Price AtlasInteractive atlas · All states · techysurgeon.comPneumonia (hospital stay) in Iowa: what insurers pay
Posted commercial rates at 29 Iowa hospitals, each next to its own Medicare base rate.
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MS-DRG 194
| Hospital | Median across insurers | × Medicare | Insurers | File date |
|---|---|---|---|---|
| Mercyone Des Moines Medical Center Des Moines | $4,658 | 0.8× | 1 | 2026-03-31 |
| Finley Hospital Dubuque | $7,006 | 1.3× | 7 | 2026-01-28 |
| Broadlawns Medical Center Des Moines | $7,010 | 1.3× | 2 | 2026-09-01 |
| Trinity Muscatine Muscatine | $7,610 | 1.4× | 4 | 2026-01-28 |
| Grinnell Regional Medical Center Grinnell | $7,708 | 1.4× | 1 | 2026-01-28 |
| Cherokee Regional Medical Center Cherokee | $7,754 | 1.4× | 3 | 2025-11-19 |
| Mercyone Newton Medical Center Newton | $8,727 | 1.6× | 5 | 2026-03-31 |
| Trinity Regional Medical Center Fort Dodge | $8,938 | 1.6× | 3 | 2026-01-28 |
| Trinity Bettendorf Bettendorf | $9,009 | 1.6× | 3 | 2026-01-28 |
| Mercyone Dubuque Medical Center Dubuque | $9,069 | 1.6× | 7 | 2026-03-31 |
| Allen Hospital Waterloo | $9,151 | 1.7× | 3 | 2026-01-28 |
| Mercyone Cedar Falls Medical Center Cedar Falls | $9,233 | 1.7× | 7 | 2026-03-31 |
| Mercyone Waterloo Medical Center Waterloo | $9,362 | 1.7× | 2 | 2026-03-31 |
| Spencer Municipal Hospital Spencer | $9,431 | 1.7× | 1 | 2026-01-01 |
| Washington County Hospital And Clinics Washington | $9,486 | 1.7× | 2 | 2026-09-08 |
| Monroe County Hospital Albia | $9,607 | 1.8× | 4 | 2026-03-17 |
| Mercyone North Iowa Medical Center Mason City | $11,036 | 2.0× | 2 | 2026-03-31 |
| Gundersen Palmer Lutheran Hospital And Clinics West Union | $11,185 | 2.0× | 2 | 2026-06-27 |
| Cass County Memorial Hospital Atlantic | $12,326 | 2.2× | 1 | 2026-06-01 |
| Methodist Jennie Edmundson Council Bluffs | $12,490 | 2.1× | 5 | 2026-02-15 |
| Mercyone Clinton Medical Center Clinton | $12,695 | 2.3× | 5 | 2026-03-31 |
| Boone County Hospital Boone | $13,744 | 2.5× | 1 | 2026-07-27 |
| Chi Health Mercy Council Bluffs Council Bluffs | $14,217 | 2.4× | 9 | 2026-02-28 |
| Floyd County Medical Center Charles City | $15,211 | 2.8× | 2 | 2025-11-19 |
| Madison County Health Care System Winterset | $17,741 | 3.2× | 2 | 2026-09-23 |
| Adair County Memorial Hospital Greenfield | $23,393 | 4.3× | 1 | 2026-09-02 |
| Guthrie County Hospital Guthrie Center | $35,710 | 6.5× | 1 | 2026-09-26 |
MS-DRG 193
| Hospital | Median across insurers | × Medicare | Insurers | File date |
|---|---|---|---|---|
| Finley Hospital Dubuque | $11,198 | 1.3× | 7 | 2026-01-28 |
| Broadlawns Medical Center Des Moines | $11,432 | 1.3× | 2 | 2026-09-01 |
| Trinity Muscatine Muscatine | $12,230 | 1.4× | 4 | 2026-01-28 |
| Grinnell Regional Medical Center Grinnell | $12,386 | 1.4× | 1 | 2026-01-28 |
| Cherokee Regional Medical Center Cherokee | $12,461 | 1.4× | 3 | 2025-11-19 |
| Mercyone Des Moines Medical Center Des Moines | $12,717 | 1.4× | 10 | 2026-03-31 |
| Washington County Hospital And Clinics Washington | $13,126 | 1.5× | 2 | 2026-09-08 |
| Spencer Municipal Hospital Spencer | $13,276 | 1.5× | 1 | 2026-01-01 |
| Mercyone Newton Medical Center Newton | $14,234 | 1.6× | 5 | 2026-03-31 |
| Trinity Regional Medical Center Fort Dodge | $14,363 | 1.6× | 3 | 2026-01-28 |
| Trinity Bettendorf Bettendorf | $14,476 | 1.6× | 3 | 2026-01-28 |
| Allen Hospital Waterloo | $14,706 | 1.6× | 3 | 2026-01-28 |
| Mercyone Waterloo Medical Center Waterloo | $14,790 | 1.6× | 2 | 2026-03-31 |
