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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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MS-DRG 451
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| HCA HealthONE Swedish median $28,052 · local Medicare $24,349 · file 2026-09-01 | |||
| Aetna | $27,368 | 1.1× | 4 |
| Bright Health | $27,368 | 1.1× | 5 |
| Cigna | $45,275 | 1.9× | 4 |
| Delaware Life Insurance | $28,189 | 1.2× | 1 |
| Elevance/Anthem/Empire | $26,930 | 1.1× | 4 |
| Kaiser Permanente | $27,916 | 1.1× | 1 |
| Rocky Mountain Health | $27,368 | 1.1× | 1 |
| Rocky Mountain Health Plan | $52,604 | 2.2× | 1 |
| UnitedHealthcare | $42,258 | 1.7× | 2 |
| Wppa | $50,000 | 2.1× | 1 |
| HCA HealthONE Presbyterian/St. Luke's median $28,134 · local Medicare $24,349 · file 2026-09-01 | |||
| Aetna | $27,846 | 1.1× | 2 |
| Bright Health | $27,582 | 1.1× | 5 |
| Cigna | $45,275 | 1.9× | 4 |
| Delaware Life Insurance | $28,410 | 1.2× | 1 |
| Elevance/Anthem/Empire | $27,309 | 1.1× | 4 |
| Kaiser Permanente | $27,858 | 1.1× | 2 |
| Rocky Mountain Health | $27,582 | 1.1× | 1 |
| Rocky Mountain Health Plan | $52,604 | 2.2× | 1 |
| UnitedHealthcare | $43,636 | 1.8× | 2 |
| Wppa | $50,000 | 2.1× | 1 |
| HCA HealthONE Sky Ridge median $28,404 · local Medicare $24,349 · file 2026-09-01 | |||
| Aetna | $27,201 | 1.1× | 4 |
| Bright Health | $27,201 | 1.1× | 5 |
| Cigna | $45,275 | 1.9× | 4 |
| Delaware Life Insurance | $28,017 | 1.2× | 1 |
| Elevance/Anthem/Empire | $28,792 | 1.2× | 4 |
| Kaiser Permanente | $27,745 | 1.1× | 1 |
| Rocky Mountain Health | $27,201 | 1.1× | 1 |
| Rocky Mountain Health Plan | $54,995 | 2.3× | 1 |
| UnitedHealthcare | $45,374 | 1.9× | 2 |
| Wppa | $50,000 | 2.1× | 1 |
| Hca Healthone Rose median $28,512 · local Medicare $24,349 · file 2026-09-01 | |||
| Aetna | $26,119 | 1.1× | 4 |
| Bright Health | $26,119 | 1.1× | 5 |
| Cigna | $45,275 | 1.9× | 4 |
| Delaware Life Insurance | $27,948 | 1.1× | 1 |
| Elevance/Anthem/Empire | $29,076 | 1.2× | 4 |
| Kaiser Permanente | $26,642 | 1.1× | 1 |
| Rocky Mountain Health | $26,119 | 1.1× | 1 |
| Rocky Mountain Health Plan | $52,604 | 2.2× | 1 |
| UnitedHealthcare | $44,796 | 1.8× | 2 |
| Wppa | $50,000 | 2.1× | 1 |
| Adventhealth Porter median $47,734 · local Medicare $24,349 · file 2026-04-01 | |||
| Aetna | $46,821 | 1.9× | 2 |
| Archdiocese Of Denver | $26,870 | 1.1× | 1 |
| Centivo | $48,646 | 2.0× | 1 |
| Denver Public Schools | $48,646 | 2.0× | 1 |
| Elevance/Anthem/Empire | $82,837 | 3.4× | 1 |
| Employers Health Network | $48,646 | 2.0× | 1 |
