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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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CPT 27447
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| CJW Medical Center (Chippenham + Johnston-Willis) median $25,280 · local Medicare $12,527 · file 2026-09-01 | |||
| Aetna | $25,280 | 2.0× | 2 |
| Cigna | $35,107 | 2.8× | 2 |
| Elevance/Anthem/Empire | $24,775 | 2.0× | 4 |
| Oscar | $12,499 | 1.0× | 1 |
| UnitedHealthcare | $37,116 | 3.0× | 4 |
| Henrico Doctors' Hospital median $25,280 · local Medicare $12,527 · file 2026-09-01 | |||
| Aetna | $25,280 | 2.0× | 2 |
| Cigna | $35,107 | 2.8× | 2 |
| Elevance/Anthem/Empire | $25,010 | 2.0× | 4 |
| Oscar | $12,499 | 1.0× | 1 |
| UnitedHealthcare | $37,116 | 3.0× | 4 |
| Tricities Hospital median $26,291 · local Medicare $12,527 · file 2026-09-01 | |||
| Aetna | $26,291 | 2.1× | 2 |
| Cigna | $35,107 | 2.8× | 2 |
| Elevance/Anthem/Empire | $24,962 | 2.0× | 4 |
| Oscar | $12,499 | 1.0× | 1 |
| UnitedHealthcare | $37,116 | 3.0× | 4 |
MS-DRG 470
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Henrico Doctors' Hospital median $23,075 · local Medicare $13,378 · file 2026-09-01 | |||
| Aetna | $14,896 | 1.1× | 3 |
| Cigna | $42,876 | 3.2× | 2 |
| Elevance/Anthem/Empire | $33,834 | 2.5× | 8 |
| Oscar | $22,294 | 1.7× | 1 |
| UnitedHealthcare | $23,075 | 1.7× | 8 |
| Tricities Hospital median $29,456 · local Medicare $13,378 · file 2026-09-01 | |||
| Aetna | $14,984 | 1.1× | 3 |
| Cigna | $42,876 | 3.2× | 2 |
| Elevance/Anthem/Empire | $29,456 | 2.2× | 5 |
| Oscar | $22,294 | 1.7× | 1 |
| UnitedHealthcare | $31,566 | 2.4× | 7 |
| CJW Medical Center (Chippenham + Johnston-Willis) median $31,427 · local Medicare $13,378 · file 2026-09-01 | |||
| Aetna | $14,990 | 1.1× | 3 |
| Cigna | $42,876 | 3.2× | 2 |
| Elevance/Anthem/Empire | $31,427 | 2.3× | 8 |
| Oscar | $22,294 | 1.7× | 1 |
| UnitedHealthcare | $31,566 | 2.4× | 7 |
| VCU Medical Center median $35,375 · local Medicare $13,378 · file 2026-01-02 | |||
| Aetna | $35,375 | 2.6× | 1 |
| Elevance/Anthem/Empire | $31,576 | 2.4× | 2 |
| UnitedHealthcare | $46,632 | 3.5× | 1 |
| Bon Secours St. Francis Medical Center median $45,377 · local Medicare $13,378 · file 2026-04-01 | |||
| Aetna | $49,768 | 3.7× | 3 |
| BCBS (other) | $45,377 | 3.4× | 3 |
| Cigna | $46,410 | 3.5× | 2 |
| Elevance/Anthem/Empire | $45,377 | 3.4× | 11 |
| UnitedHealthcare | $44,837 | 3.4× | 4 |
| Bon Secours Memorial Regional Medical Center median $48,176 · local Medicare $13,378 · file 2026-04-01 | |||
| Aetna | $49,768 | 3.7× | 3 |
| BCBS (other) | $48,176 | 3.6× | 3 |
| Cigna | $46,410 | 3.5× | 2 |
| Elevance/Anthem/Empire | $48,176 | 3.6× | 11 |
| UnitedHealthcare | $44,837 | 3.4× | 4 |
| Bon Secours St. Mary's Hospital median $49,407 · local Medicare $13,378 · file 2026-04-01 | |||
| Aetna | $49,768 | 3.7× | 3 |
| BCBS (other) | $49,407 | 3.7× | 3 |
| Cigna | $46,410 | 3.5× | 2 |
| Elevance/Anthem/Empire | $49,407 | 3.7× | 13 |
| UnitedHealthcare | $44,837 | 3.4× | 4 |
MS-DRG 469
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| CJW Medical Center (Chippenham + Johnston-Willis) median $35,058 · local Medicare $21,037 · file 2026-09-01 | |||
| Aetna | $23,282 | 1.1× | 3 |
| Cigna | $39,490 | 1.9× | 2 |
| Elevance/Anthem/Empire | $39,019 | 1.9× | 8 |
| Oscar | $35,058 | 1.7× | 1 |
| UnitedHealthcare | $22,794 | 1.1× | 7 |
| Henrico Doctors' Hospital median $35,058 · local Medicare $21,037 · file 2026-09-01 | |||
| Aetna | $23,104 | 1.1× | 3 |
| Cigna | $39,490 | 1.9× | 2 |
| Elevance/Anthem/Empire | $39,348 | 1.9× | 8 |
| Oscar | $35,058 | 1.7× | 1 |
| UnitedHealthcare | $22,620 | 1.1× | 8 |
| Tricities Hospital median $35,058 · local Medicare $21,037 · file 2026-09-01 | |||
| Aetna | $23,077 | 1.1× | 3 |
| Cigna | $39,490 | 1.9× | 2 |
| Elevance/Anthem/Empire | $43,411 | 2.1× | 5 |
| Oscar | $35,058 | 1.7× | 1 |
| UnitedHealthcare | $22,594 | 1.1× | 7 |
| Bon Secours St. Mary's Hospital median $57,431 · local Medicare $21,037 · file 2026-04-01 | |||
| Aetna | $57,431 | 2.7× | 3 |
| BCBS (other) | $49,407 | 2.3× | 3 |
| Cigna | $72,980 | 3.5× | 2 |
| Elevance/Anthem/Empire | $49,407 | 2.3× | 13 |
| UnitedHealthcare | $70,507 | 3.4× | 4 |
| Bon Secours Memorial Regional Medical Center median $57,431 · local Medicare $21,037 · file 2026-04-01 | |||
| Aetna | $57,431 | 2.7× | 3 |
| BCBS (other) | $48,176 | 2.3× | 3 |
| Cigna | $72,980 | 3.5× | 2 |
| Elevance/Anthem/Empire | $48,176 | 2.3× | 11 |
| UnitedHealthcare | $70,507 | 3.4× | 4 |
| Bon Secours St. Francis Medical Center median $57,431 · local Medicare $21,037 · file 2026-04-01 | |||
| Aetna | $57,431 | 2.7× | 3 |
| BCBS (other) | $45,377 | 2.2× | 3 |
| Cigna | $72,980 | 3.5× | 2 |
| Elevance/Anthem/Empire | $45,377 | 2.2× | 11 |
| UnitedHealthcare | $70,507 | 3.4× | 4 |
| VCU Medical Center median $78,069 · local Medicare $21,037 · file 2026-01-02 | |||
| Aetna | $78,069 | 3.7× | 1 |
| Elevance/Anthem/Empire | $54,741 | 2.6× | 2 |
| UnitedHealthcare | $131,049 | 6.2× | 1 |
Questions
How much does knee replacement cost with commercial insurance in Richmond VA?
3 Richmond VA hospitals post usable commercial rates for CPT 27447, hospital outpatient. The median across hospitals is $25,280; hospital medians range from $25,280 to $26,291. Your cost depends on your plan's deductible and coinsurance.