5× | 1 |
| Aetna | $36,121 | 2.1× | 1 |
| Cigna | $37,877 | 2.2× | 1 |
| EmblemHealth | $38,362 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $40,553 | 2.3× | 1 |
| Oscar | $36,175 | 2.1× | 1 |
| UnitedHealthcare | $35,698 | 2.0× | 3 |
| Vaccn | $31,500 | 1.8× | 1 |
| LINCOLN MEDICAL & MENTAL HEALTH CENTER median $36,175 · local Medicare $17,457 · file 2026-09-05 | |||
| 1199SEIU | $25,425 | 1.5× | 1 |
| Aetna | $36,121 | 2.1× | 1 |
| Cigna | $37,877 | 2.2× | 1 |
| EmblemHealth | $38,362 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $37,614 | 2.2× | 1 |
| Oscar | $36,175 | 2.1× | 1 |
| UnitedHealthcare | $30,417 | 1.7× | 3 |
| Vaccn | $53,685 | 3.1× | 1 |
| Elmhurst Hospital Center median $37,154 · local Medicare $17,457 · file 2026-09-05 | |||
| 1199SEIU | $25,425 | 1.5× | 1 |
| Aetna | $36,121 | 2.1× | 1 |
| Cigna | $37,877 | 2.2× | 1 |
| EmblemHealth | $38,362 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $51,604 | 3.0× | 1 |
| Oscar | $36,175 | 2.1× | 1 |
| UnitedHealthcare | $37,154 | 2.1× | 4 |
| Vaccn | $50,691 | 2.9× | 1 |
| Jacobi Medical Center median $37,877 · local Medicare $17,457 · file 2026-09-05 | |||
| 1199SEIU | $25,425 | 1.5× | 1 |
| Aetna | $45,345 | 2.6× | 1 |
| Cigna | $37,877 | 2.2× | 1 |
| EmblemHealth | $38,362 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $52,088 | 3.0× | 1 |
| Oscar | $36,175 | 2.1× | 1 |
| UnitedHealthcare | $53,683 | 3.1× | 3 |
| Vaccn | $35,709 | 2.0× | 1 |
| Maimonides Medical Center median $56,187 · local Medicare $17,457 · file 2026-04-01 | |||
| 1199SEIU | $33,152 | 1.9× | 1 |
| Aetna | $56,243 | 3.2× | 3 |
| Centivo | $59,294 | 3.4× | 1 |
| Cigna | $55,556 | 3.2× | 3 |
| Elevance/Anthem/Empire | $59,443 | 3.4× | 2 |
| EmblemHealth | $55,377 | 3.2× | 3 |
| Magnacare (rental network) | $66,451 | 3.8× | 1 |
| UnitedHealthcare | $56,187 | 3.2× | 7 |
| NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $59,390 · local Medicare $17,457 · file 2026-01-01 | |||
| 1199SEIU | $61,904 | 3.5× | 3 |
| Aetna | $46,561 | 2.7× | 24 |
| BCBS (other) | $71,041 | 4.1× | 16 |
| Centerlight | $19,896 | 1.1× | 2 |
| Cigna | $50,923 | 2.9× | 22 |
| Elevance/Anthem/Empire | $71,041 | 4.1× | 32 |
| EmblemHealth | $56,877 | 3.3× | 80 |
| Magnacare (rental network) | $83,898 | 4.8× | 9 |
| UnitedHealthcare | $76,145 | 4.4× | 24 |
| Hospital for Special Surgery median $68,940 · local Medicare $17,457 · file 2026-04-01 | |||
| Aetna | $69,635 | 4.0× | 17 |
| Apwu | $61,800 | 3.5× | 1 |
| BCBS (other) | $62,900 | 3.6× | 2 |
| Christian Brothers | $69,635 | 4.0× | 1 |
| Cigna | $61,800 | 3.5× | 13 |
| Connecticare | $74,336 | 4.3× | 1 |
| EmblemHealth | $74,336 | 4.3× | 14 |
| Harvard Pilgrim | $76,712 | 4.4× | 2 |
| Nalc | $61,800 | 3.5× | 1 |
| Nippon Life | $69,635 | 4.0× | 1 |
| Qualcare | $61,800 | 3.5× | 1 |
| Student Resources | $68,940 | 3.9× | 1 |
| UnitedHealthcare | $68,940 | 3.9× | 25 |
MS-DRG 469
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Montefiore Medical Center median $29,129 · local Medicare $27,452 · file 2026-04-01 | |||
| EmblemHealth | $32,133 | 1.2× | 1 |
| Point Comfort | $26,125 | 1.0× | 1 |
| Jamaica Hospital Medical Center median $55,646 · local Medicare $27,452 · file 2026-03-25 | |||
| 1999 National Benefit Fund | $53,388 | 1.9× | 1 |
| Aetna | $57,903 | 2.1× | 4 |
| Centerlight Healthcare | $42,092 | 1.5× | 1 |
| Centivo | $61,183 | 2.2× | 1 |
| Cigna | $58,114 | 2.1× | 1 |
| Create Health Plan | $77,494 | 2.8× | 1 |
