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Pneumonia (hospital stay) in Illinois: what insurers pay

Posted commercial rates at 59 Illinois hospitals, each next to its own Medicare base rate.

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MS-DRG 194

HospitalMedian across insurers× MedicareInsurersFile date
Morris Hospital & Healthcare Centers Morris$5,4240.9×22026-06-30
Northwestern Medicine Delnor Community Hospital Geneva$6,1011.0×12026-04-01
Sarah Bush Lincoln Health Center Mattoon$6,4211.0×12026-06-03
Northwestern Medicine Mchenry Hospital McHenry$6,4461.0×22026-04-01
Decatur Memorial Hospital Decatur$6,8251.1×132026-09-17
Alexian Brothers Medical Center 1 Elk Grove Village$6,8861.1×42026-01-01
St Alexius Medical Center Hoffman Estates$7,1691.2×12026-01-01
Holy Cross Hospital Chicago$7,3361.2×52026-09-22
Trinity Rock Island Rock Island$7,3471.2×52026-01-28
Ingalls Memorial Hospital Harvey$7,4551.2×52026-04-01
Riverside Medical Center Kankakee$7,5371.2×12026-03-15
Swedish Hospital Chicago$7,7771.3×32026-04-01
Endeavor Health Northwest Community Hospital Arlington Heights$7,7881.3×32026-04-01
Rush Oak Park Hospital Oak Park$8,2011.3×42026-09-26
Saint Francis Hospital-Evanston Evanston$8,2021.3×52026-09-01
Roseland Community Hospital Chicago$8,2441.3×12026-07-01
Presence Saint Joseph Hospital - Chicago Chicago$8,3781.4×32026-01-01
Mt Sinai Hospital Medical Center Chicago$8,4181.4×72026-09-22
Uchicago Medicine Adventhealth La Grange La Grange$8,5321.4×52026-04-01
Uchicago Medicine Adventhealth Glenoaks Glendale Heights$8,5321.4×52026-04-01
Mercy Medical Center Aurora$8,5531.4×42026-09-01
Carle Health Proctor Hospital Peoria$8,8761.4×52026-04-15
Carle Health Pekin Hospital Pekin$8,8761.4×52026-04-15
Endeavor Health Edward Hospital Naperville$8,9901.4×32026-04-01
Uchicago Medicine Adventhealth Bolingbrook Bolingbrook$9,0121.5×62026-04-01
Carle Health Methodist Hospital Peoria$9,4901.5×52026-04-15
Northwestern Lake Forest Hospital Lake Forest$9,5711.6×12026-04-01
Carle Eureka Hospital Eureka$9,6991.6×52026-04-15
Uchicago Medicine Adventhealth Hinsdale Hinsdale$9,7801.6×72026-04-01
Endeavor Health Elmhurst Hospital Elmhurst$9,9691.6×32026-04-01
Advocate Sherman Hospital Elgin$10,1111.6×52025-11-04
Loyola Gottlieb Memorial Hospital Melrose Park$10,2211.6×52026-03-31
Northwestern Memorial Hospital Chicago$10,3621.7×22026-04-01
Advocate Condell Medical Center Libertyville$10,3941.7×42025-11-04
Northwestern Medicine Central DuPage Hospital Winfield$10,7131.7×12026-04-01
West Suburban Medical Center Oak Park$10,7441.7×52025-03-17
Endeavor Health Evanston Hospital Evanston$11,4461.9×32026-04-01
Deaconess Illinois Medical Center Marion$11,6461.9×62026-02-03
Alton Memorial Hospital Alton$11,9921.9×82025-12-15
Northwestern Medicine Kishwaukee Hospital Dekalb$12,0551.9×12026-04-01
Loyola University Medical Center Maywood$12,1382.0×42026-03-31
Rush University Medical Center Chicago$12,3412.0×42026-09-25
Jacksonville Memorial Hospital Jacksonville$12,4602.0×32026-09-17
Advocate Illinois Masonic Medical Center Chicago$12,6632.0×42025-11-04
Hoopeston Community Memorial Hospital Hoopeston$13,1202.1×12026-04-15
Advocate Good Shepherd Hospital Barrington$13,3322.2×42025-11-04
Advocate Trinity Hospital Chicago$13,4062.2×42025-11-04
Advocate Good Samaritan Hospital Downers Grove$13,4062.2×42025-11-04
The Carle Foundation Hospital Urbana$13,6402.2×42026-04-15
Advocate Christ Medical Center Oak Lawn$13,8622.2×42025-11-04
Advocate Lutheran General Hospital Park Ridge$13,8622.2×42025-11-04
St Marys Hospital Decatur$14,6202.4×22025-01-01
University of Chicago Medical Center Chicago$14,9902.4×52026-04-01
Deaconess Illinois Crossroads Mount Vernon$15,5162.5×42026-02-03
Northwestern Medicine Valley West Hospital Sandwich$17,2472.8×12026-04-01
Taylorville Memorial Hospital Taylorville$20,5293.3×12026-09-17
Mason District Hospital Havana$39,4656.4×12026-03-10

