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Lumbar spinal fusion in Indianapolis IN

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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MS-DRG 451

Hospital · insurer	Rate	× Medicare	Plans
Ascension St Vincent Anderson median $18,036 · local Medicare $24,429 · file 2026-01-01
Cigna	$17,562	0.7×	2
Elevance/Anthem/Empire	$18,572	0.8×	7
Humana	$16,535	0.7×	2
UnitedHealthcare	$18,509	0.8×	1
Ascension St Vincent Carmel median $18,036 · local Medicare $24,429 · file 2026-01-01
Cigna	$17,562	0.7×	2
Elevance/Anthem/Empire	$19,002	0.8×	12
Humana	$16,535	0.7×	2
UnitedHealthcare	$18,509	0.8×	3
Ascension St Vincent Fishers median $18,036 · local Medicare $24,429 · file 2026-01-01
Cigna	$17,562	0.7×	2
Elevance/Anthem/Empire	$19,220	0.8×	15
Humana	$16,535	0.7×	2
UnitedHealthcare	$18,509	0.8×	3
Hendricks Regional Health median $46,918 · local Medicare $24,429 · file 2026-05-20
Cigna	$99,315	4.1×	1
Elevance/Anthem/Empire	$41,921	1.7×	3
UnitedHealthcare	$46,918	1.9×	2

MS-DRG 450

Hospital · insurer	Rate	× Medicare	Plans
Ascension St Vincent Carmel median $24,983 · local Medicare $40,303 · file 2026-01-01
Elevance/Anthem/Empire	$24,983	0.6×	1
Hendricks Regional Health median $77,407 · local Medicare $40,303 · file 2026-05-20
Cigna	$163,853	4.1×	1
Elevance/Anthem/Empire	$69,163	1.7×	3
UnitedHealthcare	$77,407	1.9×	2

Questions

How much does lumbar spinal fusion cost with commercial insurance in Indianapolis IN?

4 Indianapolis IN hospitals post usable commercial rates for inpatient stay (MS-DRG 451). The median across hospitals is $18,036; hospital medians range from $18,036 to $46,918. Your cost depends on your plan's deductible and coinsurance.