| Rocky Mountain | $26,189 | 1.1× | 1 |
| Selecthealth | $36,998 | 1.5× | 2 |
| Adventhealth Parker median $47,734 · local Medicare $24,349 · file 2026-04-01 | |||
| Aetna | $46,821 | 1.9× | 2 |
| Archdiocese Of Denver | $26,870 | 1.1× | 1 |
| Centivo | $48,646 | 2.0× | 1 |
| Denver Public Schools | $48,646 | 2.0× | 1 |
| Elevance/Anthem/Empire | $82,837 | 3.4× | 1 |
| Employers Health Network | $48,646 | 2.0× | 1 |
| Rocky Mountain | $25,925 | 1.1× | 1 |
| Selecthealth | $36,998 | 1.5× | 2 |
| Adventhealth Littleton median $47,734 · local Medicare $24,349 · file 2026-04-01 | |||
| Aetna | $46,821 | 1.9× | 2 |
| Archdiocese Of Denver | $26,870 | 1.1× | 1 |
| Centivo | $48,646 | 2.0× | 1 |
| Denver Public Schools | $48,646 | 2.0× | 1 |
| Elevance/Anthem/Empire | $82,837 | 3.4× | 1 |
| Employers Health Network | $48,646 | 2.0× | 1 |
| Rocky Mountain | $25,339 | 1.0× | 1 |
| Selecthealth | $36,998 | 1.5× | 2 |
| Adventhealth Castle Rock median $47,734 · local Medicare $24,349 · file 2026-04-01 | |||
| Aetna | $46,821 | 1.9× | 2 |
| Archdiocese Of Denver | $26,870 | 1.1× | 1 |
| Centivo | $48,646 | 2.0× | 1 |
| Denver Public Schools | $48,646 | 2.0× | 1 |
| Elevance/Anthem/Empire | $82,837 | 3.4× | 1 |
| Employers Health Network | $48,646 | 2.0× | 1 |
| Rocky Mountain | $25,515 | 1.0× | 1 |
| Selecthealth | $36,998 | 1.5× | 2 |
| Uchealth Broomfield Hospital median $48,390 · local Medicare $24,349 · file 2025-11-01 | |||
| Aetna | $90,160 | 3.7× | 1 |
| Cigna | $31,981 | 1.3× | 3 |
| Elevance/Anthem/Empire | $29,192 | 1.2× | 5 |
| UnitedHealthcare | $64,799 | 2.7× | 2 |
| Uchealth Highlands Ranch Hospital median $63,529 · local Medicare $24,349 · file 2025-11-01 | |||
| Aetna | $90,160 | 3.7× | 1 |
| Cigna | $49,328 | 2.0× | 3 |
| Elevance/Anthem/Empire | $62,733 | 2.6× | 6 |
| UnitedHealthcare | $64,325 | 2.6× | 2 |
| UCHealth University of Colorado Hospital median $63,944 · local Medicare $24,349 · file 2025-11-01 | |||
| Aetna | $90,299 | 3.7× | 2 |
| Cigna | $59,892 | 2.5× | 3 |
| Elevance/Anthem/Empire | $54,594 | 2.2× | 6 |
| Kaiser Permanente | $67,997 | 2.8× | 3 |
| MultiPlan/PHCS (rental network) | $42,916 | 1.8× | 1 |
| Simplified Benefits Administration | $36,746 | 1.5× | 2 |
| UnitedHealthcare | $79,810 | 3.3× | 3 |
| Lutheran Medical Center median $64,383 · local Medicare $24,349 · file 2026-03-22 | |||
| Aetna | $74,180 | 3.0× | 16 |
| Cigna | $57,745 | 2.4× | 12 |
| Denv Hlth Med Plan | $58,744 | 2.4× | 2 |
| Elevance/Anthem/Empire | $73,976 | 3.0× | 3 |
| GEHA | $72,101 | 3.0× | 3 |
| Humana | $48,934 | 2.0× | 2 |
| Kaiser Permanente | $58,645 | 2.4× | 6 |