| Elderplan | $42,092 | 1.5× | 1 |
| EmblemHealth | $53,263 | 1.9× | 3 |
| South Brooklyn Health median $56,800 · local Medicare $27,452 · file 2026-09-05 | |||
| 1199SEIU | $39,981 | 1.5× | 1 |
| Aetna | $56,800 | 2.1× | 1 |
| Cigna | $59,561 | 2.2× | 1 |
| EmblemHealth | $60,324 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $63,770 | 2.3× | 1 |
| Oscar | $56,885 | 2.1× | 1 |
| UnitedHealthcare | $56,135 | 2.0× | 3 |
| Vaccn | $45,954 | 1.7× | 1 |
| LINCOLN MEDICAL & MENTAL HEALTH CENTER median $56,885 · local Medicare $27,452 · file 2026-09-05 | |||
| 1199SEIU | $39,981 | 1.5× | 1 |
| Aetna | $56,800 | 2.1× | 1 |
| Cigna | $59,561 | 2.2× | 1 |
| EmblemHealth | $60,324 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $59,147 | 2.2× | 1 |
| Oscar | $56,885 | 2.1× | 1 |
| UnitedHealthcare | $47,831 | 1.7× | 3 |
| Vaccn | $69,820 | 2.5× | 1 |
| Elmhurst Hospital Center median $58,424 · local Medicare $27,452 · file 2026-09-05 | |||
| 1199SEIU | $39,981 | 1.5× | 1 |
| Aetna | $56,800 | 2.1× | 1 |
| Cigna | $59,561 | 2.2× | 1 |
| EmblemHealth | $60,324 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $81,147 | 3.0× | 1 |
| Oscar | $56,885 | 2.1× | 1 |
| UnitedHealthcare | $58,424 | 2.1× | 4 |
| Vaccn | $65,099 | 2.4× | 1 |
| Jacobi Medical Center median $59,561 · local Medicare $27,452 · file 2026-09-05 | |||
| 1199SEIU | $39,981 | 1.5× | 1 |
| Aetna | $71,304 | 2.6× | 1 |
| Cigna | $59,561 | 2.2× | 1 |
| EmblemHealth | $60,324 | 2.2× | 1 |
| MultiPlan/PHCS (rental network) | $81,909 | 3.0× | 1 |
| Oscar | $56,885 | 2.1× | 1 |
| UnitedHealthcare | $84,417 | 3.1× | 3 |
| Vaccn | $50,135 | 1.8× | 1 |
| Maimonides Medical Center median $88,354 · local Medicare $27,452 · file 2026-04-01 | |||
| 1199SEIU | $52,132 | 1.9× | 1 |
| Aetna | $88,442 | 3.2× | 3 |
| Centivo | $93,241 | 3.4× | 1 |
| Cigna | $87,362 | 3.2× | 3 |
| Elevance/Anthem/Empire | $93,474 | 3.4× | 2 |
| EmblemHealth | $87,080 | 3.2× | 3 |
| Magnacare (rental network) | $104,494 | 3.8× | 1 |
| UnitedHealthcare | $88,354 | 3.2× | 7 |
| NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $98,655 · local Medicare $27,452 · file 2026-01-01 | |||
| 1199SEIU | $97,344 | 3.5× | 3 |
| Aetna | $79,118 | 2.9× | 24 |
| BCBS (other) | $125,207 | 4.6× | 32 |
| Centerlight | $30,966 | 1.1× | 2 |
| Cigna | $87,987 | 3.2× | 22 |
| Elevance/Anthem/Empire | $125,207 | 4.6× | 62 |
| EmblemHealth | $99,966 | 3.6× | 80 |
| Magnacare (rental network) | $131,929 | 4.8× | 17 |
| UnitedHealthcare | $121,835 | 4.4× | 24 |
| Hospital for Special Surgery median $128,589 · local Medicare $27,452 · file 2026-04-01 | |||
| Aetna | $139,027 | 5.1× | 17 |
| Apwu | $128,589 | 4.7× | 1 |
| BCBS (other) | $63,139 | 2.3× | 2 |
| Christian Brothers | $139,027 | 5.1× | 1 |
| Cigna | $128,589 | 4.7× | 13 |
| Connecticare | $138,778 | 5.1× | 1 |
| EmblemHealth | $138,778 | 5.1× | 14 |
| Harvard Pilgrim | $106,875 | 3.9× | 2 |
| Nalc | $128,589 | 4.7× | 1 |
| Nippon Life | $139,027 | 5.1× | 1 |
| Qualcare | $128,589 | 4.7× | 1 |
| Student Resources | $85,585 | 3.1× | 1 |
| UnitedHealthcare | $95,725 | 3.5× | 25 |
Questions
How much does knee replacement cost with commercial insurance in New York City?
8 New York City hospitals post usable commercial rates for CPT 27447, hospital outpatient. The median across hospitals is $41,345; hospital medians range from $11,015 to $60,632. Your cost depends on your plan's deductible and coinsurance.