| Mercyone Dubuque Medical Center Dubuque | $14,791 | 1.6× | 7 | 2026-03-31 |
| Mercyone Cedar Falls Medical Center Cedar Falls | $15,059 | 1.7× | 7 | 2026-03-31 |
| Monroe County Hospital Albia | $15,324 | 1.7× | 4 | 2026-03-17 |
| Cass County Memorial Hospital Atlantic | $17,055 | 1.9× | 1 | 2026-06-01 |
| Mercyone North Iowa Medical Center Mason City | $17,890 | 2.0× | 2 | 2026-03-31 |
| Gundersen Palmer Lutheran Hospital And Clinics West Union | $18,242 | 2.0× | 2 | 2026-06-27 |
| Ottumwa Regional Health Center Ottumwa | $18,858 | 2.1× | 5 | 2026-07-23 |
| Boone County Hospital Boone | $19,017 | 2.1× | 1 | 2026-07-27 |
| Methodist Jennie Edmundson Council Bluffs | $19,906 | 2.1× | 5 | 2026-02-15 |
| Mercyone Clinton Medical Center Clinton | $20,182 | 2.3× | 5 | 2026-03-31 |
| Floyd County Medical Center Charles City | $21,558 | 2.4× | 2 | 2025-11-19 |
| Chi Health Mercy Council Bluffs Council Bluffs | $22,496 | 2.4× | 9 | 2026-02-28 |
| Madison County Health Care System Winterset | $24,547 | 2.7× | 2 | 2026-09-23 |
| Manning Regional Healthcare Center Manning | $27,794 | 3.1× | 1 | 2026-07-01 |
| Adair County Memorial Hospital Greenfield | $32,368 | 3.6× | 1 | 2026-09-02 |
| Guthrie County Hospital Guthrie Center | $57,883 | 6.4× | 1 | 2026-09-26 |
MS-DRG 195
| Hospital | Median across insurers | × Medicare | Insurers | File date |
|---|---|---|---|---|
| Mercyone Waterloo Medical Center Waterloo | $5,037 | 1.2× | 1 | 2026-03-31 |
| Finley Hospital Dubuque | $5,344 | 1.3× | 7 | 2026-01-28 |
| Broadlawns Medical Center Des Moines | $5,466 | 1.3× | 2 | 2026-09-01 |
| Trinity Muscatine Muscatine | $5,780 | 1.4× | 4 | 2026-01-28 |
| Grinnell Regional Medical Center Grinnell | $5,853 | 1.4× | 1 | 2026-01-28 |
| Cherokee Regional Medical Center Cherokee | $5,889 | 1.4× | 3 | 2025-11-19 |
| Mercyone Des Moines Medical Center Des Moines | $6,406 | 1.5× | 10 | 2026-03-31 |
| Trinity Regional Medical Center Fort Dodge | $6,787 | 1.6× | 3 | 2026-01-28 |
| Trinity Bettendorf Bettendorf | $6,841 | 1.6× | 3 | 2026-01-28 |
| Spencer Municipal Hospital Spencer | $6,865 | 1.6× | 1 | 2026-01-01 |
| Allen Hospital Waterloo | $6,949 | 1.6× | 3 | 2026-01-28 |
| Mercyone Dubuque Medical Center Dubuque | $7,073 | 1.6× | 7 | 2026-03-31 |
| Mercyone Cedar Falls Medical Center Cedar Falls | $7,201 | 1.7× | 7 | 2026-03-31 |
| Monroe County Hospital Albia | $7,613 | 1.8× | 4 | 2026-03-17 |
| Cass County Memorial Hospital Atlantic | $8,223 | 1.9× | 1 | 2026-06-01 |
| Mercyone North Iowa Medical Center Mason City | $8,644 | 2.0× | 2 | 2026-03-31 |
| Gundersen Palmer Lutheran Hospital And Clinics West Union | $8,723 | 2.0× | 2 | 2026-06-27 |
| Boone County Hospital Boone | $9,169 | 2.1× | 1 | 2026-07-27 |
| Methodist Jennie Edmundson Council Bluffs | $9,902 | 2.2× | 5 | 2026-02-15 |
| Chi Health Mercy Council Bluffs Council Bluffs | $10,796 | 2.4× | 9 | 2026-02-28 |
| Madison County Health Care System Winterset | $11,835 | 2.7× | 2 | 2026-09-23 |
| Floyd County Medical Center Charles City | $12,694 | 3.0× | 2 | 2025-11-19 |
Questions
How much do insurers pay for pneumonia (hospital stay) in Iowa?
29 Iowa hospitals post usable commercial rates for pneumonia (hospital stay) in their federal price-transparency files. For inpatient stay (MS-DRG 194), the median across 27 hospitals is $9,431, 1.7× each hospital's local Medicare base rate. Your share depends on your plan's deductible and coinsurance; the surgeon and anesthesia bill separately.