MS-DRG 193

HospitalMedian across insurers× MedicareInsurersFile date
Morris Hospital & Healthcare Centers Morris$8,8480.9×22026-06-30
Northwestern Medicine Delnor Community Hospital Geneva$9,9511.0×12026-04-01
Sarah Bush Lincoln Health Center Mattoon$10,4721.0×12026-06-03
Northwestern Medicine Mchenry Hospital McHenry$10,5141.0×22026-04-01
Decatur Memorial Hospital Decatur$11,1311.1×132026-09-17
Alexian Brothers Medical Center 1 Elk Grove Village$11,2321.1×42026-01-01
St Alexius Medical Center Hoffman Estates$11,6921.2×12026-01-01
Trinity Rock Island Rock Island$11,8071.2×52026-01-28
Holy Cross Hospital Chicago$11,9651.2×52026-09-22
Riverside Medical Center Kankakee$12,1111.2×12026-03-15
Ingalls Memorial Hospital Harvey$12,1581.2×52026-04-01
Swedish Hospital Chicago$12,4991.2×32026-04-01
Endeavor Health Northwest Community Hospital Arlington Heights$12,5161.2×32026-04-01
Rush Oak Park Hospital Oak Park$13,2961.3×42026-09-26
Mercy Medical Center Aurora$13,3661.3×42026-09-01
Saint Francis Hospital-Evanston Evanston$13,3771.3×52026-09-01
Roseland Community Hospital Chicago$13,4451.3×12026-07-01
Presence Saint Joseph Hospital - Chicago Chicago$13,6641.4×32026-01-01
Uchicago Medicine Adventhealth La Grange La Grange$13,7111.4×52026-04-01
Uchicago Medicine Adventhealth Glenoaks Glendale Heights$13,7111.4×52026-04-01
Mt Sinai Hospital Medical Center Chicago$14,0031.4×62026-09-22
Touchette Regional Hospital Inc Centreville$14,2581.4×12026-04-13
Carle Health Methodist Hospital Peoria$14,2691.4×52026-04-15
Endeavor Health Edward Hospital Naperville$14,4471.4×32026-04-01
Carle Health Proctor Hospital Peoria$14,4771.4×52026-04-15
Carle Health Pekin Hospital Pekin$14,4771.4×52026-04-15
Uchicago Medicine Adventhealth Bolingbrook Bolingbrook$14,4831.4×62026-04-01
Northwestern Lake Forest Hospital Lake Forest$15,6101.6×12026-04-01
Carle Eureka Hospital Eureka$15,6981.6×52026-04-15
Uchicago Medicine Adventhealth Hinsdale Hinsdale$15,7171.6×72026-04-01
Endeavor Health Elmhurst Hospital Elmhurst$16,0211.6×32026-04-01
Advocate Sherman Hospital Elgin$16,2481.6×52025-11-04
Loyola Gottlieb Memorial Hospital Melrose Park$16,4251.6×52026-03-31
Alton Memorial Hospital Alton$16,4571.6×72025-12-15
Advocate Condell Medical Center Libertyville$16,7041.7×42025-11-04
West Suburban Medical Center Oak Park$17,2651.7×52025-03-17
Northwestern Medicine Central DuPage Hospital Winfield$17,4721.7×12026-04-01
Endeavor Health Evanston Hospital Evanston$18,3941.8×32026-04-01
Deaconess Illinois Medical Center Marion$18,8141.9×62026-02-03
Loyola University Medical Center Maywood$19,5041.9×42026-03-31
Northwestern Medicine Kishwaukee Hospital Dekalb$19,6611.9×12026-04-01
Rush University Medical Center Chicago$20,1282.0×42026-09-25
Jacksonville Memorial Hospital Jacksonville$20,3222.0×32026-09-17
Advocate Illinois Masonic Medical Center Chicago$20,3492.0×42025-11-04
Hoopeston Community Memorial Hospital Hoopeston$21,0832.1×12026-04-15
Advocate Good Shepherd Hospital Barrington$21,4242.1×42025-11-04
Advocate Trinity Hospital Chicago$21,5442.1×42025-11-04
Advocate Good Samaritan Hospital Downers Grove$21,5442.1×42025-11-04
The Carle Foundation Hospital Urbana$22,2462.2×42026-04-15
Advocate Christ Medical Center Oak Lawn$22,2762.2×42025-11-04
Advocate Lutheran General Hospital Park Ridge$22,2762.2×42025-11-04
St Marys Hospital Decatur$23,0542.3×22025-01-01
Deaconess Illinois Crossroads Mount Vernon$24,3172.4×42026-02-03
University of Chicago Medical Center Chicago$24,4482.4×52026-04-01
Northwestern Medicine Valley West Hospital Sandwich$28,1292.8×12026-04-01
Mason District Hospital Havana$35,0803.5×12026-03-10
Taylorville Memorial Hospital Taylorville$40,8204.0×12026-09-17