| Preferred One | $74,180 | 3.0× | 2 |
| Select Health | $22,594 | 0.9× | 1 |
| UnitedHealthcare | $70,022 | 2.9× | 13 |
| Intermountain Health Saint Joseph Hospital median $64,383 · local Medicare $24,349 · file 2026-03-22 | |||
| Aetna | $74,180 | 3.0× | 16 |
| Cigna | $57,745 | 2.4× | 12 |
| Denv Hlth Med Plan | $58,744 | 2.4× | 2 |
| Elevance/Anthem/Empire | $73,976 | 3.0× | 3 |
| GEHA | $72,101 | 3.0× | 3 |
| Humana | $48,934 | 2.0× | 2 |
| Kaiser Permanente | $58,645 | 2.4× | 7 |
| Preferred One | $74,180 | 3.0× | 2 |
| Select Health | $22,594 | 0.9× | 1 |
| UnitedHealthcare | $70,022 | 2.9× | 12 |
| Intermountain Health Platte Valley Hospital median $69,079 · local Medicare $24,349 · file 2026-03-22 | |||
| Aetna | $77,090 | 3.2× | 16 |
| Cigna | $45,542 | 1.9× | 1 |
| Denv Hlth Med Plan | $22,594 | 0.9× | 2 |
| Elevance/Anthem/Empire | $73,976 | 3.0× | 3 |
| GEHA | $78,609 | 3.2× | 3 |
| Humana | $48,934 | 2.0× | 2 |
| Kaiser Permanente | $69,079 | 2.8× | 2 |
| Select Health | $22,594 | 0.9× | 1 |
| UnitedHealthcare | $80,127 | 3.3× | 13 |
| Denver Health Medical Center median $96,889 · local Medicare $24,349 · file 2026-04-30 | |||
| Aetna | $96,889 | 4.0× | 1 |
MS-DRG 450
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Hca Healthone Rose median $55,525 · local Medicare $40,172 · file 2026-09-01 | |||
| Aetna | $36,560 | 0.9× | 4 |
| Bright Health | $42,521 | 1.1× | 5 |
| Cigna | $66,852 | 1.7× | 3 |
| Delaware Life Insurance | $45,497 | 1.1× | 1 |
| Elevance/Anthem/Empire | $65,553 | 1.6× | 2 |
| Kaiser Permanente | $43,371 | 1.1× | 1 |
| Rocky Mountain Health | $42,521 | 1.1× | 1 |
| Rocky Mountain Health Plan | $87,789 | 2.2× | 1 |
| UnitedHealthcare | $74,757 | 1.9× | 2 |
| Wppa | $75,500 | 1.9× | 1 |
| HCA HealthONE Sky Ridge median $55,690 · local Medicare $40,172 · file 2026-09-01 | |||
| Aetna | $37,547 | 0.9× | 4 |
| Bright Health | $44,494 | 1.1× | 5 |
| Cigna | $66,852 | 1.7× | 3 |
| Delaware Life Insurance | $45,828 | 1.1× | 1 |
| Elevance/Anthem/Empire | $65,553 | 1.6× | 2 |
| Kaiser Permanente | $45,383 | 1.1× | 1 |
| Rocky Mountain Health | $44,494 | 1.1× | 1 |
| Rocky Mountain Health Plan | $91,779 | 2.3× | 1 |
| UnitedHealthcare | $75,722 | 1.9× | 2 |
| Wppa | $75,500 | 1.9× | 1 |
| HCA HealthONE Swedish median $55,720 · local Medicare $40,172 · file 2026-09-01 | |||
| Aetna | $37,576 | 0.9× | 4 |
| Bright Health | $44,551 | 1.1× | 5 |
| Cigna | $66,852 | 1.7× | 3 |
| Delaware Life Insurance | $45,888 | 1.1× | 1 |
| Elevance/Anthem/Empire | $65,553 | 1.6× | 2 |
| Kaiser Permanente | $45,442 | 1.1× | 1 |
