Price AtlasInteractive atlas · All states · techysurgeon.comPneumonia (hospital stay) in Charlotte NC
Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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MS-DRG 194
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Lake Norman Regional Medical Center median $9,041 · local Medicare $5,566 · file 2026-04-01 | |||
| Aetna | $9,202 | 1.7× | 1 |
| BCBS NC | $5,924 | 1.1× | 2 |
| Cigna | $9,041 | 1.6× | 1 |
| MedCost | $8,039 | 1.4× | 1 |
| UnitedHealthcare | $10,297 | 1.8× | 2 |
| Atrium Health University City median $11,968 · local Medicare $5,566 · file 2025-12-05 | |||
| BCBS NC | $9,259 | 1.7× | 2 |
| Cigna | $14,677 | 2.6× | 1 |
| Atrium Health Union median $12,658 · local Medicare $5,566 · file 2025-12-04 | |||
| BCBS NC | $10,639 | 1.9× | 2 |
| Cigna | $14,677 | 2.6× | 1 |
| Atrium Health Cabarrus median $13,442 · local Medicare $5,566 · file 2025-12-01 | |||
| BCBS NC | $12,207 | 2.2× | 2 |
| Cigna | $14,677 | 2.6× | 1 |
| Atrium Health Pineville median $13,602 · local Medicare $5,566 · file 2025-12-05 | |||
| BCBS NC | $12,526 | 2.3× | 2 |
| Cigna | $14,677 | 2.6× | 1 |
| Novant Health Presbyterian Medical Center median $15,755 · local Medicare $5,566 · file 2026-03-31 | |||
| BCBS NC | $10,806 | 1.9× | 4 |
| Cigna | $15,755 | 2.8× | 1 |
| UnitedHealthcare | $16,280 | 2.9× | 1 |
| Novant Health Matthews Medical Center median $15,755 · local Medicare $5,566 · file 2026-03-30 | |||
| BCBS NC | $10,806 | 1.9× | 4 |
| Cigna | $15,755 | 2.8× | 1 |
| UnitedHealthcare | $16,280 | 2.9× | 1 |
| Novant Health Huntersville Medical Center median $15,755 · local Medicare $5,566 · file 2026-03-30 | |||
| BCBS NC | $10,806 | 1.9× | 4 |
| Cigna | $15,755 | 2.8× | 1 |
| UnitedHealthcare | $16,280 | 2.9× | 1 |
MS-DRG 193
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Lake Norman Regional Medical Center median $14,745 · local Medicare $9,078 · file 2026-04-01 | |||
| Aetna | $15,008 | 1.7× | 1 |
| BCBS NC | $9,662 | 1.1× | 2 |
| Cigna | $14,745 | 1.6× | 1 |
| MedCost | $13,111 | 1.4× | 1 |
| UnitedHealthcare | $16,794 | 1.8× | 2 |
| Atrium Health University City median $19,231 · local Medicare $9,078 · file 2025-12-05 | |||
| BCBS NC | $14,878 | 1.6× | 2 |
| Cigna | $23,584 | 2.6× | 1 |
| Atrium Health Union median $20,340 · local Medicare $9,078 · file 2025-12-04 | |||
| BCBS NC | $17,096 | 1.9× | 2 |
| Cigna | $23,584 | 2.6× | 1 |
| Atrium Health Cabarrus median $21,600 · local Medicare $9,078 · file 2025-12-01 | |||
| BCBS NC | $19,615 | 2.2× | 2 |
| Cigna | $23,584 | 2.6× | 1 |
| Atrium Health Pineville median $21,856 · local Medicare $9,078 · file 2025-12-05 | |||
| BCBS NC | $20,128 | 2.2× | 2 |
| Cigna | $23,584 | 2.6× | 1 |
| Novant Health Presbyterian Medical Center median $25,695 · local Medicare $9,078 · file 2026-03-31 | |||
| BCBS NC | $17,624 | 1.9× | 4 |
| Cigna | $25,695 | 2.8× | 1 |
| UnitedHealthcare | $26,552 | 2.9× | 1 |
| Novant Health Matthews Medical Center median $25,695 · local Medicare $9,078 · file 2026-03-30 | |||
| BCBS NC | $17,624 | 1.9× | 4 |
| Cigna | $25,695 | 2.8× | 1 |
| UnitedHealthcare | $26,552 | 2.9× | 1 |
| Novant Health Huntersville Medical Center median $25,695 · local Medicare $9,078 · file 2026-03-30 | |||
| BCBS NC | $17,624 | 1.9× | 4 |
| Cigna | $25,695 | 2.8× | 1 |
| UnitedHealthcare | $26,552 | 2.9× | 1 |
MS-DRG 195
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Lake Norman Regional Medical Center median $7,051 · local Medicare $4,341 · file 2026-04-01 | |||
| Aetna | $7,176 | 1.7× | 1 |
| BCBS NC | $4,620 | 1.1× | 2 |
| Cigna | $7,051 | 1.6× | 1 |
| MedCost | $6,269 | 1.4× | 1 |
| UnitedHealthcare | $8,030 | 1.8× | 2 |
| Atrium Health University City median $9,088 · local Medicare $4,341 · file 2025-12-05 | |||
| BCBS NC | $7,031 | 1.6× | 2 |
| Cigna | $11,145 | 2.6× | 1 |
| Atrium Health Union median $9,612 · local Medicare $4,341 · file 2025-12-04 | |||
| BCBS NC | $8,079 | 1.9× | 2 |
| Cigna | $11,145 | 2.6× | 1 |
| Atrium Health Cabarrus median $10,208 · local Medicare $4,341 · file 2025-12-01 | |||
| BCBS NC | $9,270 | 2.1× | 2 |
| Cigna | $11,145 | 2.6× | 1 |
| Atrium Health Pineville median $10,328 · local Medicare $4,341 · file 2025-12-05 | |||
| BCBS NC | $9,512 | 2.2× | 2 |
| Cigna | $11,145 | 2.6× | 1 |
| Novant Health Presbyterian Medical Center median $12,287 · local Medicare $4,341 · file 2026-03-31 | |||
| BCBS NC | $8,427 | 1.9× | 4 |
| Cigna | $12,287 | 2.8× | 1 |
| UnitedHealthcare | $12,696 | 2.9× | 1 |
| Novant Health Matthews Medical Center median $12,287 · local Medicare $4,341 · file 2026-03-30 | |||
| BCBS NC | $8,427 | 1.9× | 4 |
| Cigna | $12,287 | 2.8× | 1 |
| UnitedHealthcare | $12,696 | 2.9× | 1 |
| Novant Health Huntersville Medical Center median $12,287 · local Medicare $4,341 · file 2026-03-30 | |||
| BCBS NC | $8,427 | 1.9× | 4 |
| Cigna | $12,287 | 2.8× | 1 |
| UnitedHealthcare | $12,696 | 2.9× | 1 |
Questions
How much does pneumonia (hospital stay) cost with commercial insurance in Charlotte NC?
8 Charlotte NC hospitals post usable commercial rates for inpatient stay (MS-DRG 194). The median across hospitals is $13,522; hospital medians range from $9,041 to $15,755. Your cost depends on your plan's deductible and coinsurance.