MS-DRG 195

HospitalMedian across insurers× MedicareInsurersFile date
Morris Hospital & Healthcare Centers Morris$4,2300.9×22026-06-30
Northwestern Medicine Delnor Community Hospital Geneva$4,7581.0×12026-04-01
Sarah Bush Lincoln Health Center Mattoon$5,0071.0×12026-06-03
Northwestern Medicine Mchenry Hospital McHenry$5,0271.0×22026-04-01
Decatur Memorial Hospital Decatur$5,3221.1×132026-09-17
Alexian Brothers Medical Center 1 Elk Grove Village$5,3701.1×42026-01-01
Trinity Rock Island Rock Island$5,5791.2×52026-01-28
St Alexius Medical Center Hoffman Estates$5,5911.2×12026-01-01
Riverside Medical Center Kankakee$5,7231.2×12026-03-15
Ingalls Memorial Hospital Harvey$5,8141.2×52026-04-01
Swedish Hospital Chicago$5,9071.2×32026-04-01
Endeavor Health Northwest Community Hospital Arlington Heights$5,9151.2×32026-04-01
Rush Oak Park Hospital Oak Park$6,3961.3×42026-09-26
Roseland Community Hospital Chicago$6,4291.3×12026-07-01
Uchicago Medicine Adventhealth La Grange La Grange$6,4801.3×52026-04-01
Uchicago Medicine Adventhealth Glenoaks Glendale Heights$6,4801.3×52026-04-01
Presence Saint Joseph Hospital - Chicago Chicago$6,5341.4×32026-01-01
Saint Francis Hospital-Evanston Evanston$6,5381.4×52026-09-01
Mt Sinai Hospital Medical Center Chicago$6,7421.4×72026-09-22
Endeavor Health Edward Hospital Naperville$6,8281.4×32026-04-01
Uchicago Medicine Adventhealth Bolingbrook Bolingbrook$6,8451.4×62026-04-01
Mercy Medical Center Aurora$6,8741.4×42026-09-01
Holy Cross Hospital Chicago$6,9141.4×72026-09-22
Community First Medical Center Chicago$6,9141.4×52026-04-01
Carle Health Proctor Hospital Peoria$6,9221.4×52026-04-15
Carle Health Pekin Hospital Pekin$6,9221.4×52026-04-15
Touchette Regional Hospital Inc Centreville$7,3721.5×12026-04-13
Carle Health Methodist Hospital Peoria$7,4011.5×52026-04-15
Uchicago Medicine Adventhealth Hinsdale Hinsdale$7,4281.5×72026-04-01
Carle Eureka Hospital Eureka$7,4601.6×52026-04-15
Northwestern Lake Forest Hospital Lake Forest$7,4641.6×12026-04-01
Endeavor Health Elmhurst Hospital Elmhurst$7,5721.6×32026-04-01
Advocate Sherman Hospital Elgin$7,6781.6×52025-11-04
Loyola Gottlieb Memorial Hospital Melrose Park$7,7621.6×52026-03-31
Advocate Condell Medical Center Libertyville$7,8941.6×42025-11-04
West Suburban Medical Center Oak Park$8,1591.7×52025-03-17
Northwestern Medicine Central DuPage Hospital Winfield$8,3551.7×12026-04-01
Endeavor Health Evanston Hospital Evanston$8,6931.8×32026-04-01
Deaconess Illinois Medical Center Marion$9,1461.9×62026-02-03
Loyola University Medical Center Maywood$9,2171.9×42026-03-31
Alton Memorial Hospital Alton$9,3491.9×82025-12-15
Northwestern Medicine Kishwaukee Hospital Dekalb$9,4011.9×12026-04-01
Advocate Illinois Masonic Medical Center Chicago$9,6162.0×42025-11-04
Rush University Medical Center Chicago$9,6242.0×42026-09-25
Jacksonville Memorial Hospital Jacksonville$9,7182.0×32026-09-17
Hoopeston Community Memorial Hospital Hoopeston$9,9632.1×12026-04-15
Advocate Good Shepherd Hospital Barrington$10,1242.1×42025-11-04
Advocate Trinity Hospital Chicago$10,1802.1×42025-11-04
Advocate Good Samaritan Hospital Downers Grove$10,1802.1×42025-11-04
Advocate Christ Medical Center Oak Lawn$10,5272.2×42025-11-04
Advocate Lutheran General Hospital Park Ridge$10,5272.2×42025-11-04
The Carle Foundation Hospital Urbana$10,6382.2×42026-04-15
St Marys Hospital Decatur$11,3322.4×22025-01-01
University of Chicago Medical Center Chicago$11,6902.4×52026-04-01
Deaconess Illinois Crossroads Mount Vernon$12,5302.6×42026-02-03
Northwestern Medicine Valley West Hospital Sandwich$13,4512.8×12026-04-01
Taylorville Memorial Hospital Taylorville$15,4913.2×12026-09-17

Questions

How much do insurers pay for pneumonia (hospital stay) in Illinois?

59 Illinois hospitals post usable commercial rates for pneumonia (hospital stay) in their federal price-transparency files. For inpatient stay (MS-DRG 194), the median across 57 hospitals is $9,780, 1.6× each hospital's local Medicare base rate. Your share depends on your plan's deductible and coinsurance; the surgeon and anesthesia bill separately.