| Rocky Mountain Health | $44,551 | 1.1× | 1 |
| Rocky Mountain Health Plan | $87,789 | 2.2× | 1 |
| UnitedHealthcare | $70,522 | 1.8× | 2 |
| Wppa | $75,500 | 1.9× | 1 |
| HCA HealthONE Presbyterian/St. Luke's median $55,886 · local Medicare $40,172 · file 2026-09-01 | |||
| Aetna | $27,846 | 0.7× | 2 |
| Bright Health | $44,874 | 1.1× | 5 |
| Cigna | $66,852 | 1.7× | 3 |
| Delaware Life Insurance | $46,220 | 1.2× | 1 |
| Elevance/Anthem/Empire | $65,553 | 1.6× | 2 |
| Kaiser Permanente | $45,323 | 1.1× | 2 |
| Rocky Mountain Health | $44,874 | 1.1× | 1 |
| Rocky Mountain Health Plan | $87,789 | 2.2× | 1 |
| UnitedHealthcare | $72,822 | 1.8× | 2 |
| Wppa | $75,500 | 1.9× | 1 |
| Adventhealth Porter median $70,878 · local Medicare $40,172 · file 2026-04-01 | |||
| Aetna | $84,893 | 2.1× | 2 |
| Archdiocese Of Denver | $44,332 | 1.1× | 2 |
| Centivo | $70,878 | 1.8× | 2 |
| Denver Public Schools | $70,878 | 1.8× | 2 |
| Elevance/Anthem/Empire | $150,195 | 3.7× | 1 |
| Employers Health Network | $70,878 | 1.8× | 2 |
| Rocky Mountain | $42,629 | 1.1× | 1 |
| Selecthealth | $61,040 | 1.5× | 2 |
| Adventhealth Parker median $70,878 · local Medicare $40,172 · file 2026-04-01 | |||
| Aetna | $84,893 | 2.1× | 2 |
| Archdiocese Of Denver | $44,332 | 1.1× | 2 |
| Centivo | $70,878 | 1.8× | 2 |
| Denver Public Schools | $70,878 | 1.8× | 2 |
| Elevance/Anthem/Empire | $150,195 | 3.7× | 1 |
| Employers Health Network | $70,878 | 1.8× | 2 |
| Rocky Mountain | $42,118 | 1.0× | 1 |
| Selecthealth | $61,040 | 1.5× | 2 |
| Adventhealth Littleton median $70,878 · local Medicare $40,172 · file 2026-04-01 | |||
| Aetna | $84,893 | 2.1× | 2 |
| Archdiocese Of Denver | $44,332 | 1.1× | 2 |
| Centivo | $70,878 | 1.8× | 2 |
| Denver Public Schools | $70,878 | 1.8× | 2 |
| Elevance/Anthem/Empire | $150,195 | 3.7× | 1 |
| Employers Health Network | $70,878 | 1.8× | 2 |
| Rocky Mountain | $41,356 | 1.0× | 1 |
| Selecthealth | $61,040 | 1.5× | 2 |
| Adventhealth Castle Rock median $70,878 · local Medicare $40,172 · file 2026-04-01 | |||
| Aetna | $84,893 | 2.1× | 2 |
| Archdiocese Of Denver | $44,332 | 1.1× | 2 |
| Centivo | $70,878 | 1.8× | 2 |
| Denver Public Schools | $70,878 | 1.8× | 2 |
| Elevance/Anthem/Empire | $150,195 | 3.7× | 1 |
| Employers Health Network | $70,878 | 1.8× | 2 |
| Rocky Mountain | $41,538 | 1.0× | 1 |
| Selecthealth | $61,040 | 1.5× | 2 |
| Uchealth Broomfield Hospital median $79,834 · local Medicare $40,172 · file 2025-11-01 | |||
| Aetna | $148,749 | 3.7× | 1 |
| Cigna | $52,763 | 1.3× | 3 |
| Elevance/Anthem/Empire | $48,161 | 1.2× | 5 |
