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Newborn nursery stay in Michigan: what insurers pay

Posted commercial rates at 8 Michigan hospitals, each next to its own Medicare base rate.

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CPT 99460

HospitalMedian across insurers× MedicareInsurersFile date
Henry Ford Health Rochester Hospital Rochester$980.7×22026-01-01
Mclaren Port Huron Port Huron$1030.8×32025-12-31
Harper University Hospital Detroit$1190.9×22026-09-02
Corewell Health Beaumont Grosse Pointe Hospital Grosse Pointe$2752.1×12026-05-01
Corewell Health William Beaumont University Hospit Royal Oak$4643.5×12026-05-01
Corewell Health Beaumont Troy Hospital Troy$4643.5×12026-05-01
Corewell Health Dearborn Hospital Dearborn$5053.8×12026-05-01

MS-DRG 795

HospitalMedian across insurers× MedicareInsurersFile date
Mclaren Port Huron Port Huron$2,3921.7×12025-12-31
Corewell Health Dearborn Hospital Dearborn$2,6871.9×22026-05-01
Trinity Health Oakland Hospital Pontiac$2,7261.9×172026-03-31
Corewell Health Beaumont Grosse Pointe Hospital Grosse Pointe$2,7371.9×32026-05-01
Corewell Health William Beaumont University Hospit Royal Oak$2,7371.9×32026-05-01
Corewell Health Beaumont Troy Hospital Troy$2,7371.9×32026-05-01
Henry Ford Health Rochester Hospital Rochester$2,8642.0×12026-01-01
Harper University Hospital Detroit$3,2662.3×12026-09-02

Questions

How much do insurers pay for newborn nursery stay in Michigan?

8 Michigan hospitals post usable commercial rates for newborn nursery stay in their federal price-transparency files. For CPT 99460, hospital outpatient, the median across 7 hospitals is $275, 2.1× each hospital's local Medicare base rate. Your share depends on your plan's deductible and coinsurance; the surgeon and anesthesia bill separately.