Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Ascension Saint Thomas Rutherford median $260 · local Medicare $191 · file 2026-01-01 | |||
| Oscar | $260 | 1.4× | 1 |
| Ascension Saint Thomas Hospital (Midtown + West) median $260 · local Medicare $191 · file 2026-01-01 | |||
| Oscar | $260 | 1.4× | 2 |
| Vanderbilt University Medical Center median $323 · local Medicare $191 · file 2025-10-01 | |||
| Aetna | $213 | 1.1× | 10 |
| BCBS TN | $323 | 1.7× | 12 |
| Cigna | $532 | 2.8× | 24 |
| Elevance/Anthem/Empire | $192 | 1.0× | 2 |
| Humana | $180 | 0.9× | 7 |
| MultiPlan/PHCS (rental network) | $440 | 2.3× | 1 |
| Oscar | $337 | 1.8× | 11 |
| UnitedHealthcare | $858 | 4.5× | 10 |
| TriStar StoneCrest Medical Center median $950 · local Medicare $191 · file 2026-09-01 | |||
| Cigna | $911 | 4.8× | 2 |
| Oscar | $990 | 5.2× | 1 |
4 Nashville TN hospitals post usable commercial rates for CPT 31231, hospital outpatient. The median across hospitals is $292; hospital medians range from $260 to $950. Your cost depends on your plan's deductible and coinsurance.