| UnitedHealthcare | $106,906 | 2.7× | 2 |
| Uchealth Highlands Ranch Hospital median $104,812 · local Medicare $40,172 · file 2025-11-01 | |||
| Aetna | $148,749 | 3.7× | 1 |
| Cigna | $81,383 | 2.0× | 3 |
| Elevance/Anthem/Empire | $103,498 | 2.6× | 6 |
| UnitedHealthcare | $106,126 | 2.6× | 2 |
| UCHealth University of Colorado Hospital median $105,497 · local Medicare $40,172 · file 2025-11-01 | |||
| Aetna | $148,978 | 3.7× | 2 |
| Cigna | $98,811 | 2.5× | 3 |
| Elevance/Anthem/Empire | $90,070 | 2.2× | 6 |
| Kaiser Permanente | $112,183 | 2.8× | 3 |
| MultiPlan/PHCS (rental network) | $70,804 | 1.8× | 1 |
| Simplified Benefits Administration | $60,624 | 1.5× | 2 |
| UnitedHealthcare | $131,673 | 3.3× | 3 |
| Lutheran Medical Center median $106,221 · local Medicare $40,172 · file 2026-03-22 | |||
| Aetna | $122,384 | 3.0× | 16 |
| Cigna | $95,269 | 2.4× | 12 |
| Denv Hlth Med Plan | $96,918 | 2.4× | 2 |
| Elevance/Anthem/Empire | $122,048 | 3.0× | 3 |
| GEHA | $118,954 | 3.0× | 3 |
| Humana | $80,733 | 2.0× | 2 |
| Kaiser Permanente | $96,754 | 2.4× | 6 |
| Preferred One | $122,384 | 3.0× | 2 |
| Select Health | $37,276 | 0.9× | 1 |
| UnitedHealthcare | $115,524 | 2.9× | 13 |
| Intermountain Health Saint Joseph Hospital median $106,221 · local Medicare $40,172 · file 2026-03-22 | |||
| Aetna | $122,384 | 3.0× | 16 |
| Cigna | $95,269 | 2.4× | 12 |
| Denv Hlth Med Plan | $96,918 | 2.4× | 2 |
| Elevance/Anthem/Empire | $122,048 | 3.0× | 3 |
| GEHA | $118,954 | 3.0× | 3 |
| Humana | $80,733 | 2.0× | 2 |
| Kaiser Permanente | $96,754 | 2.4× | 7 |
| Preferred One | $122,384 | 3.0× | 2 |
| Select Health | $37,276 | 0.9× | 1 |
| UnitedHealthcare | $115,524 | 2.9× | 12 |
| Intermountain Health Platte Valley Hospital median $113,968 · local Medicare $40,172 · file 2026-03-22 | |||
| Aetna | $127,186 | 3.2× | 16 |
| Cigna | $75,137 | 1.9× | 1 |
| Denv Hlth Med Plan | $37,276 | 0.9× | 2 |
| Elevance/Anthem/Empire | $122,048 | 3.0× | 3 |
| GEHA | $129,690 | 3.2× | 3 |
| Humana | $80,733 | 2.0× | 2 |
| Kaiser Permanente | $113,968 | 2.8× | 2 |
| Select Health | $37,276 | 0.9× | 1 |
| UnitedHealthcare | $132,195 | 3.3× | 13 |
| Denver Health Medical Center median $159,851 · local Medicare $40,172 · file 2026-04-30 | |||
| Aetna | $159,851 | 4.0× | 1 |
Questions
How much does lumbar spinal fusion cost with commercial insurance in Denver CO?
15 Denver CO hospitals post usable commercial rates for inpatient stay (MS-DRG 451). The median across hospitals is $47,734; hospital medians range from $28,052 to $96,889. Your cost depends on your plan's deductible and coinsurance.