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Knee replacement in Philadelphia PA

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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CPT 27447

Hospital · insurer	Rate	× Medicare	Plans
Jefferson Einstein Montgomery Hospital median $10,855 · local Medicare $12,505 · file 2026-09-15
Aetna	$8,985	0.7×	1
Cigna	$8,274	0.7×	2
Highmark BCBS	$32,993	2.6×	1
Independence Blue Cross	$18,193	1.5×	4
UnitedHealthcare	$10,855	0.9×	1
Jefferson Abington Hospital median $12,849 · local Medicare $12,505 · file 2026-09-15
Aetna	$21,280	1.7×	3
Cigna	$17,787	1.4×	2
Horizon BCBS NJ	$9,489	0.8×	2
Independence Blue Cross	$12,849	1.0×	4
UnitedHealthcare	$11,235	0.9×	1
Riddle Memorial Hospital median $12,920 · local Medicare $13,190 · file 2026-04-01
Aetna	$9,353	0.7×	3
Independence Blue Cross	$16,487	1.2×	1
Paoli Hospital median $12,920 · local Medicare $12,505 · file 2026-04-01
Aetna	$9,353	0.7×	3
Independence Blue Cross	$16,487	1.3×	1
Bryn Mawr Hospital median $12,990 · local Medicare $13,190 · file 2026-04-01
Aetna	$9,353	0.7×	3
Independence Blue Cross	$16,627	1.3×	1
Lankenau Medical Center median $12,990 · local Medicare $12,505 · file 2026-04-01
Aetna	$9,353	0.7×	3
Independence Blue Cross	$16,627	1.3×	1
Inspira Medical Center Mullica Hill median $13,385 · local Medicare $14,444 · file 2026-03-24
Aetna	$13,385	0.9×	1
Jefferson Health-Northeast median $13,589 · local Medicare $13,190 · file 2026-09-15
Aetna	$8,985	0.7×	1
Cigna	$8,274	0.6×	2
Highmark BCBS	$33,977	2.6×	1
Independence Blue Cross	$18,193	1.4×	4
Jefferson Stratford Hospital median $14,582 · local Medicare $14,444 · file 2026-09-15
Aetna	$27,316	1.9×	1
Cigna	$17,787	1.2×	2
Horizon BCBS NJ	$11,377	0.8×	3
UnitedHealthcare	$9,751	0.7×	1
Temple University Hospital median $19,022 · local Medicare $13,190 · file 2026-04-13
Aetna	$7,197	0.5×	3
Cigna	$17,801	1.3×	1
Highmark BCBS	$42,996	3.3×	1
Independence Blue Cross	$20,459	1.6×	3
Oscar	$20,242	1.5×	1
UnitedHealthcare	$13,495	1.0×	1
Thomas Jefferson University Hospital median $23,636 · local Medicare $13,190 · file 2026-09-15
Aetna	$26,535	2.0×	2
Cigna	$21,586	1.6×	2
Horizon BCBS NJ	$18,076	1.4×	3
Independence Blue Cross	$25,685	1.9×	2

MS-DRG 470

Hospital · insurer	Rate	× Medicare	Plans
Jefferson Abington Hospital median $30,348 · local Medicare $13,354 · file 2026-09-15
Aetna	$31,956	2.4×	3
Cigna	$33,412	2.5×	2
Highmark BCBS	$33,248	2.5×	1
Horizon BCBS NJ	$27,154	2.0×	2
Independence Blue Cross	$19,497	1.5×	6
UnitedHealthcare	$28,741	2.2×	1
Jefferson Einstein Montgomery Hospital median $31,428 · local Medicare $13,354 · file 2026-09-15
Aetna	$49,264	3.7×	1
Cigna	$39,338	2.9×	2
Highmark BCBS	$31,428	2.4×	1
Independence Blue Cross	$25,887	1.9×	4
UnitedHealthcare	$27,768	2.1×	1
Riddle Memorial Hospital median $33,358 · local Medicare $14,123 · file 2026-04-01
Aetna	$39,489	2.8×	3
BCBS (other)	$36,358	2.6×	1
Cigna	$30,357	2.1×	1
Independence Blue Cross	$29,483	2.1×	5
Paoli Hospital median $33,599 · local Medicare $13,354 · file 2026-04-01
Aetna	$38,300	2.9×	3
BCBS (other)	$35,883	2.7×	1
Cigna	$29,414	2.2×	1
Independence Blue Cross	$31,315	2.3×	5
Jefferson Stratford Hospital median $36,177 · local Medicare $15,600 · file 2026-09-15
Aetna	$46,211	3.0×	1
Cigna	$37,116	2.4×	2
Highmark BCBS	$36,177	2.3×	1
Horizon BCBS NJ	$24,005	1.5×	3
Independence Blue Cross	$22,797	1.5×	2
Bryn Mawr Hospital median $36,656 · local Medicare $14,123 · file 2026-04-01
Aetna	$40,683	2.9×	3
BCBS (other)	$38,690	2.7×	1
Cigna	$30,639	2.2×	1
Independence Blue Cross	$34,623	2.5×	5
Jefferson Health-Northeast median $39,338 · local Medicare $14,123 · file 2026-09-15
Aetna	$49,264	3.5×	1
Cigna	$39,338	2.8×	2
Highmark BCBS	$40,131	2.8×	1
Independence Blue Cross	$30,533	2.2×	4
UnitedHealthcare	$32,712	2.3×	1
Temple University Hospital median $42,273 · local Medicare $14,123 · file 2026-04-13
Aetna	$44,890	3.2×	3
Cigna	$43,391	3.1×	1
Highmark BCBS	$37,860	2.7×	1
Horizon BCBS NJ	$42,273	3.0×	3
Independence Blue Cross	$42,406	3.0×	2
Oscar	$34,296	2.4×	1
UnitedHealthcare	$33,386	2.4×	2
Lankenau Medical Center median $43,397 · local Medicare $13,354 · file 2026-04-01
Aetna	$42,816	3.2×	3
BCBS (other)	$44,447	3.3×	1
Cigna	$32,054	2.4×	1
Independence Blue Cross	$43,978	3.3×	5
Thomas Jefferson University Hospital median $47,274 · local Medicare $14,123 · file 2026-09-15
Aetna	$54,013	3.8×	2
Cigna	$51,307	3.6×	2
Highmark BCBS	$43,879	3.1×	1
Horizon BCBS NJ	$47,274	3.3×	3
Independence Blue Cross	$25,601	1.8×	5
Inspira Medical Center Mullica Hill median $52,470 · local Medicare $15,600 · file 2026-03-24
Aetna	$47,904	3.1×	1
Cigna	$52,470	3.4×	1
Horizon BCBS NJ	$60,597	3.9×	5
Independence Blue Cross	$59,830	3.8×	1
UnitedHealthcare	$50,875	3.3×	2

