Price AtlasInteractive atlas · All states · techysurgeon.comPneumonia (hospital stay) in Houston TX
Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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MS-DRG 194
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Chi St Luke's Health Brazosport median $6,282 · local Medicare $5,762 · file 2026-02-28 | |||
| Humana | $6,224 | 1.1× | 1 |
| UnitedHealthcare | $6,340 | 1.1× | 1 |
| Hca Houston Healthcare Tomball median $9,738 · local Medicare $5,762 · file 2026-09-01 | |||
| BCBS TX | $9,008 | 1.6× | 6 |
| Cigna | $10,468 | 1.8× | 6 |
| Oscar | $11,658 | 2.0× | 2 |
| UnitedHealthcare | $6,861 | 1.2× | 2 |
| Hca Houston Healthcare Clear Lake median $9,840 · local Medicare $5,762 · file 2026-09-01 | |||
| BCBS TX | $9,643 | 1.7× | 11 |
| Cigna | $10,037 | 1.7× | 6 |
| Oscar | $11,630 | 2.0× | 2 |
| UnitedHealthcare | $6,861 | 1.2× | 2 |
| Hca Houston Healthcare Conroe median $9,884 · local Medicare $5,762 · file 2026-09-01 | |||
| BCBS TX | $9,301 | 1.6× | 7 |
| Cigna | $10,468 | 1.8× | 6 |
| Oscar | $12,103 | 2.1× | 2 |
| UnitedHealthcare | $6,861 | 1.2× | 2 |
| St. Luke's Health The Woodlands Hospital median $10,186 · local Medicare $5,762 · file 2026-02-28 | |||
| Centene/Superior/Ambetter | $10,867 | 1.9× | 1 |
| Cigna | $10,986 | 1.9× | 4 |
| Humana | $8,692 | 1.5× | 2 |
| MultiPlan/PHCS (rental network) | $15,152 | 2.6× | 2 |
| UnitedHealthcare | $9,505 | 1.6× | 3 |
| Hca Houston Healthcare Kingwood median $10,514 · local Medicare $5,762 · file 2026-09-01 | |||
| BCBS TX | $9,186 | 1.6× | 6 |
| Cigna | $12,050 | 2.1× | 6 |
| Oscar | $11,842 | 2.1× | 2 |
| UnitedHealthcare | $6,861 | 1.2× | 2 |
| Hca Houston Healthcare Medical Center median $10,566 · local Medicare $5,762 · file 2026-09-01 | |||
| BCBS TX | $10,664 | 1.9× | 6 |
| Cigna | $10,468 | 1.8× | 6 |
| Oscar | $11,260 | 2.0× | 2 |
| UnitedHealthcare | $5,881 | 1.0× | 2 |
| St. Luke's Health Sugar Land Hospital median $10,704 · local Medicare $5,762 · file 2026-02-28 | |||
| Centene/Superior/Ambetter | $11,904 | 2.1× | 1 |
| Cigna | $12,237 | 2.1× | 3 |
| Humana | $8,692 | 1.5× | 2 |
| MultiPlan/PHCS (rental network) | $15,152 | 2.6× | 2 |
| UnitedHealthcare | $9,505 | 1.6× | 3 |
| Houston Methodist Sugar Land Hospital median $11,390 · local Medicare $5,762 · file 2026-04-01 | |||
| BCBS TX | $12,510 | 2.2× | 1 |
| Cigna | $10,270 | 1.8× | 3 |
| Houston Methodist West Hospital median $11,390 · local Medicare $5,762 · file 2026-04-01 | |||
| BCBS TX | $12,510 | 2.2× | 1 |
| Cigna | $10,270 | 1.8× | 3 |
| Houston Methodist The Woodlands Hospital median $11,390 · local Medicare $5,762 · file 2026-04-01 | |||
| BCBS TX | $12,510 | 2.2× | 1 |
| Cigna | $10,270 | 1.8× | 3 |
| Hca Houston Healthcare Southeast median $11,727 · local Medicare $5,762 · file 2026-09-01 | |||
| BCBS TX | $10,896 | 1.9× | 6 |
| Cigna | $12,558 | 2.2× | 6 |
| Oscar | $14,150 | 2.5× | 2 |
| UnitedHealthcare | $6,861 | 1.2× | 2 |
| Hca Houston Healthcare Northwest median $11,727 · local Medicare $5,762 · file 2026-09-01 | |||
| BCBS TX | $10,896 | 1.9× | 6 |
| Cigna | $12,558 | 2.2× | 6 |
| Oscar | $14,528 | 2.5× | 2 |
| UnitedHealthcare | $6,861 | 1.2× | 2 |
| Baylor St. Luke's Medical Center median $11,978 · local Medicare $5,762 · file 2026-02-28 | |||
| Centene/Superior/Ambetter | $11,719 | 2.0× | 1 |
| Cigna | $12,237 | 2.1× | 3 |
| Humana | $9,758 | 1.7× | 2 |
| MultiPlan/PHCS (rental network) | $15,152 | 2.6× | 2 |
| UnitedHealthcare | $12,257 | 2.1× | 3 |
| Houston Methodist Baytown Hospital median $12,281 · local Medicare $5,762 · file 2026-04-01 | |||
| BCBS TX | $14,292 | 2.5× | 1 |
| Cigna | $10,270 | 1.8× | 3 |
| Houston Methodist Hospital median $14,189 · local Medicare $5,762 · file 2026-04-01 | |||
| BCBS TX | $14,842 | 2.6× | 1 |
| Cigna | $13,536 | 2.3× | 3 |
MS-DRG 193
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Houston Methodist Hospital median $22,848 · local Medicare $9,398 · file 2026-04-01 | |||
| BCBS TX | $23,946 | 2.5× | 1 |
| Cigna | $21,751 | 2.3× | 3 |
MS-DRG 195
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Houston Methodist Hospital median $10,786 · local Medicare $4,494 · file 2026-04-01 | |||
| BCBS TX | $11,293 | 2.5× | 1 |
| Cigna | $10,279 | 2.3× | 3 |
Questions
How much does pneumonia (hospital stay) cost with commercial insurance in Houston TX?
16 Houston TX hospitals post usable commercial rates for inpatient stay (MS-DRG 194). The median across hospitals is $11,047; hospital medians range from $6,282 to $14,189. Your cost depends on your plan's deductible and coinsurance.