MS-DRG 469

Hospital · insurer	Rate	× Medicare	Plans
Jefferson Abington Hospital median $47,723 · local Medicare $21,000 · file 2026-09-15
Aetna	$50,251	2.4×	3
Cigna	$52,541	2.5×	2
Highmark BCBS	$52,282	2.5×	1
Horizon BCBS NJ	$42,700	2.0×	2
Independence Blue Cross	$30,461	1.5×	6
UnitedHealthcare	$45,195	2.2×	1
Jefferson Einstein Montgomery Hospital median $49,421 · local Medicare $21,000 · file 2026-09-15
Aetna	$77,468	3.7×	1
Cigna	$61,860	2.9×	2
Highmark BCBS	$49,421	2.4×	1
Independence Blue Cross	$25,887	1.2×	4
UnitedHealthcare	$43,666	2.1×	1
Paoli Hospital median $53,708 · local Medicare $21,000 · file 2026-04-01
Aetna	$61,434	2.9×	3
BCBS (other)	$56,426	2.7×	1
Cigna	$50,989	2.4×	1
Independence Blue Cross	$49,244	2.3×	5
Riddle Memorial Hospital median $54,752 · local Medicare $22,208 · file 2026-04-01
Aetna	$63,596	2.9×	3
BCBS (other)	$56,882	2.6×	1
Cigna	$52,623	2.4×	1
Independence Blue Cross	$46,126	2.1×	5
Jefferson Stratford Hospital median $56,888 · local Medicare $24,531 · file 2026-09-15
Aetna	$72,666	3.0×	1
Cigna	$58,365	2.4×	2
Highmark BCBS	$56,888	2.3×	1
Horizon BCBS NJ	$37,748	1.5×	3
Independence Blue Cross	$35,849	1.5×	2
Bryn Mawr Hospital median $57,642 · local Medicare $22,208 · file 2026-04-01
Aetna	$65,252	2.9×	3
BCBS (other)	$60,840	2.7×	1
Cigna	$53,113	2.4×	1
Independence Blue Cross	$54,444	2.5×	5
Jefferson Health-Northeast median $61,860 · local Medicare $22,208 · file 2026-09-15
Aetna	$77,468	3.5×	1
Cigna	$61,860	2.8×	2
Highmark BCBS	$63,106	2.8×	1
Independence Blue Cross	$56,320	2.5×	4
UnitedHealthcare	$51,440	2.3×	1
Temple University Hospital median $65,614 · local Medicare $22,208 · file 2026-04-13
Aetna	$72,008	3.2×	3
Cigna	$68,232	3.1×	1
Highmark BCBS	$61,481	2.8×	1
Horizon BCBS NJ	$73,284	3.3×	3
Independence Blue Cross	$65,614	3.0×	2
Oscar	$53,930	2.4×	1
UnitedHealthcare	$52,226	2.4×	2
Lankenau Medical Center median $68,702 · local Medicare $21,000 · file 2026-04-01
Aetna	$68,681	3.3×	3
BCBS (other)	$69,457	3.3×	1
Cigna	$55,564	2.6×	1
Independence Blue Cross	$68,724	3.3×	5
Thomas Jefferson University Hospital median $74,339 · local Medicare $22,208 · file 2026-09-15
Aetna	$84,936	3.8×	2
Cigna	$80,680	3.6×	2
Highmark BCBS	$69,000	3.1×	1
Horizon BCBS NJ	$74,339	3.3×	3
Independence Blue Cross	$40,258	1.8×	5
Inspira Medical Center Mullica Hill median $82,509 · local Medicare $24,531 · file 2026-03-24
Aetna	$75,330	3.1×	1
Cigna	$82,509	3.4×	1
Horizon BCBS NJ	$98,403	4.0×	5
Independence Blue Cross	$99,841	4.1×	1
UnitedHealthcare	$80,001	3.3×	2

Questions

How much does knee replacement cost with commercial insurance in Philadelphia PA?

11 Philadelphia PA hospitals post usable commercial rates for CPT 27447, hospital outpatient. The median across hospitals is $12,990; hospital medians range from $10,855 to $23,636. Your cost depends on your plan's deductible and coinsurance.